13045 ZIP Code
Cortland, New york
December 30, 2025
| ZIP Code: | 13045 |
| City/Town: | Cortland |
| County: | Cortland |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 28,157 |
| Median Household Income: | $63,762 |
| Per Capita Income: | $31,472 |
| Total Housing Units: | 12,355 |
| Median Home Value: | $152,200 |
| Land Area: | 107.9 sq miles
279.3 sq km |
| Water Area: | 0.3 sq miles
0.9 sq km |
| Coordinates: | 42.5845, -76.1907 |
Population Information (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 28,157 | -- | -- |
| Male: | 13,878 | 49.3% | 49.6% |
| Female: | 14,279 | 50.7% | 50.4% |
| Median Age: | 32.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,262 | 4.5% | 5.7% |
| 5 to 9 years: | 1,423 | 5.1% | 6.0% |
| 10 to 14 years: | 1,012 | 3.6% | 6.5% |
| 15 to 19 years: | 3,434 | 12.2% | 6.6% |
| 20 to 24 years: | 4,488 | 15.9% | 6.7% |
| 25 to 34 years: | 3,282 | 11.7% | 13.7% |
| 35 to 44 years: | 2,653 | 9.4% | 12.9% |
| 45 to 54 years: | 3,008 | 10.7% | 12.4% |
| 55 to 59 years: | 1,683 | 6.0% | 6.5% |
| 60 to 64 years: | 1,885 | 6.7% | 6.4% |
| 65 to 74 years: | 2,491 | 8.8% | 9.7% |
| 75 to 84 years: | 1,084 | 3.8% | 4.8% |
| 85 years and over: | 452 | 1.6% | 2.0% |
Housing Information (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $152,200 | -- | $281,900 |
| Median rooms: | 5.9 | -- | 5.5 |
| Median rent: | $885 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,355 | -- | -- |
| Occupied housing units: | 10,988 | 88.9% | 38.0% |
| Vacant housing units: | 1,367 | 11.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,331 | 57.6% | 64.8% |
| Renter-occupied: | 4,657 | 42.4% | 35.2% |
Educational Attainment (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 16,538 | -- | -- |
| Less than 9th grade: | 890 | 5.4% | 4.7% |
| 9th to 12th grade, no diploma: | 803 | 4.9% | 6.1% |
| High school graduate: | 4,511 | 27.3% | 26.4% |
| Some college, no degree: | 3,379 | 20.4% | 19.7% |
| Associate degree: | 2,006 | 12.1% | 8.7% |
| Bachelor's degree: | 2,642 | 16.0% | 20.9% |
| Graduate or professional degree: | 2,307 | 13.9% | 13.7% |
| Percent high school graduate or higher: | -- | 89.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 29.9% | 34.3% |
Income Information (13045 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $63,762 / yr. | $75,149 / yr. |
| Mean household income: | $77,046 / yr. | $105,833 / yr. |
| Median family income: | $85,758 / yr. | $92,646 / yr. |
| Per capita income: | $31,472 / yr. | $41,261 / yr. |
Employment (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 15,029 | -- | 63.5% |
| Employed: | 14,259 | 95.1% | 96.4% |
| Unemployed: | 740 | 4.9% | 5.3% |
| Not in labor force: | 9,278 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,862 | 76.2% | 79.7% |
| Government workers: | 2,810 | 19.7% | 14.2% |
| Self-employed: | 581 | 4.1% | 5.9% |
| Unpaid family workers: | 6 | 0.0% | 0.1% |
Race & Ethnicity (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 25,203 | 89.5% | 61.6% |
| Black or African American: | 856 | 3.0% | 12.4% |
| American Indian/Alaska Native: | 30 | 0.1% | 1.1% |
| Asian: | 392 | 1.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 521 | 1.9% | 8.4% |
| Two or more races: | 1,155 | 4.1% | 10.2% |
| Hispanic or Latino (any race): | 1,174 | 4.2% | 18.7% |
| Mexican: | 1,181 | 4.2% | 11.2% |
| Puerto Rican: | 145 | 0.5% | 1.8% |
| Cuban: | 464 | 1.6% | 0.7% |
| Other Hispanic or Latino: | 14 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 558 | 2.0% | 81.1% |
Income Distribution (13045 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 551 | 5.0% | 4.9% |
| $10,000 to $14,999: | 704 | 6.4% | 3.8% |
| $15,000 to $24,999: | 873 | 7.9% | 7.0% |
| $25,000 to $34,999: | 919 | 8.4% | 7.4% |
| $35,000 to $49,999: | 1,175 | 10.7% | 10.7% |
