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13820 ZIP Code

Oneonta, New york

December 29, 2025
ZIP Code:13820
City/Town:Oneonta
County:Otsego
State:New york
ZIP Type:Standard
Population:22,500
Median Household Income:$65,483
Per Capita Income:$24,400
Total Housing Units:9,628
Median Home Value:$166,600
Land Area:107.3 sq miles
278.0 sq km
Water Area:0.6 sq miles
1.6 sq km
Coordinates:42.4834, -75.0369

Population Information (13820 zip code)

#%US
Total Population:22,500----
Male:10,84248.2%49.6%
Female:11,65851.8%50.4%
Median Age:31.7 yrs--38.5 yrs
Under 5 years:5642.5%5.7%
5 to 9 years:5322.4%6.0%
10 to 14 years:1,0344.6%6.5%
15 to 19 years:3,36014.9%6.6%
20 to 24 years:3,98417.7%6.7%
25 to 34 years:2,57111.4%13.7%
35 to 44 years:1,9728.8%12.9%
45 to 54 years:1,9898.8%12.4%
55 to 59 years:1,1405.1%6.5%
60 to 64 years:1,2295.5%6.4%
65 to 74 years:2,35610.5%9.7%
75 to 84 years:1,2375.5%4.8%
85 years and over:5322.4%2.0%

Housing Information (13820 zip code)

#%US
Median home value:$166,600--$281,900
Median rooms:5.6--5.5
Median rent:$985 / mo.--$1,268 / mo.
Total housing units:9,628----
Occupied housing units:7,86781.7%38.0%
Vacant housing units:1,76118.3%4.6%
Housing tenure:------
Owner-occupied:4,95863.0%64.8%
Renter-occupied:2,90937.0%35.2%

Educational Attainment (13820 zip code)

#%US
Population 25 years and over:13,026----
Less than 9th grade:1431.1%4.7%
9th to 12th grade, no diploma:7455.7%6.1%
High school graduate:3,48426.7%26.4%
Some college, no degree:2,32317.8%19.7%
Associate degree:1,1919.1%8.7%
Bachelor's degree:2,79921.5%20.9%
Graduate or professional degree:2,34118.0%13.7%
Percent high school graduate or higher:--93.2%89.1%
Percent bachelor's degree or higher:--39.5%34.3%

Income Information (13820 zip code)

ValueUS
Median household income:$65,483 / yr.$75,149 / yr.
Mean household income:$81,442 / yr.$105,833 / yr.
Median family income:$78,822 / yr.$92,646 / yr.
Per capita income:$24,400 / yr.$41,261 / yr.

Employment (13820 zip code)

#%US
In labor force:10,521--63.5%
Employed:9,94195.4%96.4%
Unemployed:4764.6%5.3%
Not in labor force:9,598----
Class of Worker:------
Private wage and salary:7,11671.6%79.7%
Government workers:2,31223.3%14.2%
Self-employed:5135.2%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (13820 zip code)

#%US
Race (one race):------
White:19,42886.3%61.6%
Black or African American:1,0264.6%12.4%
American Indian/Alaska Native:540.2%1.1%
Asian:4942.2%6.0%
Native Hawaiian/Pacific Islander:730.3%0.2%
Some other race:4091.8%8.4%
Two or more races:1,0164.5%10.2%
Hispanic or Latino (any race):1,0064.5%18.7%
Mexican:1,4576.5%11.2%
Puerto Rican:2441.1%1.8%
Cuban:5092.3%0.7%
Other Hispanic or Latino:120.1%5.0%
Not Hispanic or Latino:6923.1%81.1%

Income Distribution (13820 zip code)

Household IncomeHouseholds%US
Less than $10,000:3744.8%4.9%
$10,000 to $14,999:4535.8%3.8%
$15,000 to $24,999:7649.7%7.0%
$25,000 to $34,999:7309.3%7.4%
$35,000 to $49,999:6558.3%10.7%
$50,000 to $74,999:1,60220.4%16.1%
$75,000 to $99,999:1,17214.9%12.8%
$100,000 to $149,999:1,36517.4%17.1%
$150,000 to $199,999:3694.7%8.8%
$200,000 or more:3834.9%11.4%

Commute to Work (13820 zip code)

Commute MethodWorkers%US
Drove alone:6,74867.9%67.8%
Carpooled:7777.8%8.7%
Public transportation:680.7%4.2%
Walked:1,39214.0%2.5%
Other means:1321.3%0.9%
Worked from home:6856.9%13.8%
Mean travel time to work:17.6 min--26.7 min

Industry (13820 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:2862.9%1.6%
Construction:3593.6%6.9%
Manufacturing:3893.9%10.0%
Wholesale trade:900.9%2.4%
Retail trade:1,50615.1%11.0%
Transportation, warehousing, utilities:3073.1%5.8%
Information:130.1%1.9%
Finance, insurance, real estate:5555.6%6.7%
Professional, scientific, management:4064.1%12.1%
Education, health care, social services:3,53435.5%23.3%
Arts, entertainment, food services:1,50015.1%9.0%
Other services:4764.8%4.7%
Public administration:5205.2%4.7%

Poverty Status (13820 zip code)

#%US
Poverty Rate:--16.1%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (13820 zip code)

#%US
With health insurance:21,07593.7%91.3%
Private health insurance:16,54773.5%67.6%
Public health coverage:7,90635.1%35.9%
Without health insurance:1,0834.8%8.7%

Benefits & Assistance (13820 zip code)

Households with:#%US
Earnings:5,75773.2%77.4%
Social Security income:2,96137.6%31.0%
Retirement income:2,04626.0%21.8%
Supplemental Security Income (SSI):5326.8%4.5%
Cash public assistance income:2393.0%1.8%
SNAP (food stamps) benefits:93211.8%11.4%

