10538 ZIP Code
Larchmont, New york
December 29, 2025
| ZIP Code: | 10538 |
| City/Town: | Larchmont |
| County: | Westchester |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 17,605 |
| Median Household Income: | $222,589 |
| Per Capita Income: | $107,063 |
| Total Housing Units: | 6,550 |
| Median Home Value: | $1,124,600 |
| Land Area: | 3.5 sq miles
9.1 sq km |
| Water Area: | 0.0 sq miles
0.1 sq km |
| Coordinates: | 40.9378, -73.7565 |
Population Information (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 17,605 | -- | -- |
| Male: | 8,702 | 49.4% | 49.6% |
| Female: | 8,903 | 50.6% | 50.4% |
| Median Age: | 39.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,213 | 6.9% | 5.7% |
| 5 to 9 years: | 1,586 | 9.0% | 6.0% |
| 10 to 14 years: | 1,691 | 9.6% | 6.5% |
| 15 to 19 years: | 1,105 | 6.3% | 6.6% |
| 20 to 24 years: | 362 | 2.1% | 6.7% |
| 25 to 34 years: | 1,528 | 8.7% | 13.7% |
| 35 to 44 years: | 2,888 | 16.4% | 12.9% |
| 45 to 54 years: | 2,592 | 14.7% | 12.4% |
| 55 to 59 years: | 1,169 | 6.6% | 6.5% |
| 60 to 64 years: | 1,224 | 7.0% | 6.4% |
| 65 to 74 years: | 1,350 | 7.7% | 9.7% |
| 75 to 84 years: | 667 | 3.8% | 4.8% |
| 85 years and over: | 230 | 1.3% | 2.0% |
Housing Information (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $1,124,600 | -- | $281,900 |
| Median rooms: | 6.9 | -- | 5.5 |
| Median rent: | $2,151 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,550 | -- | -- |
| Occupied housing units: | 6,237 | 95.2% | 38.0% |
| Vacant housing units: | 313 | 4.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,058 | 81.1% | 64.8% |
| Renter-occupied: | 1,179 | 18.9% | 35.2% |
Educational Attainment (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 11,648 | -- | -- |
| Less than 9th grade: | 147 | 1.3% | 4.7% |
| 9th to 12th grade, no diploma: | 64 | 0.5% | 6.1% |
| High school graduate: | 848 | 7.3% | 26.4% |
| Some college, no degree: | 676 | 5.8% | 19.7% |
| Associate degree: | 469 | 4.0% | 8.7% |
| Bachelor's degree: | 4,171 | 35.8% | 20.9% |
| Graduate or professional degree: | 5,273 | 45.3% | 13.7% |
| Percent high school graduate or higher: | -- | 98.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 81.1% | 34.3% |
Income Information (10538 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $222,589 / yr. | $75,149 / yr. |
| Mean household income: | $359,154 / yr. | $105,833 / yr. |
| Median family income: | $250,001 / yr. | $92,646 / yr. |
| Per capita income: | $107,063 / yr. | $41,261 / yr. |
Employment (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 9,215 | -- | 63.5% |
| Employed: | 8,748 | 94.9% | 96.4% |
| Unemployed: | 467 | 5.1% | 5.3% |
| Not in labor force: | 3,793 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,082 | 81.0% | 79.7% |
| Government workers: | 951 | 10.9% | 14.2% |
| Self-employed: | 675 | 7.7% | 5.9% |
| Unpaid family workers: | 40 | 0.5% | 0.1% |
Race & Ethnicity (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 14,284 | 81.1% | 61.6% |
| Black or African American: | 654 | 3.7% | 12.4% |
| American Indian/Alaska Native: | 65 | 0.4% | 1.1% |
| Asian: | 855 | 4.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 333 | 1.9% | 8.4% |
| Two or more races: | 1,414 | 8.0% | 10.2% |
| Hispanic or Latino (any race): | 1,464 | 8.3% | 18.7% |
| Mexican: | 1,646 | 9.3% | 11.2% |
| Puerto Rican: | 59 | 0.3% | 1.8% |
| Cuban: | 324 | 1.8% | 0.7% |
| Other Hispanic or Latino: | 57 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 1,206 | 6.9% | 81.1% |
Income Distribution (10538 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 274 | 4.4% | 4.9% |
| $10,000 to $14,999: | 0 | 0.0% | 3.8% |
| $15,000 to $24,999: | 60 | 1.0% | 7.0% |
