12020 ZIP Code
Ballston Spa, New york
December 29, 2025
| ZIP Code: | 12020 |
| City/Town: | Ballston Spa |
| County: | Saratoga |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 34,571 |
| Median Household Income: | $100,653 |
| Per Capita Income: | $56,625 |
| Total Housing Units: | 15,778 |
| Median Home Value: | $283,500 |
| Land Area: | 75.6 sq miles
195.7 sq km |
| Water Area: | 0.2 sq miles
0.5 sq km |
| Coordinates: | 43.0017, -73.8701 |
Population Information (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 34,571 | -- | -- |
| Male: | 17,456 | 50.5% | 49.6% |
| Female: | 17,115 | 49.5% | 50.4% |
| Median Age: | 42.3 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,087 | 3.1% | 5.7% |
| 5 to 9 years: | 2,374 | 6.9% | 6.0% |
| 10 to 14 years: | 2,021 | 5.8% | 6.5% |
| 15 to 19 years: | 1,865 | 5.4% | 6.6% |
| 20 to 24 years: | 2,478 | 7.2% | 6.7% |
| 25 to 34 years: | 4,030 | 11.7% | 13.7% |
| 35 to 44 years: | 4,750 | 13.7% | 12.9% |
| 45 to 54 years: | 4,943 | 14.3% | 12.4% |
| 55 to 59 years: | 2,300 | 6.7% | 6.5% |
| 60 to 64 years: | 2,616 | 7.6% | 6.4% |
| 65 to 74 years: | 3,730 | 10.8% | 9.7% |
| 75 to 84 years: | 1,593 | 4.6% | 4.8% |
| 85 years and over: | 784 | 2.3% | 2.0% |
Housing Information (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $283,500 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $1,490 / mo. | -- | $1,268 / mo. |
| Total housing units: | 15,778 | -- | -- |
| Occupied housing units: | 14,308 | 90.7% | 38.0% |
| Vacant housing units: | 1,470 | 9.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 10,152 | 71.0% | 64.8% |
| Renter-occupied: | 4,156 | 29.0% | 35.2% |
Educational Attainment (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 24,746 | -- | -- |
| Less than 9th grade: | 379 | 1.5% | 4.7% |
| 9th to 12th grade, no diploma: | 1,101 | 4.4% | 6.1% |
| High school graduate: | 6,227 | 25.2% | 26.4% |
| Some college, no degree: | 3,820 | 15.4% | 19.7% |
| Associate degree: | 2,850 | 11.5% | 8.7% |
| Bachelor's degree: | 5,713 | 23.1% | 20.9% |
| Graduate or professional degree: | 4,656 | 18.8% | 13.7% |
| Percent high school graduate or higher: | -- | 94.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 41.9% | 34.3% |
Income Information (12020 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $100,653 / yr. | $75,149 / yr. |
| Mean household income: | $115,082 / yr. | $105,833 / yr. |
| Median family income: | $120,620 / yr. | $92,646 / yr. |
| Per capita income: | $56,625 / yr. | $41,261 / yr. |
Employment (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 19,117 | -- | 63.5% |
| Employed: | 18,181 | 96.1% | 96.4% |
| Unemployed: | 741 | 3.9% | 5.3% |
| Not in labor force: | 9,457 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 13,943 | 76.7% | 79.7% |
| Government workers: | 3,177 | 17.5% | 14.2% |
| Self-employed: | 1,046 | 5.8% | 5.9% |
| Unpaid family workers: | 15 | 0.1% | 0.1% |
Race & Ethnicity (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 31,661 | 91.6% | 61.6% |
| Black or African American: | 621 | 1.8% | 12.4% |
| American Indian/Alaska Native: | 13 | 0.0% | 1.1% |
| Asian: | 806 | 2.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 304 | 0.9% | 8.4% |
| Two or more races: | 1,166 | 3.4% | 10.2% |
| Hispanic or Latino (any race): | 951 | 2.8% | 18.7% |
| Mexican: | 1,279 | 3.7% | 11.2% |
| Puerto Rican: | 101 | 0.3% | 1.8% |
| Cuban: | 685 | 2.0% | 0.7% |
| Other Hispanic or Latino: | 16 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 477 | 1.4% | 81.1% |
Income Distribution (12020 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 175 | 1.2% | 4.9% |
| $10,000 to $14,999: | 392 | 2.7% | 3.8% |
| $15,000 to $24,999: | 614 | 4.3% | 7.0% |
| $25,000 to $34,999: | 682 | 4.8% | 7.4% |