| $50,000 to $74,999: | 2,232 | 20.3% | 16.1% |
| $75,000 to $99,999: | 1,421 | 12.9% | 12.8% |
| $100,000 to $149,999: | 1,762 | 16.0% | 17.1% |
| $150,000 to $199,999: | 891 | 8.1% | 8.8% |
| $200,000 or more: | 460 | 4.2% | 11.4% |
Commute to Work (13045 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 9,815 | 68.8% | 67.8% |
| Carpooled: | 1,779 | 12.5% | 8.7% |
| Public transportation: | 160 | 1.1% | 4.2% |
| Walked: | 896 | 6.3% | 2.5% |
| Other means: | 362 | 2.5% | 0.9% |
| Worked from home: | 901 | 6.3% | 13.8% |
| Mean travel time to work: | 18.2 min | -- | 26.7 min |
Industry (13045 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 129 | 0.9% | 1.6% |
| Construction: | 646 | 4.5% | 6.9% |
| Manufacturing: | 1,457 | 10.2% | 10.0% |
| Wholesale trade: | 127 | 0.9% | 2.4% |
| Retail trade: | 1,578 | 11.1% | 11.0% |
| Transportation, warehousing, utilities: | 420 | 2.9% | 5.8% |
| Information: | 180 | 1.3% | 1.9% |
| Finance, insurance, real estate: | 632 | 4.4% | 6.7% |
| Professional, scientific, management: | 918 | 6.4% | 12.1% |
| Education, health care, social services: | 4,642 | 32.6% | 23.3% |
| Arts, entertainment, food services: | 2,149 | 15.1% | 9.0% |
| Other services: | 753 | 5.3% | 4.7% |
| Public administration: | 628 | 4.4% | 4.7% |
Poverty Status (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 15.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 26,862 | 95.4% | 91.3% |
| Private health insurance: | 20,586 | 73.1% | 67.6% |
| Public health coverage: | 9,793 | 34.8% | 35.9% |
| Without health insurance: | 863 | 3.1% | 8.7% |
Benefits & Assistance (13045 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,385 | 76.3% | 77.4% |
| Social Security income: | 3,259 | 29.7% | 31.0% |
| Retirement income: | 2,786 | 25.4% | 21.8% |
| Supplemental Security Income (SSI): | 750 | 6.8% | 4.5% |
| Cash public assistance income: | 293 | 2.7% | 1.8% |
| SNAP (food stamps) benefits: | 1,732 | 15.8% | 11.4% |
Housing Types (13045 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,949 | 56.2% | 61.4% |
| 1-unit, attached: | 397 | 3.2% | 6.1% |
| 2 units: | 1,287 | 10.4% | 3.4% |
| 3 or 4 units: | 1,227 | 9.9% | 4.3% |
| 5 to 9 units: | 949 | 7.7% | 4.6% |
| 10 to 19 units: | 388 | 3.1% | 4.3% |
| 20 or more units: | 640 | 5.2% | 9.9% |
| Mobile home: | 518 | 4.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (13045 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 7 | 0.1% | 0.6% |
| Built 2010 to 2019: | 253 | 2.0% | 8.2% |
| Built 2000 to 2009: | 364 | 2.9% | 13.5% |
| Built 1990 to 1999: | 1,129 | 9.1% | 13.2% |
| Built 1980 to 1989: | 1,047 | 8.5% | 13.2% |
| Built 1970 to 1979: | 1,344 | 10.9% | 14.6% |
| Built 1960 to 1969: | 1,381 | 11.2% | 10.2% |
| Built 1950 to 1959: | 1,294 | 10.5% | 9.9% |
| Built 1940 to 1949: | 942 | 7.6% | 4.6% |
| Built 1939 or earlier: | 4,594 | 37.2% | 12.0% |
Bedrooms (13045 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 329 | 2.7% | 2.4% |
| 1 bedroom: | 1,715 | 13.9% | 3.0% |
| 2 bedrooms: | 3,115 | 25.2% | 9.1% |
| 3 bedrooms: | 4,409 | 35.7% | 15.9% |
| 4 bedrooms: | 2,118 | 17.1% | 18.8% |
| 5 or more bedrooms: | 669 | 5.4% | 17.6% |
Heating Fuel (13045 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,671 | 60.7% | 47.1% |
| Bottled, tank, or LP gas: | 821 | 7.5% | 4.9% |
| Electricity: | 1,834 | 16.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 861 | 7.8% | 4.2% |
| Coal or coke: | 269 | 2.4% | 0.1% |
| Wood: | 383 | 3.5% | 1.5% |
| Solar energy: | 9 | 0.1% | 0.1% |
| Other fuel: | 77 | 0.7% | 0.5% |
| No fuel used: | 63 | 0.6% | 0.2% |
Vehicles Available (13045 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,301 | 11.8% | 8.3% |
| 1 vehicle available: | 3,813 | 34.7% | 32.6% |
| 2 vehicles available: | 4,064 | 37.0% | 37.0% |