| $25,000 to $34,999: | 243 | 3.9% | 7.4% |
| $35,000 to $49,999: | 359 | 5.8% | 10.7% |
| $50,000 to $74,999: | 321 | 5.1% | 16.1% |
| $75,000 to $99,999: | 509 | 8.2% | 12.8% |
| $100,000 to $149,999: | 671 | 10.8% | 17.1% |
| $150,000 to $199,999: | 459 | 7.4% | 8.8% |
| $200,000 or more: | 3,341 | 53.6% | 11.4% |
Commute to Work (10538 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,243 | 37.1% | 67.8% |
| Carpooled: | 477 | 5.5% | 8.7% |
| Public transportation: | 2,509 | 28.7% | 4.2% |
| Walked: | 270 | 3.1% | 2.5% |
| Other means: | 102 | 1.2% | 0.9% |
| Worked from home: | 2,085 | 23.8% | 13.8% |
| Mean travel time to work: | 39.5 min | -- | 26.7 min |
Industry (10538 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 4 | 0.0% | 1.6% |
| Construction: | 245 | 2.8% | 6.9% |
| Manufacturing: | 311 | 3.6% | 10.0% |
| Wholesale trade: | 120 | 1.4% | 2.4% |
| Retail trade: | 625 | 7.1% | 11.0% |
| Transportation, warehousing, utilities: | 198 | 2.3% | 5.8% |
| Information: | 374 | 4.3% | 1.9% |
| Finance, insurance, real estate: | 1,652 | 18.9% | 6.7% |
| Professional, scientific, management: | 1,807 | 20.7% | 12.1% |
| Education, health care, social services: | 2,615 | 29.9% | 23.3% |
| Arts, entertainment, food services: | 261 | 3.0% | 9.0% |
| Other services: | 308 | 3.5% | 4.7% |
| Public administration: | 228 | 2.6% | 4.7% |
Poverty Status (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 2.3% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 17,076 | 97.0% | 91.3% |
| Private health insurance: | 15,585 | 88.5% | 67.6% |
| Public health coverage: | 3,073 | 17.5% | 35.9% |
| Without health insurance: | 529 | 3.0% | 8.7% |
Benefits & Assistance (10538 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,485 | 87.9% | 77.4% |
| Social Security income: | 1,205 | 19.3% | 31.0% |
| Retirement income: | 1,016 | 16.3% | 21.8% |
| Supplemental Security Income (SSI): | 234 | 3.8% | 4.5% |
| Cash public assistance income: | 69 | 1.1% | 1.8% |
| SNAP (food stamps) benefits: | 38 | 0.6% | 11.4% |
Housing Types (10538 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,143 | 63.3% | 61.4% |
| 1-unit, attached: | 119 | 1.8% | 6.1% |
| 2 units: | 106 | 1.6% | 3.4% |
| 3 or 4 units: | 59 | 0.9% | 4.3% |
| 5 to 9 units: | 205 | 3.1% | 4.6% |
| 10 to 19 units: | 234 | 3.6% | 4.3% |
| 20 or more units: | 1,684 | 25.7% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (10538 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 309 | 4.7% | 8.2% |
| Built 2000 to 2009: | 137 | 2.1% | 13.5% |
| Built 1990 to 1999: | 63 | 1.0% | 13.2% |
| Built 1980 to 1989: | 202 | 3.1% | 13.2% |
| Built 1970 to 1979: | 256 | 3.9% | 14.6% |
| Built 1960 to 1969: | 390 | 6.0% | 10.2% |
| Built 1950 to 1959: | 854 | 13.0% | 9.9% |
| Built 1940 to 1949: | 577 | 8.8% | 4.6% |
| Built 1939 or earlier: | 3,762 | 57.4% | 12.0% |
Bedrooms (10538 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 86 | 1.3% | 2.4% |
| 1 bedroom: | 1,187 | 18.1% | 3.0% |
| 2 bedrooms: | 1,135 | 17.3% | 9.1% |
| 3 bedrooms: | 1,695 | 25.9% | 15.9% |
| 4 bedrooms: | 1,197 | 18.3% | 18.8% |
| 5 or more bedrooms: | 1,250 | 19.1% | 17.6% |
Heating Fuel (10538 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,084 | 65.5% | 47.1% |
| Bottled, tank, or LP gas: | 113 | 1.8% | 4.9% |
| Electricity: | 384 | 6.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,639 | 26.3% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 17 | 0.3% | 0.2% |
Vehicles Available (10538 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 401 | 6.4% | 8.3% |
| 1 vehicle available: | 2,210 | 35.4% | 32.6% |
| 2 vehicles available: | 2,859 | 45.8% | 37.0% |
| 3 or more vehicles available: | 767 | 12.3% | 22.1% |
