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10512 ZIP Code

Carmel, New york

December 29, 2025
ZIP Code:10512
City/Town:Carmel
County:Putnam
State:New york
ZIP Type:Standard
Population:24,256
Median Household Income:$115,656
Per Capita Income:$58,257
Total Housing Units:9,970
Median Home Value:$379,300
Land Area:52.2 sq miles
135.2 sq km
Water Area:5.6 sq miles
14.4 sq km
Coordinates:41.4477, -73.7099

Population Information (10512 zip code)

#%US
Total Population:24,256----
Male:11,87449.0%49.6%
Female:12,38251.0%50.4%
Median Age:44.8 yrs--38.5 yrs
Under 5 years:1,1274.6%5.7%
5 to 9 years:9674.0%6.0%
10 to 14 years:1,3475.6%6.5%
15 to 19 years:1,6016.6%6.6%
20 to 24 years:1,2655.2%6.7%
25 to 34 years:2,82311.6%13.7%
35 to 44 years:3,08212.7%12.9%
45 to 54 years:3,49914.4%12.4%
55 to 59 years:1,8187.5%6.5%
60 to 64 years:1,8457.6%6.4%
65 to 74 years:2,58010.6%9.7%
75 to 84 years:1,5766.5%4.8%
85 years and over:7263.0%2.0%

Housing Information (10512 zip code)

#%US
Median home value:$379,300--$281,900
Median rooms:6.0--5.5
Median rent:$1,421 / mo.--$1,268 / mo.
Total housing units:9,970----
Occupied housing units:9,27693.0%38.0%
Vacant housing units:6947.0%4.6%
Housing tenure:------
Owner-occupied:7,84184.5%64.8%
Renter-occupied:1,43515.5%35.2%

Educational Attainment (10512 zip code)

#%US
Population 25 years and over:17,949----
Less than 9th grade:5022.8%4.7%
9th to 12th grade, no diploma:7914.4%6.1%
High school graduate:4,94627.6%26.4%
Some college, no degree:2,67114.9%19.7%
Associate degree:1,4137.9%8.7%
Bachelor's degree:4,30624.0%20.9%
Graduate or professional degree:3,32018.5%13.7%
Percent high school graduate or higher:--92.8%89.1%
Percent bachelor's degree or higher:--42.5%34.3%

Income Information (10512 zip code)

ValueUS
Median household income:$115,656 / yr.$75,149 / yr.
Mean household income:$138,029 / yr.$105,833 / yr.
Median family income:$140,078 / yr.$92,646 / yr.
Per capita income:$58,257 / yr.$41,261 / yr.

Employment (10512 zip code)

#%US
In labor force:12,544--63.5%
Employed:12,02795.9%96.4%
Unemployed:5174.1%5.3%
Not in labor force:7,918----
Class of Worker:------
Private wage and salary:8,90874.1%79.7%
Government workers:2,43420.2%14.2%
Self-employed:6245.2%5.9%
Unpaid family workers:610.5%0.1%

Race & Ethnicity (10512 zip code)

#%US
Race (one race):------
White:19,27679.5%61.6%
Black or African American:9173.8%12.4%
American Indian/Alaska Native:820.3%1.1%
Asian:3811.6%6.0%
Native Hawaiian/Pacific Islander:140.1%0.2%
Some other race:2,1678.9%8.4%
Two or more races:1,4195.9%10.2%
Hispanic or Latino (any race):3,26213.4%18.7%
Mexican:4,13417.0%11.2%
Puerto Rican:1790.7%1.8%
Cuban:1,2575.2%0.7%
Other Hispanic or Latino:500.2%5.0%
Not Hispanic or Latino:2,64810.9%81.1%

Income Distribution (10512 zip code)