| $35,000 to $49,999: | 1,158 | 8.1% | 10.7% |
| $50,000 to $74,999: | 2,048 | 14.3% | 16.1% |
| $75,000 to $99,999: | 2,009 | 14.0% | 12.8% |
| $100,000 to $149,999: | 3,177 | 22.2% | 17.1% |
| $150,000 to $199,999: | 2,340 | 16.4% | 8.8% |
| $200,000 or more: | 1,713 | 12.0% | 11.4% |
Commute to Work (12020 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 14,467 | 79.6% | 67.8% |
| Carpooled: | 1,023 | 5.6% | 8.7% |
| Public transportation: | 196 | 1.1% | 4.2% |
| Walked: | 84 | 0.5% | 2.5% |
| Other means: | 147 | 0.8% | 0.9% |
| Worked from home: | 2,215 | 12.2% | 13.8% |
| Mean travel time to work: | 24.5 min | -- | 26.7 min |
Industry (12020 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 188 | 1.0% | 1.6% |
| Construction: | 856 | 4.7% | 6.9% |
| Manufacturing: | 1,990 | 10.9% | 10.0% |
| Wholesale trade: | 528 | 2.9% | 2.4% |
| Retail trade: | 1,952 | 10.7% | 11.0% |
| Transportation, warehousing, utilities: | 1,268 | 7.0% | 5.8% |
| Information: | 520 | 2.9% | 1.9% |
| Finance, insurance, real estate: | 1,317 | 7.2% | 6.7% |
| Professional, scientific, management: | 1,828 | 10.1% | 12.1% |
| Education, health care, social services: | 4,089 | 22.5% | 23.3% |
| Arts, entertainment, food services: | 1,423 | 7.8% | 9.0% |
| Other services: | 933 | 5.1% | 4.7% |
| Public administration: | 1,289 | 7.1% | 4.7% |
Poverty Status (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 33,235 | 96.1% | 91.3% |
| Private health insurance: | 27,494 | 79.5% | 67.6% |
| Public health coverage: | 11,446 | 33.1% | 35.9% |
| Without health insurance: | 828 | 2.4% | 8.7% |
Benefits & Assistance (12020 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 10,883 | 76.1% | 77.4% |
| Social Security income: | 4,736 | 33.1% | 31.0% |
| Retirement income: | 4,597 | 32.1% | 21.8% |
| Supplemental Security Income (SSI): | 346 | 2.4% | 4.5% |
| Cash public assistance income: | 327 | 2.3% | 1.8% |
| SNAP (food stamps) benefits: | 946 | 6.6% | 11.4% |
Housing Types (12020 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 8,411 | 53.3% | 61.4% |
| 1-unit, attached: | 1,189 | 7.5% | 6.1% |
| 2 units: | 882 | 5.6% | 3.4% |
| 3 or 4 units: | 996 | 6.3% | 4.3% |
| 5 to 9 units: | 618 | 3.9% | 4.6% |
| 10 to 19 units: | 495 | 3.1% | 4.3% |
| 20 or more units: | 1,393 | 8.8% | 9.9% |
| Mobile home: | 1,775 | 11.2% | 5.8% |
| Boat, RV, van, etc.: | 19 | 0.1% | 0.1% |
Year Structure Built (12020 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 222 | 1.4% | 0.6% |
| Built 2010 to 2019: | 2,260 | 14.3% | 8.2% |
| Built 2000 to 2009: | 2,319 | 14.7% | 13.5% |
| Built 1990 to 1999: | 2,322 | 14.7% | 13.2% |
| Built 1980 to 1989: | 2,917 | 18.5% | 13.2% |
| Built 1970 to 1979: | 1,260 | 8.0% | 14.6% |
| Built 1960 to 1969: | 1,236 | 7.8% | 10.2% |
| Built 1950 to 1959: | 679 | 4.3% | 9.9% |
| Built 1940 to 1949: | 195 | 1.2% | 4.6% |
| Built 1939 or earlier: | 2,368 | 15.0% | 12.0% |
Bedrooms (12020 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 158 | 1.0% | 2.4% |
| 1 bedroom: | 1,613 | 10.2% | 3.0% |
| 2 bedrooms: | 4,504 | 28.5% | 9.1% |
| 3 bedrooms: | 6,474 | 41.0% | 15.9% |
| 4 bedrooms: | 2,666 | 16.9% | 18.8% |
| 5 or more bedrooms: | 363 | 2.3% | 17.6% |
Heating Fuel (12020 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 8,948 | 62.5% | 47.1% |
| Bottled, tank, or LP gas: | 1,340 | 9.4% | 4.9% |
| Electricity: | 2,161 | 15.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,409 | 9.8% | 4.2% |
| Coal or coke: | 80 | 0.6% | 0.1% |
| Wood: | 169 | 1.2% | 1.5% |
| Solar energy: | 9 | 0.1% | 0.1% |
| Other fuel: | 183 | 1.3% | 0.5% |
| No fuel used: | 9 | 0.1% | 0.2% |
Vehicles Available (12020 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 643 | 4.5% | 8.3% |
| 1 vehicle available: | 4,820 | 33.7% | 32.6% |
| 2 vehicles available: | 5,981 | 41.8% | 37.0% |
