12302 ZIP Code
Schenectady, New york
December 29, 2025
| ZIP Code: | 12302 |
| City/Town: | Schenectady |
| County: | Schenectady |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 27,915 |
| Median Household Income: | $89,468 |
| Per Capita Income: | $51,567 |
| Total Housing Units: | 12,248 |
| Median Home Value: | $223,200 |
| Land Area: | 43.4 sq miles
112.3 sq km |
| Water Area: | 1.3 sq miles
3.3 sq km |
| Coordinates: | 42.8782, -73.9825 |
Population Information (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 27,915 | -- | -- |
| Male: | 13,372 | 47.9% | 49.6% |
| Female: | 14,543 | 52.1% | 50.4% |
| Median Age: | 42.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,486 | 5.3% | 5.7% |
| 5 to 9 years: | 1,739 | 6.2% | 6.0% |
| 10 to 14 years: | 1,812 | 6.5% | 6.5% |
| 15 to 19 years: | 1,789 | 6.4% | 6.6% |
| 20 to 24 years: | 1,511 | 5.4% | 6.7% |
| 25 to 34 years: | 3,203 | 11.5% | 13.7% |
| 35 to 44 years: | 3,518 | 12.6% | 12.9% |
| 45 to 54 years: | 3,176 | 11.4% | 12.4% |
| 55 to 59 years: | 1,850 | 6.6% | 6.5% |
| 60 to 64 years: | 1,613 | 5.8% | 6.4% |
| 65 to 74 years: | 3,267 | 11.7% | 9.7% |
| 75 to 84 years: | 1,812 | 6.5% | 4.8% |
| 85 years and over: | 1,139 | 4.1% | 2.0% |
Housing Information (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $223,200 | -- | $281,900 |
| Median rooms: | 6.2 | -- | 5.5 |
| Median rent: | $1,193 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,248 | -- | -- |
| Occupied housing units: | 11,061 | 90.3% | 38.0% |
| Vacant housing units: | 1,187 | 9.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,189 | 74.0% | 64.8% |
| Renter-occupied: | 2,872 | 26.0% | 35.2% |
Educational Attainment (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 19,578 | -- | -- |
| Less than 9th grade: | 355 | 1.8% | 4.7% |
| 9th to 12th grade, no diploma: | 698 | 3.6% | 6.1% |
| High school graduate: | 4,612 | 23.6% | 26.4% |
| Some college, no degree: | 3,531 | 18.0% | 19.7% |
| Associate degree: | 2,319 | 11.8% | 8.7% |
| Bachelor's degree: | 4,572 | 23.4% | 20.9% |
| Graduate or professional degree: | 3,491 | 17.8% | 13.7% |
| Percent high school graduate or higher: | -- | 94.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 41.2% | 34.3% |
Income Information (12302 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $89,468 / yr. | $75,149 / yr. |
| Mean household income: | $107,087 / yr. | $105,833 / yr. |
| Median family income: | $116,756 / yr. | $92,646 / yr. |
| Per capita income: | $51,567 / yr. | $41,261 / yr. |
Employment (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,113 | -- | 63.5% |
| Employed: | 13,440 | 95.6% | 96.4% |
| Unemployed: | 612 | 4.4% | 5.3% |
| Not in labor force: | 8,413 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,017 | 74.5% | 79.7% |
| Government workers: | 2,863 | 21.3% | 14.2% |
| Self-employed: | 554 | 4.1% | 5.9% |
| Unpaid family workers: | 6 | 0.0% | 0.1% |
Race & Ethnicity (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 25,835 | 92.5% | 61.6% |
| Black or African American: | 252 | 0.9% | 12.4% |
| American Indian/Alaska Native: | 62 | 0.2% | 1.1% |
| Asian: | 421 | 1.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 106 | 0.4% | 8.4% |
| Two or more races: | 1,239 | 4.4% | 10.2% |
| Hispanic or Latino (any race): | 705 | 2.5% | 18.7% |
| Mexican: | 968 | 3.5% | 11.2% |
| Puerto Rican: | 265 | 0.9% | 1.8% |
| Cuban: | 285 | 1.0% | 0.7% |
| Other Hispanic or Latino: | 15 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 403 | 1.4% | 81.1% |
Income Distribution (12302 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 215 | 1.9% | 4.9% |
| $10,000 to $14,999: | 236 | 2.1% | 3.8% |
| $15,000 to $24,999: | 637 | 5.8% | 7.0% |
| $25,000 to $34,999: | 787 | 7.1% | 7.4% |
