10965 ZIP Code
Pearl River, New york
December 29, 2025
| ZIP Code: | 10965 |
| City/Town: | Pearl River |
| County: | Rockland |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 15,666 |
| Median Household Income: | $130,610 |
| Per Capita Income: | $64,088 |
| Total Housing Units: | 5,852 |
| Median Home Value: | $515,900 |
| Land Area: | 5.2 sq miles
13.6 sq km |
| Water Area: | 0.2 sq miles
0.5 sq km |
| Coordinates: | 41.0616, -74.0078 |
Population Information (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 15,666 | -- | -- |
| Male: | 8,120 | 51.8% | 49.6% |
| Female: | 7,546 | 48.2% | 50.4% |
| Median Age: | 39.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 984 | 6.3% | 5.7% |
| 5 to 9 years: | 1,126 | 7.2% | 6.0% |
| 10 to 14 years: | 1,161 | 7.4% | 6.5% |
| 15 to 19 years: | 684 | 4.4% | 6.6% |
| 20 to 24 years: | 1,168 | 7.5% | 6.7% |
| 25 to 34 years: | 1,689 | 10.8% | 13.7% |
| 35 to 44 years: | 1,864 | 11.9% | 12.9% |
| 45 to 54 years: | 2,356 | 15.0% | 12.4% |
| 55 to 59 years: | 851 | 5.4% | 6.5% |
| 60 to 64 years: | 721 | 4.6% | 6.4% |
| 65 to 74 years: | 1,334 | 8.5% | 9.7% |
| 75 to 84 years: | 1,055 | 6.7% | 4.8% |
| 85 years and over: | 673 | 4.3% | 2.0% |
Housing Information (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $515,900 | -- | $281,900 |
| Median rooms: | 6.4 | -- | 5.5 |
| Median rent: | $1,967 / mo. | -- | $1,268 / mo. |
| Total housing units: | 5,852 | -- | -- |
| Occupied housing units: | 5,487 | 93.8% | 38.0% |
| Vacant housing units: | 365 | 6.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,138 | 75.4% | 64.8% |
| Renter-occupied: | 1,349 | 24.6% | 35.2% |
Educational Attainment (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,543 | -- | -- |
| Less than 9th grade: | 484 | 4.6% | 4.7% |
| 9th to 12th grade, no diploma: | 575 | 5.5% | 6.1% |
| High school graduate: | 1,967 | 18.7% | 26.4% |
| Some college, no degree: | 1,701 | 16.1% | 19.7% |
| Associate degree: | 743 | 7.0% | 8.7% |
| Bachelor's degree: | 2,610 | 24.8% | 20.9% |
| Graduate or professional degree: | 2,463 | 23.4% | 13.7% |
| Percent high school graduate or higher: | -- | 90.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 48.1% | 34.3% |
Income Information (10965 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $130,610 / yr. | $75,149 / yr. |
| Mean household income: | $153,267 / yr. | $105,833 / yr. |
| Median family income: | $143,200 / yr. | $92,646 / yr. |
| Per capita income: | $64,088 / yr. | $41,261 / yr. |
Employment (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,584 | -- | 63.5% |
| Employed: | 7,319 | 96.5% | 96.4% |
| Unemployed: | 265 | 3.5% | 5.3% |
| Not in labor force: | 4,703 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 5,277 | 72.1% | 79.7% |
| Government workers: | 1,735 | 23.7% | 14.2% |
| Self-employed: | 211 | 2.9% | 5.9% |
| Unpaid family workers: | 96 | 1.3% | 0.1% |
Race & Ethnicity (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 12,333 | 78.7% | 61.6% |
| Black or African American: | 183 | 1.2% | 12.4% |
| American Indian/Alaska Native: | 176 | 1.1% | 1.1% |
| Asian: | 668 | 4.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 1,993 | 12.7% | 8.4% |
| Two or more races: | 313 | 2.0% | 10.2% |
| Hispanic or Latino (any race): | 2,092 | 13.4% | 18.7% |
| Mexican: | 2,579 | 16.5% | 11.2% |
| Puerto Rican: | 126 | 0.8% | 1.8% |
| Cuban: | 354 | 2.3% | 0.7% |
| Other Hispanic or Latino: | 40 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 2,059 | 13.1% | 81.1% |
Income Distribution (10965 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 157 | 2.9% | 4.9% |
| $10,000 to $14,999: | 46 | 0.8% | 3.8% |
| $15,000 to $24,999: | 256 | 4.7% | 7.0% |
