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12306 ZIP Code

Schenectady, New york

December 30, 2025
ZIP Code:12306
City/Town:Schenectady
County:Schenectady
State:New york
ZIP Type:Standard
Population:27,735
Median Household Income:$80,207
Per Capita Income:$45,109
Total Housing Units:12,241
Median Home Value:$196,800
Land Area:43.9 sq miles
113.8 sq km
Water Area:0.6 sq miles
1.6 sq km
Coordinates:42.8054, -74.0442

Population Information (12306 zip code)

#%US
Total Population:27,735----
Male:13,59449.0%49.6%
Female:14,14151.0%50.4%
Median Age:39.0 yrs--38.5 yrs
Under 5 years:1,8096.5%5.7%
5 to 9 years:1,6385.9%6.0%
10 to 14 years:1,1694.2%6.5%
15 to 19 years:1,5255.5%6.6%
20 to 24 years:1,9206.9%6.7%
25 to 34 years:4,48616.2%13.7%
35 to 44 years:3,06911.1%12.9%
45 to 54 years:3,53912.8%12.4%
55 to 59 years:1,7366.3%6.5%
60 to 64 years:2,0867.5%6.4%
65 to 74 years:3,07411.1%9.7%
75 to 84 years:1,3024.7%4.8%
85 years and over:3821.4%2.0%

Housing Information (12306 zip code)

#%US
Median home value:$196,800--$281,900
Median rooms:5.8--5.5
Median rent:$1,156 / mo.--$1,268 / mo.
Total housing units:12,241----
Occupied housing units:11,10990.8%38.0%
Vacant housing units:1,1329.2%4.6%
Housing tenure:------
Owner-occupied:7,88271.0%64.8%
Renter-occupied:3,22729.0%35.2%

Educational Attainment (12306 zip code)

#%US
Population 25 years and over:19,674----
Less than 9th grade:3001.5%4.7%
9th to 12th grade, no diploma:9344.7%6.1%
High school graduate:5,97730.4%26.4%
Some college, no degree:4,09220.8%19.7%
Associate degree:2,79514.2%8.7%
Bachelor's degree:3,13215.9%20.9%
Graduate or professional degree:2,44412.4%13.7%
Percent high school graduate or higher:--93.7%89.1%
Percent bachelor's degree or higher:--28.3%34.3%

Income Information (12306 zip code)

ValueUS
Median household income:$80,207 / yr.$75,149 / yr.
Mean household income:$93,495 / yr.$105,833 / yr.
Median family income:$94,362 / yr.$92,646 / yr.
Per capita income:$45,109 / yr.$41,261 / yr.

Employment (12306 zip code)

#%US
In labor force:14,991--63.5%
Employed:14,24995.2%96.4%
Unemployed:7224.8%5.3%
Not in labor force:7,654----
Class of Worker:------
Private wage and salary:10,20571.6%79.7%
Government workers:3,38323.7%14.2%
Self-employed:6524.6%5.9%
Unpaid family workers:90.1%0.1%

Race & Ethnicity (12306 zip code)

#%US
Race (one race):------
White:22,23180.2%61.6%
Black or African American:2,1217.6%12.4%
American Indian/Alaska Native:80.0%1.1%
Asian:7882.8%6.0%
Native Hawaiian/Pacific Islander:260.1%0.2%
Some other race:4901.8%8.4%
Two or more races:2,0717.5%10.2%
Hispanic or Latino (any race):1,5785.7%18.7%
Mexican:1,8876.8%11.2%
Puerto Rican:1850.7%1.8%
Cuban:1,0984.0%0.7%
Other Hispanic or Latino:460.2%5.0%
Not Hispanic or Latino:5582.0%81.1%

Income Distribution (12306 zip code)

