13165 ZIP Code
Waterloo, New york
December 29, 2025
| ZIP Code: | 13165 |
| City/Town: | Waterloo |
| County: | Seneca |
| State: | New york |
| ZIP Type: | Standard |
| Population: | 9,511 |
| Median Household Income: | $64,668 |
| Per Capita Income: | $38,543 |
| Total Housing Units: | 4,481 |
| Median Home Value: | $113,600 |
| Land Area: | 68.2 sq miles
176.7 sq km |
| Water Area: | 0.3 sq miles
0.9 sq km |
| Coordinates: | 42.9107, -76.8786 |
Population Information (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 9,511 | -- | -- |
| Male: | 4,752 | 50.0% | 49.6% |
| Female: | 4,759 | 50.0% | 50.4% |
| Median Age: | 47.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 594 | 6.2% | 5.7% |
| 5 to 9 years: | 432 | 4.5% | 6.0% |
| 10 to 14 years: | 512 | 5.4% | 6.5% |
| 15 to 19 years: | 541 | 5.7% | 6.6% |
| 20 to 24 years: | 475 | 5.0% | 6.7% |
| 25 to 34 years: | 1,127 | 11.8% | 13.7% |
| 35 to 44 years: | 856 | 9.0% | 12.9% |
| 45 to 54 years: | 1,412 | 14.8% | 12.4% |
| 55 to 59 years: | 601 | 6.3% | 6.5% |
| 60 to 64 years: | 917 | 9.6% | 6.4% |
| 65 to 74 years: | 1,105 | 11.6% | 9.7% |
| 75 to 84 years: | 619 | 6.5% | 4.8% |
| 85 years and over: | 320 | 3.4% | 2.0% |
Housing Information (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $113,600 | -- | $281,900 |
| Median rooms: | 6.2 | -- | 5.5 |
| Median rent: | $874 / mo. | -- | $1,268 / mo. |
| Total housing units: | 4,481 | -- | -- |
| Occupied housing units: | 4,108 | 91.7% | 38.0% |
| Vacant housing units: | 373 | 8.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,842 | 69.2% | 64.8% |
| Renter-occupied: | 1,266 | 30.8% | 35.2% |
Educational Attainment (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,957 | -- | -- |
| Less than 9th grade: | 258 | 3.7% | 4.7% |
| 9th to 12th grade, no diploma: | 404 | 5.8% | 6.1% |
| High school graduate: | 2,477 | 35.6% | 26.4% |
| Some college, no degree: | 1,238 | 17.8% | 19.7% |
| Associate degree: | 1,294 | 18.6% | 8.7% |
| Bachelor's degree: | 831 | 11.9% | 20.9% |
| Graduate or professional degree: | 455 | 6.5% | 13.7% |
| Percent high school graduate or higher: | -- | 90.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 18.5% | 34.3% |
Income Information (13165 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $64,668 / yr. | $75,149 / yr. |
| Mean household income: | $78,927 / yr. | $105,833 / yr. |
| Median family income: | $76,422 / yr. | $92,646 / yr. |
| Per capita income: | $38,543 / yr. | $41,261 / yr. |
Employment (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,694 | -- | 63.5% |
| Employed: | 4,417 | 94.1% | 96.4% |
| Unemployed: | 277 | 5.9% | 5.3% |
| Not in labor force: | 3,164 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,522 | 79.7% | 79.7% |
| Government workers: | 711 | 16.1% | 14.2% |
| Self-employed: | 181 | 4.1% | 5.9% |
| Unpaid family workers: | 3 | 0.1% | 0.1% |
Race & Ethnicity (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 8,596 | 90.4% | 61.6% |
| Black or African American: | 155 | 1.6% | 12.4% |
| American Indian/Alaska Native: | 29 | 0.3% | 1.1% |
| Asian: | 45 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 105 | 1.1% | 8.4% |
| Two or more races: | 581 | 6.1% | 10.2% |
| Hispanic or Latino (any race): | 412 | 4.3% | 18.7% |
| Mexican: | 499 | 5.2% | 11.2% |
| Puerto Rican: | 87 | 0.9% | 1.8% |
| Cuban: | 299 | 3.1% | 0.7% |
| Other Hispanic or Latino: | 8 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 105 | 1.1% | 81.1% |
Income Distribution (13165 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 190 | 4.6% | 4.9% |
| $10,000 to $14,999: | 252 | 6.1% | 3.8% |
| $15,000 to $24,999: | 366 | 8.9% | 7.0% |
