12303 ZIP Code
Schenectady, New york
December 30, 2025
| ZIP Code: | 12303 |
| City/Town: | Schenectady |
| County: | Schenectady |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 29,680 |
| Median Household Income: | $77,917 |
| Per Capita Income: | $47,487 |
| Total Housing Units: | 12,887 |
| Median Home Value: | $217,200 |
| Land Area: | 15.6 sq miles
40.3 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 42.7490, -73.9297 |
Population Information (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 29,680 | -- | -- |
| Male: | 14,454 | 48.7% | 49.6% |
| Female: | 15,226 | 51.3% | 50.4% |
| Median Age: | 40.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,262 | 4.3% | 5.7% |
| 5 to 9 years: | 1,843 | 6.2% | 6.0% |
| 10 to 14 years: | 2,155 | 7.3% | 6.5% |
| 15 to 19 years: | 2,079 | 7.0% | 6.6% |
| 20 to 24 years: | 2,019 | 6.8% | 6.7% |
| 25 to 34 years: | 3,443 | 11.6% | 13.7% |
| 35 to 44 years: | 3,706 | 12.5% | 12.9% |
| 45 to 54 years: | 3,487 | 11.7% | 12.4% |
| 55 to 59 years: | 2,160 | 7.3% | 6.5% |
| 60 to 64 years: | 1,935 | 6.5% | 6.4% |
| 65 to 74 years: | 3,451 | 11.6% | 9.7% |
| 75 to 84 years: | 1,633 | 5.5% | 4.8% |
| 85 years and over: | 507 | 1.7% | 2.0% |
Housing Information (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $217,200 | -- | $281,900 |
| Median rooms: | 6.0 | -- | 5.5 |
| Median rent: | $1,056 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,887 | -- | -- |
| Occupied housing units: | 11,740 | 91.1% | 38.0% |
| Vacant housing units: | 1,147 | 8.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,655 | 73.7% | 64.8% |
| Renter-occupied: | 3,085 | 26.3% | 35.2% |
Educational Attainment (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 20,322 | -- | -- |
| Less than 9th grade: | 692 | 3.4% | 4.7% |
| 9th to 12th grade, no diploma: | 1,044 | 5.1% | 6.1% |
| High school graduate: | 5,652 | 27.8% | 26.4% |
| Some college, no degree: | 3,409 | 16.8% | 19.7% |
| Associate degree: | 2,900 | 14.3% | 8.7% |
| Bachelor's degree: | 3,719 | 18.3% | 20.9% |
| Graduate or professional degree: | 2,906 | 14.3% | 13.7% |
| Percent high school graduate or higher: | -- | 91.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 32.6% | 34.3% |
Income Information (12303 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $77,917 / yr. | $75,149 / yr. |
| Mean household income: | $99,116 / yr. | $105,833 / yr. |
| Median family income: | $102,386 / yr. | $92,646 / yr. |
| Per capita income: | $47,487 / yr. | $41,261 / yr. |
Employment (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,986 | -- | 63.5% |
| Employed: | 14,074 | 94.2% | 96.4% |
| Unemployed: | 862 | 5.8% | 5.3% |
| Not in labor force: | 9,188 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,552 | 75.0% | 79.7% |
| Government workers: | 2,861 | 20.3% | 14.2% |
| Self-employed: | 586 | 4.2% | 5.9% |
| Unpaid family workers: | 75 | 0.5% | 0.1% |
Race & Ethnicity (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 20,965 | 70.6% | 61.6% |
| Black or African American: | 3,035 | 10.2% | 12.4% |
| American Indian/Alaska Native: | 11 | 0.0% | 1.1% |
| Asian: | 1,371 | 4.6% | 6.0% |
| Native Hawaiian/Pacific Islander: | 33 | 0.1% | 0.2% |
| Some other race: | 1,675 | 5.6% | 8.4% |
| Two or more races: | 2,590 | 8.7% | 10.2% |
| Hispanic or Latino (any race): | 2,853 | 9.6% | 18.7% |
| Mexican: | 2,928 | 9.9% | 11.2% |
| Puerto Rican: | 207 | 0.7% | 1.8% |
| Cuban: | 1,536 | 5.2% | 0.7% |
| Other Hispanic or Latino: | 97 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 1,088 | 3.7% | 81.1% |
Income Distribution (12303 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 428 | 3.6% | 4.9% |
| $10,000 to $14,999: | 544 | 4.6% | 3.8% |
| $15,000 to $24,999: | 847 | 7.2% | 7.0% |