Household IncomeHouseholds%US
Less than $10,000:2632.4%4.9%
$10,000 to $14,999:3202.9%3.8%
$15,000 to $24,999:6135.5%7.0%
$25,000 to $34,999:6345.7%7.4%
$35,000 to $49,999:1,30011.7%10.7%
$50,000 to $74,999:2,01718.2%16.1%
$75,000 to $99,999:2,24420.2%12.8%
$100,000 to $149,999:1,91217.2%17.1%
$150,000 to $199,999:1,12410.1%8.8%
$200,000 or more:6826.1%11.4%

Commute to Work (12306 zip code)

Commute MethodWorkers%US
Drove alone:10,55274.1%67.8%
Carpooled:1,69611.9%8.7%
Public transportation:1000.7%4.2%
Walked:360.3%2.5%
Other means:2701.9%0.9%
Worked from home:1,1668.2%13.8%
Mean travel time to work:22.9 min--26.7 min

Industry (12306 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:450.3%1.6%
Construction:7175.0%6.9%
Manufacturing:1,3519.5%10.0%
Wholesale trade:3392.4%2.4%
Retail trade:1,55810.9%11.0%
Transportation, warehousing, utilities:7905.5%5.8%
Information:1781.2%1.9%
Finance, insurance, real estate:1,1528.1%6.7%
Professional, scientific, management:1,3179.2%12.1%
Education, health care, social services:3,48524.5%23.3%
Arts, entertainment, food services:9556.7%9.0%
Other services:9206.5%4.7%
Public administration:1,44210.1%4.7%

Poverty Status (12306 zip code)

#%US
Poverty Rate:--7.8%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (12306 zip code)

#%US
With health insurance:26,66896.2%91.3%
Private health insurance:20,67074.5%67.6%
Public health coverage:10,63338.3%35.9%
Without health insurance:1,0473.8%8.7%

Benefits & Assistance (12306 zip code)

Households with:#%US
Earnings:8,78479.1%77.4%
Social Security income:3,53931.9%31.0%
Retirement income:3,52731.7%21.8%
Supplemental Security Income (SSI):5875.3%4.5%
Cash public assistance income:3152.8%1.8%
SNAP (food stamps) benefits:7586.8%11.4%

Housing Types (12306 zip code)

Structure TypeUnits%US
1-unit, detached:8,40168.6%61.4%
1-unit, attached:2792.3%6.1%
2 units:1,49012.2%3.4%
3 or 4 units:6105.0%4.3%
5 to 9 units:7005.7%4.6%
10 to 19 units:3382.8%4.3%
20 or more units:4183.4%9.9%
Mobile home:50.0%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (12306 zip code)

Year BuiltUnits%US
Built 2020 or later:440.4%0.6%
Built 2010 to 2019:8456.9%8.2%
Built 2000 to 2009:1,0098.2%13.5%
Built 1990 to 1999:9457.7%13.2%
Built 1980 to 1989:5904.8%13.2%
Built 1970 to 1979:7396.0%14.6%
Built 1960 to 1969:1,0368.5%10.2%
Built 1950 to 1959:2,26518.5%9.9%
Built 1940 to 1949:1,53012.5%4.6%
Built 1939 or earlier:3,23826.5%12.0%

Bedrooms (12306 zip code)

Number of BedroomsUnits%US
No bedroom (studio):700.6%2.4%
1 bedroom:1,28210.5%3.0%
2 bedrooms:3,63029.7%9.1%
3 bedrooms:4,57437.4%15.9%
4 bedrooms:2,27418.6%18.8%
5 or more bedrooms:4113.4%17.6%

Heating Fuel (12306 zip code)

Fuel TypeUnits%US
Utility gas:8,11473.0%47.1%
Bottled, tank, or LP gas:4013.6%4.9%
Electricity:1,53913.9%40.2%
Fuel oil, kerosene, etc.:7386.6%4.2%
Coal or coke:270.2%0.1%
Wood:680.6%1.5%
Solar energy:1191.1%0.1%
Other fuel:810.7%0.5%
No fuel used:220.2%0.2%

Vehicles Available (12306 zip code)

