10989 ZIP Code
Valley Cottage, New york
December 29, 2025
| ZIP Code: | 10989 |
| City/Town: | Valley Cottage |
| County: | Rockland |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 8,651 |
| Median Household Income: | $127,825 |
| Per Capita Income: | $64,891 |
| Total Housing Units: | 3,582 |
| Median Home Value: | $472,300 |
| Land Area: | 4.8 sq miles
12.5 sq km |
| Water Area: | 0.7 sq miles
1.7 sq km |
| Coordinates: | 41.1230, -73.9380 |
Population Information (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 8,651 | -- | -- |
| Male: | 4,203 | 48.6% | 49.6% |
| Female: | 4,448 | 51.4% | 50.4% |
| Median Age: | 48.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 284 | 3.3% | 5.7% |
| 5 to 9 years: | 349 | 4.0% | 6.0% |
| 10 to 14 years: | 419 | 4.8% | 6.5% |
| 15 to 19 years: | 355 | 4.1% | 6.6% |
| 20 to 24 years: | 483 | 5.6% | 6.7% |
| 25 to 34 years: | 1,180 | 13.6% | 13.7% |
| 35 to 44 years: | 797 | 9.2% | 12.9% |
| 45 to 54 years: | 1,347 | 15.6% | 12.4% |
| 55 to 59 years: | 758 | 8.8% | 6.5% |
| 60 to 64 years: | 478 | 5.5% | 6.4% |
| 65 to 74 years: | 1,369 | 15.8% | 9.7% |
| 75 to 84 years: | 555 | 6.4% | 4.8% |
| 85 years and over: | 277 | 3.2% | 2.0% |
Housing Information (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $472,300 | -- | $281,900 |
| Median rooms: | 6.5 | -- | 5.5 |
| Median rent: | $1,924 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,582 | -- | -- |
| Occupied housing units: | 3,348 | 93.5% | 38.0% |
| Vacant housing units: | 234 | 6.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,975 | 88.9% | 64.8% |
| Renter-occupied: | 373 | 11.1% | 35.2% |
Educational Attainment (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,761 | -- | -- |
| Less than 9th grade: | 104 | 1.5% | 4.7% |
| 9th to 12th grade, no diploma: | 145 | 2.1% | 6.1% |
| High school graduate: | 1,063 | 15.7% | 26.4% |
| Some college, no degree: | 877 | 13.0% | 19.7% |
| Associate degree: | 732 | 10.8% | 8.7% |
| Bachelor's degree: | 2,142 | 31.7% | 20.9% |
| Graduate or professional degree: | 1,698 | 25.1% | 13.7% |
| Percent high school graduate or higher: | -- | 96.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 56.8% | 34.3% |
Income Information (10989 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $127,825 / yr. | $75,149 / yr. |
| Mean household income: | $157,153 / yr. | $105,833 / yr. |
| Median family income: | $152,679 / yr. | $92,646 / yr. |
| Per capita income: | $64,891 / yr. | $41,261 / yr. |
Employment (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,780 | -- | 63.5% |
| Employed: | 4,311 | 90.2% | 96.4% |
| Unemployed: | 469 | 9.8% | 5.3% |
| Not in labor force: | 2,724 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,079 | 71.4% | 79.7% |
| Government workers: | 1,097 | 25.4% | 14.2% |
| Self-employed: | 135 | 3.1% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 5,963 | 68.9% | 61.6% |
| Black or African American: | 684 | 7.9% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 1,155 | 13.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 102 | 1.2% | 8.4% |
| Two or more races: | 747 | 8.6% | 10.2% |
| Hispanic or Latino (any race): | 780 | 9.0% | 18.7% |
| Mexican: | 968 | 11.2% | 11.2% |
| Puerto Rican: | 82 | 0.9% | 1.8% |
| Cuban: | 533 | 6.2% | 0.7% |
| Other Hispanic or Latino: | 24 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 329 | 3.8% | 81.1% |
Income Distribution (10989 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 144 | 4.3% | 4.9% |
| $10,000 to $14,999: | 0 | 0.0% | 3.8% |
| $15,000 to $24,999: | 22 | 0.7% | 7.0% |
| $25,000 to $34,999: | 81 | 2.4% | 7.4% |
