08514 ZIP Code
Cream Ridge, New jersey
December 13, 2025
| ZIP Code: | 08514 |
| City/Town: | Cream Ridge |
| County: | Monmouth |
| State: | New jersey |
| ZIP Type: | Standard |
| Population: | 5,597 |
| Median Household Income: | $120,811 |
| Per Capita Income: | $61,577 |
| Total Housing Units: | 2,266 |
| Median Home Value: | $485,900 |
| Land Area: | 27.3 sq miles
70.8 sq km |
| Water Area: | 0.5 sq miles
1.4 sq km |
| Coordinates: | 40.1342, -74.4917 |
Population Information (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 5,597 | -- | -- |
| Male: | 2,714 | 48.5% | 49.6% |
| Female: | 2,883 | 51.5% | 50.4% |
| Median Age: | 41.3 yrs | -- | 38.5 yrs |
| Under 5 years: | 401 | 7.2% | 5.7% |
| 5 to 9 years: | 436 | 7.8% | 6.0% |
| 10 to 14 years: | 284 | 5.1% | 6.5% |
| 15 to 19 years: | 322 | 5.8% | 6.6% |
| 20 to 24 years: | 404 | 7.2% | 6.7% |
| 25 to 34 years: | 357 | 6.4% | 13.7% |
| 35 to 44 years: | 869 | 15.5% | 12.9% |
| 45 to 54 years: | 755 | 13.5% | 12.4% |
| 55 to 59 years: | 404 | 7.2% | 6.5% |
| 60 to 64 years: | 400 | 7.1% | 6.4% |
| 65 to 74 years: | 568 | 10.1% | 9.7% |
| 75 to 84 years: | 284 | 5.1% | 4.8% |
| 85 years and over: | 113 | 2.0% | 2.0% |
Housing Information (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $485,900 | -- | $281,900 |
| Median rooms: | 8.0 | -- | 5.5 |
| Median rent: | $1,425 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,266 | -- | -- |
| Occupied housing units: | 2,071 | 91.4% | 38.0% |
| Vacant housing units: | 195 | 8.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,917 | 92.6% | 64.8% |
| Renter-occupied: | 154 | 7.4% | 35.2% |
Educational Attainment (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 3,750 | -- | -- |
| Less than 9th grade: | 125 | 3.3% | 4.7% |
| 9th to 12th grade, no diploma: | 94 | 2.5% | 6.1% |
| High school graduate: | 1,154 | 30.8% | 26.4% |
| Some college, no degree: | 606 | 16.2% | 19.7% |
| Associate degree: | 276 | 7.4% | 8.7% |
| Bachelor's degree: | 1,133 | 30.2% | 20.9% |
| Graduate or professional degree: | 362 | 9.7% | 13.7% |
| Percent high school graduate or higher: | -- | 94.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 39.9% | 34.3% |
Income Information (08514 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $120,811 / yr. | $75,149 / yr. |
| Mean household income: | $177,389 / yr. | $105,833 / yr. |
| Median family income: | $178,021 / yr. | $92,646 / yr. |
| Per capita income: | $61,577 / yr. | $41,261 / yr. |
Employment (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 2,802 | -- | 63.5% |
| Employed: | 2,615 | 93.3% | 96.4% |
| Unemployed: | 187 | 6.7% | 5.3% |
| Not in labor force: | 1,628 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,232 | 85.4% | 79.7% |
| Government workers: | 342 | 13.1% | 14.2% |
| Self-employed: | 41 | 1.6% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 5,140 | 91.8% | 61.6% |
| Black or African American: | 26 | 0.5% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 212 | 3.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 0 | 0.0% | 8.4% |
| Two or more races: | 219 | 3.9% | 10.2% |
| Hispanic or Latino (any race): | 174 | 3.1% | 18.7% |
| Mexican: | 263 | 4.7% | 11.2% |
| Puerto Rican: | 0 | 0.0% | 1.8% |
| Cuban: | 66 | 1.2% | 0.7% |
| Other Hispanic or Latino: | 59 | 1.1% | 5.0% |
| Not Hispanic or Latino: | 138 | 2.5% | 81.1% |
Income Distribution (08514 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 62 | 3.0% | 4.9% |
| $10,000 to $14,999: | 0 | 0.0% | 3.8% |
| $15,000 to $24,999: | 154 | 7.4% | 7.0% |
| $25,000 to $34,999: | 79 | 3.8% | 7.4% |
