12304 ZIP Code
Schenectady, New york
December 30, 2025
| ZIP Code: | 12304 |
| City/Town: | Schenectady |
| County: | Schenectady |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 21,901 |
| Median Household Income: | $63,349 |
| Per Capita Income: | $39,830 |
| Total Housing Units: | 9,322 |
| Median Home Value: | $152,600 |
| Land Area: | 6.7 sq miles
17.3 sq km |
| Water Area: | 0.0 sq miles
0.1 sq km |
| Coordinates: | 42.7747, -73.8983 |
Population Information (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,901 | -- | -- |
| Male: | 10,948 | 50.0% | 49.6% |
| Female: | 10,953 | 50.0% | 50.4% |
| Median Age: | 40.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,310 | 6.0% | 5.7% |
| 5 to 9 years: | 1,278 | 5.8% | 6.0% |
| 10 to 14 years: | 1,279 | 5.8% | 6.5% |
| 15 to 19 years: | 1,190 | 5.4% | 6.6% |
| 20 to 24 years: | 1,671 | 7.6% | 6.7% |
| 25 to 34 years: | 2,843 | 13.0% | 13.7% |
| 35 to 44 years: | 2,272 | 10.4% | 12.9% |
| 45 to 54 years: | 2,582 | 11.8% | 12.4% |
| 55 to 59 years: | 1,940 | 8.9% | 6.5% |
| 60 to 64 years: | 1,643 | 7.5% | 6.4% |
| 65 to 74 years: | 2,267 | 10.4% | 9.7% |
| 75 to 84 years: | 1,112 | 5.1% | 4.8% |
| 85 years and over: | 514 | 2.3% | 2.0% |
Housing Information (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $152,600 | -- | $281,900 |
| Median rooms: | 5.5 | -- | 5.5 |
| Median rent: | $1,057 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,322 | -- | -- |
| Occupied housing units: | 8,715 | 93.5% | 38.0% |
| Vacant housing units: | 607 | 6.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,046 | 57.9% | 64.8% |
| Renter-occupied: | 3,669 | 42.1% | 35.2% |
Educational Attainment (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 15,173 | -- | -- |
| Less than 9th grade: | 946 | 6.2% | 4.7% |
| 9th to 12th grade, no diploma: | 1,205 | 7.9% | 6.1% |
| High school graduate: | 4,681 | 30.9% | 26.4% |
| Some college, no degree: | 2,722 | 17.9% | 19.7% |
| Associate degree: | 2,123 | 14.0% | 8.7% |
| Bachelor's degree: | 2,166 | 14.3% | 20.9% |
| Graduate or professional degree: | 1,330 | 8.8% | 13.7% |
| Percent high school graduate or higher: | -- | 85.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 23.0% | 34.3% |
Income Information (12304 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $63,349 / yr. | $75,149 / yr. |
| Mean household income: | $81,948 / yr. | $105,833 / yr. |
| Median family income: | $72,284 / yr. | $92,646 / yr. |
| Per capita income: | $39,830 / yr. | $41,261 / yr. |
Employment (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,289 | -- | 63.5% |
| Employed: | 9,534 | 92.8% | 96.4% |
| Unemployed: | 743 | 7.2% | 5.3% |
| Not in labor force: | 7,444 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,634 | 80.1% | 79.7% |
| Government workers: | 1,433 | 15.0% | 14.2% |
| Self-employed: | 467 | 4.9% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 11,775 | 53.8% | 61.6% |
| Black or African American: | 4,011 | 18.3% | 12.4% |
| American Indian/Alaska Native: | 39 | 0.2% | 1.1% |
| Asian: | 2,219 | 10.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 1,310 | 6.0% | 8.4% |
| Two or more races: | 2,547 | 11.6% | 10.2% |
| Hispanic or Latino (any race): | 2,336 | 10.7% | 18.7% |
| Mexican: | 1,824 | 8.3% | 11.2% |
| Puerto Rican: | 276 | 1.3% | 1.8% |
| Cuban: | 451 | 2.1% | 0.7% |
| Other Hispanic or Latino: | 53 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 1,044 | 4.8% | 81.1% |
Income Distribution (12304 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 645 | 7.4% | 4.9% |
| $10,000 to $14,999: | 473 | 5.4% | 3.8% |
| $15,000 to $24,999: | 757 | 8.7% | 7.0% |
| $25,000 to $34,999: | 513 | 5.9% | 7.4% |
| $35,000 to $49,999: | 1,139 | 13.1% | 10.7% |
