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12565 ZIP Code

Philmont, New york

December 29, 2025
ZIP Code:12565
City/Town:Philmont
County:Columbia
State:New york
ZIP Type:Standard
Population:1,559
Median Household Income:$60,848
Per Capita Income:$29,559
Total Housing Units:698
Median Home Value:$172,000
Land Area:1.4 sq miles
3.7 sq km
Water Area:0.0 sq miles
0.1 sq km
Coordinates:42.2490, -73.6469

Population Information (12565 zip code)

#%US
Total Population:1,559----
Male:88156.5%49.6%
Female:67843.5%50.4%
Median Age:50.4 yrs--38.5 yrs
Under 5 years:16410.5%5.7%
5 to 9 years:261.7%6.0%
10 to 14 years:523.3%6.5%
15 to 19 years:946.0%6.6%
20 to 24 years:1388.9%6.7%
25 to 34 years:17911.5%13.7%
35 to 44 years:825.3%12.9%
45 to 54 years:20313.0%12.4%
55 to 59 years:28118.0%6.5%
60 to 64 years:774.9%6.4%
65 to 74 years:1248.0%9.7%
75 to 84 years:704.5%4.8%
85 years and over:694.4%2.0%

Housing Information (12565 zip code)

#%US
Median home value:$172,000--$281,900
Median rooms:5.9--5.5
Median rent:$921 / mo.--$1,268 / mo.
Total housing units:698----
Occupied housing units:55980.1%38.0%
Vacant housing units:13919.9%4.6%
Housing tenure:------
Owner-occupied:32658.3%64.8%
Renter-occupied:23341.7%35.2%

Educational Attainment (12565 zip code)

#%US
Population 25 years and over:1,085----
Less than 9th grade:80.7%4.7%
9th to 12th grade, no diploma:403.7%6.1%
High school graduate:38035.0%26.4%
Some college, no degree:19618.1%19.7%
Associate degree:13212.2%8.7%
Bachelor's degree:20418.8%20.9%
Graduate or professional degree:12511.5%13.7%
Percent high school graduate or higher:--95.6%89.1%
Percent bachelor's degree or higher:--30.3%34.3%

Income Information (12565 zip code)

ValueUS
Median household income:$60,848 / yr.$75,149 / yr.
Mean household income:$73,384 / yr.$105,833 / yr.
Median family income:$82,550 / yr.$92,646 / yr.
Per capita income:$29,559 / yr.$41,261 / yr.

Employment (12565 zip code)

#%US
In labor force:765--63.5%
Employed:69791.1%96.4%
Unemployed:688.9%5.3%
Not in labor force:516----
Class of Worker:------
Private wage and salary:54878.6%79.7%
Government workers:8412.1%14.2%
Self-employed:659.3%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (12565 zip code)

#%US
Race (one race):------
White:1,29583.1%61.6%
Black or African American:19912.8%12.4%
American Indian/Alaska Native:00.0%1.1%
Asian:20.1%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:00.0%8.4%
Two or more races:634.0%10.2%
Hispanic or Latino (any race):00.0%18.7%
Mexican:523.3%11.2%
Puerto Rican:00.0%1.8%
Cuban:523.3%0.7%
Other Hispanic or Latino:00.0%5.0%
Not Hispanic or Latino:00.0%81.1%

Income Distribution (12565 zip code)

Household IncomeHouseholds%US
Less than $10,000:386.8%4.9%
$10,000 to $14,999:346.1%3.8%
$15,000 to $24,999:539.5%7.0%
$25,000 to $34,999:559.8%7.4%
$35,000 to $49,999:254.5%10.7%
$50,000 to $74,999:13223.6%16.1%
$75,000 to $99,999:7112.7%12.8%
$100,000 to $149,999:10919.5%17.1%
$150,000 to $199,999:335.9%8.8%
$200,000 or more:91.6%11.4%

Commute to Work (12565 zip code)

Commute MethodWorkers%US
Drove alone:45365.0%67.8%
Carpooled:14220.4%8.7%
Public transportation:00.0%4.2%
Walked:00.0%2.5%
Other means:294.2%0.9%
Worked from home:426.0%13.8%
Mean travel time to work:22.4 min--26.7 min

Industry (12565 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:466.6%1.6%
Construction:7510.8%6.9%
Manufacturing:699.9%10.0%
Wholesale trade:152.2%2.4%
Retail trade:7610.9%11.0%
Transportation, warehousing, utilities:649.2%5.8%
Information:50.7%1.9%
Finance, insurance, real estate:192.7%6.7%
Professional, scientific, management:628.9%12.1%
Education, health care, social services:15422.1%23.3%
Arts, entertainment, food services:8011.5%9.0%
Other services:40.6%4.7%
Public administration:284.0%4.7%

Poverty Status (12565 zip code)

#%US
Poverty Rate:--13.4%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (12565 zip code)

#%US
With health insurance:1,36787.7%91.3%
Private health insurance:74848.0%67.6%
Public health coverage:74647.9%35.9%
Without health insurance:1056.7%8.7%

Benefits & Assistance (12565 zip code)

Households with:#%US
Earnings:38669.1%77.4%
Social Security income:17932.0%31.0%
Retirement income:13424.0%21.8%
Supplemental Security Income (SSI):325.7%4.5%
Cash public assistance income:478.4%1.8%
SNAP (food stamps) benefits:8615.4%11.4%

Housing Types (12565 zip code)