| $35,000 to $49,999: | 379 | 11.3% | 10.7% |
| $50,000 to $74,999: | 206 | 6.2% | 16.1% |
| $75,000 to $99,999: | 377 | 11.3% | 12.8% |
| $100,000 to $149,999: | 823 | 24.6% | 17.1% |
| $150,000 to $199,999: | 434 | 13.0% | 8.8% |
| $200,000 or more: | 882 | 26.3% | 11.4% |
Commute to Work (10989 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,932 | 68.0% | 67.8% |
| Carpooled: | 331 | 7.7% | 8.7% |
| Public transportation: | 174 | 4.0% | 4.2% |
| Walked: | 59 | 1.4% | 2.5% |
| Other means: | 53 | 1.2% | 0.9% |
| Worked from home: | 722 | 16.7% | 13.8% |
| Mean travel time to work: | 33.1 min | -- | 26.7 min |
Industry (10989 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 167 | 3.9% | 6.9% |
| Manufacturing: | 185 | 4.3% | 10.0% |
| Wholesale trade: | 124 | 2.9% | 2.4% |
| Retail trade: | 212 | 4.9% | 11.0% |
| Transportation, warehousing, utilities: | 190 | 4.4% | 5.8% |
| Information: | 167 | 3.9% | 1.9% |
| Finance, insurance, real estate: | 311 | 7.2% | 6.7% |
| Professional, scientific, management: | 577 | 13.4% | 12.1% |
| Education, health care, social services: | 1,465 | 34.0% | 23.3% |
| Arts, entertainment, food services: | 354 | 8.2% | 9.0% |
| Other services: | 237 | 5.5% | 4.7% |
| Public administration: | 322 | 7.5% | 4.7% |
Poverty Status (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 3.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,291 | 95.8% | 91.3% |
| Private health insurance: | 6,974 | 80.6% | 67.6% |
| Public health coverage: | 2,985 | 34.5% | 35.9% |
| Without health insurance: | 159 | 1.8% | 8.7% |
Benefits & Assistance (10989 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,399 | 71.7% | 77.4% |
| Social Security income: | 1,395 | 41.7% | 31.0% |
| Retirement income: | 1,169 | 34.9% | 21.8% |
| Supplemental Security Income (SSI): | 83 | 2.5% | 4.5% |
| Cash public assistance income: | 152 | 4.5% | 1.8% |
| SNAP (food stamps) benefits: | 104 | 3.1% | 11.4% |
Housing Types (10989 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,383 | 66.5% | 61.4% |
| 1-unit, attached: | 56 | 1.6% | 6.1% |
| 2 units: | 207 | 5.8% | 3.4% |
| 3 or 4 units: | 370 | 10.3% | 4.3% |
| 5 to 9 units: | 465 | 13.0% | 4.6% |
| 10 to 19 units: | 81 | 2.3% | 4.3% |
| 20 or more units: | 20 | 0.6% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (10989 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 41 | 1.1% | 8.2% |
| Built 2000 to 2009: | 7 | 0.2% | 13.5% |
| Built 1990 to 1999: | 141 | 3.9% | 13.2% |
| Built 1980 to 1989: | 559 | 15.6% | 13.2% |
| Built 1970 to 1979: | 1,247 | 34.8% | 14.6% |
| Built 1960 to 1969: | 671 | 18.7% | 10.2% |
| Built 1950 to 1959: | 394 | 11.0% | 9.9% |
| Built 1940 to 1949: | 125 | 3.5% | 4.6% |
| Built 1939 or earlier: | 397 | 11.1% | 12.0% |
Bedrooms (10989 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 453 | 12.6% | 3.0% |
| 2 bedrooms: | 763 | 21.3% | 9.1% |
| 3 bedrooms: | 920 | 25.7% | 15.9% |
| 4 bedrooms: | 1,092 | 30.5% | 18.8% |
| 5 or more bedrooms: | 354 | 9.9% | 17.6% |
Heating Fuel (10989 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,599 | 77.6% | 47.1% |
| Bottled, tank, or LP gas: | 38 | 1.1% | 4.9% |
| Electricity: | 651 | 19.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 36 | 1.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 24 | 0.7% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (10989 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 172 | 5.1% | 8.3% |
| 1 vehicle available: | 958 | 28.6% | 32.6% |
| 2 vehicles available: | 1,486 | 44.4% | 37.0% |
| 3 or more vehicles available: | 732 | 21.9% | 22.1% |
