12043 ZIP Code
Cobleskill, New york
December 29, 2025
| ZIP Code: | 12043 |
| City/Town: | Cobleskill |
| County: | Schoharie |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 7,719 |
| Median Household Income: | $75,276 |
| Per Capita Income: | $28,553 |
| Total Housing Units: | 3,223 |
| Median Home Value: | $163,200 |
| Land Area: | 63.6 sq miles
164.7 sq km |
| Water Area: | 0.3 sq miles
0.7 sq km |
| Coordinates: | 42.6940, -74.5305 |
Population Information (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 7,719 | -- | -- |
| Male: | 3,671 | 47.6% | 49.6% |
| Female: | 4,048 | 52.4% | 50.4% |
| Median Age: | 37.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 255 | 3.3% | 5.7% |
| 5 to 9 years: | 386 | 5.0% | 6.0% |
| 10 to 14 years: | 303 | 3.9% | 6.5% |
| 15 to 19 years: | 1,036 | 13.4% | 6.6% |
| 20 to 24 years: | 848 | 11.0% | 6.7% |
| 25 to 34 years: | 772 | 10.0% | 13.7% |
| 35 to 44 years: | 753 | 9.8% | 12.9% |
| 45 to 54 years: | 705 | 9.1% | 12.4% |
| 55 to 59 years: | 445 | 5.8% | 6.5% |
| 60 to 64 years: | 518 | 6.7% | 6.4% |
| 65 to 74 years: | 943 | 12.2% | 9.7% |
| 75 to 84 years: | 509 | 6.6% | 4.8% |
| 85 years and over: | 246 | 3.2% | 2.0% |
Housing Information (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $163,200 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $847 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,223 | -- | -- |
| Occupied housing units: | 2,789 | 86.5% | 38.0% |
| Vacant housing units: | 434 | 13.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,877 | 67.3% | 64.8% |
| Renter-occupied: | 912 | 32.7% | 35.2% |
Educational Attainment (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 4,891 | -- | -- |
| Less than 9th grade: | 100 | 2.0% | 4.7% |
| 9th to 12th grade, no diploma: | 259 | 5.3% | 6.1% |
| High school graduate: | 1,467 | 30.0% | 26.4% |
| Some college, no degree: | 911 | 18.6% | 19.7% |
| Associate degree: | 628 | 12.8% | 8.7% |
| Bachelor's degree: | 931 | 19.0% | 20.9% |
| Graduate or professional degree: | 595 | 12.2% | 13.7% |
| Percent high school graduate or higher: | -- | 92.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 31.2% | 34.3% |
Income Information (12043 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $75,276 / yr. | $75,149 / yr. |
| Mean household income: | $89,913 / yr. | $105,833 / yr. |
| Median family income: | $91,728 / yr. | $92,646 / yr. |
| Per capita income: | $28,553 / yr. | $41,261 / yr. |
Employment (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,755 | -- | 63.5% |
| Employed: | 3,527 | 93.9% | 96.4% |
| Unemployed: | 228 | 6.1% | 5.3% |
| Not in labor force: | 2,968 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,542 | 72.1% | 79.7% |
| Government workers: | 726 | 20.6% | 14.2% |
| Self-employed: | 256 | 7.3% | 5.9% |
| Unpaid family workers: | 3 | 0.1% | 0.1% |
Race & Ethnicity (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 6,770 | 87.7% | 61.6% |
| Black or African American: | 209 | 2.7% | 12.4% |
| American Indian/Alaska Native: | 6 | 0.1% | 1.1% |
| Asian: | 144 | 1.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 4 | 0.1% | 0.2% |
| Some other race: | 284 | 3.7% | 8.4% |
| Two or more races: | 302 | 3.9% | 10.2% |
| Hispanic or Latino (any race): | 463 | 6.0% | 18.7% |
| Mexican: | 358 | 4.6% | 11.2% |
| Puerto Rican: | 29 | 0.4% | 1.8% |
| Cuban: | 137 | 1.8% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 192 | 2.5% | 81.1% |
Income Distribution (12043 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 43 | 1.5% | 4.9% |
| $10,000 to $14,999: | 141 | 5.1% | 3.8% |
| $15,000 to $24,999: | 225 | 8.1% | 7.0% |
| $25,000 to $34,999: | 200 | 7.2% | 7.4% |