| $25,000 to $34,999: | 88 | 1.6% | 7.4% |
| $35,000 to $49,999: | 303 | 5.5% | 10.7% |
| $50,000 to $74,999: | 703 | 12.8% | 16.1% |
| $75,000 to $99,999: | 472 | 8.6% | 12.8% |
| $100,000 to $149,999: | 1,132 | 20.6% | 17.1% |
| $150,000 to $199,999: | 785 | 14.3% | 8.8% |
| $200,000 or more: | 1,545 | 28.2% | 11.4% |
Commute to Work (10965 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 5,200 | 71.0% | 67.8% |
| Carpooled: | 552 | 7.5% | 8.7% |
| Public transportation: | 325 | 4.4% | 4.2% |
| Walked: | 77 | 1.1% | 2.5% |
| Other means: | 17 | 0.2% | 0.9% |
| Worked from home: | 1,068 | 14.6% | 13.8% |
| Mean travel time to work: | 31.2 min | -- | 26.7 min |
Industry (10965 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 958 | 13.1% | 6.9% |
| Manufacturing: | 427 | 5.8% | 10.0% |
| Wholesale trade: | 112 | 1.5% | 2.4% |
| Retail trade: | 557 | 7.6% | 11.0% |
| Transportation, warehousing, utilities: | 248 | 3.4% | 5.8% |
| Information: | 102 | 1.4% | 1.9% |
| Finance, insurance, real estate: | 369 | 5.0% | 6.7% |
| Professional, scientific, management: | 884 | 12.1% | 12.1% |
| Education, health care, social services: | 1,905 | 26.0% | 23.3% |
| Arts, entertainment, food services: | 516 | 7.1% | 9.0% |
| Other services: | 431 | 5.9% | 4.7% |
| Public administration: | 810 | 11.1% | 4.7% |
Poverty Status (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.9% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 15,081 | 96.3% | 91.3% |
| Private health insurance: | 12,672 | 80.9% | 67.6% |
| Public health coverage: | 4,926 | 31.4% | 35.9% |
| Without health insurance: | 578 | 3.7% | 8.7% |
Benefits & Assistance (10965 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,131 | 75.3% | 77.4% |
| Social Security income: | 2,046 | 37.3% | 31.0% |
| Retirement income: | 1,798 | 32.8% | 21.8% |
| Supplemental Security Income (SSI): | 119 | 2.2% | 4.5% |
| Cash public assistance income: | 97 | 1.8% | 1.8% |
| SNAP (food stamps) benefits: | 356 | 6.5% | 11.4% |
Housing Types (10965 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,080 | 69.7% | 61.4% |
| 1-unit, attached: | 222 | 3.8% | 6.1% |
| 2 units: | 388 | 6.6% | 3.4% |
| 3 or 4 units: | 314 | 5.4% | 4.3% |
| 5 to 9 units: | 342 | 5.8% | 4.6% |
| 10 to 19 units: | 370 | 6.3% | 4.3% |
| 20 or more units: | 136 | 2.3% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (10965 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 275 | 4.7% | 8.2% |
| Built 2000 to 2009: | 286 | 4.9% | 13.5% |
| Built 1990 to 1999: | 433 | 7.4% | 13.2% |
| Built 1980 to 1989: | 351 | 6.0% | 13.2% |
| Built 1970 to 1979: | 382 | 6.5% | 14.6% |
| Built 1960 to 1969: | 1,011 | 17.3% | 10.2% |
| Built 1950 to 1959: | 1,744 | 29.8% | 9.9% |
| Built 1940 to 1949: | 478 | 8.2% | 4.6% |
| Built 1939 or earlier: | 892 | 15.2% | 12.0% |
Bedrooms (10965 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 90 | 1.5% | 2.4% |
| 1 bedroom: | 781 | 13.3% | 3.0% |
| 2 bedrooms: | 822 | 14.0% | 9.1% |
| 3 bedrooms: | 2,019 | 34.5% | 15.9% |
| 4 bedrooms: | 1,774 | 30.3% | 18.8% |
| 5 or more bedrooms: | 366 | 6.3% | 17.6% |
Heating Fuel (10965 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,755 | 86.7% | 47.1% |
| Bottled, tank, or LP gas: | 47 | 0.9% | 4.9% |
| Electricity: | 468 | 8.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 159 | 2.9% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 6 | 0.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 29 | 0.5% | 0.5% |
| No fuel used: | 23 | 0.4% | 0.2% |
Vehicles Available (10965 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 425 | 7.7% | 8.3% |
| 1 vehicle available: | 1,202 | 21.9% | 32.6% |
| 2 vehicles available: | 2,511 | 45.8% | 37.0% |
