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02478 ZIP Code

Belmont, Massachusetts

December 26, 2025
ZIP Code:02478
City/Town:Belmont
County:Middlesex
State:Massachusetts
ZIP Type:Standard
Population:26,964
Median Household Income:$164,720
Per Capita Income:$89,430
Total Housing Units:10,834
Median Home Value:$1,060,600
Land Area:4.6 sq miles
12.0 sq km
Water Area:0.1 sq miles
0.2 sq km
Coordinates:42.3953, -71.1803

Population Information (02478 zip code)

#%US
Total Population:26,964----
Male:12,57946.7%49.6%
Female:14,38553.3%50.4%
Median Age:42.0 yrs--38.5 yrs
Under 5 years:1,3905.2%5.7%
5 to 9 years:1,8917.0%6.0%
10 to 14 years:1,8406.8%6.5%
15 to 19 years:1,9317.2%6.6%
20 to 24 years:9823.6%6.7%
25 to 34 years:2,6189.7%13.7%
35 to 44 years:4,12115.3%12.9%
45 to 54 years:3,97314.7%12.4%
55 to 59 years:1,9127.1%6.5%
60 to 64 years:1,5595.8%6.4%
65 to 74 years:2,76310.2%9.7%
75 to 84 years:1,3955.2%4.8%
85 years and over:5892.2%2.0%

Housing Information (02478 zip code)

#%US
Median home value:$1,060,600--$281,900
Median rooms:6.5--5.5
Median rent:$2,336 / mo.--$1,268 / mo.
Total housing units:10,834----
Occupied housing units:10,41496.1%38.0%
Vacant housing units:4203.9%4.6%
Housing tenure:------
Owner-occupied:6,62363.6%64.8%
Renter-occupied:3,79136.4%35.2%

Educational Attainment (02478 zip code)

#%US
Population 25 years and over:18,930----
Less than 9th grade:2551.3%4.7%
9th to 12th grade, no diploma:2441.3%6.1%
High school graduate:1,5238.0%26.4%
Some college, no degree:1,1085.9%19.7%
Associate degree:7333.9%8.7%
Bachelor's degree:5,28527.9%20.9%
Graduate or professional degree:9,78251.7%13.7%
Percent high school graduate or higher:--97.4%89.1%
Percent bachelor's degree or higher:--79.6%34.3%

Income Information (02478 zip code)

ValueUS
Median household income:$164,720 / yr.$75,149 / yr.
Mean household income:$227,995 / yr.$105,833 / yr.
Median family income:$201,730 / yr.$92,646 / yr.
Per capita income:$89,430 / yr.$41,261 / yr.

Employment (02478 zip code)

#%US
In labor force:14,852--63.5%
Employed:14,13695.3%96.4%
Unemployed:7004.7%5.3%
Not in labor force:6,635----
Class of Worker:------
Private wage and salary:11,97684.7%79.7%
Government workers:1,2218.6%14.2%
Self-employed:9236.5%5.9%
Unpaid family workers:160.1%0.1%

Race & Ethnicity (02478 zip code)

#%US
Race (one race):------
White:19,54272.5%61.6%
Black or African American:4401.6%12.4%
American Indian/Alaska Native:140.1%1.1%
Asian:4,88118.1%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:3361.2%8.4%
Two or more races:1,7516.5%10.2%
Hispanic or Latino (any race):9373.5%18.7%
Mexican:1,2464.6%11.2%
Puerto Rican:1660.6%1.8%
Cuban:840.3%0.7%
Other Hispanic or Latino:260.1%5.0%
Not Hispanic or Latino:9703.6%81.1%

Income Distribution (02478 zip code)

