12309 ZIP Code
Schenectady, New york
December 29, 2025
| ZIP Code: | 12309 |
| City/Town: | Schenectady |
| County: | Schenectady |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 33,332 |
| Median Household Income: | $119,268 |
| Per Capita Income: | $63,874 |
| Total Housing Units: | 13,554 |
| Median Home Value: | $284,000 |
| Land Area: | 17.6 sq miles
45.5 sq km |
| Water Area: | 0.9 sq miles
2.4 sq km |
| Coordinates: | 42.7999, -73.8650 |
Population Information (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 33,332 | -- | -- |
| Male: | 16,323 | 49.0% | 49.6% |
| Female: | 17,009 | 51.0% | 50.4% |
| Median Age: | 41.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,383 | 7.1% | 5.7% |
| 5 to 9 years: | 2,209 | 6.6% | 6.0% |
| 10 to 14 years: | 2,071 | 6.2% | 6.5% |
| 15 to 19 years: | 2,452 | 7.4% | 6.6% |
| 20 to 24 years: | 1,025 | 3.1% | 6.7% |
| 25 to 34 years: | 2,860 | 8.6% | 13.7% |
| 35 to 44 years: | 5,184 | 15.6% | 12.9% |
| 45 to 54 years: | 4,120 | 12.4% | 12.4% |
| 55 to 59 years: | 2,064 | 6.2% | 6.5% |
| 60 to 64 years: | 2,697 | 8.1% | 6.4% |
| 65 to 74 years: | 3,541 | 10.6% | 9.7% |
| 75 to 84 years: | 1,858 | 5.6% | 4.8% |
| 85 years and over: | 868 | 2.6% | 2.0% |
Housing Information (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $284,000 | -- | $281,900 |
| Median rooms: | 7.0 | -- | 5.5 |
| Median rent: | $1,362 / mo. | -- | $1,268 / mo. |
| Total housing units: | 13,554 | -- | -- |
| Occupied housing units: | 12,675 | 93.5% | 38.0% |
| Vacant housing units: | 879 | 6.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 10,424 | 82.2% | 64.8% |
| Renter-occupied: | 2,251 | 17.8% | 35.2% |
Educational Attainment (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 23,192 | -- | -- |
| Less than 9th grade: | 247 | 1.1% | 4.7% |
| 9th to 12th grade, no diploma: | 489 | 2.1% | 6.1% |
| High school graduate: | 3,608 | 15.6% | 26.4% |
| Some college, no degree: | 2,903 | 12.5% | 19.7% |
| Associate degree: | 2,584 | 11.1% | 8.7% |
| Bachelor's degree: | 6,315 | 27.2% | 20.9% |
| Graduate or professional degree: | 7,046 | 30.4% | 13.7% |
| Percent high school graduate or higher: | -- | 96.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 57.6% | 34.3% |
Income Information (12309 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $119,268 / yr. | $75,149 / yr. |
| Mean household income: | $139,107 / yr. | $105,833 / yr. |
| Median family income: | $144,284 / yr. | $92,646 / yr. |
| Per capita income: | $63,874 / yr. | $41,261 / yr. |
Employment (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 17,443 | -- | 63.5% |
| Employed: | 16,818 | 96.6% | 96.4% |
| Unemployed: | 595 | 3.4% | 5.3% |
| Not in labor force: | 8,671 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 12,317 | 73.2% | 79.7% |
| Government workers: | 3,808 | 22.6% | 14.2% |
| Self-employed: | 688 | 4.1% | 5.9% |
| Unpaid family workers: | 5 | 0.0% | 0.1% |
Race & Ethnicity (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 26,400 | 79.2% | 61.6% |
| Black or African American: | 985 | 3.0% | 12.4% |
| American Indian/Alaska Native: | 53 | 0.2% | 1.1% |
| Asian: | 2,703 | 8.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 390 | 1.2% | 8.4% |
| Two or more races: | 2,801 | 8.4% | 10.2% |
| Hispanic or Latino (any race): | 1,746 | 5.2% | 18.7% |
| Mexican: | 1,467 | 4.4% | 11.2% |
| Puerto Rican: | 166 | 0.5% | 1.8% |
| Cuban: | 760 | 2.3% | 0.7% |
| Other Hispanic or Latino: | 95 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 446 | 1.3% | 81.1% |
Income Distribution (12309 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 241 | 1.9% | 4.9% |
| $10,000 to $14,999: | 117 | 0.9% | 3.8% |
| $15,000 to $24,999: | 329 | 2.6% | 7.0% |
| $25,000 to $34,999: | 312 | 2.5% | 7.4% |