| $25,000 to $34,999: | 1,003 | 8.5% | 7.4% |
| $35,000 to $49,999: | 1,021 | 8.7% | 10.7% |
| $50,000 to $74,999: | 1,837 | 15.6% | 16.1% |
| $75,000 to $99,999: | 1,452 | 12.4% | 12.8% |
| $100,000 to $149,999: | 2,488 | 21.2% | 17.1% |
| $150,000 to $199,999: | 1,001 | 8.5% | 8.8% |
| $200,000 or more: | 1,119 | 9.5% | 11.4% |
Commute to Work (12303 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 9,989 | 71.0% | 67.8% |
| Carpooled: | 1,184 | 8.4% | 8.7% |
| Public transportation: | 639 | 4.5% | 4.2% |
| Walked: | 136 | 1.0% | 2.5% |
| Other means: | 122 | 0.9% | 0.9% |
| Worked from home: | 1,701 | 12.1% | 13.8% |
| Mean travel time to work: | 22.5 min | -- | 26.7 min |
Industry (12303 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 145 | 1.0% | 1.6% |
| Construction: | 840 | 6.0% | 6.9% |
| Manufacturing: | 774 | 5.5% | 10.0% |
| Wholesale trade: | 214 | 1.5% | 2.4% |
| Retail trade: | 2,272 | 16.1% | 11.0% |
| Transportation, warehousing, utilities: | 667 | 4.7% | 5.8% |
| Information: | 471 | 3.3% | 1.9% |
| Finance, insurance, real estate: | 1,025 | 7.3% | 6.7% |
| Professional, scientific, management: | 1,470 | 10.4% | 12.1% |
| Education, health care, social services: | 3,573 | 25.4% | 23.3% |
| Arts, entertainment, food services: | 807 | 5.7% | 9.0% |
| Other services: | 480 | 3.4% | 4.7% |
| Public administration: | 1,336 | 9.5% | 4.7% |
Poverty Status (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 28,079 | 94.6% | 91.3% |
| Private health insurance: | 20,801 | 70.1% | 67.6% |
| Public health coverage: | 11,696 | 39.4% | 35.9% |
| Without health insurance: | 1,352 | 4.6% | 8.7% |
Benefits & Assistance (12303 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,475 | 72.2% | 77.4% |
| Social Security income: | 4,272 | 36.4% | 31.0% |
| Retirement income: | 3,061 | 26.1% | 21.8% |
| Supplemental Security Income (SSI): | 650 | 5.5% | 4.5% |
| Cash public assistance income: | 376 | 3.2% | 1.8% |
| SNAP (food stamps) benefits: | 1,694 | 14.4% | 11.4% |
Housing Types (12303 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 8,561 | 66.4% | 61.4% |
| 1-unit, attached: | 484 | 3.8% | 6.1% |
| 2 units: | 2,168 | 16.8% | 3.4% |
| 3 or 4 units: | 651 | 5.1% | 4.3% |
| 5 to 9 units: | 299 | 2.3% | 4.6% |
| 10 to 19 units: | 219 | 1.7% | 4.3% |
| 20 or more units: | 480 | 3.7% | 9.9% |
| Mobile home: | 25 | 0.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (12303 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 7 | 0.1% | 0.6% |
| Built 2010 to 2019: | 309 | 2.4% | 8.2% |
| Built 2000 to 2009: | 893 | 6.9% | 13.5% |
| Built 1990 to 1999: | 1,034 | 8.0% | 13.2% |
| Built 1980 to 1989: | 1,068 | 8.3% | 13.2% |
| Built 1970 to 1979: | 1,028 | 8.0% | 14.6% |
| Built 1960 to 1969: | 1,244 | 9.7% | 10.2% |
| Built 1950 to 1959: | 2,576 | 20.0% | 9.9% |
| Built 1940 to 1949: | 1,579 | 12.3% | 4.6% |
| Built 1939 or earlier: | 3,149 | 24.4% | 12.0% |
Bedrooms (12303 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 17 | 0.1% | 2.4% |
| 1 bedroom: | 1,019 | 7.9% | 3.0% |
| 2 bedrooms: | 3,218 | 25.0% | 9.1% |
| 3 bedrooms: | 4,777 | 37.1% | 15.9% |
| 4 bedrooms: | 3,426 | 26.6% | 18.8% |
| 5 or more bedrooms: | 430 | 3.3% | 17.6% |
Heating Fuel (12303 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 9,097 | 77.5% | 47.1% |
| Bottled, tank, or LP gas: | 189 | 1.6% | 4.9% |
| Electricity: | 1,546 | 13.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 714 | 6.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 66 | 0.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 32 | 0.3% | 0.5% |
| No fuel used: | 96 | 0.8% | 0.2% |
Vehicles Available (12303 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,099 | 9.4% | 8.3% |
| 1 vehicle available: | 4,326 | 36.8% | 32.6% |
