01440 ZIP Code
Gardner, Massachusetts
December 26, 2025
| ZIP Code: | 01440 |
| City/Town: | Gardner |
| County: | Worcester |
| State: | Massachusetts |
| ZIP Type: | Standard |
| Population: | 21,231 |
| Median Household Income: | $57,289 |
| Per Capita Income: | $39,425 |
| Total Housing Units: | 9,642 |
| Median Home Value: | $243,700 |
| Land Area: | 24.5 sq miles
63.5 sq km |
| Water Area: | 1.3 sq miles
3.3 sq km |
| Coordinates: | 42.5883, -71.9861 |
Population Information (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,231 | -- | -- |
| Male: | 11,172 | 52.6% | 49.6% |
| Female: | 10,059 | 47.4% | 50.4% |
| Median Age: | 45.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,106 | 5.2% | 5.7% |
| 5 to 9 years: | 871 | 4.1% | 6.0% |
| 10 to 14 years: | 1,088 | 5.1% | 6.5% |
| 15 to 19 years: | 1,021 | 4.8% | 6.6% |
| 20 to 24 years: | 850 | 4.0% | 6.7% |
| 25 to 34 years: | 3,298 | 15.5% | 13.7% |
| 35 to 44 years: | 2,352 | 11.1% | 12.9% |
| 45 to 54 years: | 2,546 | 12.0% | 12.4% |
| 55 to 59 years: | 1,823 | 8.6% | 6.5% |
| 60 to 64 years: | 2,234 | 10.5% | 6.4% |
| 65 to 74 years: | 2,241 | 10.6% | 9.7% |
| 75 to 84 years: | 1,200 | 5.7% | 4.8% |
| 85 years and over: | 601 | 2.8% | 2.0% |
Housing Information (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $243,700 | -- | $281,900 |
| Median rooms: | 5.2 | -- | 5.5 |
| Median rent: | $1,041 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,642 | -- | -- |
| Occupied housing units: | 8,939 | 92.7% | 38.0% |
| Vacant housing units: | 703 | 7.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,175 | 57.9% | 64.8% |
| Renter-occupied: | 3,764 | 42.1% | 35.2% |
Educational Attainment (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 16,295 | -- | -- |
| Less than 9th grade: | 639 | 3.9% | 4.7% |
| 9th to 12th grade, no diploma: | 1,271 | 7.8% | 6.1% |
| High school graduate: | 5,566 | 34.2% | 26.4% |
| Some college, no degree: | 3,614 | 22.2% | 19.7% |
| Associate degree: | 2,032 | 12.5% | 8.7% |
| Bachelor's degree: | 2,130 | 13.1% | 20.9% |
| Graduate or professional degree: | 1,043 | 6.4% | 13.7% |
| Percent high school graduate or higher: | -- | 88.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 19.5% | 34.3% |
Income Information (01440 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $57,289 / yr. | $75,149 / yr. |
| Mean household income: | $76,866 / yr. | $105,833 / yr. |
| Median family income: | $70,287 / yr. | $92,646 / yr. |
| Per capita income: | $39,425 / yr. | $41,261 / yr. |
Employment (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,249 | -- | 63.5% |
| Employed: | 9,598 | 93.6% | 96.4% |
| Unemployed: | 651 | 6.4% | 5.3% |
| Not in labor force: | 7,633 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,630 | 79.5% | 79.7% |
| Government workers: | 1,379 | 14.4% | 14.2% |
| Self-employed: | 569 | 5.9% | 5.9% |
| Unpaid family workers: | 20 | 0.2% | 0.1% |
Race & Ethnicity (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 18,204 | 85.7% | 61.6% |
| Black or African American: | 496 | 2.3% | 12.4% |
| American Indian/Alaska Native: | 44 | 0.2% | 1.1% |
| Asian: | 678 | 3.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 694 | 3.3% | 8.4% |
| Two or more races: | 1,115 | 5.3% | 10.2% |
| Hispanic or Latino (any race): | 1,293 | 6.1% | 18.7% |
| Mexican: | 1,765 | 8.3% | 11.2% |
| Puerto Rican: | 60 | 0.3% | 1.8% |
| Cuban: | 1,142 | 5.4% | 0.7% |
| Other Hispanic or Latino: | 6 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 557 | 2.6% | 81.1% |
Income Distribution (01440 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 358 | 4.0% | 4.9% |
| $10,000 to $14,999: | 395 | 4.4% | 3.8% |
| $15,000 to $24,999: | 1,166 | 13.0% | 7.0% |
| $25,000 to $34,999: | 750 | 8.4% | 7.4% |