Household IncomeHouseholds%US
Less than $10,000:1491.6%4.9%
$10,000 to $14,999:2122.3%3.8%
$15,000 to $24,999:5305.7%7.0%
$25,000 to $34,999:5075.5%7.4%
$35,000 to $49,999:6136.6%10.7%
$50,000 to $74,999:1,06811.5%16.1%
$75,000 to $99,999:8919.6%12.8%
$100,000 to $149,999:1,93220.8%17.1%
$150,000 to $199,999:1,48116.0%8.8%
$200,000 or more:1,89320.4%11.4%

Commute to Work (10512 zip code)

Commute MethodWorkers%US
Drove alone:8,97574.6%67.8%
Carpooled:9467.9%8.7%
Public transportation:7216.0%4.2%
Walked:990.8%2.5%
Other means:340.3%0.9%
Worked from home:1,0178.5%13.8%
Mean travel time to work:41.4 min--26.7 min

Industry (10512 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:120.1%1.6%
Construction:1,0468.7%6.9%
Manufacturing:5304.4%10.0%
Wholesale trade:2862.4%2.4%
Retail trade:1,0428.7%11.0%
Transportation, warehousing, utilities:7055.9%5.8%
Information:4974.1%1.9%
Finance, insurance, real estate:6875.7%6.7%
Professional, scientific, management:1,60813.4%12.1%
Education, health care, social services:3,53029.4%23.3%
Arts, entertainment, food services:7346.1%9.0%
Other services:4804.0%4.7%
Public administration:8707.2%4.7%

Poverty Status (10512 zip code)

#%US
Poverty Rate:--5.7%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (10512 zip code)

#%US
With health insurance:23,70297.7%91.3%
Private health insurance:19,79181.6%67.6%
Public health coverage:7,85732.4%35.9%
Without health insurance:4141.7%8.7%

Benefits & Assistance (10512 zip code)

Households with:#%US
Earnings:7,03775.9%77.4%
Social Security income:3,80541.0%31.0%
Retirement income:3,19234.4%21.8%
Supplemental Security Income (SSI):4745.1%4.5%
Cash public assistance income:1842.0%1.8%
SNAP (food stamps) benefits:3283.5%11.4%

Housing Types (10512 zip code)

Structure TypeUnits%US
1-unit, detached:7,18172.0%61.4%
1-unit, attached:1,22612.3%6.1%
2 units:4204.2%3.4%
3 or 4 units:1461.5%4.3%
5 to 9 units:2122.1%4.6%
10 to 19 units:2322.3%4.3%
20 or more units:5405.4%9.9%
Mobile home:00.0%5.8%
Boat, RV, van, etc.:130.1%0.1%

Year Structure Built (10512 zip code)

Year BuiltUnits%US
Built 2020 or later:90.1%0.6%
Built 2010 to 2019:5045.1%8.2%
Built 2000 to 2009:1,03210.4%13.5%
Built 1990 to 1999:1,02710.3%13.2%
Built 1980 to 1989:1,19212.0%13.2%
Built 1970 to 1979:1,60016.0%14.6%
Built 1960 to 1969:1,33313.4%10.2%
Built 1950 to 1959:1,32513.3%9.9%
Built 1940 to 1949:7717.7%4.6%
Built 1939 or earlier:1,17711.8%12.0%

Bedrooms (10512 zip code)

Number of BedroomsUnits%US
No bedroom (studio):2512.5%2.4%
1 bedroom:1,14311.5%3.0%
2 bedrooms:2,98930.0%9.1%
3 bedrooms:3,45434.6%15.9%
4 bedrooms:1,67016.8%18.8%
5 or more bedrooms:4634.6%17.6%

Heating Fuel (10512 zip code)

Fuel TypeUnits%US
Utility gas:9049.7%47.1%
Bottled, tank, or LP gas:3473.7%4.9%
Electricity:2,75029.6%40.2%
Fuel oil, kerosene, etc.:4,87652.6%4.2%
Coal or coke:00.0%0.1%
Wood:2322.5%1.5%
Solar energy:00.0%0.1%
Other fuel:1011.1%0.5%
No fuel used:660.7%0.2%

