10516 ZIP Code
Cold Spring, New york
December 30, 2025
| ZIP Code: | 10516 |
| City/Town: | Cold Spring |
| County: | Putnam |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 5,585 |
| Median Household Income: | $130,893 |
| Per Capita Income: | $74,123 |
| Total Housing Units: | 2,624 |
| Median Home Value: | $597,900 |
| Land Area: | 31.5 sq miles
81.6 sq km |
| Water Area: | 0.6 sq miles
1.6 sq km |
| Coordinates: | 41.4620, -73.8749 |
Population Information (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 5,585 | -- | -- |
| Male: | 2,789 | 49.9% | 49.6% |
| Female: | 2,796 | 50.1% | 50.4% |
| Median Age: | 48.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 283 | 5.1% | 5.7% |
| 5 to 9 years: | 261 | 4.7% | 6.0% |
| 10 to 14 years: | 288 | 5.2% | 6.5% |
| 15 to 19 years: | 341 | 6.1% | 6.6% |
| 20 to 24 years: | 232 | 4.2% | 6.7% |
| 25 to 34 years: | 343 | 6.1% | 13.7% |
| 35 to 44 years: | 808 | 14.5% | 12.9% |
| 45 to 54 years: | 812 | 14.5% | 12.4% |
| 55 to 59 years: | 394 | 7.1% | 6.5% |
| 60 to 64 years: | 567 | 10.2% | 6.4% |
| 65 to 74 years: | 824 | 14.8% | 9.7% |
| 75 to 84 years: | 317 | 5.7% | 4.8% |
| 85 years and over: | 115 | 2.1% | 2.0% |
Housing Information (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $597,900 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $1,638 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,624 | -- | -- |
| Occupied housing units: | 2,316 | 88.3% | 38.0% |
| Vacant housing units: | 308 | 11.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,733 | 74.8% | 64.8% |
| Renter-occupied: | 583 | 25.2% | 35.2% |
Educational Attainment (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 4,180 | -- | -- |
| Less than 9th grade: | 46 | 1.1% | 4.7% |
| 9th to 12th grade, no diploma: | 99 | 2.4% | 6.1% |
| High school graduate: | 619 | 14.8% | 26.4% |
| Some college, no degree: | 524 | 12.5% | 19.7% |
| Associate degree: | 339 | 8.1% | 8.7% |
| Bachelor's degree: | 1,288 | 30.8% | 20.9% |
| Graduate or professional degree: | 1,265 | 30.3% | 13.7% |
| Percent high school graduate or higher: | -- | 96.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 61.1% | 34.3% |
Income Information (10516 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $130,893 / yr. | $75,149 / yr. |
| Mean household income: | $172,118 / yr. | $105,833 / yr. |
| Median family income: | $162,841 / yr. | $92,646 / yr. |
| Per capita income: | $74,123 / yr. | $41,261 / yr. |
Employment (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,111 | -- | 63.5% |
| Employed: | 2,976 | 95.7% | 96.4% |
| Unemployed: | 135 | 4.3% | 5.3% |
| Not in labor force: | 1,560 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,026 | 68.1% | 79.7% |
| Government workers: | 540 | 18.1% | 14.2% |
| Self-employed: | 404 | 13.6% | 5.9% |
| Unpaid family workers: | 6 | 0.2% | 0.1% |
Race & Ethnicity (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 5,066 | 90.7% | 61.6% |
| Black or African American: | 208 | 3.7% | 12.4% |
| American Indian/Alaska Native: | 2 | 0.0% | 1.1% |
| Asian: | 60 | 1.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 59 | 1.1% | 8.4% |
| Two or more races: | 190 | 3.4% | 10.2% |
| Hispanic or Latino (any race): | 166 | 3.0% | 18.7% |
| Mexican: | 363 | 6.5% | 11.2% |
| Puerto Rican: | 7 | 0.1% | 1.8% |
| Cuban: | 173 | 3.1% | 0.7% |
| Other Hispanic or Latino: | 43 | 0.8% | 5.0% |
| Not Hispanic or Latino: | 140 | 2.5% | 81.1% |
Income Distribution (10516 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 79 | 3.4% | 4.9% |
| $10,000 to $14,999: | 51 | 2.2% | 3.8% |
| $15,000 to $24,999: | 85 | 3.7% | 7.0% |
| $25,000 to $34,999: | 104 | 4.5% | 7.4% |
| $35,000 to $49,999: | 121 | 5.2% | 10.7% |
