01056 ZIP Code
Ludlow, Massachusetts
December 26, 2025
| ZIP Code: | 01056 |
| City/Town: | Ludlow |
| County: | Hampden |
| State: | Massachusetts |
| ZIP Type: | Standard |
| Population: | 20,883 |
| Median Household Income: | $76,395 |
| Per Capita Income: | $47,898 |
| Total Housing Units: | 9,025 |
| Median Home Value: | $285,000 |
| Land Area: | 27.2 sq miles
70.4 sq km |
| Water Area: | 1.1 sq miles
3.0 sq km |
| Coordinates: | 42.1836, -72.4578 |
Population Information (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 20,883 | -- | -- |
| Male: | 10,677 | 51.1% | 49.6% |
| Female: | 10,206 | 48.9% | 50.4% |
| Median Age: | 44.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 535 | 2.6% | 5.7% |
| 5 to 9 years: | 1,161 | 5.6% | 6.0% |
| 10 to 14 years: | 830 | 4.0% | 6.5% |
| 15 to 19 years: | 1,304 | 6.2% | 6.6% |
| 20 to 24 years: | 1,583 | 7.6% | 6.7% |
| 25 to 34 years: | 2,585 | 12.4% | 13.7% |
| 35 to 44 years: | 2,612 | 12.5% | 12.9% |
| 45 to 54 years: | 2,878 | 13.8% | 12.4% |
| 55 to 59 years: | 1,292 | 6.2% | 6.5% |
| 60 to 64 years: | 1,631 | 7.8% | 6.4% |
| 65 to 74 years: | 2,460 | 11.8% | 9.7% |
| 75 to 84 years: | 1,359 | 6.5% | 4.8% |
| 85 years and over: | 653 | 3.1% | 2.0% |
Housing Information (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $285,000 | -- | $281,900 |
| Median rooms: | 5.5 | -- | 5.5 |
| Median rent: | $1,192 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,025 | -- | -- |
| Occupied housing units: | 8,502 | 94.2% | 38.0% |
| Vacant housing units: | 523 | 5.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,293 | 74.0% | 64.8% |
| Renter-occupied: | 2,209 | 26.0% | 35.2% |
Educational Attainment (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 15,470 | -- | -- |
| Less than 9th grade: | 1,076 | 7.0% | 4.7% |
| 9th to 12th grade, no diploma: | 833 | 5.4% | 6.1% |
| High school graduate: | 4,961 | 32.1% | 26.4% |
| Some college, no degree: | 2,862 | 18.5% | 19.7% |
| Associate degree: | 1,874 | 12.1% | 8.7% |
| Bachelor's degree: | 2,783 | 18.0% | 20.9% |
| Graduate or professional degree: | 1,081 | 7.0% | 13.7% |
| Percent high school graduate or higher: | -- | 87.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 25.0% | 34.3% |
Income Information (01056 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $76,395 / yr. | $75,149 / yr. |
| Mean household income: | $96,672 / yr. | $105,833 / yr. |
| Median family income: | $89,403 / yr. | $92,646 / yr. |
| Per capita income: | $47,898 / yr. | $41,261 / yr. |
Employment (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,948 | -- | 63.5% |
| Employed: | 10,506 | 96.0% | 96.4% |
| Unemployed: | 442 | 4.0% | 5.3% |
| Not in labor force: | 7,173 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 8,567 | 81.5% | 79.7% |
| Government workers: | 1,368 | 13.0% | 14.2% |
| Self-employed: | 510 | 4.9% | 5.9% |
| Unpaid family workers: | 61 | 0.6% | 0.1% |
Race & Ethnicity (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 18,474 | 88.5% | 61.6% |
| Black or African American: | 255 | 1.2% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 219 | 1.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 479 | 2.3% | 8.4% |
| Two or more races: | 1,456 | 7.0% | 10.2% |
| Hispanic or Latino (any race): | 1,216 | 5.8% | 18.7% |
| Mexican: | 2,115 | 10.1% | 11.2% |
| Puerto Rican: | 105 | 0.5% | 1.8% |
| Cuban: | 1,419 | 6.8% | 0.7% |
| Other Hispanic or Latino: | 82 | 0.4% | 5.0% |
| Not Hispanic or Latino: | 509 | 2.4% | 81.1% |
Income Distribution (01056 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 457 | 5.4% | 4.9% |
| $10,000 to $14,999: | 281 | 3.3% | 3.8% |
| $15,000 to $24,999: | 570 | 6.7% | 7.0% |
| $25,000 to $34,999: | 633 | 7.4% | 7.4% |