| 3 or more vehicles available: | 1,810 | 16.5% | 22.1% |
Home Value Distribution (13045 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 183 | 2.9% | 5.7% |
| $50,000 to $99,999: | 1,121 | 17.7% | 7.8% |
| $100,000 to $149,999: | 1,789 | 28.3% | 9.2% |
| $150,000 to $199,999: | 1,483 | 23.4% | 10.8% |
| $200,000 to $299,999: | 1,009 | 15.9% | 19.9% |
| $300,000 to $499,999: | 427 | 6.7% | 24.1% |
| $500,000 to $999,999: | 299 | 4.7% | 17.0% |
| $1,000,000 or more: | 20 | 0.3% | 5.6% |
Housing Costs (13045 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,423 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $625 / mo. | $584 / mo. |
| Median gross rent: | $885 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.43 | 2.53 |
| Average household size (renter-occupied): | 1.99 | 2.38 |
Households (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 10,988 | -- | -- |
| Married-couple households: | 4,515 | 41.1% | 47.5% |
| Cohabiting couple households: | 1,726 | 15.7% | 7.0% |
| Male householder, no spouse: | 2,218 | 20.2% | 5.4% |
| Female householder, no spouse: | 3,152 | 28.7% | 12.7% |
| Householder living alone: | 2,990 | 27.2% | 28.6% |
| 65 years and over living alone: | 2,938 | 26.7% | 11.8% |
| Average household size: | 2.24 | -- | 2.53 |
| Average family size: | 2.79 | -- | -- |
Marital Status (13045 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 11,916 | -- | -- |
| Never married: | 5,657 | 47.5% | 37.0% |
| Now married: | 4,778 | 40.1% | 49.5% |
| Separated: | 299 | 2.5% | 1.5% |
| Widowed: | 940 | 7.9% | 2.6% |
| Divorced: | 5,486 | 46.0% | 9.3% |
School Enrollment (13045 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,693 | -- | -- |
| Nursery school, preschool: | 225 | 2.6% | 5.8% |
| Kindergarten: | 242 | 2.8% | 5.0% |
| Elementary school (grades 1-8): | 1,699 | 19.5% | 40.5% |
| High school (grades 9-12): | 1,074 | 12.4% | 21.4% |
| College or graduate school: | 5,453 | 62.7% | 27.3% |
Veterans & Disability (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 23,554 | -- | -- |
| Veterans: | 1,236 | 5.2% | 6.3% |
| Civilian noninstitutionalized population: | 27,725 | -- | -- |
| With a disability: | 3,569 | 12.9% | 13.4% |
| Under 18 with disability: | 433 | 12.1% | 5.8% |
| 18 to 64 with disability: | 2,047 | 57.4% | 10.4% |
| 65 and over with disability: | 1,089 | 30.5% | 33.4% |
Mobility (Residence 1 Year Ago) (13045 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 22,272 | 79.1% | 86.9% |
| Different house: | 5,634 | 20.0% | 13.1% |
| Same county: | 3,040 | 54.0% | 7.0% |
| Different county: | 2,478 | 44.0% | 3.2% |
| Different state: | 436 | 7.7% | 2.5% |
| Abroad: | 116 | 2.1% | 0.4% |
Place of Birth (13045 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 27,331 | 97.1% | 86.2% |
| Foreign born: | 213 | 0.8% | 13.9% |
| Naturalized citizen: | 826 | 387.8% | 52.7% |
| Not a citizen: | 826 | 387.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 826 | 387.8% | 10.5% |
| Asia: | 380 | 178.4% | 31.3% |
| Africa: | 54 | 25.4% | 5.5% |
| Oceania: | 14 | 6.6% | 0.5% |
| Latin America: | 155 | 72.8% | 50.0% |
| Northern America: | 24 | 11.3% | 2.2% |
Language Spoken at Home (13045 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 26,895 | -- | -- |
| English only: | 25,362 | 94.3% | 78.3% |
| Language other than English: | 1,533 | 5.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 381 | 1.4% | 13.3% |
| Other Indo-European languages: | 726 | 2.7% | 3.5% |
| Asian/Pacific Island languages: | 244 | 0.9% | 3.5% |
| Other languages: | 182 | 0.7% | 1.0% |
Computers & Internet (13045 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 10,988 | 100.0% | 93.1% |
| Households with broadband internet: | 10,280 | 93.6% | 89.4% |
Cortland, NY13045