12816 ZIP Code
Cambridge, New york
December 30, 2025
| ZIP Code: | 12816 |
| City/Town: | Cambridge |
| County: | Washington |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 4,626 |
| Median Household Income: | $70,260 |
| Per Capita Income: | $37,454 |
| Total Housing Units: | 2,536 |
| Median Home Value: | $189,800 |
| Land Area: | 59.9 sq miles
155.1 sq km |
| Water Area: | 0.4 sq miles
1.1 sq km |
| Coordinates: | 43.0444, -73.3820 |
Population Information (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 4,626 | -- | -- |
| Male: | 2,132 | 46.1% | 49.6% |
| Female: | 2,494 | 53.9% | 50.4% |
| Median Age: | 49.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 118 | 2.6% | 5.7% |
| 5 to 9 years: | 235 | 5.1% | 6.0% |
| 10 to 14 years: | 296 | 6.4% | 6.5% |
| 15 to 19 years: | 415 | 9.0% | 6.6% |
| 20 to 24 years: | 272 | 5.9% | 6.7% |
| 25 to 34 years: | 356 | 7.7% | 13.7% |
| 35 to 44 years: | 445 | 9.6% | 12.9% |
| 45 to 54 years: | 620 | 13.4% | 12.4% |
| 55 to 59 years: | 372 | 8.0% | 6.5% |
| 60 to 64 years: | 403 | 8.7% | 6.4% |
| 65 to 74 years: | 605 | 13.1% | 9.7% |
| 75 to 84 years: | 309 | 6.7% | 4.8% |
| 85 years and over: | 180 | 3.9% | 2.0% |
Housing Information (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $189,800 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $964 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,536 | -- | -- |
| Occupied housing units: | 2,009 | 79.2% | 38.0% |
| Vacant housing units: | 527 | 20.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,639 | 81.6% | 64.8% |
| Renter-occupied: | 370 | 18.4% | 35.2% |
Educational Attainment (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 3,290 | -- | -- |
| Less than 9th grade: | 67 | 2.0% | 4.7% |
| 9th to 12th grade, no diploma: | 170 | 5.2% | 6.1% |
| High school graduate: | 1,029 | 31.3% | 26.4% |
| Some college, no degree: | 600 | 18.2% | 19.7% |
| Associate degree: | 367 | 11.2% | 8.7% |
| Bachelor's degree: | 534 | 16.2% | 20.9% |
| Graduate or professional degree: | 523 | 15.9% | 13.7% |
| Percent high school graduate or higher: | -- | 92.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 32.1% | 34.3% |
Income Information (12816 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $70,260 / yr. | $75,149 / yr. |
| Mean household income: | $88,372 / yr. | $105,833 / yr. |
| Median family income: | $82,708 / yr. | $92,646 / yr. |
| Per capita income: | $37,454 / yr. | $41,261 / yr. |
Employment (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 2,225 | -- | 63.5% |
| Employed: | 2,147 | 96.5% | 96.4% |
| Unemployed: | 78 | 3.5% | 5.3% |
| Not in labor force: | 1,655 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 1,600 | 74.5% | 79.7% |
| Government workers: | 318 | 14.8% | 14.2% |
| Self-employed: | 229 | 10.7% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 4,377 | 94.6% | 61.6% |
| Black or African American: | 61 | 1.3% | 12.4% |
| American Indian/Alaska Native: | 8 | 0.2% | 1.1% |
| Asian: | 46 | 1.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 14 | 0.3% | 8.4% |
| Two or more races: | 120 | 2.6% | 10.2% |
| Hispanic or Latino (any race): | 90 | 1.9% | 18.7% |
| Mexican: | 193 | 4.2% | 11.2% |
| Puerto Rican: | 20 | 0.4% | 1.8% |
| Cuban: | 5 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 168 | 3.6% | 81.1% |
Income Distribution (12816 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 87 | 4.3% | 4.9% |
| $10,000 to $14,999: | 68 | 3.4% | 3.8% |
| $15,000 to $24,999: | 202 | 10.1% | 7.0% |
| $25,000 to $34,999: | 192 | 9.6% | 7.4% |
| $35,000 to $49,999: | 205 | 10.2% | 10.7% |
| $50,000 to $74,999: | 337 | 16.8% | 16.1% |