Vehicles Available (10512 zip code)

VehiclesHouseholds%US
No vehicle available:3914.2%8.3%
1 vehicle available:3,03432.7%32.6%
2 vehicles available:3,52938.0%37.0%
3 or more vehicles available:2,32225.0%22.1%

Home Value Distribution (10512 zip code)

Value RangeOwner Units%US
Less than $50,000:1652.1%5.7%
$50,000 to $99,999:460.6%7.8%
$100,000 to $149,999:1381.8%9.2%
$150,000 to $199,999:3624.6%10.8%
$200,000 to $299,999:1,47518.8%19.9%
$300,000 to $499,999:3,69847.2%24.1%
$500,000 to $999,999:1,78822.8%17.0%
$1,000,000 or more:1692.2%5.6%

Housing Costs (10512 zip code)

ValueUS
Median owner costs (with mortgage):$2,861 / mo.$1,828 / mo.
Median owner costs (no mortgage):$1,200 / mo.$584 / mo.
Median gross rent:$1,421 / mo.$1,268 / mo.
Average household size (owner-occupied):2.672.53
Average household size (renter-occupied):2.082.38

Households (10512 zip code)

#%US
Total households:9,276----
Married-couple households:5,19256.0%47.5%
Cohabiting couple households:2,07922.4%7.0%
Male householder, no spouse:1,39115.0%5.4%
Female householder, no spouse:2,20523.8%12.7%
Householder living alone:2,66628.7%28.6%
65 years and over living alone:3,65339.4%11.8%
Average household size:2.58--2.53
Average family size:3.14----

Marital Status (10512 zip code)

Population 15 years and over#%US
Total:10,371----
Never married:3,54334.2%37.0%
Now married:5,72255.2%49.5%
Separated:3052.9%1.5%
Widowed:6676.4%2.6%
Divorced:2,60425.1%9.3%

School Enrollment (10512 zip code)

Population 3 years and over#%US
Enrolled in school:5,272----
Nursery school, preschool:3105.9%5.8%
Kindergarten:1933.7%5.0%
Elementary school (grades 1-8):1,91436.3%40.5%
High school (grades 9-12):1,56629.7%21.4%
College or graduate school:1,28924.4%27.3%

Veterans & Disability (10512 zip code)

#%US
Civilian population 18 years and over:19,758----
Veterans:1,0665.4%6.3%
Civilian noninstitutionalized population:24,116----
With a disability:3,11012.9%13.4%
Under 18 with disability:1444.6%5.8%
18 to 64 with disability:1,37744.3%10.4%
65 and over with disability:1,58951.1%33.4%

Mobility (Residence 1 Year Ago) (10512 zip code)

Population 1 year and over#%US
Same house:21,71289.5%86.9%
Different house:2,3669.8%13.1%
Same county:59325.1%7.0%
Different county:1,71872.6%3.2%
Different state:52022.0%2.5%
Abroad:552.3%0.4%

Place of Birth (10512 zip code)

#%US
Native born:20,70485.4%86.2%
Foreign born:1560.6%13.9%
Naturalized citizen:3,5522276.9%52.7%
Not a citizen:3,5522276.9%47.3%
Foreign-born by region:------
Europe:3,5522276.9%10.5%
Asia:1,238793.6%31.3%
Africa:7246.2%5.5%
Oceania:149.0%0.5%
Latin America:1,7871145.5%50.0%
Northern America:8252.6%2.2%

Language Spoken at Home (10512 zip code)

Population 5 years and over#%US
Total:23,129----
English only:18,52880.1%78.3%
Language other than English:4,60119.9%21.5%
By language:------
Spanish:2,76011.9%13.3%
Other Indo-European languages:1,5406.7%3.5%
Asian/Pacific Island languages:2241.0%3.5%
Other languages:770.3%1.0%

Computers & Internet (10512 zip code)

Households%US
Households with a computer:9,276100.0%93.1%
Households with broadband internet:8,69093.7%89.4%