| $35,000 to $49,999: | 150 | 7.2% | 10.7% |
| $50,000 to $74,999: | 407 | 19.7% | 16.1% |
| $75,000 to $99,999: | 87 | 4.2% | 12.8% |
| $100,000 to $149,999: | 326 | 15.7% | 17.1% |
| $150,000 to $199,999: | 241 | 11.6% | 8.8% |
| $200,000 or more: | 565 | 27.3% | 11.4% |
Commute to Work (08514 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,025 | 77.4% | 67.8% |
| Carpooled: | 207 | 7.9% | 8.7% |
| Public transportation: | 15 | 0.6% | 4.2% |
| Walked: | 19 | 0.7% | 2.5% |
| Other means: | 36 | 1.4% | 0.9% |
| Worked from home: | 313 | 12.0% | 13.8% |
| Mean travel time to work: | 40.9 min | -- | 26.7 min |
Industry (08514 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 41 | 1.6% | 1.6% |
| Construction: | 364 | 13.9% | 6.9% |
| Manufacturing: | 300 | 11.5% | 10.0% |
| Wholesale trade: | 112 | 4.3% | 2.4% |
| Retail trade: | 174 | 6.7% | 11.0% |
| Transportation, warehousing, utilities: | 133 | 5.1% | 5.8% |
| Information: | 158 | 6.0% | 1.9% |
| Finance, insurance, real estate: | 344 | 13.2% | 6.7% |
| Professional, scientific, management: | 196 | 7.5% | 12.1% |
| Education, health care, social services: | 502 | 19.2% | 23.3% |
| Arts, entertainment, food services: | 118 | 4.5% | 9.0% |
| Other services: | 87 | 3.3% | 4.7% |
| Public administration: | 86 | 3.3% | 4.7% |
Poverty Status (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 5,416 | 96.8% | 91.3% |
| Private health insurance: | 4,871 | 87.0% | 67.6% |
| Public health coverage: | 1,220 | 21.8% | 35.9% |
| Without health insurance: | 181 | 3.2% | 8.7% |
Benefits & Assistance (08514 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,491 | 72.0% | 77.4% |
| Social Security income: | 732 | 35.3% | 31.0% |
| Retirement income: | 750 | 36.2% | 21.8% |
| Supplemental Security Income (SSI): | 15 | 0.7% | 4.5% |
| Cash public assistance income: | 21 | 1.0% | 1.8% |
| SNAP (food stamps) benefits: | 0 | 0.0% | 11.4% |
Housing Types (08514 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 1,925 | 85.0% | 61.4% |
| 1-unit, attached: | 60 | 2.6% | 6.1% |
| 2 units: | 47 | 2.1% | 3.4% |
| 3 or 4 units: | 0 | 0.0% | 4.3% |
| 5 to 9 units: | 0 | 0.0% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 234 | 10.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (08514 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 18 | 0.8% | 0.6% |
| Built 2010 to 2019: | 194 | 8.6% | 8.2% |
| Built 2000 to 2009: | 555 | 24.5% | 13.5% |
| Built 1990 to 1999: | 409 | 18.0% | 13.2% |
| Built 1980 to 1989: | 331 | 14.6% | 13.2% |
| Built 1970 to 1979: | 327 | 14.4% | 14.6% |
| Built 1960 to 1969: | 159 | 7.0% | 10.2% |
| Built 1950 to 1959: | 68 | 3.0% | 9.9% |
| Built 1940 to 1949: | 25 | 1.1% | 4.6% |
| Built 1939 or earlier: | 180 | 7.9% | 12.0% |
Bedrooms (08514 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 36 | 1.6% | 2.4% |
| 1 bedroom: | 18 | 0.8% | 3.0% |
| 2 bedrooms: | 327 | 14.4% | 9.1% |
| 3 bedrooms: | 951 | 42.0% | 15.9% |
| 4 bedrooms: | 764 | 33.7% | 18.8% |
| 5 or more bedrooms: | 170 | 7.5% | 17.6% |
Heating Fuel (08514 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 975 | 47.1% | 47.1% |
| Bottled, tank, or LP gas: | 179 | 8.6% | 4.9% |
| Electricity: | 175 | 8.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 709 | 34.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 33 | 1.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (08514 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 83 | 4.0% | 8.3% |
| 1 vehicle available: | 574 | 27.7% | 32.6% |
| 2 vehicles available: | 764 | 36.9% | 37.0% |
| 3 or more vehicles available: | 650 | 31.4% | 22.1% |