| $35,000 to $49,999: | 803 | 6.3% | 10.7% |
| $50,000 to $74,999: | 1,682 | 13.3% | 16.1% |
| $75,000 to $99,999: | 1,564 | 12.3% | 12.8% |
| $100,000 to $149,999: | 3,079 | 24.3% | 17.1% |
| $150,000 to $199,999: | 2,171 | 17.1% | 8.8% |
| $200,000 or more: | 2,377 | 18.8% | 11.4% |
Commute to Work (12309 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 12,721 | 75.6% | 67.8% |
| Carpooled: | 1,033 | 6.1% | 8.7% |
| Public transportation: | 60 | 0.4% | 4.2% |
| Walked: | 231 | 1.4% | 2.5% |
| Other means: | 149 | 0.9% | 0.9% |
| Worked from home: | 2,452 | 14.6% | 13.8% |
| Mean travel time to work: | 21.1 min | -- | 26.7 min |
Industry (12309 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 36 | 0.2% | 1.6% |
| Construction: | 526 | 3.1% | 6.9% |
| Manufacturing: | 1,213 | 7.2% | 10.0% |
| Wholesale trade: | 158 | 0.9% | 2.4% |
| Retail trade: | 1,357 | 8.1% | 11.0% |
| Transportation, warehousing, utilities: | 323 | 1.9% | 5.8% |
| Information: | 458 | 2.7% | 1.9% |
| Finance, insurance, real estate: | 1,298 | 7.7% | 6.7% |
| Professional, scientific, management: | 3,020 | 18.0% | 12.1% |
| Education, health care, social services: | 5,464 | 32.5% | 23.3% |
| Arts, entertainment, food services: | 553 | 3.3% | 9.0% |
| Other services: | 738 | 4.4% | 4.7% |
| Public administration: | 1,674 | 10.0% | 4.7% |
Poverty Status (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 3.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 32,795 | 98.4% | 91.3% |
| Private health insurance: | 28,735 | 86.2% | 67.6% |
| Public health coverage: | 9,194 | 27.6% | 35.9% |
| Without health insurance: | 265 | 0.8% | 8.7% |
Benefits & Assistance (12309 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 10,138 | 80.0% | 77.4% |
| Social Security income: | 4,095 | 32.3% | 31.0% |
| Retirement income: | 3,988 | 31.5% | 21.8% |
| Supplemental Security Income (SSI): | 356 | 2.8% | 4.5% |
| Cash public assistance income: | 223 | 1.8% | 1.8% |
| SNAP (food stamps) benefits: | 456 | 3.6% | 11.4% |
Housing Types (12309 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 10,991 | 81.1% | 61.4% |
| 1-unit, attached: | 330 | 2.4% | 6.1% |
| 2 units: | 339 | 2.5% | 3.4% |
| 3 or 4 units: | 428 | 3.2% | 4.3% |
| 5 to 9 units: | 362 | 2.7% | 4.6% |
| 10 to 19 units: | 349 | 2.6% | 4.3% |
| 20 or more units: | 749 | 5.5% | 9.9% |
| Mobile home: | 6 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (12309 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 18 | 0.1% | 0.6% |
| Built 2010 to 2019: | 620 | 4.6% | 8.2% |
| Built 2000 to 2009: | 683 | 5.0% | 13.5% |
| Built 1990 to 1999: | 1,320 | 9.7% | 13.2% |
| Built 1980 to 1989: | 1,841 | 13.6% | 13.2% |
| Built 1970 to 1979: | 1,070 | 7.9% | 14.6% |
| Built 1960 to 1969: | 1,521 | 11.2% | 10.2% |
| Built 1950 to 1959: | 2,493 | 18.4% | 9.9% |
| Built 1940 to 1949: | 1,036 | 7.6% | 4.6% |
| Built 1939 or earlier: | 2,952 | 21.8% | 12.0% |
Bedrooms (12309 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 197 | 1.5% | 2.4% |
| 1 bedroom: | 989 | 7.3% | 3.0% |
| 2 bedrooms: | 1,863 | 13.7% | 9.1% |
| 3 bedrooms: | 5,488 | 40.5% | 15.9% |
| 4 bedrooms: | 4,095 | 30.2% | 18.8% |
| 5 or more bedrooms: | 922 | 6.8% | 17.6% |
Heating Fuel (12309 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 10,993 | 86.7% | 47.1% |
| Bottled, tank, or LP gas: | 274 | 2.2% | 4.9% |
| Electricity: | 979 | 7.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 304 | 2.4% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 21 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 73 | 0.6% | 0.5% |
| No fuel used: | 31 | 0.2% | 0.2% |
Vehicles Available (12309 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 517 | 4.1% | 8.3% |
| 1 vehicle available: | 3,723 | 29.4% | 32.6% |
| 2 vehicles available: | 6,119 | 48.3% | 37.0% |