VehiclesHouseholds%US
No vehicle available:6115.5%8.3%
1 vehicle available:4,10537.0%32.6%
2 vehicles available:4,58641.3%37.0%
3 or more vehicles available:1,80716.3%22.1%

Home Value Distribution (12306 zip code)

Value RangeOwner Units%US
Less than $50,000:1411.8%5.7%
$50,000 to $99,999:3234.1%7.8%
$100,000 to $149,999:1,53819.5%9.2%
$150,000 to $199,999:2,06926.2%10.8%
$200,000 to $299,999:2,17927.6%19.9%
$300,000 to $499,999:1,38017.5%24.1%
$500,000 to $999,999:1842.3%17.0%
$1,000,000 or more:680.9%5.6%

Housing Costs (12306 zip code)

ValueUS
Median owner costs (with mortgage):$1,670 / mo.$1,828 / mo.
Median owner costs (no mortgage):$676 / mo.$584 / mo.
Median gross rent:$1,156 / mo.$1,268 / mo.
Average household size (owner-occupied):2.632.53
Average household size (renter-occupied):2.152.38

Households (12306 zip code)

#%US
Total households:11,109----
Married-couple households:4,94344.5%47.5%
Cohabiting couple households:1,69615.3%7.0%
Male householder, no spouse:2,19319.7%5.4%
Female householder, no spouse:2,80625.3%12.7%
Householder living alone:2,88726.0%28.6%
65 years and over living alone:3,50031.5%11.8%
Average household size:2.49--2.53
Average family size:3.19----

Marital Status (12306 zip code)

Population 15 years and over#%US
Total:11,124----
Never married:4,03736.3%37.0%
Now married:5,60350.4%49.5%
Separated:3042.7%1.5%
Widowed:9768.8%2.6%
Divorced:4,28738.5%9.3%

School Enrollment (12306 zip code)

Population 3 years and over#%US
Enrolled in school:5,135----
Nursery school, preschool:2244.4%5.8%
Kindergarten:1823.5%5.0%
Elementary school (grades 1-8):2,15742.0%40.5%
High school (grades 9-12):1,36426.6%21.4%
College or graduate school:1,20823.5%27.3%

Veterans & Disability (12306 zip code)

#%US
Civilian population 18 years and over:21,908----
Veterans:1,6217.4%6.3%
Civilian noninstitutionalized population:27,715----
With a disability:3,30811.9%13.4%
Under 18 with disability:2206.7%5.8%
18 to 64 with disability:1,80954.7%10.4%
65 and over with disability:1,27938.7%33.4%

Mobility (Residence 1 Year Ago) (12306 zip code)

Population 1 year and over#%US
Same house:23,98686.5%86.9%
Different house:3,44812.4%13.1%
Same county:1,87654.4%7.0%
Different county:1,44441.9%3.2%
Different state:1524.4%2.5%
Abroad:1283.7%0.4%

Place of Birth (12306 zip code)

#%US
Native born:25,60492.3%86.2%
Foreign born:2250.8%13.9%
Naturalized citizen:2,131947.1%52.7%
Not a citizen:2,131947.1%47.3%
Foreign-born by region:------
Europe:2,131947.1%10.5%
Asia:466207.1%31.3%
Africa:198.4%5.5%
Oceania:00.0%0.5%
Latin America:1,220542.2%50.0%
Northern America:156.7%2.2%

Language Spoken at Home (12306 zip code)

Population 5 years and over#%US
Total:25,926----
English only:23,75591.6%78.3%
Language other than English:2,1718.4%21.5%
By language:------
Spanish:1,0584.1%13.3%
Other Indo-European languages:7773.0%3.5%
Asian/Pacific Island languages:3051.2%3.5%
Other languages:310.1%1.0%

Computers & Internet (12306 zip code)

Households%US
Households with a computer:11,109100.0%93.1%
Households with broadband internet:10,51694.7%89.4%