| $75,000 to $99,999: | 297 | 14.8% | 12.8% |
| $100,000 to $149,999: | 381 | 19.0% | 17.1% |
| $150,000 to $199,999: | 96 | 4.8% | 8.8% |
| $200,000 or more: | 144 | 7.2% | 11.4% |
Commute to Work (12816 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 1,558 | 72.6% | 67.8% |
| Carpooled: | 214 | 10.0% | 8.7% |
| Public transportation: | 3 | 0.1% | 4.2% |
| Walked: | 86 | 4.0% | 2.5% |
| Other means: | 17 | 0.8% | 0.9% |
| Worked from home: | 243 | 11.3% | 13.8% |
| Mean travel time to work: | 29.8 min | -- | 26.7 min |
Industry (12816 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 81 | 3.8% | 1.6% |
| Construction: | 162 | 7.5% | 6.9% |
| Manufacturing: | 275 | 12.8% | 10.0% |
| Wholesale trade: | 38 | 1.8% | 2.4% |
| Retail trade: | 164 | 7.6% | 11.0% |
| Transportation, warehousing, utilities: | 102 | 4.8% | 5.8% |
| Information: | 14 | 0.7% | 1.9% |
| Finance, insurance, real estate: | 93 | 4.3% | 6.7% |
| Professional, scientific, management: | 350 | 16.3% | 12.1% |
| Education, health care, social services: | 516 | 24.0% | 23.3% |
| Arts, entertainment, food services: | 135 | 6.3% | 9.0% |
| Other services: | 132 | 6.1% | 4.7% |
| Public administration: | 85 | 4.0% | 4.7% |
Poverty Status (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.9% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 4,402 | 95.2% | 91.3% |
| Private health insurance: | 3,245 | 70.1% | 67.6% |
| Public health coverage: | 1,954 | 42.2% | 35.9% |
| Without health insurance: | 224 | 4.8% | 8.7% |
Benefits & Assistance (12816 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,389 | 69.1% | 77.4% |
| Social Security income: | 864 | 43.0% | 31.0% |
| Retirement income: | 670 | 33.3% | 21.8% |
| Supplemental Security Income (SSI): | 53 | 2.6% | 4.5% |
| Cash public assistance income: | 13 | 0.6% | 1.8% |
| SNAP (food stamps) benefits: | 167 | 8.3% | 11.4% |
Housing Types (12816 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 1,945 | 76.7% | 61.4% |
| 1-unit, attached: | 21 | 0.8% | 6.1% |
| 2 units: | 175 | 6.9% | 3.4% |
| 3 or 4 units: | 16 | 0.6% | 4.3% |
| 5 to 9 units: | 68 | 2.7% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 101 | 4.0% | 9.9% |
| Mobile home: | 210 | 8.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (12816 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 72 | 2.8% | 8.2% |
| Built 2000 to 2009: | 198 | 7.8% | 13.5% |
| Built 1990 to 1999: | 176 | 6.9% | 13.2% |
| Built 1980 to 1989: | 209 | 8.2% | 13.2% |
| Built 1970 to 1979: | 218 | 8.6% | 14.6% |
| Built 1960 to 1969: | 145 | 5.7% | 10.2% |
| Built 1950 to 1959: | 278 | 11.0% | 9.9% |
| Built 1940 to 1949: | 116 | 4.6% | 4.6% |
| Built 1939 or earlier: | 1,124 | 44.3% | 12.0% |
Bedrooms (12816 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 94 | 3.7% | 2.4% |
| 1 bedroom: | 321 | 12.7% | 3.0% |
| 2 bedrooms: | 695 | 27.4% | 9.1% |
| 3 bedrooms: | 991 | 39.1% | 15.9% |
| 4 bedrooms: | 339 | 13.4% | 18.8% |
| 5 or more bedrooms: | 96 | 3.8% | 17.6% |
Heating Fuel (12816 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 66 | 3.3% | 47.1% |
| Bottled, tank, or LP gas: | 351 | 17.5% | 4.9% |
| Electricity: | 181 | 9.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,113 | 55.4% | 4.2% |
| Coal or coke: | 17 | 0.8% | 0.1% |
| Wood: | 226 | 11.2% | 1.5% |
| Solar energy: | 9 | 0.4% | 0.1% |
| Other fuel: | 38 | 1.9% | 0.5% |
| No fuel used: | 8 | 0.4% | 0.2% |
Vehicles Available (12816 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 151 | 7.5% | 8.3% |
| 1 vehicle available: | 699 | 34.8% | 32.6% |
| 2 vehicles available: | 756 | 37.6% | 37.0% |