| 3 or more vehicles available: | 2,316 | 18.3% | 22.1% |
Home Value Distribution (12309 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 47 | 0.5% | 5.7% |
| $50,000 to $99,999: | 192 | 1.8% | 7.8% |
| $100,000 to $149,999: | 661 | 6.3% | 9.2% |
| $150,000 to $199,999: | 1,426 | 13.7% | 10.8% |
| $200,000 to $299,999: | 3,496 | 33.5% | 19.9% |
| $300,000 to $499,999: | 3,839 | 36.8% | 24.1% |
| $500,000 to $999,999: | 757 | 7.3% | 17.0% |
| $1,000,000 or more: | 6 | 0.1% | 5.6% |
Housing Costs (12309 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,166 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $857 / mo. | $584 / mo. |
| Median gross rent: | $1,362 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.73 | 2.53 |
| Average household size (renter-occupied): | 1.97 | 2.38 |
Households (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 12,675 | -- | -- |
| Married-couple households: | 7,639 | 60.3% | 47.5% |
| Cohabiting couple households: | 3,400 | 26.8% | 7.0% |
| Male householder, no spouse: | 1,728 | 13.6% | 5.4% |
| Female householder, no spouse: | 2,631 | 20.8% | 12.7% |
| Householder living alone: | 4,076 | 32.2% | 28.6% |
| 65 years and over living alone: | 4,244 | 33.5% | 11.8% |
| Average household size: | 2.59 | -- | 2.53 |
| Average family size: | 3.19 | -- | -- |
Marital Status (12309 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,974 | -- | -- |
| Never married: | 3,490 | 26.9% | 37.0% |
| Now married: | 7,986 | 61.6% | 49.5% |
| Separated: | 356 | 2.7% | 1.5% |
| Widowed: | 950 | 7.3% | 2.6% |
| Divorced: | 3,466 | 26.7% | 9.3% |
School Enrollment (12309 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,098 | -- | -- |
| Nursery school, preschool: | 685 | 8.5% | 5.8% |
| Kindergarten: | 398 | 4.9% | 5.0% |
| Elementary school (grades 1-8): | 3,370 | 41.6% | 40.5% |
| High school (grades 9-12): | 2,068 | 25.5% | 21.4% |
| College or graduate school: | 1,577 | 19.5% | 27.3% |
Veterans & Disability (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 25,229 | -- | -- |
| Veterans: | 1,481 | 5.9% | 6.3% |
| Civilian noninstitutionalized population: | 33,060 | -- | -- |
| With a disability: | 2,607 | 7.9% | 13.4% |
| Under 18 with disability: | 133 | 5.1% | 5.8% |
| 18 to 64 with disability: | 1,198 | 46.0% | 10.4% |
| 65 and over with disability: | 1,276 | 48.9% | 33.4% |
Mobility (Residence 1 Year Ago) (12309 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 29,642 | 88.9% | 86.9% |
| Different house: | 3,204 | 9.6% | 13.1% |
| Same county: | 1,622 | 50.6% | 7.0% |
| Different county: | 1,545 | 48.2% | 3.2% |
| Different state: | 309 | 9.6% | 2.5% |
| Abroad: | 37 | 1.2% | 0.4% |
Place of Birth (12309 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 30,230 | 90.7% | 86.2% |
| Foreign born: | 239 | 0.7% | 13.9% |
| Naturalized citizen: | 3,102 | 1297.9% | 52.7% |
| Not a citizen: | 3,102 | 1297.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,102 | 1297.9% | 10.5% |
| Asia: | 712 | 297.9% | 31.3% |
| Africa: | 192 | 80.3% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 572 | 239.3% | 50.0% |
| Northern America: | 31 | 13.0% | 2.2% |
Language Spoken at Home (12309 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 30,949 | -- | -- |
| English only: | 28,060 | 90.7% | 78.3% |
| Language other than English: | 2,889 | 9.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 501 | 1.6% | 13.3% |
| Other Indo-European languages: | 1,231 | 4.0% | 3.5% |
| Asian/Pacific Island languages: | 1,066 | 3.4% | 3.5% |
| Other languages: | 91 | 0.3% | 1.0% |
Computers & Internet (12309 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 12,675 | 100.0% | 93.1% |
| Households with broadband internet: | 12,177 | 96.1% | 89.4% |
Schenectady, NY12309