Home Value Distribution (10538 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 24 | 0.5% | 5.7% |
| $50,000 to $99,999: | 12 | 0.2% | 7.8% |
| $100,000 to $149,999: | 18 | 0.4% | 9.2% |
| $150,000 to $199,999: | 111 | 2.2% | 10.8% |
| $200,000 to $299,999: | 126 | 2.5% | 19.9% |
| $300,000 to $499,999: | 448 | 8.9% | 24.1% |
| $500,000 to $999,999: | 1,456 | 28.8% | 17.0% |
| $1,000,000 or more: | 2,863 | 56.6% | 5.6% |
Housing Costs (10538 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $4,001 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $1,501 / mo. | $584 / mo. |
| Median gross rent: | $2,151 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.97 | 2.53 |
| Average household size (renter-occupied): | 2.15 | 2.38 |
Households (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 6,237 | -- | -- |
| Married-couple households: | 4,317 | 69.2% | 47.5% |
| Cohabiting couple households: | 2,418 | 38.8% | 7.0% |
| Male householder, no spouse: | 665 | 10.7% | 5.4% |
| Female householder, no spouse: | 1,074 | 17.2% | 12.7% |
| Householder living alone: | 2,836 | 45.5% | 28.6% |
| 65 years and over living alone: | 1,763 | 28.3% | 11.8% |
| Average household size: | 2.81 | -- | 2.53 |
| Average family size: | 3.26 | -- | -- |
Marital Status (10538 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,269 | -- | -- |
| Never married: | 1,469 | 23.4% | 37.0% |
| Now married: | 4,442 | 70.9% | 49.5% |
| Separated: | 153 | 2.4% | 1.5% |
| Widowed: | 164 | 2.6% | 2.6% |
| Divorced: | 1,542 | 24.6% | 9.3% |
School Enrollment (10538 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 5,046 | -- | -- |
| Nursery school, preschool: | 467 | 9.3% | 5.8% |
| Kindergarten: | 305 | 6.0% | 5.0% |
| Elementary school (grades 1-8): | 2,565 | 50.8% | 40.5% |
| High school (grades 9-12): | 1,210 | 24.0% | 21.4% |
| College or graduate school: | 499 | 9.9% | 27.3% |
Veterans & Disability (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 12,375 | -- | -- |
| Veterans: | 296 | 2.4% | 6.3% |
| Civilian noninstitutionalized population: | 17,605 | -- | -- |
| With a disability: | 867 | 4.9% | 13.4% |
| Under 18 with disability: | 77 | 8.9% | 5.8% |
| 18 to 64 with disability: | 442 | 51.0% | 10.4% |
| 65 and over with disability: | 348 | 40.1% | 33.4% |
Mobility (Residence 1 Year Ago) (10538 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 16,033 | 91.1% | 86.9% |
| Different house: | 1,359 | 7.7% | 13.1% |
| Same county: | 149 | 11.0% | 7.0% |
| Different county: | 1,011 | 74.4% | 3.2% |
| Different state: | 351 | 25.8% | 2.5% |
| Abroad: | 199 | 14.6% | 0.4% |
Place of Birth (10538 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 14,604 | 83.0% | 86.2% |
| Foreign born: | 124 | 0.7% | 13.9% |
| Naturalized citizen: | 3,001 | 2420.2% | 52.7% |
| Not a citizen: | 3,001 | 2420.2% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,001 | 2420.2% | 10.5% |
| Asia: | 1,122 | 904.8% | 31.3% |
| Africa: | 284 | 229.0% | 5.5% |
| Oceania: | 47 | 37.9% | 0.5% |
| Latin America: | 793 | 639.5% | 50.0% |
| Northern America: | 143 | 115.3% | 2.2% |
Language Spoken at Home (10538 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 16,392 | -- | -- |
| English only: | 13,418 | 81.9% | 78.3% |
| Language other than English: | 2,974 | 18.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 844 | 5.1% | 13.3% |
| Other Indo-European languages: | 1,597 | 9.7% | 3.5% |
| Asian/Pacific Island languages: | 399 | 2.4% | 3.5% |
| Other languages: | 134 | 0.8% | 1.0% |
Computers & Internet (10538 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 6,237 | 100.0% | 93.1% |
| Households with broadband internet: | 6,191 | 99.3% | 89.4% |
Larchmont, NY10538