| 3 or more vehicles available: | 2,864 | 20.0% | 22.1% |
Home Value Distribution (12020 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 886 | 8.7% | 5.7% |
| $50,000 to $99,999: | 468 | 4.6% | 7.8% |
| $100,000 to $149,999: | 364 | 3.6% | 9.2% |
| $150,000 to $199,999: | 630 | 6.2% | 10.8% |
| $200,000 to $299,999: | 3,241 | 31.9% | 19.9% |
| $300,000 to $499,999: | 3,432 | 33.8% | 24.1% |
| $500,000 to $999,999: | 1,047 | 10.3% | 17.0% |
| $1,000,000 or more: | 84 | 0.8% | 5.6% |
Housing Costs (12020 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,799 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $731 / mo. | $584 / mo. |
| Median gross rent: | $1,490 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.53 | 2.53 |
| Average household size (renter-occupied): | 2.02 | 2.38 |
Households (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 14,308 | -- | -- |
| Married-couple households: | 7,353 | 51.4% | 47.5% |
| Cohabiting couple households: | 2,530 | 17.7% | 7.0% |
| Male householder, no spouse: | 2,302 | 16.1% | 5.4% |
| Female householder, no spouse: | 3,122 | 21.8% | 12.7% |
| Householder living alone: | 3,745 | 26.2% | 28.6% |
| 65 years and over living alone: | 4,192 | 29.3% | 11.8% |
| Average household size: | 2.38 | -- | 2.53 |
| Average family size: | 2.91 | -- | -- |
Marital Status (12020 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 14,725 | -- | -- |
| Never married: | 5,021 | 34.1% | 37.0% |
| Now married: | 7,906 | 53.7% | 49.5% |
| Separated: | 342 | 2.3% | 1.5% |
| Widowed: | 1,320 | 9.0% | 2.6% |
| Divorced: | 3,270 | 22.2% | 9.3% |
School Enrollment (12020 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 7,280 | -- | -- |
| Nursery school, preschool: | 238 | 3.3% | 5.8% |
| Kindergarten: | 477 | 6.6% | 5.0% |
| Elementary school (grades 1-8): | 3,521 | 48.4% | 40.5% |
| High school (grades 9-12): | 1,548 | 21.3% | 21.4% |
| College or graduate school: | 1,496 | 20.5% | 27.3% |
Veterans & Disability (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 27,696 | -- | -- |
| Veterans: | 1,786 | 6.4% | 6.3% |
| Civilian noninstitutionalized population: | 34,063 | -- | -- |
| With a disability: | 3,921 | 11.5% | 13.4% |
| Under 18 with disability: | 415 | 10.6% | 5.8% |
| 18 to 64 with disability: | 1,749 | 44.6% | 10.4% |
| 65 and over with disability: | 1,757 | 44.8% | 33.4% |
Mobility (Residence 1 Year Ago) (12020 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 30,502 | 88.2% | 86.9% |
| Different house: | 3,904 | 11.3% | 13.1% |
| Same county: | 2,465 | 63.1% | 7.0% |
| Different county: | 1,407 | 36.0% | 3.2% |
| Different state: | 483 | 12.4% | 2.5% |
| Abroad: | 32 | 0.8% | 0.4% |
Place of Birth (12020 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 33,043 | 95.6% | 86.2% |
| Foreign born: | 508 | 1.5% | 13.9% |
| Naturalized citizen: | 1,528 | 300.8% | 52.7% |
| Not a citizen: | 1,528 | 300.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,528 | 300.8% | 10.5% |
| Asia: | 391 | 77.0% | 31.3% |
| Africa: | 226 | 44.5% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 93 | 18.3% | 50.0% |
| Northern America: | 91 | 17.9% | 2.2% |
Language Spoken at Home (12020 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 33,484 | -- | -- |
| English only: | 31,813 | 95.0% | 78.3% |
| Language other than English: | 1,671 | 5.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 235 | 0.7% | 13.3% |
| Other Indo-European languages: | 639 | 1.9% | 3.5% |
| Asian/Pacific Island languages: | 693 | 2.1% | 3.5% |
| Other languages: | 104 | 0.3% | 1.0% |
Computers & Internet (12020 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 14,308 | 100.0% | 93.1% |
| Households with broadband internet: | 13,715 | 95.9% | 89.4% |
Ballston Spa, NY12020