| $50,000 to $74,999: | 1,662 | 19.1% | 16.1% |
| $75,000 to $99,999: | 1,200 | 13.8% | 12.8% |
| $100,000 to $149,999: | 1,167 | 13.4% | 17.1% |
| $150,000 to $199,999: | 589 | 6.8% | 8.8% |
| $200,000 or more: | 570 | 6.5% | 11.4% |
Commute to Work (12304 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,971 | 73.1% | 67.8% |
| Carpooled: | 757 | 7.9% | 8.7% |
| Public transportation: | 587 | 6.2% | 4.2% |
| Walked: | 135 | 1.4% | 2.5% |
| Other means: | 244 | 2.6% | 0.9% |
| Worked from home: | 696 | 7.3% | 13.8% |
| Mean travel time to work: | 22.8 min | -- | 26.7 min |
Industry (12304 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 50 | 0.5% | 1.6% |
| Construction: | 572 | 6.0% | 6.9% |
| Manufacturing: | 238 | 2.5% | 10.0% |
| Wholesale trade: | 250 | 2.6% | 2.4% |
| Retail trade: | 1,209 | 12.7% | 11.0% |
| Transportation, warehousing, utilities: | 530 | 5.6% | 5.8% |
| Information: | 194 | 2.0% | 1.9% |
| Finance, insurance, real estate: | 655 | 6.9% | 6.7% |
| Professional, scientific, management: | 1,104 | 11.6% | 12.1% |
| Education, health care, social services: | 2,644 | 27.7% | 23.3% |
| Arts, entertainment, food services: | 1,043 | 10.9% | 9.0% |
| Other services: | 383 | 4.0% | 4.7% |
| Public administration: | 662 | 6.9% | 4.7% |
Poverty Status (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 19.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 20,729 | 94.6% | 91.3% |
| Private health insurance: | 12,649 | 57.8% | 67.6% |
| Public health coverage: | 11,275 | 51.5% | 35.9% |
| Without health insurance: | 970 | 4.4% | 8.7% |
Benefits & Assistance (12304 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,083 | 69.8% | 77.4% |
| Social Security income: | 3,318 | 38.1% | 31.0% |
| Retirement income: | 2,429 | 27.9% | 21.8% |
| Supplemental Security Income (SSI): | 631 | 7.2% | 4.5% |
| Cash public assistance income: | 197 | 2.3% | 1.8% |
| SNAP (food stamps) benefits: | 1,790 | 20.5% | 11.4% |
Housing Types (12304 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,352 | 57.4% | 61.4% |
| 1-unit, attached: | 286 | 3.1% | 6.1% |
| 2 units: | 1,520 | 16.3% | 3.4% |
| 3 or 4 units: | 794 | 8.5% | 4.3% |
| 5 to 9 units: | 387 | 4.2% | 4.6% |
| 10 to 19 units: | 178 | 1.9% | 4.3% |
| 20 or more units: | 644 | 6.9% | 9.9% |
| Mobile home: | 127 | 1.4% | 5.8% |
| Boat, RV, van, etc.: | 34 | 0.4% | 0.1% |
Year Structure Built (12304 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 6 | 0.1% | 0.6% |
| Built 2010 to 2019: | 306 | 3.3% | 8.2% |
| Built 2000 to 2009: | 357 | 3.8% | 13.5% |
| Built 1990 to 1999: | 663 | 7.1% | 13.2% |
| Built 1980 to 1989: | 555 | 6.0% | 13.2% |
| Built 1970 to 1979: | 957 | 10.3% | 14.6% |
| Built 1960 to 1969: | 1,004 | 10.8% | 10.2% |
| Built 1950 to 1959: | 1,555 | 16.7% | 9.9% |
| Built 1940 to 1949: | 834 | 8.9% | 4.6% |
| Built 1939 or earlier: | 3,085 | 33.1% | 12.0% |
Bedrooms (12304 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 275 | 3.0% | 2.4% |
| 1 bedroom: | 1,347 | 14.4% | 3.0% |
| 2 bedrooms: | 2,368 | 25.4% | 9.1% |
| 3 bedrooms: | 4,121 | 44.2% | 15.9% |
| 4 bedrooms: | 1,138 | 12.2% | 18.8% |
| 5 or more bedrooms: | 73 | 0.8% | 17.6% |
Heating Fuel (12304 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,076 | 69.7% | 47.1% |
| Bottled, tank, or LP gas: | 413 | 4.7% | 4.9% |
| Electricity: | 1,792 | 20.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 260 | 3.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 76 | 0.9% | 0.5% |
| No fuel used: | 98 | 1.1% | 0.2% |
Vehicles Available (12304 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,340 | 15.4% | 8.3% |
| 1 vehicle available: | 4,044 | 46.4% | 32.6% |
| 2 vehicles available: | 2,282 | 26.2% | 37.0% |