| $35,000 to $49,999: | 1,123 | 12.6% | 10.7% |
| $50,000 to $74,999: | 1,666 | 18.6% | 16.1% |
| $75,000 to $99,999: | 1,054 | 11.8% | 12.8% |
| $100,000 to $149,999: | 1,523 | 17.0% | 17.1% |
| $150,000 to $199,999: | 531 | 5.9% | 8.8% |
| $200,000 or more: | 373 | 4.2% | 11.4% |
Commute to Work (01440 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,905 | 71.9% | 67.8% |
| Carpooled: | 1,043 | 10.9% | 8.7% |
| Public transportation: | 136 | 1.4% | 4.2% |
| Walked: | 243 | 2.5% | 2.5% |
| Other means: | 258 | 2.7% | 0.9% |
| Worked from home: | 934 | 9.7% | 13.8% |
| Mean travel time to work: | 31.6 min | -- | 26.7 min |
Industry (01440 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 13 | 0.1% | 1.6% |
| Construction: | 764 | 8.0% | 6.9% |
| Manufacturing: | 1,528 | 15.9% | 10.0% |
| Wholesale trade: | 145 | 1.5% | 2.4% |
| Retail trade: | 1,018 | 10.6% | 11.0% |
| Transportation, warehousing, utilities: | 454 | 4.7% | 5.8% |
| Information: | 74 | 0.8% | 1.9% |
| Finance, insurance, real estate: | 482 | 5.0% | 6.7% |
| Professional, scientific, management: | 569 | 5.9% | 12.1% |
| Education, health care, social services: | 2,850 | 29.7% | 23.3% |
| Arts, entertainment, food services: | 698 | 7.3% | 9.0% |
| Other services: | 461 | 4.8% | 4.7% |
| Public administration: | 542 | 5.6% | 4.7% |
Poverty Status (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 14.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 19,570 | 92.2% | 91.3% |
| Private health insurance: | 12,898 | 60.8% | 67.6% |
| Public health coverage: | 9,602 | 45.2% | 35.9% |
| Without health insurance: | 662 | 3.1% | 8.7% |
Benefits & Assistance (01440 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,590 | 73.7% | 77.4% |
| Social Security income: | 3,467 | 38.8% | 31.0% |
| Retirement income: | 2,187 | 24.5% | 21.8% |
| Supplemental Security Income (SSI): | 601 | 6.7% | 4.5% |
| Cash public assistance income: | 189 | 2.1% | 1.8% |
| SNAP (food stamps) benefits: | 1,610 | 18.0% | 11.4% |
Housing Types (01440 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,702 | 48.8% | 61.4% |
| 1-unit, attached: | 362 | 3.8% | 6.1% |
| 2 units: | 1,018 | 10.6% | 3.4% |
| 3 or 4 units: | 1,128 | 11.7% | 4.3% |
| 5 to 9 units: | 566 | 5.9% | 4.6% |
| 10 to 19 units: | 424 | 4.4% | 4.3% |
| 20 or more units: | 1,296 | 13.4% | 9.9% |
| Mobile home: | 136 | 1.4% | 5.8% |
| Boat, RV, van, etc.: | 10 | 0.1% | 0.1% |
Year Structure Built (01440 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 21 | 0.2% | 0.6% |
| Built 2010 to 2019: | 294 | 3.0% | 8.2% |
| Built 2000 to 2009: | 501 | 5.2% | 13.5% |
| Built 1990 to 1999: | 548 | 5.7% | 13.2% |
| Built 1980 to 1989: | 1,237 | 12.8% | 13.2% |
| Built 1970 to 1979: | 943 | 9.8% | 14.6% |
| Built 1960 to 1969: | 635 | 6.6% | 10.2% |
| Built 1950 to 1959: | 957 | 9.9% | 9.9% |
| Built 1940 to 1949: | 606 | 6.3% | 4.6% |
| Built 1939 or earlier: | 3,900 | 40.4% | 12.0% |
Bedrooms (01440 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 323 | 3.3% | 2.4% |
| 1 bedroom: | 1,409 | 14.6% | 3.0% |
| 2 bedrooms: | 3,300 | 34.2% | 9.1% |
| 3 bedrooms: | 3,333 | 34.6% | 15.9% |
| 4 bedrooms: | 1,100 | 11.4% | 18.8% |
| 5 or more bedrooms: | 177 | 1.8% | 17.6% |
Heating Fuel (01440 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,498 | 16.8% | 47.1% |
| Bottled, tank, or LP gas: | 268 | 3.0% | 4.9% |
| Electricity: | 1,624 | 18.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 5,188 | 58.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 236 | 2.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 101 | 1.1% | 0.5% |
| No fuel used: | 24 | 0.3% | 0.2% |
Vehicles Available (01440 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 894 | 10.0% | 8.3% |
| 1 vehicle available: | 3,421 | 38.3% | 32.6% |