| $35,000 to $49,999: | 1,144 | 10.3% | 10.7% |
| $50,000 to $74,999: | 1,544 | 14.0% | 16.1% |
| $75,000 to $99,999: | 1,578 | 14.3% | 12.8% |
| $100,000 to $149,999: | 2,422 | 21.9% | 17.1% |
| $150,000 to $199,999: | 1,275 | 11.5% | 8.8% |
| $200,000 or more: | 1,223 | 11.1% | 11.4% |
Commute to Work (12302 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 10,450 | 77.8% | 67.8% |
| Carpooled: | 779 | 5.8% | 8.7% |
| Public transportation: | 167 | 1.2% | 4.2% |
| Walked: | 254 | 1.9% | 2.5% |
| Other means: | 120 | 0.9% | 0.9% |
| Worked from home: | 1,480 | 11.0% | 13.8% |
| Mean travel time to work: | 24.3 min | -- | 26.7 min |
Industry (12302 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 207 | 1.5% | 1.6% |
| Construction: | 715 | 5.3% | 6.9% |
| Manufacturing: | 1,159 | 8.6% | 10.0% |
| Wholesale trade: | 209 | 1.6% | 2.4% |
| Retail trade: | 1,573 | 11.7% | 11.0% |
| Transportation, warehousing, utilities: | 609 | 4.5% | 5.8% |
| Information: | 218 | 1.6% | 1.9% |
| Finance, insurance, real estate: | 974 | 7.2% | 6.7% |
| Professional, scientific, management: | 1,402 | 10.4% | 12.1% |
| Education, health care, social services: | 3,635 | 27.0% | 23.3% |
| Arts, entertainment, food services: | 679 | 5.1% | 9.0% |
| Other services: | 796 | 5.9% | 4.7% |
| Public administration: | 1,264 | 9.4% | 4.7% |
Poverty Status (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 4.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 26,839 | 96.1% | 91.3% |
| Private health insurance: | 22,046 | 79.0% | 67.6% |
| Public health coverage: | 9,491 | 34.0% | 35.9% |
| Without health insurance: | 550 | 2.0% | 8.7% |
Benefits & Assistance (12302 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,088 | 73.1% | 77.4% |
| Social Security income: | 4,320 | 39.1% | 31.0% |
| Retirement income: | 4,018 | 36.3% | 21.8% |
| Supplemental Security Income (SSI): | 423 | 3.8% | 4.5% |
| Cash public assistance income: | 328 | 3.0% | 1.8% |
| SNAP (food stamps) benefits: | 681 | 6.2% | 11.4% |
Housing Types (12302 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 8,510 | 69.5% | 61.4% |
| 1-unit, attached: | 180 | 1.5% | 6.1% |
| 2 units: | 632 | 5.2% | 3.4% |
| 3 or 4 units: | 629 | 5.1% | 4.3% |
| 5 to 9 units: | 820 | 6.7% | 4.6% |
| 10 to 19 units: | 604 | 4.9% | 4.3% |
| 20 or more units: | 624 | 5.1% | 9.9% |
| Mobile home: | 249 | 2.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (12302 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 7 | 0.1% | 0.6% |
| Built 2010 to 2019: | 603 | 4.9% | 8.2% |
| Built 2000 to 2009: | 1,136 | 9.3% | 13.5% |
| Built 1990 to 1999: | 693 | 5.7% | 13.2% |
| Built 1980 to 1989: | 1,027 | 8.4% | 13.2% |
| Built 1970 to 1979: | 1,221 | 10.0% | 14.6% |
| Built 1960 to 1969: | 1,193 | 9.7% | 10.2% |
| Built 1950 to 1959: | 2,432 | 19.9% | 9.9% |
| Built 1940 to 1949: | 945 | 7.7% | 4.6% |
| Built 1939 or earlier: | 2,991 | 24.4% | 12.0% |
Bedrooms (12302 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 66 | 0.5% | 2.4% |
| 1 bedroom: | 1,332 | 10.9% | 3.0% |
| 2 bedrooms: | 2,705 | 22.1% | 9.1% |
| 3 bedrooms: | 4,835 | 39.5% | 15.9% |
| 4 bedrooms: | 2,872 | 23.4% | 18.8% |
| 5 or more bedrooms: | 438 | 3.6% | 17.6% |
Heating Fuel (12302 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 7,186 | 65.0% | 47.1% |
| Bottled, tank, or LP gas: | 740 | 6.7% | 4.9% |
| Electricity: | 1,696 | 15.3% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,019 | 9.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 142 | 1.3% | 1.5% |
| Solar energy: | 12 | 0.1% | 0.1% |
| Other fuel: | 50 | 0.5% | 0.5% |
| No fuel used: | 216 | 2.0% | 0.2% |
Vehicles Available (12302 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 724 | 6.5% | 8.3% |
| 1 vehicle available: | 3,800 | 34.4% | 32.6% |