| $50,000 to $74,999: | 251 | 10.8% | 16.1% |
| $75,000 to $99,999: | 232 | 10.0% | 12.8% |
| $100,000 to $149,999: | 370 | 16.0% | 17.1% |
| $150,000 to $199,999: | 273 | 11.8% | 8.8% |
| $200,000 or more: | 750 | 32.4% | 11.4% |
Commute to Work (10516 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 1,383 | 46.5% | 67.8% |
| Carpooled: | 99 | 3.3% | 8.7% |
| Public transportation: | 491 | 16.5% | 4.2% |
| Walked: | 180 | 6.0% | 2.5% |
| Other means: | 58 | 1.9% | 0.9% |
| Worked from home: | 642 | 21.6% | 13.8% |
| Mean travel time to work: | 47.6 min | -- | 26.7 min |
Industry (10516 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 26 | 0.9% | 1.6% |
| Construction: | 263 | 8.8% | 6.9% |
| Manufacturing: | 105 | 3.5% | 10.0% |
| Wholesale trade: | 29 | 1.0% | 2.4% |
| Retail trade: | 317 | 10.7% | 11.0% |
| Transportation, warehousing, utilities: | 73 | 2.5% | 5.8% |
| Information: | 152 | 5.1% | 1.9% |
| Finance, insurance, real estate: | 178 | 6.0% | 6.7% |
| Professional, scientific, management: | 546 | 18.3% | 12.1% |
| Education, health care, social services: | 816 | 27.4% | 23.3% |
| Arts, entertainment, food services: | 249 | 8.4% | 9.0% |
| Other services: | 110 | 3.7% | 4.7% |
| Public administration: | 112 | 3.8% | 4.7% |
Poverty Status (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.3% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 5,367 | 96.1% | 91.3% |
| Private health insurance: | 4,340 | 77.7% | 67.6% |
| Public health coverage: | 1,939 | 34.7% | 35.9% |
| Without health insurance: | 211 | 3.8% | 8.7% |
Benefits & Assistance (10516 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,846 | 79.7% | 77.4% |
| Social Security income: | 848 | 36.6% | 31.0% |
| Retirement income: | 656 | 28.3% | 21.8% |
| Supplemental Security Income (SSI): | 44 | 1.9% | 4.5% |
| Cash public assistance income: | 16 | 0.7% | 1.8% |
| SNAP (food stamps) benefits: | 107 | 4.6% | 11.4% |
Housing Types (10516 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 1,808 | 68.9% | 61.4% |
| 1-unit, attached: | 182 | 6.9% | 6.1% |
| 2 units: | 202 | 7.7% | 3.4% |
| 3 or 4 units: | 81 | 3.1% | 4.3% |
| 5 to 9 units: | 162 | 6.2% | 4.6% |
| 10 to 19 units: | 31 | 1.2% | 4.3% |
| 20 or more units: | 39 | 1.5% | 9.9% |
| Mobile home: | 119 | 4.5% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (10516 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 7 | 0.3% | 0.6% |
| Built 2010 to 2019: | 145 | 5.5% | 8.2% |
| Built 2000 to 2009: | 280 | 10.7% | 13.5% |
| Built 1990 to 1999: | 207 | 7.9% | 13.2% |
| Built 1980 to 1989: | 160 | 6.1% | 13.2% |
| Built 1970 to 1979: | 375 | 14.3% | 14.6% |
| Built 1960 to 1969: | 303 | 11.5% | 10.2% |
| Built 1950 to 1959: | 194 | 7.4% | 9.9% |
| Built 1940 to 1949: | 101 | 3.8% | 4.6% |
| Built 1939 or earlier: | 852 | 32.5% | 12.0% |
Bedrooms (10516 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 54 | 2.1% | 2.4% |
| 1 bedroom: | 385 | 14.7% | 3.0% |
| 2 bedrooms: | 804 | 30.6% | 9.1% |
| 3 bedrooms: | 1,032 | 39.3% | 15.9% |
| 4 bedrooms: | 277 | 10.6% | 18.8% |
| 5 or more bedrooms: | 72 | 2.7% | 17.6% |
Heating Fuel (10516 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 86 | 3.7% | 47.1% |
| Bottled, tank, or LP gas: | 281 | 12.1% | 4.9% |
| Electricity: | 247 | 10.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,643 | 70.9% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 12 | 0.5% | 1.5% |
| Solar energy: | 2 | 0.1% | 0.1% |
| Other fuel: | 45 | 1.9% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (10516 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 168 | 7.3% | 8.3% |
| 1 vehicle available: | 881 | 38.0% | 32.6% |
| 2 vehicles available: | 815 | 35.2% | 37.0% |