Home Value Distribution (10989 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 13 | 0.4% | 5.7% |
| $50,000 to $99,999: | 8 | 0.3% | 7.8% |
| $100,000 to $149,999: | 38 | 1.3% | 9.2% |
| $150,000 to $199,999: | 81 | 2.7% | 10.8% |
| $200,000 to $299,999: | 214 | 7.2% | 19.9% |
| $300,000 to $499,999: | 1,370 | 46.1% | 24.1% |
| $500,000 to $999,999: | 1,220 | 41.0% | 17.0% |
| $1,000,000 or more: | 31 | 1.0% | 5.6% |
Housing Costs (10989 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $3,469 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $1,468 / mo. | $584 / mo. |
| Median gross rent: | $1,924 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.60 | 2.53 |
| Average household size (renter-occupied): | 1.77 | 2.38 |
Households (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,348 | -- | -- |
| Married-couple households: | 1,983 | 59.2% | 47.5% |
| Cohabiting couple households: | 678 | 20.3% | 7.0% |
| Male householder, no spouse: | 505 | 15.1% | 5.4% |
| Female householder, no spouse: | 773 | 23.1% | 12.7% |
| Householder living alone: | 786 | 23.5% | 28.6% |
| 65 years and over living alone: | 1,338 | 40.0% | 11.8% |
| Average household size: | 2.51 | -- | 2.53 |
| Average family size: | 3.08 | -- | -- |
Marital Status (10989 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,548 | -- | -- |
| Never married: | 1,093 | 30.8% | 37.0% |
| Now married: | 2,206 | 62.2% | 49.5% |
| Separated: | 80 | 2.3% | 1.5% |
| Widowed: | 142 | 4.0% | 2.6% |
| Divorced: | 1,128 | 31.8% | 9.3% |
School Enrollment (10989 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,586 | -- | -- |
| Nursery school, preschool: | 36 | 2.3% | 5.8% |
| Kindergarten: | 96 | 6.1% | 5.0% |
| Elementary school (grades 1-8): | 649 | 40.9% | 40.5% |
| High school (grades 9-12): | 228 | 14.4% | 21.4% |
| College or graduate school: | 577 | 36.4% | 27.3% |
Veterans & Disability (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 7,334 | -- | -- |
| Veterans: | 302 | 4.1% | 6.3% |
| Civilian noninstitutionalized population: | 8,450 | -- | -- |
| With a disability: | 843 | 10.0% | 13.4% |
| Under 18 with disability: | 157 | 18.6% | 5.8% |
| 18 to 64 with disability: | 302 | 35.8% | 10.4% |
| 65 and over with disability: | 384 | 45.6% | 33.4% |
Mobility (Residence 1 Year Ago) (10989 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 8,128 | 94.0% | 86.9% |
| Different house: | 428 | 4.9% | 13.1% |
| Same county: | 222 | 51.9% | 7.0% |
| Different county: | 188 | 43.9% | 3.2% |
| Different state: | 5 | 1.2% | 2.5% |
| Abroad: | 18 | 4.2% | 0.4% |
Place of Birth (10989 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 6,518 | 75.3% | 86.2% |
| Foreign born: | 42 | 0.5% | 13.9% |
| Naturalized citizen: | 2,133 | 5078.6% | 52.7% |
| Not a citizen: | 2,133 | 5078.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,133 | 5078.6% | 10.5% |
| Asia: | 657 | 1564.3% | 31.3% |
| Africa: | 196 | 466.7% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 259 | 616.7% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (10989 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,367 | -- | -- |
| English only: | 6,193 | 74.0% | 78.3% |
| Language other than English: | 2,174 | 26.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 242 | 2.9% | 13.3% |
| Other Indo-European languages: | 949 | 11.3% | 3.5% |
| Asian/Pacific Island languages: | 737 | 8.8% | 3.5% |
| Other languages: | 246 | 2.9% | 1.0% |
Computers & Internet (10989 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,348 | 100.0% | 93.1% |
| Households with broadband internet: | 3,211 | 95.9% | 89.4% |
Valley Cottage, NY10989