12986 ZIP Code
Tupper Lake, New york
December 29, 2025
| ZIP Code: | 12986 |
| City/Town: | Tupper Lake |
| County: | Franklin |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 5,356 |
| Median Household Income: | $60,333 |
| Per Capita Income: | $36,547 |
| Total Housing Units: | 3,634 |
| Median Home Value: | $128,200 |
| Land Area: | 286.5 sq miles
742.2 sq km |
| Water Area: | 28.0 sq miles
72.5 sq km |
| Coordinates: | 44.2240, -74.4335 |
Population Information (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 5,356 | -- | -- |
| Male: | 2,742 | 51.2% | 49.6% |
| Female: | 2,614 | 48.8% | 50.4% |
| Median Age: | 47.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 144 | 2.7% | 5.7% |
| 5 to 9 years: | 153 | 2.9% | 6.0% |
| 10 to 14 years: | 529 | 9.9% | 6.5% |
| 15 to 19 years: | 335 | 6.3% | 6.6% |
| 20 to 24 years: | 149 | 2.8% | 6.7% |
| 25 to 34 years: | 554 | 10.3% | 13.7% |
| 35 to 44 years: | 698 | 13.0% | 12.9% |
| 45 to 54 years: | 672 | 12.5% | 12.4% |
| 55 to 59 years: | 380 | 7.1% | 6.5% |
| 60 to 64 years: | 466 | 8.7% | 6.4% |
| 65 to 74 years: | 737 | 13.8% | 9.7% |
| 75 to 84 years: | 421 | 7.9% | 4.8% |
| 85 years and over: | 118 | 2.2% | 2.0% |
Housing Information (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $128,200 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $650 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,634 | -- | -- |
| Occupied housing units: | 2,356 | 64.8% | 38.0% |
| Vacant housing units: | 1,278 | 35.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,674 | 71.1% | 64.8% |
| Renter-occupied: | 682 | 28.9% | 35.2% |
Educational Attainment (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 4,046 | -- | -- |
| Less than 9th grade: | 119 | 2.9% | 4.7% |
| 9th to 12th grade, no diploma: | 291 | 7.2% | 6.1% |
| High school graduate: | 1,252 | 30.9% | 26.4% |
| Some college, no degree: | 858 | 21.2% | 19.7% |
| Associate degree: | 621 | 15.3% | 8.7% |
| Bachelor's degree: | 563 | 13.9% | 20.9% |
| Graduate or professional degree: | 342 | 8.5% | 13.7% |
| Percent high school graduate or higher: | -- | 89.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 22.4% | 34.3% |
Income Information (12986 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $60,333 / yr. | $75,149 / yr. |
| Mean household income: | $78,581 / yr. | $105,833 / yr. |
| Median family income: | $93,478 / yr. | $92,646 / yr. |
| Per capita income: | $36,547 / yr. | $41,261 / yr. |
Employment (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 2,447 | -- | 63.5% |
| Employed: | 2,369 | 96.8% | 96.4% |
| Unemployed: | 78 | 3.2% | 5.3% |
| Not in labor force: | 2,046 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 1,523 | 64.3% | 79.7% |
| Government workers: | 699 | 29.5% | 14.2% |
| Self-employed: | 136 | 5.7% | 5.9% |
| Unpaid family workers: | 11 | 0.5% | 0.1% |
Race & Ethnicity (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 5,052 | 94.3% | 61.6% |
| Black or African American: | 151 | 2.8% | 12.4% |
| American Indian/Alaska Native: | 11 | 0.2% | 1.1% |
| Asian: | 3 | 0.1% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 17 | 0.3% | 8.4% |
| Two or more races: | 122 | 2.3% | 10.2% |
| Hispanic or Latino (any race): | 91 | 1.7% | 18.7% |
| Mexican: | 68 | 1.3% | 11.2% |
| Puerto Rican: | 0 | 0.0% | 1.8% |
| Cuban: | 32 | 0.6% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 36 | 0.7% | 81.1% |
Income Distribution (12986 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 73 | 3.1% | 4.9% |
| $10,000 to $14,999: | 170 | 7.2% | 3.8% |
| $15,000 to $24,999: | 209 | 8.9% | 7.0% |
| $25,000 to $34,999: | 194 | 8.2% | 7.4% |