| 3 or more vehicles available: | 452 | 19.5% | 22.1% |
Home Value Distribution (10516 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 78 | 4.5% | 5.7% |
| $50,000 to $99,999: | 7 | 0.4% | 7.8% |
| $100,000 to $149,999: | 23 | 1.3% | 9.2% |
| $150,000 to $199,999: | 29 | 1.7% | 10.8% |
| $200,000 to $299,999: | 71 | 4.1% | 19.9% |
| $300,000 to $499,999: | 368 | 21.2% | 24.1% |
| $500,000 to $999,999: | 1,014 | 58.5% | 17.0% |
| $1,000,000 or more: | 143 | 8.3% | 5.6% |
Housing Costs (10516 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $3,177 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $1,402 / mo. | $584 / mo. |
| Median gross rent: | $1,638 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.49 | 2.53 |
| Average household size (renter-occupied): | 2.13 | 2.38 |
Households (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,316 | -- | -- |
| Married-couple households: | 1,233 | 53.2% | 47.5% |
| Cohabiting couple households: | 472 | 20.4% | 7.0% |
| Male householder, no spouse: | 319 | 13.8% | 5.4% |
| Female householder, no spouse: | 611 | 26.4% | 12.7% |
| Householder living alone: | 735 | 31.7% | 28.6% |
| 65 years and over living alone: | 965 | 41.7% | 11.8% |
| Average household size: | 2.40 | -- | 2.53 |
| Average family size: | 2.88 | -- | -- |
Marital Status (10516 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,380 | -- | -- |
| Never married: | 691 | 29.0% | 37.0% |
| Now married: | 1,465 | 61.6% | 49.5% |
| Separated: | 30 | 1.3% | 1.5% |
| Widowed: | 160 | 6.7% | 2.6% |
| Divorced: | 595 | 25.0% | 9.3% |
School Enrollment (10516 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,109 | -- | -- |
| Nursery school, preschool: | 103 | 9.3% | 5.8% |
| Kindergarten: | 17 | 1.5% | 5.0% |
| Elementary school (grades 1-8): | 502 | 45.3% | 40.5% |
| High school (grades 9-12): | 309 | 27.9% | 21.4% |
| College or graduate school: | 178 | 16.1% | 27.3% |
Veterans & Disability (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 4,474 | -- | -- |
| Veterans: | 185 | 4.1% | 6.3% |
| Civilian noninstitutionalized population: | 5,578 | -- | -- |
| With a disability: | 555 | 9.9% | 13.4% |
| Under 18 with disability: | 45 | 8.1% | 5.8% |
| 18 to 64 with disability: | 242 | 43.6% | 10.4% |
| 65 and over with disability: | 268 | 48.3% | 33.4% |
Mobility (Residence 1 Year Ago) (10516 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 5,008 | 89.7% | 86.9% |
| Different house: | 483 | 8.6% | 13.1% |
| Same county: | 82 | 17.0% | 7.0% |
| Different county: | 366 | 75.8% | 3.2% |
| Different state: | 76 | 15.7% | 2.5% |
| Abroad: | 35 | 7.2% | 0.4% |
Place of Birth (10516 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 5,109 | 91.5% | 86.2% |
| Foreign born: | 61 | 1.1% | 13.9% |
| Naturalized citizen: | 476 | 780.3% | 52.7% |
| Not a citizen: | 476 | 780.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 476 | 780.3% | 10.5% |
| Asia: | 200 | 327.9% | 31.3% |
| Africa: | 32 | 52.5% | 5.5% |
| Oceania: | 3 | 4.9% | 0.5% |
| Latin America: | 167 | 273.8% | 50.0% |
| Northern America: | 28 | 45.9% | 2.2% |
Language Spoken at Home (10516 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,302 | -- | -- |
| English only: | 4,764 | 89.9% | 78.3% |
| Language other than English: | 538 | 10.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 210 | 4.0% | 13.3% |
| Other Indo-European languages: | 272 | 5.1% | 3.5% |
| Asian/Pacific Island languages: | 45 | 0.8% | 3.5% |
| Other languages: | 11 | 0.2% | 1.0% |
Computers & Internet (10516 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,316 | 100.0% | 93.1% |
| Households with broadband internet: | 2,216 | 95.7% | 89.4% |
Cold Spring, NY10516