| 2 vehicles available: | 3,208 | 35.9% | 37.0% |
| 3 or more vehicles available: | 1,416 | 15.8% | 22.1% |
Home Value Distribution (01440 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 130 | 2.5% | 5.7% |
| $50,000 to $99,999: | 65 | 1.3% | 7.8% |
| $100,000 to $149,999: | 527 | 10.2% | 9.2% |
| $150,000 to $199,999: | 1,026 | 19.8% | 10.8% |
| $200,000 to $299,999: | 1,911 | 36.9% | 19.9% |
| $300,000 to $499,999: | 1,432 | 27.7% | 24.1% |
| $500,000 to $999,999: | 49 | 0.9% | 17.0% |
| $1,000,000 or more: | 35 | 0.7% | 5.6% |
Housing Costs (01440 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,741 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $704 / mo. | $584 / mo. |
| Median gross rent: | $1,041 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.43 | 2.53 |
| Average household size (renter-occupied): | 2.01 | 2.38 |
Households (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,939 | -- | -- |
| Married-couple households: | 3,768 | 42.2% | 47.5% |
| Cohabiting couple households: | 1,059 | 11.8% | 7.0% |
| Male householder, no spouse: | 1,825 | 20.4% | 5.4% |
| Female householder, no spouse: | 2,321 | 26.0% | 12.7% |
| Householder living alone: | 2,384 | 26.7% | 28.6% |
| 65 years and over living alone: | 2,946 | 33.0% | 11.8% |
| Average household size: | 2.25 | -- | 2.53 |
| Average family size: | 2.73 | -- | -- |
Marital Status (01440 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 9,443 | -- | -- |
| Never married: | 3,767 | 39.9% | 37.0% |
| Now married: | 4,124 | 43.7% | 49.5% |
| Separated: | 275 | 2.9% | 1.5% |
| Widowed: | 1,113 | 11.8% | 2.6% |
| Divorced: | 2,457 | 26.0% | 9.3% |
School Enrollment (01440 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,028 | -- | -- |
| Nursery school, preschool: | 273 | 6.8% | 5.8% |
| Kindergarten: | 99 | 2.5% | 5.0% |
| Elementary school (grades 1-8): | 1,657 | 41.1% | 40.5% |
| High school (grades 9-12): | 924 | 22.9% | 21.4% |
| College or graduate school: | 1,075 | 26.7% | 27.3% |
Veterans & Disability (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 17,546 | -- | -- |
| Veterans: | 1,262 | 7.2% | 6.3% |
| Civilian noninstitutionalized population: | 20,232 | -- | -- |
| With a disability: | 3,220 | 15.9% | 13.4% |
| Under 18 with disability: | 288 | 8.9% | 5.8% |
| 18 to 64 with disability: | 1,847 | 57.4% | 10.4% |
| 65 and over with disability: | 1,085 | 33.7% | 33.4% |
Mobility (Residence 1 Year Ago) (01440 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 19,672 | 92.7% | 86.9% |
| Different house: | 1,406 | 6.6% | 13.1% |
| Same county: | 1,006 | 71.6% | 7.0% |
| Different county: | 393 | 28.0% | 3.2% |
| Different state: | 69 | 4.9% | 2.5% |
| Abroad: | 7 | 0.5% | 0.4% |
Place of Birth (01440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 19,410 | 91.4% | 86.2% |
| Foreign born: | 705 | 3.3% | 13.9% |
| Naturalized citizen: | 1,821 | 258.3% | 52.7% |
| Not a citizen: | 1,821 | 258.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,821 | 258.3% | 10.5% |
| Asia: | 62 | 8.8% | 31.3% |
| Africa: | 96 | 13.6% | 5.5% |
| Oceania: | 13 | 1.8% | 0.5% |
| Latin America: | 317 | 45.0% | 50.0% |
| Northern America: | 764 | 108.4% | 2.2% |
Language Spoken at Home (01440 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 20,125 | -- | -- |
| English only: | 17,759 | 88.2% | 78.3% |
| Language other than English: | 2,366 | 11.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 986 | 4.9% | 13.3% |
| Other Indo-European languages: | 889 | 4.4% | 3.5% |
| Asian/Pacific Island languages: | 366 | 1.8% | 3.5% |
| Other languages: | 125 | 0.6% | 1.0% |
Computers & Internet (01440 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,939 | 100.0% | 93.1% |
| Households with broadband internet: | 8,068 | 90.3% | 89.4% |
Gardner, MA01440