02645 ZIP Code
Harwich, Massachusetts
December 26, 2025
| ZIP Code: | 02645 |
| City/Town: | Harwich |
| County: | Barnstable |
| State: | Massachusetts |
| ZIP Type: | Standard |
| Population: | 10,930 |
| Median Household Income: | $84,693 |
| Per Capita Income: | $49,905 |
| Total Housing Units: | 6,731 |
| Median Home Value: | $557,200 |
| Land Area: | 16.9 sq miles
43.8 sq km |
| Water Area: | 1.8 sq miles
4.7 sq km |
| Coordinates: | 41.7013, -70.0617 |
Population Information (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 10,930 | -- | -- |
| Male: | 5,231 | 47.9% | 49.6% |
| Female: | 5,699 | 52.1% | 50.4% |
| Median Age: | 56.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 415 | 3.8% | 5.7% |
| 5 to 9 years: | 449 | 4.1% | 6.0% |
| 10 to 14 years: | 358 | 3.3% | 6.5% |
| 15 to 19 years: | 345 | 3.2% | 6.6% |
| 20 to 24 years: | 669 | 6.1% | 6.7% |
| 25 to 34 years: | 594 | 5.4% | 13.7% |
| 35 to 44 years: | 1,152 | 10.5% | 12.9% |
| 45 to 54 years: | 1,120 | 10.2% | 12.4% |
| 55 to 59 years: | 905 | 8.3% | 6.5% |
| 60 to 64 years: | 1,368 | 12.5% | 6.4% |
| 65 to 74 years: | 2,247 | 20.6% | 9.7% |
| 75 to 84 years: | 841 | 7.7% | 4.8% |
| 85 years and over: | 467 | 4.3% | 2.0% |
Housing Information (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $557,200 | -- | $281,900 |
| Median rooms: | 5.7 | -- | 5.5 |
| Median rent: | $1,620 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,731 | -- | -- |
| Occupied housing units: | 4,718 | 70.1% | 38.0% |
| Vacant housing units: | 2,013 | 29.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,933 | 83.4% | 64.8% |
| Renter-occupied: | 785 | 16.6% | 35.2% |
Educational Attainment (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 8,694 | -- | -- |
| Less than 9th grade: | 34 | 0.4% | 4.7% |
| 9th to 12th grade, no diploma: | 157 | 1.8% | 6.1% |
| High school graduate: | 2,314 | 26.6% | 26.4% |
| Some college, no degree: | 1,788 | 20.6% | 19.7% |
| Associate degree: | 777 | 8.9% | 8.7% |
| Bachelor's degree: | 1,878 | 21.6% | 20.9% |
| Graduate or professional degree: | 1,746 | 20.1% | 13.7% |
| Percent high school graduate or higher: | -- | 97.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 41.7% | 34.3% |
Income Information (02645 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $84,693 / yr. | $75,149 / yr. |
| Mean household income: | $109,620 / yr. | $105,833 / yr. |
| Median family income: | $103,951 / yr. | $92,646 / yr. |
| Per capita income: | $49,905 / yr. | $41,261 / yr. |
Employment (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,693 | -- | 63.5% |
| Employed: | 5,344 | 93.9% | 96.4% |
| Unemployed: | 349 | 6.1% | 5.3% |
| Not in labor force: | 3,950 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,645 | 68.2% | 79.7% |
| Government workers: | 1,072 | 20.1% | 14.2% |
| Self-employed: | 584 | 10.9% | 5.9% |
| Unpaid family workers: | 43 | 0.8% | 0.1% |
Race & Ethnicity (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 10,139 | 92.8% | 61.6% |
| Black or African American: | 102 | 0.9% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 14 | 0.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 244 | 2.2% | 8.4% |
| Two or more races: | 431 | 3.9% | 10.2% |
| Hispanic or Latino (any race): | 576 | 5.3% | 18.7% |
| Mexican: | 239 | 2.2% | 11.2% |
| Puerto Rican: | 199 | 1.8% | 1.8% |
| Cuban: | 20 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 3 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 17 | 0.2% | 81.1% |
Income Distribution (02645 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 67 | 1.4% | 4.9% |
| $10,000 to $14,999: | 137 | 2.9% | 3.8% |
| $15,000 to $24,999: | 307 | 6.5% | 7.0% |