Household IncomeHouseholds%US
Less than $10,000:3923.8%4.9%
$10,000 to $14,999:1071.0%3.8%
$15,000 to $24,999:3783.6%7.0%
$25,000 to $34,999:1931.9%7.4%
$35,000 to $49,999:4634.4%10.7%
$50,000 to $74,999:8027.7%16.1%
$75,000 to $99,999:6636.4%12.8%
$100,000 to $149,999:1,72016.5%17.1%
$150,000 to $199,999:1,40013.4%8.8%
$200,000 or more:4,29641.3%11.4%

Commute to Work (02478 zip code)

Commute MethodWorkers%US
Drove alone:7,02049.7%67.8%
Carpooled:9246.5%8.7%
Public transportation:1,70512.1%4.2%
Walked:3452.4%2.5%
Other means:4563.2%0.9%
Worked from home:3,45224.4%13.8%
Mean travel time to work:30.0 min--26.7 min

Industry (02478 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:400.3%1.6%
Construction:3782.7%6.9%
Manufacturing:1,43810.2%10.0%
Wholesale trade:1240.9%2.4%
Retail trade:9436.7%11.0%
Transportation, warehousing, utilities:1491.1%5.8%
Information:4393.1%1.9%
Finance, insurance, real estate:1,1588.2%6.7%
Professional, scientific, management:3,96628.1%12.1%
Education, health care, social services:3,97028.1%23.3%
Arts, entertainment, food services:7145.1%9.0%
Other services:3982.8%4.7%
Public administration:4193.0%4.7%

Poverty Status (02478 zip code)

#%US
Poverty Rate:--3.9%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (02478 zip code)

#%US
With health insurance:26,27897.5%91.3%
Private health insurance:23,45887.0%67.6%
Public health coverage:6,07022.5%35.9%
Without health insurance:4901.8%8.7%

Benefits & Assistance (02478 zip code)

Households with:#%US
Earnings:8,76584.2%77.4%
Social Security income:2,46323.7%31.0%
Retirement income:2,15020.6%21.8%
Supplemental Security Income (SSI):1771.7%4.5%
Cash public assistance income:2202.1%1.8%
SNAP (food stamps) benefits:3843.7%11.4%

Housing Types (02478 zip code)

Structure TypeUnits%US
1-unit, detached:4,96445.8%61.4%
1-unit, attached:7166.6%6.1%
2 units:3,15229.1%3.4%
3 or 4 units:9388.7%4.3%
5 to 9 units:1571.4%4.6%
10 to 19 units:1751.6%4.3%
20 or more units:7326.8%9.9%
Mobile home:00.0%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (02478 zip code)

Year BuiltUnits%US
Built 2020 or later:540.5%0.6%
Built 2010 to 2019:5555.1%8.2%
Built 2000 to 2009:2462.3%13.5%
Built 1990 to 1999:1231.1%13.2%
Built 1980 to 1989:2592.4%13.2%
Built 1970 to 1979:4364.0%14.6%
Built 1960 to 1969:7356.8%10.2%
Built 1950 to 1959:1,08910.1%9.9%
Built 1940 to 1949:1,0029.2%4.6%
Built 1939 or earlier:6,33558.5%12.0%

Bedrooms (02478 zip code)

Number of BedroomsUnits%US
No bedroom (studio):1071.0%2.4%
1 bedroom:8537.9%3.0%
2 bedrooms:3,30030.5%9.1%
3 bedrooms:3,22629.8%15.9%
4 bedrooms:2,45922.7%18.8%
5 or more bedrooms:8898.2%17.6%

Heating Fuel (02478 zip code)

Fuel TypeUnits%US
Utility gas:7,23569.5%47.1%
Bottled, tank, or LP gas:1901.8%4.9%
Electricity:9859.5%40.2%
Fuel oil, kerosene, etc.:1,93118.5%4.2%
Coal or coke:00.0%0.1%
Wood:140.1%1.5%
Solar energy:00.0%0.1%
Other fuel:430.4%0.5%
No fuel used:160.2%0.2%

Vehicles Available (02478 zip code)