| $35,000 to $49,999: | 829 | 9.8% | 10.7% |
| $50,000 to $74,999: | 1,385 | 16.3% | 16.1% |
| $75,000 to $99,999: | 1,305 | 15.3% | 12.8% |
| $100,000 to $149,999: | 1,291 | 15.2% | 17.1% |
| $150,000 to $199,999: | 793 | 9.3% | 8.8% |
| $200,000 or more: | 958 | 11.3% | 11.4% |
Commute to Work (01056 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 8,077 | 76.9% | 67.8% |
| Carpooled: | 793 | 7.5% | 8.7% |
| Public transportation: | 30 | 0.3% | 4.2% |
| Walked: | 92 | 0.9% | 2.5% |
| Other means: | 133 | 1.3% | 0.9% |
| Worked from home: | 1,163 | 11.1% | 13.8% |
| Mean travel time to work: | 22.8 min | -- | 26.7 min |
Industry (01056 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 6 | 0.1% | 1.6% |
| Construction: | 682 | 6.5% | 6.9% |
| Manufacturing: | 1,262 | 12.0% | 10.0% |
| Wholesale trade: | 58 | 0.6% | 2.4% |
| Retail trade: | 1,252 | 11.9% | 11.0% |
| Transportation, warehousing, utilities: | 648 | 6.2% | 5.8% |
| Information: | 93 | 0.9% | 1.9% |
| Finance, insurance, real estate: | 1,278 | 12.2% | 6.7% |
| Professional, scientific, management: | 927 | 8.8% | 12.1% |
| Education, health care, social services: | 2,731 | 26.0% | 23.3% |
| Arts, entertainment, food services: | 418 | 4.0% | 9.0% |
| Other services: | 558 | 5.3% | 4.7% |
| Public administration: | 593 | 5.6% | 4.7% |
Poverty Status (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 19,845 | 95.0% | 91.3% |
| Private health insurance: | 15,681 | 75.1% | 67.6% |
| Public health coverage: | 7,611 | 36.4% | 35.9% |
| Without health insurance: | 436 | 2.1% | 8.7% |
Benefits & Assistance (01056 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,278 | 73.8% | 77.4% |
| Social Security income: | 3,251 | 38.2% | 31.0% |
| Retirement income: | 2,287 | 26.9% | 21.8% |
| Supplemental Security Income (SSI): | 367 | 4.3% | 4.5% |
| Cash public assistance income: | 275 | 3.2% | 1.8% |
| SNAP (food stamps) benefits: | 1,088 | 12.8% | 11.4% |
Housing Types (01056 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,578 | 72.9% | 61.4% |
| 1-unit, attached: | 457 | 5.1% | 6.1% |
| 2 units: | 632 | 7.0% | 3.4% |
| 3 or 4 units: | 502 | 5.6% | 4.3% |
| 5 to 9 units: | 305 | 3.4% | 4.6% |
| 10 to 19 units: | 223 | 2.5% | 4.3% |
| 20 or more units: | 257 | 2.8% | 9.9% |
| Mobile home: | 71 | 0.8% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (01056 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 80 | 0.9% | 0.6% |
| Built 2010 to 2019: | 416 | 4.6% | 8.2% |
| Built 2000 to 2009: | 452 | 5.0% | 13.5% |
| Built 1990 to 1999: | 839 | 9.3% | 13.2% |
| Built 1980 to 1989: | 1,420 | 15.7% | 13.2% |
| Built 1970 to 1979: | 1,069 | 11.8% | 14.6% |
| Built 1960 to 1969: | 885 | 9.8% | 10.2% |
| Built 1950 to 1959: | 1,588 | 17.6% | 9.9% |
| Built 1940 to 1949: | 788 | 8.7% | 4.6% |
| Built 1939 or earlier: | 1,488 | 16.5% | 12.0% |
Bedrooms (01056 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 30 | 0.3% | 2.4% |
| 1 bedroom: | 700 | 7.8% | 3.0% |
| 2 bedrooms: | 2,431 | 26.9% | 9.1% |
| 3 bedrooms: | 4,540 | 50.3% | 15.9% |
| 4 bedrooms: | 1,167 | 12.9% | 18.8% |
| 5 or more bedrooms: | 157 | 1.7% | 17.6% |
Heating Fuel (01056 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,444 | 52.3% | 47.1% |
| Bottled, tank, or LP gas: | 285 | 3.4% | 4.9% |
| Electricity: | 835 | 9.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 2,789 | 32.8% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 68 | 0.8% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 31 | 0.4% | 0.5% |
| No fuel used: | 50 | 0.6% | 0.2% |
Vehicles Available (01056 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 481 | 5.7% | 8.3% |
| 1 vehicle available: | 2,945 | 34.6% | 32.6% |
| 2 vehicles available: | 3,182 | 37.4% | 37.0% |