| $25,000 to $34,999: | 147 | 3.1% | 7.4% |
| $35,000 to $49,999: | 496 | 10.5% | 10.7% |
| $50,000 to $74,999: | 721 | 15.3% | 16.1% |
| $75,000 to $99,999: | 898 | 19.0% | 12.8% |
| $100,000 to $149,999: | 763 | 16.2% | 17.1% |
| $150,000 to $199,999: | 613 | 13.0% | 8.8% |
| $200,000 or more: | 569 | 12.1% | 11.4% |
Commute to Work (02645 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,307 | 80.6% | 67.8% |
| Carpooled: | 182 | 3.4% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 44 | 0.8% | 2.5% |
| Other means: | 104 | 1.9% | 0.9% |
| Worked from home: | 653 | 12.2% | 13.8% |
| Mean travel time to work: | 21.9 min | -- | 26.7 min |
Industry (02645 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 51 | 1.0% | 1.6% |
| Construction: | 699 | 13.1% | 6.9% |
| Manufacturing: | 160 | 3.0% | 10.0% |
| Wholesale trade: | 47 | 0.9% | 2.4% |
| Retail trade: | 400 | 7.5% | 11.0% |
| Transportation, warehousing, utilities: | 305 | 5.7% | 5.8% |
| Information: | 224 | 4.2% | 1.9% |
| Finance, insurance, real estate: | 235 | 4.4% | 6.7% |
| Professional, scientific, management: | 762 | 14.3% | 12.1% |
| Education, health care, social services: | 1,278 | 23.9% | 23.3% |
| Arts, entertainment, food services: | 647 | 12.1% | 9.0% |
| Other services: | 265 | 5.0% | 4.7% |
| Public administration: | 271 | 5.1% | 4.7% |
Poverty Status (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 4.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 10,548 | 96.5% | 91.3% |
| Private health insurance: | 8,356 | 76.5% | 67.6% |
| Public health coverage: | 5,004 | 45.8% | 35.9% |
| Without health insurance: | 242 | 2.2% | 8.7% |
Benefits & Assistance (02645 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,343 | 70.9% | 77.4% |
| Social Security income: | 2,523 | 53.5% | 31.0% |
| Retirement income: | 1,574 | 33.4% | 21.8% |
| Supplemental Security Income (SSI): | 79 | 1.7% | 4.5% |
| Cash public assistance income: | 0 | 0.0% | 1.8% |
| SNAP (food stamps) benefits: | 266 | 5.6% | 11.4% |
Housing Types (02645 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,330 | 94.0% | 61.4% |
| 1-unit, attached: | 153 | 2.3% | 6.1% |
| 2 units: | 43 | 0.6% | 3.4% |
| 3 or 4 units: | 64 | 1.0% | 4.3% |
| 5 to 9 units: | 95 | 1.4% | 4.6% |
| 10 to 19 units: | 11 | 0.2% | 4.3% |
| 20 or more units: | 27 | 0.4% | 9.9% |
| Mobile home: | 8 | 0.1% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (02645 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 347 | 5.2% | 8.2% |
| Built 2000 to 2009: | 662 | 9.8% | 13.5% |
| Built 1990 to 1999: | 1,131 | 16.8% | 13.2% |
| Built 1980 to 1989: | 1,231 | 18.3% | 13.2% |
| Built 1970 to 1979: | 1,334 | 19.8% | 14.6% |
| Built 1960 to 1969: | 870 | 12.9% | 10.2% |
| Built 1950 to 1959: | 649 | 9.6% | 9.9% |
| Built 1940 to 1949: | 41 | 0.6% | 4.6% |
| Built 1939 or earlier: | 466 | 6.9% | 12.0% |
Bedrooms (02645 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 373 | 5.5% | 3.0% |
| 2 bedrooms: | 1,411 | 21.0% | 9.1% |
| 3 bedrooms: | 3,311 | 49.2% | 15.9% |
| 4 bedrooms: | 1,373 | 20.4% | 18.8% |
| 5 or more bedrooms: | 263 | 3.9% | 17.6% |
Heating Fuel (02645 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,173 | 67.3% | 47.1% |
| Bottled, tank, or LP gas: | 222 | 4.7% | 4.9% |
| Electricity: | 398 | 8.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 783 | 16.6% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 132 | 2.8% | 1.5% |
| Solar energy: | 10 | 0.2% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (02645 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 192 | 4.1% | 8.3% |
| 1 vehicle available: | 1,189 | 25.2% | 32.6% |