| $35,000 to $49,999: | 387 | 13.9% | 10.7% |
| $50,000 to $74,999: | 390 | 14.0% | 16.1% |
| $75,000 to $99,999: | 506 | 18.1% | 12.8% |
| $100,000 to $149,999: | 470 | 16.9% | 17.1% |
| $150,000 to $199,999: | 226 | 8.1% | 8.8% |
| $200,000 or more: | 201 | 7.2% | 11.4% |
Commute to Work (12043 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,256 | 64.0% | 67.8% |
| Carpooled: | 444 | 12.6% | 8.7% |
| Public transportation: | 18 | 0.5% | 4.2% |
| Walked: | 330 | 9.4% | 2.5% |
| Other means: | 18 | 0.5% | 0.9% |
| Worked from home: | 341 | 9.7% | 13.8% |
| Mean travel time to work: | 28.5 min | -- | 26.7 min |
Industry (12043 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 106 | 3.0% | 1.6% |
| Construction: | 244 | 6.9% | 6.9% |
| Manufacturing: | 189 | 5.4% | 10.0% |
| Wholesale trade: | 81 | 2.3% | 2.4% |
| Retail trade: | 376 | 10.7% | 11.0% |
| Transportation, warehousing, utilities: | 164 | 4.6% | 5.8% |
| Information: | 100 | 2.8% | 1.9% |
| Finance, insurance, real estate: | 151 | 4.3% | 6.7% |
| Professional, scientific, management: | 315 | 8.9% | 12.1% |
| Education, health care, social services: | 1,103 | 31.3% | 23.3% |
| Arts, entertainment, food services: | 369 | 10.5% | 9.0% |
| Other services: | 115 | 3.3% | 4.7% |
| Public administration: | 214 | 6.1% | 4.7% |
Poverty Status (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 7,419 | 96.1% | 91.3% |
| Private health insurance: | 5,798 | 75.1% | 67.6% |
| Public health coverage: | 3,152 | 40.8% | 35.9% |
| Without health insurance: | 292 | 3.8% | 8.7% |
Benefits & Assistance (12043 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,985 | 71.2% | 77.4% |
| Social Security income: | 1,242 | 44.5% | 31.0% |
| Retirement income: | 1,009 | 36.2% | 21.8% |
| Supplemental Security Income (SSI): | 190 | 6.8% | 4.5% |
| Cash public assistance income: | 140 | 5.0% | 1.8% |
| SNAP (food stamps) benefits: | 289 | 10.4% | 11.4% |
Housing Types (12043 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,047 | 63.5% | 61.4% |
| 1-unit, attached: | 28 | 0.9% | 6.1% |
| 2 units: | 123 | 3.8% | 3.4% |
| 3 or 4 units: | 268 | 8.3% | 4.3% |
| 5 to 9 units: | 246 | 7.6% | 4.6% |
| 10 to 19 units: | 176 | 5.5% | 4.3% |
| 20 or more units: | 73 | 2.3% | 9.9% |
| Mobile home: | 260 | 8.1% | 5.8% |
| Boat, RV, van, etc.: | 2 | 0.1% | 0.1% |
Year Structure Built (12043 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 2 | 0.1% | 0.6% |
| Built 2010 to 2019: | 118 | 3.7% | 8.2% |
| Built 2000 to 2009: | 197 | 6.1% | 13.5% |
| Built 1990 to 1999: | 345 | 10.7% | 13.2% |
| Built 1980 to 1989: | 475 | 14.7% | 13.2% |
| Built 1970 to 1979: | 522 | 16.2% | 14.6% |
| Built 1960 to 1969: | 252 | 7.8% | 10.2% |
| Built 1950 to 1959: | 203 | 6.3% | 9.9% |
| Built 1940 to 1949: | 153 | 4.7% | 4.6% |
| Built 1939 or earlier: | 956 | 29.7% | 12.0% |
Bedrooms (12043 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 111 | 3.4% | 2.4% |
| 1 bedroom: | 301 | 9.3% | 3.0% |
| 2 bedrooms: | 789 | 24.5% | 9.1% |
| 3 bedrooms: | 1,258 | 39.0% | 15.9% |
| 4 bedrooms: | 599 | 18.6% | 18.8% |
| 5 or more bedrooms: | 165 | 5.1% | 17.6% |
Heating Fuel (12043 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 535 | 19.2% | 47.1% |
| Bottled, tank, or LP gas: | 339 | 12.2% | 4.9% |
| Electricity: | 671 | 24.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 954 | 34.2% | 4.2% |
| Coal or coke: | 19 | 0.7% | 0.1% |
| Wood: | 230 | 8.2% | 1.5% |
| Solar energy: | 6 | 0.2% | 0.1% |
| Other fuel: | 33 | 1.2% | 0.5% |
| No fuel used: | 2 | 0.1% | 0.2% |
Vehicles Available (12043 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 243 | 8.7% | 8.3% |
| 1 vehicle available: | 1,037 | 37.2% | 32.6% |
| 2 vehicles available: | 929 | 33.3% | 37.0% |