Housing Types (13820 zip code)

Structure TypeUnits%US
1-unit, detached:5,14053.4%61.4%
1-unit, attached:530.6%6.1%
2 units:1,47115.3%3.4%
3 or 4 units:1,04910.9%4.3%
5 to 9 units:6967.2%4.6%
10 to 19 units:1161.2%4.3%
20 or more units:3844.0%9.9%
Mobile home:7197.5%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (13820 zip code)

Year BuiltUnits%US
Built 2020 or later:440.5%0.6%
Built 2010 to 2019:2532.6%8.2%
Built 2000 to 2009:3854.0%13.5%
Built 1990 to 1999:5816.0%13.2%
Built 1980 to 1989:8218.5%13.2%
Built 1970 to 1979:1,09811.4%14.6%
Built 1960 to 1969:5936.2%10.2%
Built 1950 to 1959:7948.2%9.9%
Built 1940 to 1949:8428.7%4.6%
Built 1939 or earlier:4,21743.8%12.0%

Bedrooms (13820 zip code)

Number of BedroomsUnits%US
No bedroom (studio):4564.7%2.4%
1 bedroom:1,21912.7%3.0%
2 bedrooms:2,24623.3%9.1%
3 bedrooms:3,65538.0%15.9%
4 bedrooms:1,61816.8%18.8%
5 or more bedrooms:4344.5%17.6%

Heating Fuel (13820 zip code)

Fuel TypeUnits%US
Utility gas:4,01051.0%47.1%
Bottled, tank, or LP gas:5827.4%4.9%
Electricity:1,39117.7%40.2%
Fuel oil, kerosene, etc.:1,34717.1%4.2%
Coal or coke:60.1%0.1%
Wood:4275.4%1.5%
Solar energy:00.0%0.1%
Other fuel:761.0%0.5%
No fuel used:280.4%0.2%

Vehicles Available (13820 zip code)

VehiclesHouseholds%US
No vehicle available:79110.1%8.3%
1 vehicle available:3,18140.4%32.6%
2 vehicles available:2,96437.7%37.0%
3 or more vehicles available:93111.8%22.1%

Home Value Distribution (13820 zip code)

Value RangeOwner Units%US
Less than $50,000:2625.3%5.7%
$50,000 to $99,999:3346.7%7.8%
$100,000 to $149,999:1,28125.8%9.2%
$150,000 to $199,999:1,34127.0%10.8%
$200,000 to $299,999:1,09322.0%19.9%
$300,000 to $499,999:4499.1%24.1%
$500,000 to $999,999:1923.9%17.0%
$1,000,000 or more:60.1%5.6%

Housing Costs (13820 zip code)

ValueUS
Median owner costs (with mortgage):$1,488 / mo.$1,828 / mo.
Median owner costs (no mortgage):$548 / mo.$584 / mo.
Median gross rent:$985 / mo.$1,268 / mo.
Average household size (owner-occupied):2.252.53
Average household size (renter-occupied):2.152.38

Households (13820 zip code)

#%US
Total households:7,867----
Married-couple households:3,02138.4%47.5%
Cohabiting couple households:90211.5%7.0%
Male householder, no spouse:1,88624.0%5.4%
Female householder, no spouse:2,14927.3%12.7%
Householder living alone:1,64620.9%28.6%
65 years and over living alone:2,79535.5%11.8%
Average household size:2.21--2.53
Average family size:2.66----

Marital Status (13820 zip code)

Population 15 years and over#%US
Total:9,580----
Never married:5,25554.9%37.0%
Now married:3,05631.9%49.5%
Separated:2342.4%1.5%
Widowed:9329.7%2.6%
Divorced:5,48957.3%9.3%

School Enrollment (13820 zip code)

Population 3 years and over#%US
Enrolled in school:8,156----
Nursery school, preschool:1892.3%5.8%
Kindergarten:710.9%5.0%
Elementary school (grades 1-8):1,36516.7%40.5%
High school (grades 9-12):7128.7%21.4%
College or graduate school:5,81971.3%27.3%

Veterans & Disability (13820 zip code)

#%US
Civilian population 18 years and over:19,768----
Veterans:1,0405.3%6.3%
Civilian noninstitutionalized population:22,158----
With a disability:3,24414.6%13.4%
Under 18 with disability:2838.7%5.8%
18 to 64 with disability:1,65150.9%10.4%
65 and over with disability:1,31040.4%33.4%

Mobility (Residence 1 Year Ago) (13820 zip code)

Population 1 year and over#%US
Same house:17,63578.4%86.9%
Different house:4,79521.3%13.1%
Same county:2,26647.3%7.0%
Different county:2,43050.7%3.2%
Different state:3056.4%2.5%
Abroad:992.1%0.4%

Place of Birth (13820 zip code)

#%US
Native born:21,48295.5%86.2%
Foreign born:2821.3%13.9%
Naturalized citizen:1,018361.0%52.7%
Not a citizen:1,018361.0%47.3%
Foreign-born by region:------
Europe:1,018361.0%10.5%
Asia:353125.2%31.3%
Africa:186.4%5.5%
Oceania:00.0%0.5%
Latin America:20773.4%50.0%
Northern America:4114.5%2.2%

Language Spoken at Home (13820 zip code)

Population 5 years and over#%US
Total:21,936----
English only:20,41893.1%78.3%
Language other than English:1,5186.9%21.5%
By language:------
Spanish:6873.1%13.3%
Other Indo-European languages:4251.9%3.5%
Asian/Pacific Island languages:2811.3%3.5%
Other languages:1250.6%1.0%

Computers & Internet (13820 zip code)

Households%US
Households with a computer:7,867100.0%93.1%
Households with broadband internet:7,27392.4%89.4%