| $25,000 to $34,999: | 386 | 9.4% | 7.4% |
| $35,000 to $49,999: | 498 | 12.1% | 10.7% |
| $50,000 to $74,999: | 835 | 20.3% | 16.1% |
| $75,000 to $99,999: | 599 | 14.6% | 12.8% |
| $100,000 to $149,999: | 472 | 11.5% | 17.1% |
| $150,000 to $199,999: | 247 | 6.0% | 8.8% |
| $200,000 or more: | 263 | 6.4% | 11.4% |
Commute to Work (13165 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,291 | 74.5% | 67.8% |
| Carpooled: | 353 | 8.0% | 8.7% |
| Public transportation: | 44 | 1.0% | 4.2% |
| Walked: | 81 | 1.8% | 2.5% |
| Other means: | 118 | 2.7% | 0.9% |
| Worked from home: | 249 | 5.6% | 13.8% |
| Mean travel time to work: | 21.1 min | -- | 26.7 min |
Industry (13165 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 174 | 3.9% | 1.6% |
| Construction: | 262 | 5.9% | 6.9% |
| Manufacturing: | 828 | 18.7% | 10.0% |
| Wholesale trade: | 91 | 2.1% | 2.4% |
| Retail trade: | 318 | 7.2% | 11.0% |
| Transportation, warehousing, utilities: | 149 | 3.4% | 5.8% |
| Information: | 219 | 5.0% | 1.9% |
| Finance, insurance, real estate: | 208 | 4.7% | 6.7% |
| Professional, scientific, management: | 120 | 2.7% | 12.1% |
| Education, health care, social services: | 1,238 | 28.0% | 23.3% |
| Arts, entertainment, food services: | 370 | 8.4% | 9.0% |
| Other services: | 159 | 3.6% | 4.7% |
| Public administration: | 281 | 6.4% | 4.7% |
Poverty Status (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,887 | 93.4% | 91.3% |
| Private health insurance: | 6,300 | 66.2% | 67.6% |
| Public health coverage: | 4,335 | 45.6% | 35.9% |
| Without health insurance: | 407 | 4.3% | 8.7% |
Benefits & Assistance (13165 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,938 | 71.5% | 77.4% |
| Social Security income: | 1,644 | 40.0% | 31.0% |
| Retirement income: | 1,325 | 32.3% | 21.8% |
| Supplemental Security Income (SSI): | 297 | 7.2% | 4.5% |
| Cash public assistance income: | 204 | 5.0% | 1.8% |
| SNAP (food stamps) benefits: | 433 | 10.5% | 11.4% |
Housing Types (13165 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,973 | 66.3% | 61.4% |
| 1-unit, attached: | 49 | 1.1% | 6.1% |
| 2 units: | 375 | 8.4% | 3.4% |
| 3 or 4 units: | 99 | 2.2% | 4.3% |
| 5 to 9 units: | 184 | 4.1% | 4.6% |
| 10 to 19 units: | 61 | 1.4% | 4.3% |
| 20 or more units: | 56 | 1.2% | 9.9% |
| Mobile home: | 684 | 15.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (13165 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 15 | 0.3% | 0.6% |
| Built 2010 to 2019: | 149 | 3.3% | 8.2% |
| Built 2000 to 2009: | 301 | 6.7% | 13.5% |
| Built 1990 to 1999: | 396 | 8.8% | 13.2% |
| Built 1980 to 1989: | 399 | 8.9% | 13.2% |
| Built 1970 to 1979: | 480 | 10.7% | 14.6% |
| Built 1960 to 1969: | 384 | 8.6% | 10.2% |
| Built 1950 to 1959: | 518 | 11.6% | 9.9% |
| Built 1940 to 1949: | 282 | 6.3% | 4.6% |
| Built 1939 or earlier: | 1,557 | 34.7% | 12.0% |
Bedrooms (13165 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 105 | 2.3% | 2.4% |
| 1 bedroom: | 260 | 5.8% | 3.0% |
| 2 bedrooms: | 1,252 | 27.9% | 9.1% |
| 3 bedrooms: | 1,934 | 43.2% | 15.9% |
| 4 bedrooms: | 687 | 15.3% | 18.8% |
| 5 or more bedrooms: | 243 | 5.4% | 17.6% |
Heating Fuel (13165 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,582 | 62.9% | 47.1% |
| Bottled, tank, or LP gas: | 420 | 10.2% | 4.9% |
| Electricity: | 599 | 14.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 239 | 5.8% | 4.2% |
| Coal or coke: | 42 | 1.0% | 0.1% |
| Wood: | 130 | 3.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 96 | 2.3% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (13165 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 309 | 7.5% | 8.3% |
| 1 vehicle available: | 1,460 | 35.5% | 32.6% |