| 3 or more vehicles available: | 1,049 | 12.0% | 22.1% |
Home Value Distribution (12304 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 199 | 3.9% | 5.7% |
| $50,000 to $99,999: | 880 | 17.4% | 7.8% |
| $100,000 to $149,999: | 1,383 | 27.4% | 9.2% |
| $150,000 to $199,999: | 1,080 | 21.4% | 10.8% |
| $200,000 to $299,999: | 839 | 16.6% | 19.9% |
| $300,000 to $499,999: | 570 | 11.3% | 24.1% |
| $500,000 to $999,999: | 83 | 1.6% | 17.0% |
| $1,000,000 or more: | 12 | 0.2% | 5.6% |
Housing Costs (12304 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,522 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $633 / mo. | $584 / mo. |
| Median gross rent: | $1,057 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.62 | 2.53 |
| Average household size (renter-occupied): | 2.28 | 2.38 |
Households (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,715 | -- | -- |
| Married-couple households: | 3,143 | 36.1% | 47.5% |
| Cohabiting couple households: | 1,145 | 13.1% | 7.0% |
| Male householder, no spouse: | 1,864 | 21.4% | 5.4% |
| Female householder, no spouse: | 2,722 | 31.2% | 12.7% |
| Householder living alone: | 2,244 | 25.7% | 28.6% |
| 65 years and over living alone: | 2,978 | 34.2% | 11.8% |
| Average household size: | 2.47 | -- | 2.53 |
| Average family size: | 3.34 | -- | -- |
Marital Status (12304 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,954 | -- | -- |
| Never married: | 3,885 | 43.4% | 37.0% |
| Now married: | 3,438 | 38.4% | 49.5% |
| Separated: | 197 | 2.2% | 1.5% |
| Widowed: | 1,285 | 14.4% | 2.6% |
| Divorced: | 2,834 | 31.7% | 9.3% |
School Enrollment (12304 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,936 | -- | -- |
| Nursery school, preschool: | 395 | 8.0% | 5.8% |
| Kindergarten: | 186 | 3.8% | 5.0% |
| Elementary school (grades 1-8): | 1,948 | 39.5% | 40.5% |
| High school (grades 9-12): | 1,147 | 23.2% | 21.4% |
| College or graduate school: | 1,260 | 25.5% | 27.3% |
Veterans & Disability (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 17,117 | -- | -- |
| Veterans: | 754 | 4.4% | 6.3% |
| Civilian noninstitutionalized population: | 21,699 | -- | -- |
| With a disability: | 3,309 | 15.2% | 13.4% |
| Under 18 with disability: | 209 | 6.3% | 5.8% |
| 18 to 64 with disability: | 1,489 | 45.0% | 10.4% |
| 65 and over with disability: | 1,611 | 48.7% | 33.4% |
Mobility (Residence 1 Year Ago) (12304 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 19,306 | 88.2% | 86.9% |
| Different house: | 2,447 | 11.2% | 13.1% |
| Same county: | 1,095 | 44.7% | 7.0% |
| Different county: | 1,339 | 54.7% | 3.2% |
| Different state: | 207 | 8.5% | 2.5% |
| Abroad: | 13 | 0.5% | 0.4% |
Place of Birth (12304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 18,418 | 84.1% | 86.2% |
| Foreign born: | 461 | 2.1% | 13.9% |
| Naturalized citizen: | 3,483 | 755.5% | 52.7% |
| Not a citizen: | 3,483 | 755.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,483 | 755.5% | 10.5% |
| Asia: | 185 | 40.1% | 31.3% |
| Africa: | 76 | 16.5% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 2,014 | 436.9% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (12304 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 20,591 | -- | -- |
| English only: | 18,124 | 88.0% | 78.3% |
| Language other than English: | 2,467 | 12.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 797 | 3.9% | 13.3% |
| Other Indo-European languages: | 1,372 | 6.7% | 3.5% |
| Asian/Pacific Island languages: | 233 | 1.1% | 3.5% |
| Other languages: | 65 | 0.3% | 1.0% |
Computers & Internet (12304 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,715 | 100.0% | 93.1% |
| Households with broadband internet: | 7,782 | 89.3% | 89.4% |
Schenectady, NY12304