| 3 or more vehicles available: | 580 | 20.8% | 22.1% |
Home Value Distribution (12043 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 130 | 6.9% | 5.7% |
| $50,000 to $99,999: | 277 | 14.8% | 7.8% |
| $100,000 to $149,999: | 343 | 18.3% | 9.2% |
| $150,000 to $199,999: | 558 | 29.7% | 10.8% |
| $200,000 to $299,999: | 436 | 23.2% | 19.9% |
| $300,000 to $499,999: | 110 | 5.9% | 24.1% |
| $500,000 to $999,999: | 13 | 0.7% | 17.0% |
| $1,000,000 or more: | 10 | 0.5% | 5.6% |
Housing Costs (12043 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,600 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $666 / mo. | $584 / mo. |
| Median gross rent: | $847 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.54 | 2.53 |
| Average household size (renter-occupied): | 1.94 | 2.38 |
Households (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,789 | -- | -- |
| Married-couple households: | 1,439 | 51.6% | 47.5% |
| Cohabiting couple households: | 475 | 17.0% | 7.0% |
| Male householder, no spouse: | 460 | 16.5% | 5.4% |
| Female householder, no spouse: | 677 | 24.3% | 12.7% |
| Householder living alone: | 730 | 26.2% | 28.6% |
| 65 years and over living alone: | 1,158 | 41.5% | 11.8% |
| Average household size: | 2.35 | -- | 2.53 |
| Average family size: | 2.73 | -- | -- |
Marital Status (12043 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,144 | -- | -- |
| Never married: | 1,186 | 37.7% | 37.0% |
| Now married: | 1,601 | 50.9% | 49.5% |
| Separated: | 69 | 2.2% | 1.5% |
| Widowed: | 255 | 8.1% | 2.6% |
| Divorced: | 1,412 | 44.9% | 9.3% |
School Enrollment (12043 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,402 | -- | -- |
| Nursery school, preschool: | 70 | 2.9% | 5.8% |
| Kindergarten: | 36 | 1.5% | 5.0% |
| Elementary school (grades 1-8): | 592 | 24.6% | 40.5% |
| High school (grades 9-12): | 258 | 10.7% | 21.4% |
| College or graduate school: | 1,446 | 60.2% | 27.3% |
Veterans & Disability (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,529 | -- | -- |
| Veterans: | 428 | 6.6% | 6.3% |
| Civilian noninstitutionalized population: | 7,711 | -- | -- |
| With a disability: | 1,506 | 19.5% | 13.4% |
| Under 18 with disability: | 69 | 4.6% | 5.8% |
| 18 to 64 with disability: | 735 | 48.8% | 10.4% |
| 65 and over with disability: | 702 | 46.6% | 33.4% |
Mobility (Residence 1 Year Ago) (12043 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 6,476 | 83.9% | 86.9% |
| Different house: | 1,199 | 15.5% | 13.1% |
| Same county: | 432 | 36.0% | 7.0% |
| Different county: | 754 | 62.9% | 3.2% |
| Different state: | 110 | 9.2% | 2.5% |
| Abroad: | 13 | 1.1% | 0.4% |
Place of Birth (12043 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 7,468 | 96.7% | 86.2% |
| Foreign born: | 68 | 0.9% | 13.9% |
| Naturalized citizen: | 251 | 369.1% | 52.7% |
| Not a citizen: | 251 | 369.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 251 | 369.1% | 10.5% |
| Asia: | 117 | 172.1% | 31.3% |
| Africa: | 23 | 33.8% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 59 | 86.8% | 50.0% |
| Northern America: | 4 | 5.9% | 2.2% |
Language Spoken at Home (12043 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,464 | -- | -- |
| English only: | 6,794 | 91.0% | 78.3% |
| Language other than English: | 670 | 9.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 196 | 2.6% | 13.3% |
| Other Indo-European languages: | 346 | 4.6% | 3.5% |
| Asian/Pacific Island languages: | 81 | 1.1% | 3.5% |
| Other languages: | 47 | 0.6% | 1.0% |
Computers & Internet (12043 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,789 | 100.0% | 93.1% |
| Households with broadband internet: | 2,509 | 90.0% | 89.4% |
Cobleskill, NY12043