| 3 or more vehicles available: | 403 | 20.1% | 22.1% |
Home Value Distribution (12816 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 107 | 6.5% | 5.7% |
| $50,000 to $99,999: | 119 | 7.3% | 7.8% |
| $100,000 to $149,999: | 304 | 18.5% | 9.2% |
| $150,000 to $199,999: | 371 | 22.6% | 10.8% |
| $200,000 to $299,999: | 378 | 23.1% | 19.9% |
| $300,000 to $499,999: | 230 | 14.0% | 24.1% |
| $500,000 to $999,999: | 84 | 5.1% | 17.0% |
| $1,000,000 or more: | 46 | 2.8% | 5.6% |
Housing Costs (12816 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,602 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $700 / mo. | $584 / mo. |
| Median gross rent: | $964 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.35 | 2.53 |
| Average household size (renter-occupied): | 1.98 | 2.38 |
Households (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,009 | -- | -- |
| Married-couple households: | 831 | 41.4% | 47.5% |
| Cohabiting couple households: | 215 | 10.7% | 7.0% |
| Male householder, no spouse: | 393 | 19.6% | 5.4% |
| Female householder, no spouse: | 546 | 27.2% | 12.7% |
| Householder living alone: | 464 | 23.1% | 28.6% |
| 65 years and over living alone: | 827 | 41.2% | 11.8% |
| Average household size: | 2.28 | -- | 2.53 |
| Average family size: | 2.84 | -- | -- |
Marital Status (12816 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 1,839 | -- | -- |
| Never married: | 694 | 37.7% | 37.0% |
| Now married: | 851 | 46.3% | 49.5% |
| Separated: | 60 | 3.3% | 1.5% |
| Widowed: | 222 | 12.1% | 2.6% |
| Divorced: | 685 | 37.2% | 9.3% |
School Enrollment (12816 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,112 | -- | -- |
| Nursery school, preschool: | 37 | 3.3% | 5.8% |
| Kindergarten: | 70 | 6.3% | 5.0% |
| Elementary school (grades 1-8): | 402 | 36.2% | 40.5% |
| High school (grades 9-12): | 396 | 35.6% | 21.4% |
| College or graduate school: | 207 | 18.6% | 27.3% |
Veterans & Disability (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 3,658 | -- | -- |
| Veterans: | 235 | 6.4% | 6.3% |
| Civilian noninstitutionalized population: | 4,626 | -- | -- |
| With a disability: | 632 | 13.7% | 13.4% |
| Under 18 with disability: | 43 | 6.8% | 5.8% |
| 18 to 64 with disability: | 280 | 44.3% | 10.4% |
| 65 and over with disability: | 309 | 48.9% | 33.4% |
Mobility (Residence 1 Year Ago) (12816 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 4,160 | 89.9% | 86.9% |
| Different house: | 432 | 9.3% | 13.1% |
| Same county: | 232 | 53.7% | 7.0% |
| Different county: | 172 | 39.8% | 3.2% |
| Different state: | 72 | 16.7% | 2.5% |
| Abroad: | 28 | 6.5% | 0.4% |
Place of Birth (12816 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 4,517 | 97.6% | 86.2% |
| Foreign born: | 49 | 1.1% | 13.9% |
| Naturalized citizen: | 109 | 222.4% | 52.7% |
| Not a citizen: | 109 | 222.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 109 | 222.4% | 10.5% |
| Asia: | 51 | 104.1% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 28 | 57.1% | 50.0% |
| Northern America: | 6 | 12.2% | 2.2% |
Language Spoken at Home (12816 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,508 | -- | -- |
| English only: | 4,241 | 94.1% | 78.3% |
| Language other than English: | 267 | 5.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 197 | 4.4% | 13.3% |
| Other Indo-European languages: | 46 | 1.0% | 3.5% |
| Asian/Pacific Island languages: | 24 | 0.5% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (12816 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,009 | 100.0% | 93.1% |
| Households with broadband internet: | 1,864 | 92.8% | 89.4% |
Cambridge, NY12816