| 3 or more vehicles available: | 1,349 | 24.6% | 22.1% |
Home Value Distribution (10965 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 24 | 0.6% | 5.7% |
| $50,000 to $99,999: | 14 | 0.3% | 7.8% |
| $100,000 to $149,999: | 0 | 0.0% | 9.2% |
| $150,000 to $199,999: | 56 | 1.4% | 10.8% |
| $200,000 to $299,999: | 191 | 4.6% | 19.9% |
| $300,000 to $499,999: | 1,671 | 40.4% | 24.1% |
| $500,000 to $999,999: | 2,116 | 51.1% | 17.0% |
| $1,000,000 or more: | 66 | 1.6% | 5.6% |
Housing Costs (10965 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $3,328 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $1,431 / mo. | $584 / mo. |
| Median gross rent: | $1,967 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.93 | 2.53 |
| Average household size (renter-occupied): | 2.53 | 2.38 |
Households (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,487 | -- | -- |
| Married-couple households: | 3,533 | 64.4% | 47.5% |
| Cohabiting couple households: | 1,763 | 32.1% | 7.0% |
| Male householder, no spouse: | 823 | 15.0% | 5.4% |
| Female householder, no spouse: | 1,033 | 18.8% | 12.7% |
| Householder living alone: | 1,987 | 36.2% | 28.6% |
| 65 years and over living alone: | 2,172 | 39.6% | 11.8% |
| Average household size: | 2.84 | -- | 2.53 |
| Average family size: | 3.26 | -- | -- |
Marital Status (10965 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,374 | -- | -- |
| Never married: | 1,928 | 30.2% | 37.0% |
| Now married: | 3,713 | 58.3% | 49.5% |
| Separated: | 292 | 4.6% | 1.5% |
| Widowed: | 326 | 5.1% | 2.6% |
| Divorced: | 1,263 | 19.8% | 9.3% |
School Enrollment (10965 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,057 | -- | -- |
| Nursery school, preschool: | 420 | 10.4% | 5.8% |
| Kindergarten: | 325 | 8.0% | 5.0% |
| Elementary school (grades 1-8): | 1,765 | 43.5% | 40.5% |
| High school (grades 9-12): | 799 | 19.7% | 21.4% |
| College or graduate school: | 748 | 18.4% | 27.3% |
Veterans & Disability (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,927 | -- | -- |
| Veterans: | 454 | 3.8% | 6.3% |
| Civilian noninstitutionalized population: | 15,659 | -- | -- |
| With a disability: | 1,497 | 9.6% | 13.4% |
| Under 18 with disability: | 59 | 3.9% | 5.8% |
| 18 to 64 with disability: | 352 | 23.5% | 10.4% |
| 65 and over with disability: | 1,086 | 72.5% | 33.4% |
Mobility (Residence 1 Year Ago) (10965 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 15,046 | 96.0% | 86.9% |
| Different house: | 495 | 3.2% | 13.1% |
| Same county: | 212 | 42.8% | 7.0% |
| Different county: | 159 | 32.1% | 3.2% |
| Different state: | 72 | 14.5% | 2.5% |
| Abroad: | 124 | 25.1% | 0.4% |
Place of Birth (10965 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 12,388 | 79.1% | 86.2% |
| Foreign born: | 255 | 1.6% | 13.9% |
| Naturalized citizen: | 3,278 | 1285.5% | 52.7% |
| Not a citizen: | 3,278 | 1285.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,278 | 1285.5% | 10.5% |
| Asia: | 1,131 | 443.5% | 31.3% |
| Africa: | 64 | 25.1% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 1,481 | 580.8% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (10965 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 14,682 | -- | -- |
| English only: | 11,155 | 76.0% | 78.3% |
| Language other than English: | 3,527 | 24.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,873 | 12.8% | 13.3% |
| Other Indo-European languages: | 1,167 | 7.9% | 3.5% |
| Asian/Pacific Island languages: | 465 | 3.2% | 3.5% |
| Other languages: | 22 | 0.1% | 1.0% |
Computers & Internet (10965 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,487 | 100.0% | 93.1% |
| Households with broadband internet: | 5,171 | 94.2% | 89.4% |
Pearl River, NY10965