Structure TypeUnits%US
1-unit, detached:35851.3%61.4%
1-unit, attached:243.4%6.1%
2 units:14020.1%3.4%
3 or 4 units:8211.7%4.3%
5 to 9 units:314.4%4.6%
10 to 19 units:00.0%4.3%
20 or more units:507.2%9.9%
Mobile home:131.9%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (12565 zip code)

Year BuiltUnits%US
Built 2020 or later:00.0%0.6%
Built 2010 to 2019:00.0%8.2%
Built 2000 to 2009:121.7%13.5%
Built 1990 to 1999:253.6%13.2%
Built 1980 to 1989:192.7%13.2%
Built 1970 to 1979:507.2%14.6%
Built 1960 to 1969:557.9%10.2%
Built 1950 to 1959:7410.6%9.9%
Built 1940 to 1949:111.6%4.6%
Built 1939 or earlier:45264.8%12.0%

Bedrooms (12565 zip code)

Number of BedroomsUnits%US
No bedroom (studio):192.7%2.4%
1 bedroom:8412.0%3.0%
2 bedrooms:19327.7%9.1%
3 bedrooms:21931.4%15.9%
4 bedrooms:15321.9%18.8%
5 or more bedrooms:304.3%17.6%

Heating Fuel (12565 zip code)

Fuel TypeUnits%US
Utility gas:5610.0%47.1%
Bottled, tank, or LP gas:508.9%4.9%
Electricity:11921.3%40.2%
Fuel oil, kerosene, etc.:30454.4%4.2%
Coal or coke:30.5%0.1%
Wood:274.8%1.5%
Solar energy:00.0%0.1%
Other fuel:00.0%0.5%
No fuel used:00.0%0.2%

Vehicles Available (12565 zip code)

VehiclesHouseholds%US
No vehicle available:519.1%8.3%
1 vehicle available:23141.3%32.6%
2 vehicles available:15828.3%37.0%
3 or more vehicles available:11921.3%22.1%

Home Value Distribution (12565 zip code)

Value RangeOwner Units%US
Less than $50,000:134.0%5.7%
$50,000 to $99,999:82.5%7.8%
$100,000 to $149,999:6018.4%9.2%
$150,000 to $199,999:11535.3%10.8%
$200,000 to $299,999:6519.9%19.9%
$300,000 to $499,999:4614.1%24.1%
$500,000 to $999,999:41.2%17.0%
$1,000,000 or more:154.6%5.6%

Housing Costs (12565 zip code)

ValueUS
Median owner costs (with mortgage):$1,793 / mo.$1,828 / mo.
Median owner costs (no mortgage):$533 / mo.$584 / mo.
Median gross rent:$921 / mo.$1,268 / mo.
Average household size (owner-occupied):2.882.53
Average household size (renter-occupied):2.292.38

Households (12565 zip code)

#%US
Total households:559----
Married-couple households:22640.4%47.5%
Cohabiting couple households:6812.2%7.0%
Male householder, no spouse:13023.3%5.4%
Female householder, no spouse:18432.9%12.7%
Householder living alone:17130.6%28.6%
65 years and over living alone:14225.4%11.8%
Average household size:2.63--2.53
Average family size:3.30----

Marital Status (12565 zip code)

Population 15 years and over#%US
Total:722----
Never married:22030.5%37.0%
Now married:28439.3%49.5%
Separated:9112.6%1.5%
Widowed:12717.6%2.6%
Divorced:21930.3%9.3%

School Enrollment (12565 zip code)

Population 3 years and over#%US
Enrolled in school:300----
Nursery school, preschool:5719.0%5.8%
Kindergarten:00.0%5.0%
Elementary school (grades 1-8):6822.7%40.5%
High school (grades 9-12):7123.7%21.4%
College or graduate school:10434.7%27.3%

Veterans & Disability (12565 zip code)

#%US
Civilian population 18 years and over:1,246----
Veterans:15012.0%6.3%
Civilian noninstitutionalized population:1,472----
With a disability:16511.2%13.4%
Under 18 with disability:1710.3%5.8%
18 to 64 with disability:3923.6%10.4%
65 and over with disability:10966.1%33.4%

Mobility (Residence 1 Year Ago) (12565 zip code)

Population 1 year and over#%US
Same house:1,37087.9%86.9%
Different house:1409.0%13.1%
Same county:128.6%7.0%
Different county:12891.4%3.2%
Different state:00.0%2.5%
Abroad:00.0%0.4%

Place of Birth (12565 zip code)

#%US
Native born:1,46794.1%86.2%
Foreign born:201.3%13.9%
Naturalized citizen:92460.0%52.7%
Not a citizen:92460.0%47.3%
Foreign-born by region:------
Europe:92460.0%10.5%
Asia:1995.0%31.3%
Africa:57285.0%5.5%
Oceania:00.0%0.5%
Latin America:1155.0%50.0%
Northern America:315.0%2.2%

Language Spoken at Home (12565 zip code)

Population 5 years and over#%US
Total:1,395----
English only:1,32895.2%78.3%
Language other than English:674.8%21.5%
By language:------
Spanish:80.6%13.3%
Other Indo-European languages:20.1%3.5%
Asian/Pacific Island languages:00.0%3.5%
Other languages:574.1%1.0%

Computers & Internet (12565 zip code)

Households%US
Households with a computer:559100.0%93.1%
Households with broadband internet:52193.2%89.4%