| $35,000 to $49,999: | 233 | 9.9% | 10.7% |
| $50,000 to $74,999: | 549 | 23.3% | 16.1% |
| $75,000 to $99,999: | 308 | 13.1% | 12.8% |
| $100,000 to $149,999: | 417 | 17.7% | 17.1% |
| $150,000 to $199,999: | 89 | 3.8% | 8.8% |
| $200,000 or more: | 114 | 4.8% | 11.4% |
Commute to Work (12986 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 1,675 | 70.7% | 67.8% |
| Carpooled: | 331 | 14.0% | 8.7% |
| Public transportation: | 6 | 0.3% | 4.2% |
| Walked: | 160 | 6.8% | 2.5% |
| Other means: | 11 | 0.5% | 0.9% |
| Worked from home: | 125 | 5.3% | 13.8% |
| Mean travel time to work: | 17.4 min | -- | 26.7 min |
Industry (12986 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 86 | 3.6% | 1.6% |
| Construction: | 151 | 6.4% | 6.9% |
| Manufacturing: | 81 | 3.4% | 10.0% |
| Wholesale trade: | 17 | 0.7% | 2.4% |
| Retail trade: | 419 | 17.7% | 11.0% |
| Transportation, warehousing, utilities: | 83 | 3.5% | 5.8% |
| Information: | 42 | 1.8% | 1.9% |
| Finance, insurance, real estate: | 38 | 1.6% | 6.7% |
| Professional, scientific, management: | 74 | 3.1% | 12.1% |
| Education, health care, social services: | 743 | 31.4% | 23.3% |
| Arts, entertainment, food services: | 184 | 7.8% | 9.0% |
| Other services: | 108 | 4.6% | 4.7% |
| Public administration: | 343 | 14.5% | 4.7% |
Poverty Status (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 16.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 5,079 | 94.8% | 91.3% |
| Private health insurance: | 3,969 | 74.1% | 67.6% |
| Public health coverage: | 2,426 | 45.3% | 35.9% |
| Without health insurance: | 111 | 2.1% | 8.7% |
Benefits & Assistance (12986 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,528 | 64.9% | 77.4% |
| Social Security income: | 1,110 | 47.1% | 31.0% |
| Retirement income: | 812 | 34.5% | 21.8% |
| Supplemental Security Income (SSI): | 118 | 5.0% | 4.5% |
| Cash public assistance income: | 41 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 381 | 16.2% | 11.4% |
Housing Types (12986 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,765 | 76.1% | 61.4% |
| 1-unit, attached: | 46 | 1.3% | 6.1% |
| 2 units: | 181 | 5.0% | 3.4% |
| 3 or 4 units: | 132 | 3.6% | 4.3% |
| 5 to 9 units: | 117 | 3.2% | 4.6% |
| 10 to 19 units: | 114 | 3.1% | 4.3% |
| 20 or more units: | 136 | 3.7% | 9.9% |
| Mobile home: | 143 | 3.9% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (12986 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 72 | 2.0% | 8.2% |
| Built 2000 to 2009: | 284 | 7.8% | 13.5% |
| Built 1990 to 1999: | 315 | 8.7% | 13.2% |
| Built 1980 to 1989: | 260 | 7.2% | 13.2% |
| Built 1970 to 1979: | 552 | 15.2% | 14.6% |
| Built 1960 to 1969: | 299 | 8.2% | 10.2% |
| Built 1950 to 1959: | 262 | 7.2% | 9.9% |
| Built 1940 to 1949: | 476 | 13.1% | 4.6% |
| Built 1939 or earlier: | 1,114 | 30.7% | 12.0% |
Bedrooms (12986 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 75 | 2.1% | 2.4% |
| 1 bedroom: | 597 | 16.4% | 3.0% |
| 2 bedrooms: | 900 | 24.8% | 9.1% |
| 3 bedrooms: | 1,284 | 35.3% | 15.9% |
| 4 bedrooms: | 715 | 19.7% | 18.8% |
| 5 or more bedrooms: | 63 | 1.7% | 17.6% |
Heating Fuel (12986 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 59 | 2.5% | 47.1% |
| Bottled, tank, or LP gas: | 189 | 8.0% | 4.9% |
| Electricity: | 1,389 | 59.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 382 | 16.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 308 | 13.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 15 | 0.6% | 0.5% |
| No fuel used: | 14 | 0.6% | 0.2% |
Vehicles Available (12986 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 261 | 11.1% | 8.3% |
| 1 vehicle available: | 997 | 42.3% | 32.6% |