Home Value Distribution (08514 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 41 | 2.1% | 5.7% |
| $50,000 to $99,999: | 72 | 3.8% | 7.8% |
| $100,000 to $149,999: | 73 | 3.8% | 9.2% |
| $150,000 to $199,999: | 23 | 1.2% | 10.8% |
| $200,000 to $299,999: | 287 | 15.0% | 19.9% |
| $300,000 to $499,999: | 497 | 25.9% | 24.1% |
| $500,000 to $999,999: | 729 | 38.0% | 17.0% |
| $1,000,000 or more: | 195 | 10.2% | 5.6% |
Housing Costs (08514 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $3,593 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $1,137 / mo. | $584 / mo. |
| Median gross rent: | $1,425 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.70 | 2.53 |
| Average household size (renter-occupied): | 2.73 | 2.38 |
Households (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,071 | -- | -- |
| Married-couple households: | 1,173 | 56.6% | 47.5% |
| Cohabiting couple households: | 563 | 27.2% | 7.0% |
| Male householder, no spouse: | 285 | 13.8% | 5.4% |
| Female householder, no spouse: | 432 | 20.9% | 12.7% |
| Householder living alone: | 666 | 32.2% | 28.6% |
| 65 years and over living alone: | 716 | 34.6% | 11.8% |
| Average household size: | 2.70 | -- | 2.53 |
| Average family size: | 3.36 | -- | -- |
Marital Status (08514 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,068 | -- | -- |
| Never married: | 499 | 24.1% | 37.0% |
| Now married: | 1,248 | 60.3% | 49.5% |
| Separated: | 95 | 4.6% | 1.5% |
| Widowed: | 207 | 10.0% | 2.6% |
| Divorced: | 742 | 35.9% | 9.3% |
School Enrollment (08514 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,201 | -- | -- |
| Nursery school, preschool: | 114 | 9.5% | 5.8% |
| Kindergarten: | 140 | 11.7% | 5.0% |
| Elementary school (grades 1-8): | 491 | 40.9% | 40.5% |
| High school (grades 9-12): | 268 | 22.3% | 21.4% |
| College or graduate school: | 188 | 15.7% | 27.3% |
Veterans & Disability (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 4,256 | -- | -- |
| Veterans: | 245 | 5.8% | 6.3% |
| Civilian noninstitutionalized population: | 5,597 | -- | -- |
| With a disability: | 710 | 12.7% | 13.4% |
| Under 18 with disability: | 0 | 0.0% | 5.8% |
| 18 to 64 with disability: | 538 | 75.8% | 10.4% |
| 65 and over with disability: | 172 | 24.2% | 33.4% |
Mobility (Residence 1 Year Ago) (08514 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 5,167 | 92.3% | 86.9% |
| Different house: | 330 | 5.9% | 13.1% |
| Same county: | 54 | 16.4% | 7.0% |
| Different county: | 276 | 83.6% | 3.2% |
| Different state: | 0 | 0.0% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (08514 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 5,318 | 95.0% | 86.2% |
| Foreign born: | 36 | 0.6% | 13.9% |
| Naturalized citizen: | 279 | 775.0% | 52.7% |
| Not a citizen: | 279 | 775.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 279 | 775.0% | 10.5% |
| Asia: | 95 | 263.9% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 15 | 41.7% | 0.5% |
| Latin America: | 0 | 0.0% | 50.0% |
| Northern America: | 43 | 119.4% | 2.2% |
Language Spoken at Home (08514 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,196 | -- | -- |
| English only: | 4,931 | 94.9% | 78.3% |
| Language other than English: | 265 | 5.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 100 | 1.9% | 13.3% |
| Other Indo-European languages: | 49 | 0.9% | 3.5% |
| Asian/Pacific Island languages: | 116 | 2.2% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (08514 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,071 | 100.0% | 93.1% |
| Households with broadband internet: | 1,956 | 94.4% | 89.4% |
Cream Ridge, NJ08514