| 2 vehicles available: | 4,579 | 41.4% | 37.0% |
| 3 or more vehicles available: | 1,958 | 17.7% | 22.1% |
Home Value Distribution (12302 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 181 | 2.2% | 5.7% |
| $50,000 to $99,999: | 254 | 3.1% | 7.8% |
| $100,000 to $149,999: | 580 | 7.1% | 9.2% |
| $150,000 to $199,999: | 2,342 | 28.6% | 10.8% |
| $200,000 to $299,999: | 3,234 | 39.5% | 19.9% |
| $300,000 to $499,999: | 1,303 | 15.9% | 24.1% |
| $500,000 to $999,999: | 202 | 2.5% | 17.0% |
| $1,000,000 or more: | 93 | 1.1% | 5.6% |
Housing Costs (12302 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,804 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $693 / mo. | $584 / mo. |
| Median gross rent: | $1,193 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.76 | 2.53 |
| Average household size (renter-occupied): | 1.63 | 2.38 |
Households (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,061 | -- | -- |
| Married-couple households: | 5,496 | 49.7% | 47.5% |
| Cohabiting couple households: | 2,057 | 18.6% | 7.0% |
| Male householder, no spouse: | 1,575 | 14.2% | 5.4% |
| Female householder, no spouse: | 3,110 | 28.1% | 12.7% |
| Householder living alone: | 3,061 | 27.7% | 28.6% |
| 65 years and over living alone: | 4,047 | 36.6% | 11.8% |
| Average household size: | 2.47 | -- | 2.53 |
| Average family size: | 3.16 | -- | -- |
Marital Status (12302 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,721 | -- | -- |
| Never married: | 3,430 | 32.0% | 37.0% |
| Now married: | 5,677 | 53.0% | 49.5% |
| Separated: | 256 | 2.4% | 1.5% |
| Widowed: | 1,255 | 11.7% | 2.6% |
| Divorced: | 3,237 | 30.2% | 9.3% |
School Enrollment (12302 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,312 | -- | -- |
| Nursery school, preschool: | 339 | 5.4% | 5.8% |
| Kindergarten: | 337 | 5.3% | 5.0% |
| Elementary school (grades 1-8): | 2,917 | 46.2% | 40.5% |
| High school (grades 9-12): | 1,441 | 22.8% | 21.4% |
| College or graduate school: | 1,278 | 20.2% | 27.3% |
Veterans & Disability (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 21,687 | -- | -- |
| Veterans: | 1,367 | 6.3% | 6.3% |
| Civilian noninstitutionalized population: | 27,389 | -- | -- |
| With a disability: | 3,603 | 13.2% | 13.4% |
| Under 18 with disability: | 195 | 5.4% | 5.8% |
| 18 to 64 with disability: | 1,369 | 38.0% | 10.4% |
| 65 and over with disability: | 2,039 | 56.6% | 33.4% |
Mobility (Residence 1 Year Ago) (12302 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 24,679 | 88.4% | 86.9% |
| Different house: | 2,776 | 9.9% | 13.1% |
| Same county: | 1,211 | 43.6% | 7.0% |
| Different county: | 1,512 | 54.5% | 3.2% |
| Different state: | 244 | 8.8% | 2.5% |
| Abroad: | 53 | 1.9% | 0.4% |
Place of Birth (12302 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 26,873 | 96.3% | 86.2% |
| Foreign born: | 197 | 0.7% | 13.9% |
| Naturalized citizen: | 1,042 | 528.9% | 52.7% |
| Not a citizen: | 1,042 | 528.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,042 | 528.9% | 10.5% |
| Asia: | 247 | 125.4% | 31.3% |
| Africa: | 74 | 37.6% | 5.5% |
| Oceania: | 7 | 3.6% | 0.5% |
| Latin America: | 362 | 183.8% | 50.0% |
| Northern America: | 49 | 24.9% | 2.2% |
Language Spoken at Home (12302 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 26,429 | -- | -- |
| English only: | 24,969 | 94.5% | 78.3% |
| Language other than English: | 1,460 | 5.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 696 | 2.6% | 13.3% |
| Other Indo-European languages: | 341 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 337 | 1.3% | 3.5% |
| Other languages: | 86 | 0.3% | 1.0% |
Computers & Internet (12302 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,061 | 100.0% | 93.1% |
| Households with broadband internet: | 10,403 | 94.1% | 89.4% |
Schenectady, NY12302