VehiclesHouseholds%US
No vehicle available:8187.9%8.3%
1 vehicle available:3,92237.7%32.6%
2 vehicles available:4,70545.2%37.0%
3 or more vehicles available:9699.3%22.1%

Home Value Distribution (02478 zip code)

Value RangeOwner Units%US
Less than $50,000:360.5%5.7%
$50,000 to $99,999:00.0%7.8%
$100,000 to $149,999:140.2%9.2%
$150,000 to $199,999:130.2%10.8%
$200,000 to $299,999:190.3%19.9%
$300,000 to $499,999:2724.1%24.1%
$500,000 to $999,999:2,54538.4%17.0%
$1,000,000 or more:3,72456.2%5.6%

Housing Costs (02478 zip code)

ValueUS
Median owner costs (with mortgage):$4,001 / mo.$1,828 / mo.
Median owner costs (no mortgage):$1,501 / mo.$584 / mo.
Median gross rent:$2,336 / mo.$1,268 / mo.
Average household size (owner-occupied):2.722.53
Average household size (renter-occupied):2.292.38

Households (02478 zip code)

#%US
Total households:10,414----
Married-couple households:6,53962.8%47.5%
Cohabiting couple households:3,49133.5%7.0%
Male householder, no spouse:1,06410.2%5.4%
Female householder, no spouse:2,39723.0%12.7%
Householder living alone:4,09639.3%28.6%
65 years and over living alone:3,33632.0%11.8%
Average household size:2.57--2.53
Average family size:3.06----

Marital Status (02478 zip code)

Population 15 years and over#%US
Total:10,329----
Never married:2,61325.3%37.0%
Now married:7,04268.2%49.5%
Separated:2102.0%1.5%
Widowed:4104.0%2.6%
Divorced:2,93528.4%9.3%

School Enrollment (02478 zip code)

Population 3 years and over#%US
Enrolled in school:7,580----
Nursery school, preschool:6608.7%5.8%
Kindergarten:4495.9%5.0%
Elementary school (grades 1-8):2,92738.6%40.5%
High school (grades 9-12):1,82124.0%21.4%
College or graduate school:1,72322.7%27.3%

Veterans & Disability (02478 zip code)

#%US
Civilian population 18 years and over:20,393----
Veterans:5042.5%6.3%
Civilian noninstitutionalized population:26,768----
With a disability:1,9807.4%13.4%
Under 18 with disability:27313.8%5.8%
18 to 64 with disability:58029.3%10.4%
65 and over with disability:1,12756.9%33.4%

Mobility (Residence 1 Year Ago) (02478 zip code)

Population 1 year and over#%US
Same house:23,43186.9%86.9%
Different house:3,31912.3%13.1%
Same county:1,31739.7%7.0%
Different county:1,50945.5%3.2%
Different state:1,11533.6%2.5%
Abroad:49314.9%0.4%

Place of Birth (02478 zip code)

#%US
Native born:20,08074.5%86.2%
Foreign born:4601.7%13.9%
Naturalized citizen:6,8841496.5%52.7%
Not a citizen:6,8841496.5%47.3%
Foreign-born by region:------
Europe:6,8841496.5%10.5%
Asia:1,883409.3%31.3%
Africa:16836.5%5.5%
Oceania:367.8%0.5%
Latin America:638138.7%50.0%
Northern America:18139.3%2.2%

Language Spoken at Home (02478 zip code)

Population 5 years and over#%US
Total:25,574----
English only:17,71769.3%78.3%
Language other than English:7,85730.7%21.5%
By language:------
Spanish:1,0023.9%13.3%
Other Indo-European languages:3,13512.3%3.5%
Asian/Pacific Island languages:3,34013.1%3.5%
Other languages:3801.5%1.0%

Computers & Internet (02478 zip code)

Households%US
Households with a computer:10,414100.0%93.1%
Households with broadband internet:10,01496.2%89.4%