| 3 or more vehicles available: | 1,894 | 22.3% | 22.1% |
Home Value Distribution (01056 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 180 | 2.9% | 5.7% |
| $50,000 to $99,999: | 13 | 0.2% | 7.8% |
| $100,000 to $149,999: | 153 | 2.4% | 9.2% |
| $150,000 to $199,999: | 725 | 11.5% | 10.8% |
| $200,000 to $299,999: | 2,516 | 40.0% | 19.9% |
| $300,000 to $499,999: | 2,320 | 36.9% | 24.1% |
| $500,000 to $999,999: | 386 | 6.1% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (01056 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,857 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $761 / mo. | $584 / mo. |
| Median gross rent: | $1,192 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.48 | 2.53 |
| Average household size (renter-occupied): | 2.11 | 2.38 |
Households (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,502 | -- | -- |
| Married-couple households: | 4,396 | 51.7% | 47.5% |
| Cohabiting couple households: | 952 | 11.2% | 7.0% |
| Male householder, no spouse: | 1,356 | 15.9% | 5.4% |
| Female householder, no spouse: | 2,035 | 23.9% | 12.7% |
| Householder living alone: | 1,754 | 20.6% | 28.6% |
| 65 years and over living alone: | 3,405 | 40.0% | 11.8% |
| Average household size: | 2.38 | -- | 2.53 |
| Average family size: | 2.80 | -- | -- |
Marital Status (01056 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 9,282 | -- | -- |
| Never married: | 3,658 | 39.4% | 37.0% |
| Now married: | 4,551 | 49.0% | 49.5% |
| Separated: | 308 | 3.3% | 1.5% |
| Widowed: | 644 | 6.9% | 2.6% |
| Divorced: | 2,803 | 30.2% | 9.3% |
School Enrollment (01056 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,145 | -- | -- |
| Nursery school, preschool: | 204 | 4.9% | 5.8% |
| Kindergarten: | 336 | 8.1% | 5.0% |
| Elementary school (grades 1-8): | 1,497 | 36.1% | 40.5% |
| High school (grades 9-12): | 902 | 21.8% | 21.4% |
| College or graduate school: | 1,206 | 29.1% | 27.3% |
Veterans & Disability (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 17,656 | -- | -- |
| Veterans: | 1,482 | 8.4% | 6.3% |
| Civilian noninstitutionalized population: | 20,281 | -- | -- |
| With a disability: | 3,371 | 16.6% | 13.4% |
| Under 18 with disability: | 175 | 5.2% | 5.8% |
| 18 to 64 with disability: | 1,666 | 49.4% | 10.4% |
| 65 and over with disability: | 1,530 | 45.4% | 33.4% |
Mobility (Residence 1 Year Ago) (01056 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 19,167 | 91.8% | 86.9% |
| Different house: | 1,621 | 7.8% | 13.1% |
| Same county: | 1,240 | 76.5% | 7.0% |
| Different county: | 344 | 21.2% | 3.2% |
| Different state: | 88 | 5.4% | 2.5% |
| Abroad: | 37 | 2.3% | 0.4% |
Place of Birth (01056 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 17,533 | 84.0% | 86.2% |
| Foreign born: | 694 | 3.3% | 13.9% |
| Naturalized citizen: | 3,350 | 482.7% | 52.7% |
| Not a citizen: | 3,350 | 482.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,350 | 482.7% | 10.5% |
| Asia: | 2,440 | 351.6% | 31.3% |
| Africa: | 109 | 15.7% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 182 | 26.2% | 50.0% |
| Northern America: | 36 | 5.2% | 2.2% |
Language Spoken at Home (01056 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 20,348 | -- | -- |
| English only: | 15,146 | 74.4% | 78.3% |
| Language other than English: | 5,202 | 25.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,264 | 6.2% | 13.3% |
| Other Indo-European languages: | 3,151 | 15.5% | 3.5% |
| Asian/Pacific Island languages: | 697 | 3.4% | 3.5% |
| Other languages: | 90 | 0.4% | 1.0% |
Computers & Internet (01056 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,502 | 100.0% | 93.1% |
| Households with broadband internet: | 7,607 | 89.5% | 89.4% |
Ludlow, MA01056