| 2 vehicles available: | 4,433 | 37.8% | 37.0% |
| 3 or more vehicles available: | 1,882 | 16.0% | 22.1% |
Home Value Distribution (12303 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 175 | 2.0% | 5.7% |
| $50,000 to $99,999: | 722 | 8.3% | 7.8% |
| $100,000 to $149,999: | 931 | 10.8% | 9.2% |
| $150,000 to $199,999: | 1,930 | 22.3% | 10.8% |
| $200,000 to $299,999: | 2,382 | 27.5% | 19.9% |
| $300,000 to $499,999: | 1,964 | 22.7% | 24.1% |
| $500,000 to $999,999: | 514 | 5.9% | 17.0% |
| $1,000,000 or more: | 37 | 0.4% | 5.6% |
Housing Costs (12303 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,702 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $630 / mo. | $584 / mo. |
| Median gross rent: | $1,056 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.53 | 2.53 |
| Average household size (renter-occupied): | 2.40 | 2.38 |
Households (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,740 | -- | -- |
| Married-couple households: | 5,307 | 45.2% | 47.5% |
| Cohabiting couple households: | 1,739 | 14.8% | 7.0% |
| Male householder, no spouse: | 1,922 | 16.4% | 5.4% |
| Female householder, no spouse: | 3,428 | 29.2% | 12.7% |
| Householder living alone: | 3,225 | 27.5% | 28.6% |
| 65 years and over living alone: | 4,057 | 34.6% | 11.8% |
| Average household size: | 2.50 | -- | 2.53 |
| Average family size: | 3.08 | -- | -- |
Marital Status (12303 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 11,556 | -- | -- |
| Never married: | 4,371 | 37.8% | 37.0% |
| Now married: | 5,497 | 47.6% | 49.5% |
| Separated: | 431 | 3.7% | 1.5% |
| Widowed: | 1,047 | 9.1% | 2.6% |
| Divorced: | 4,098 | 35.5% | 9.3% |
School Enrollment (12303 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 7,185 | -- | -- |
| Nursery school, preschool: | 305 | 4.2% | 5.8% |
| Kindergarten: | 289 | 4.0% | 5.0% |
| Elementary school (grades 1-8): | 3,300 | 45.9% | 40.5% |
| High school (grades 9-12): | 1,713 | 23.8% | 21.4% |
| College or graduate school: | 1,578 | 22.0% | 27.3% |
Veterans & Disability (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 23,348 | -- | -- |
| Veterans: | 1,395 | 6.0% | 6.3% |
| Civilian noninstitutionalized population: | 29,431 | -- | -- |
| With a disability: | 3,875 | 13.2% | 13.4% |
| Under 18 with disability: | 267 | 6.9% | 5.8% |
| 18 to 64 with disability: | 2,130 | 55.0% | 10.4% |
| 65 and over with disability: | 1,478 | 38.1% | 33.4% |
Mobility (Residence 1 Year Ago) (12303 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 26,023 | 87.7% | 86.9% |
| Different house: | 3,396 | 11.4% | 13.1% |
| Same county: | 1,863 | 54.9% | 7.0% |
| Different county: | 1,425 | 42.0% | 3.2% |
| Different state: | 200 | 5.9% | 2.5% |
| Abroad: | 108 | 3.2% | 0.4% |
Place of Birth (12303 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 27,201 | 91.6% | 86.2% |
| Foreign born: | 669 | 2.3% | 13.9% |
| Naturalized citizen: | 2,479 | 370.6% | 52.7% |
| Not a citizen: | 2,479 | 370.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,479 | 370.6% | 10.5% |
| Asia: | 354 | 52.9% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 1,690 | 252.6% | 50.0% |
| Northern America: | 20 | 3.0% | 2.2% |
Language Spoken at Home (12303 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 28,418 | -- | -- |
| English only: | 25,865 | 91.0% | 78.3% |
| Language other than English: | 2,553 | 9.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,474 | 5.2% | 13.3% |
| Other Indo-European languages: | 642 | 2.3% | 3.5% |
| Asian/Pacific Island languages: | 399 | 1.4% | 3.5% |
| Other languages: | 38 | 0.1% | 1.0% |
Computers & Internet (12303 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,740 | 100.0% | 93.1% |
| Households with broadband internet: | 10,793 | 91.9% | 89.4% |
Schenectady, NY12303