| 2 vehicles available: | 720 | 30.6% | 37.0% |
| 3 or more vehicles available: | 378 | 16.0% | 22.1% |
Home Value Distribution (12986 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 130 | 7.8% | 5.7% |
| $50,000 to $99,999: | 589 | 35.2% | 7.8% |
| $100,000 to $149,999: | 227 | 13.6% | 9.2% |
| $150,000 to $199,999: | 239 | 14.3% | 10.8% |
| $200,000 to $299,999: | 197 | 11.8% | 19.9% |
| $300,000 to $499,999: | 186 | 11.1% | 24.1% |
| $500,000 to $999,999: | 99 | 5.9% | 17.0% |
| $1,000,000 or more: | 7 | 0.4% | 5.6% |
Housing Costs (12986 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,175 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $537 / mo. | $584 / mo. |
| Median gross rent: | $650 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.34 | 2.53 |
| Average household size (renter-occupied): | 1.49 | 2.38 |
Households (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,356 | -- | -- |
| Married-couple households: | 1,017 | 43.2% | 47.5% |
| Cohabiting couple households: | 353 | 15.0% | 7.0% |
| Male householder, no spouse: | 458 | 19.4% | 5.4% |
| Female householder, no spouse: | 687 | 29.2% | 12.7% |
| Householder living alone: | 484 | 20.5% | 28.6% |
| 65 years and over living alone: | 981 | 41.6% | 11.8% |
| Average household size: | 2.09 | -- | 2.53 |
| Average family size: | 2.76 | -- | -- |
Marital Status (12986 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,302 | -- | -- |
| Never married: | 861 | 37.4% | 37.0% |
| Now married: | 1,082 | 47.0% | 49.5% |
| Separated: | 74 | 3.2% | 1.5% |
| Widowed: | 235 | 10.2% | 2.6% |
| Divorced: | 512 | 22.2% | 9.3% |
School Enrollment (12986 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,116 | -- | -- |
| Nursery school, preschool: | 8 | 0.7% | 5.8% |
| Kindergarten: | 17 | 1.5% | 5.0% |
| Elementary school (grades 1-8): | 576 | 51.6% | 40.5% |
| High school (grades 9-12): | 335 | 30.0% | 21.4% |
| College or graduate school: | 180 | 16.1% | 27.3% |
Veterans & Disability (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 4,337 | -- | -- |
| Veterans: | 386 | 8.9% | 6.3% |
| Civilian noninstitutionalized population: | 5,190 | -- | -- |
| With a disability: | 1,157 | 22.3% | 13.4% |
| Under 18 with disability: | 93 | 8.0% | 5.8% |
| 18 to 64 with disability: | 492 | 42.5% | 10.4% |
| 65 and over with disability: | 572 | 49.4% | 33.4% |
Mobility (Residence 1 Year Ago) (12986 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 4,938 | 92.2% | 86.9% |
| Different house: | 413 | 7.7% | 13.1% |
| Same county: | 246 | 59.6% | 7.0% |
| Different county: | 163 | 39.5% | 3.2% |
| Different state: | 66 | 16.0% | 2.5% |
| Abroad: | 4 | 1.0% | 0.4% |
Place of Birth (12986 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 5,218 | 97.4% | 86.2% |
| Foreign born: | 53 | 1.0% | 13.9% |
| Naturalized citizen: | 138 | 260.4% | 52.7% |
| Not a citizen: | 138 | 260.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 138 | 260.4% | 10.5% |
| Asia: | 14 | 26.4% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 47 | 88.7% | 50.0% |
| Northern America: | 76 | 143.4% | 2.2% |
Language Spoken at Home (12986 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,212 | -- | -- |
| English only: | 5,138 | 98.6% | 78.3% |
| Language other than English: | 74 | 1.4% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 18 | 0.3% | 13.3% |
| Other Indo-European languages: | 55 | 1.1% | 3.5% |
| Asian/Pacific Island languages: | 1 | 0.0% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (12986 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,356 | 100.0% | 93.1% |
| Households with broadband internet: | 2,058 | 87.4% | 89.4% |
Tupper Lake, NY12986