| 2 vehicles available: | 1,644 | 40.0% | 37.0% |
| 3 or more vehicles available: | 695 | 16.9% | 22.1% |
Home Value Distribution (13165 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 260 | 9.1% | 5.7% |
| $50,000 to $99,999: | 861 | 30.3% | 7.8% |
| $100,000 to $149,999: | 763 | 26.8% | 9.2% |
| $150,000 to $199,999: | 437 | 15.4% | 10.8% |
| $200,000 to $299,999: | 334 | 11.8% | 19.9% |
| $300,000 to $499,999: | 129 | 4.5% | 24.1% |
| $500,000 to $999,999: | 58 | 2.0% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (13165 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,284 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $639 / mo. | $584 / mo. |
| Median gross rent: | $874 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.42 | 2.53 |
| Average household size (renter-occupied): | 1.83 | 2.38 |
Households (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,108 | -- | -- |
| Married-couple households: | 1,800 | 43.8% | 47.5% |
| Cohabiting couple households: | 532 | 13.0% | 7.0% |
| Male householder, no spouse: | 887 | 21.6% | 5.4% |
| Female householder, no spouse: | 1,062 | 25.9% | 12.7% |
| Householder living alone: | 900 | 21.9% | 28.6% |
| 65 years and over living alone: | 1,371 | 33.4% | 11.8% |
| Average household size: | 2.24 | -- | 2.53 |
| Average family size: | 2.89 | -- | -- |
Marital Status (13165 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,976 | -- | -- |
| Never married: | 1,358 | 34.2% | 37.0% |
| Now married: | 1,910 | 48.0% | 49.5% |
| Separated: | 191 | 4.8% | 1.5% |
| Widowed: | 462 | 11.6% | 2.6% |
| Divorced: | 1,012 | 25.5% | 9.3% |
School Enrollment (13165 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,954 | -- | -- |
| Nursery school, preschool: | 180 | 9.2% | 5.8% |
| Kindergarten: | 53 | 2.7% | 5.0% |
| Elementary school (grades 1-8): | 845 | 43.2% | 40.5% |
| High school (grades 9-12): | 371 | 19.0% | 21.4% |
| College or graduate school: | 505 | 25.8% | 27.3% |
Veterans & Disability (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 7,632 | -- | -- |
| Veterans: | 886 | 11.6% | 6.3% |
| Civilian noninstitutionalized population: | 9,294 | -- | -- |
| With a disability: | 1,753 | 18.9% | 13.4% |
| Under 18 with disability: | 139 | 7.9% | 5.8% |
| 18 to 64 with disability: | 858 | 48.9% | 10.4% |
| 65 and over with disability: | 756 | 43.1% | 33.4% |
Mobility (Residence 1 Year Ago) (13165 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 8,154 | 85.7% | 86.9% |
| Different house: | 1,239 | 13.0% | 13.1% |
| Same county: | 479 | 38.7% | 7.0% |
| Different county: | 760 | 61.3% | 3.2% |
| Different state: | 14 | 1.1% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (13165 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 9,335 | 98.1% | 86.2% |
| Foreign born: | 170 | 1.8% | 13.9% |
| Naturalized citizen: | 176 | 103.5% | 52.7% |
| Not a citizen: | 176 | 103.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 176 | 103.5% | 10.5% |
| Asia: | 98 | 57.6% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 23 | 13.5% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (13165 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,917 | -- | -- |
| English only: | 8,410 | 94.3% | 78.3% |
| Language other than English: | 507 | 5.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 285 | 3.2% | 13.3% |
| Other Indo-European languages: | 177 | 2.0% | 3.5% |
| Asian/Pacific Island languages: | 27 | 0.3% | 3.5% |
| Other languages: | 18 | 0.2% | 1.0% |
Computers & Internet (13165 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,108 | 100.0% | 93.1% |
| Households with broadband internet: | 3,711 | 90.3% | 89.4% |
Waterloo, NY13165