| 2 vehicles available: | 2,170 | 46.0% | 37.0% |
| 3 or more vehicles available: | 1,167 | 24.7% | 22.1% |
Home Value Distribution (02645 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 48 | 1.2% | 5.7% |
| $50,000 to $99,999: | 23 | 0.6% | 7.8% |
| $100,000 to $149,999: | 11 | 0.3% | 9.2% |
| $150,000 to $199,999: | 13 | 0.3% | 10.8% |
| $200,000 to $299,999: | 228 | 5.8% | 19.9% |
| $300,000 to $499,999: | 1,244 | 31.6% | 24.1% |
| $500,000 to $999,999: | 2,171 | 55.2% | 17.0% |
| $1,000,000 or more: | 195 | 5.0% | 5.6% |
Housing Costs (02645 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,139 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $847 / mo. | $584 / mo. |
| Median gross rent: | $1,620 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.37 | 2.53 |
| Average household size (renter-occupied): | 1.84 | 2.38 |
Households (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,718 | -- | -- |
| Married-couple households: | 2,192 | 46.5% | 47.5% |
| Cohabiting couple households: | 519 | 11.0% | 7.0% |
| Male householder, no spouse: | 518 | 11.0% | 5.4% |
| Female householder, no spouse: | 1,386 | 29.4% | 12.7% |
| Householder living alone: | 862 | 18.3% | 28.6% |
| 65 years and over living alone: | 2,595 | 55.0% | 11.8% |
| Average household size: | 2.28 | -- | 2.53 |
| Average family size: | 2.86 | -- | -- |
Marital Status (02645 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,514 | -- | -- |
| Never married: | 1,564 | 34.6% | 37.0% |
| Now married: | 2,295 | 50.8% | 49.5% |
| Separated: | 108 | 2.4% | 1.5% |
| Widowed: | 533 | 11.8% | 2.6% |
| Divorced: | 670 | 14.8% | 9.3% |
School Enrollment (02645 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,322 | -- | -- |
| Nursery school, preschool: | 36 | 2.7% | 5.8% |
| Kindergarten: | 161 | 12.2% | 5.0% |
| Elementary school (grades 1-8): | 562 | 42.5% | 40.5% |
| High school (grades 9-12): | 324 | 24.5% | 21.4% |
| College or graduate school: | 239 | 18.1% | 27.3% |
Veterans & Disability (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 9,449 | -- | -- |
| Veterans: | 629 | 6.7% | 6.3% |
| Civilian noninstitutionalized population: | 10,790 | -- | -- |
| With a disability: | 1,140 | 10.6% | 13.4% |
| Under 18 with disability: | 61 | 5.4% | 5.8% |
| 18 to 64 with disability: | 316 | 27.7% | 10.4% |
| 65 and over with disability: | 763 | 66.9% | 33.4% |
Mobility (Residence 1 Year Ago) (02645 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 10,007 | 91.6% | 86.9% |
| Different house: | 864 | 7.9% | 13.1% |
| Same county: | 450 | 52.1% | 7.0% |
| Different county: | 414 | 47.9% | 3.2% |
| Different state: | 367 | 42.5% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (02645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 10,358 | 94.8% | 86.2% |
| Foreign born: | 78 | 0.7% | 13.9% |
| Naturalized citizen: | 572 | 733.3% | 52.7% |
| Not a citizen: | 572 | 733.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 572 | 733.3% | 10.5% |
| Asia: | 314 | 402.6% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 132 | 169.2% | 50.0% |
| Northern America: | 65 | 83.3% | 2.2% |
Language Spoken at Home (02645 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,515 | -- | -- |
| English only: | 9,685 | 92.1% | 78.3% |
| Language other than English: | 830 | 7.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 37 | 0.4% | 13.3% |
| Other Indo-European languages: | 655 | 6.2% | 3.5% |
| Asian/Pacific Island languages: | 138 | 1.3% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (02645 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,718 | 100.0% | 93.1% |
| Households with broadband internet: | 4,534 | 96.1% | 89.4% |
Harwich, MA02645