20640 ZIP Code
Indian Head, Maryland
December 15, 2025
| ZIP Code: | 20640 |
| City/Town: | Indian Head |
| County: | Charles |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 10,629 |
| Median Household Income: | $88,750 |
| Per Capita Income: | $52,976 |
| Total Housing Units: | 4,312 |
| Median Home Value: | $294,400 |
| Land Area: | 41.7 sq miles
108.1 sq km |
| Water Area: | 5.8 sq miles
15.1 sq km |
| Coordinates: | 38.5267, -77.2016 |
Population Information (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 10,629 | -- | -- |
| Male: | 4,956 | 46.6% | 49.6% |
| Female: | 5,673 | 53.4% | 50.4% |
| Median Age: | 37.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 315 | 3.0% | 5.7% |
| 5 to 9 years: | 690 | 6.5% | 6.0% |
| 10 to 14 years: | 739 | 7.0% | 6.5% |
| 15 to 19 years: | 1,067 | 10.0% | 6.6% |
| 20 to 24 years: | 885 | 8.3% | 6.7% |
| 25 to 34 years: | 1,339 | 12.6% | 13.7% |
| 35 to 44 years: | 1,239 | 11.7% | 12.9% |
| 45 to 54 years: | 1,721 | 16.2% | 12.4% |
| 55 to 59 years: | 727 | 6.8% | 6.5% |
| 60 to 64 years: | 522 | 4.9% | 6.4% |
| 65 to 74 years: | 803 | 7.6% | 9.7% |
| 75 to 84 years: | 372 | 3.5% | 4.8% |
| 85 years and over: | 210 | 2.0% | 2.0% |
Housing Information (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $294,400 | -- | $281,900 |
| Median rooms: | 6.6 | -- | 5.5 |
| Median rent: | $1,510 / mo. | -- | $1,268 / mo. |
| Total housing units: | 4,312 | -- | -- |
| Occupied housing units: | 4,022 | 93.3% | 38.0% |
| Vacant housing units: | 290 | 6.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,083 | 76.7% | 64.8% |
| Renter-occupied: | 939 | 23.3% | 35.2% |
Educational Attainment (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,933 | -- | -- |
| Less than 9th grade: | 169 | 2.4% | 4.7% |
| 9th to 12th grade, no diploma: | 286 | 4.1% | 6.1% |
| High school graduate: | 2,452 | 35.4% | 26.4% |
| Some college, no degree: | 1,624 | 23.4% | 19.7% |
| Associate degree: | 586 | 8.5% | 8.7% |
| Bachelor's degree: | 985 | 14.2% | 20.9% |
| Graduate or professional degree: | 831 | 12.0% | 13.7% |
| Percent high school graduate or higher: | -- | 93.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 26.2% | 34.3% |
Income Information (20640 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $88,750 / yr. | $75,149 / yr. |
| Mean household income: | $110,749 / yr. | $105,833 / yr. |
| Median family income: | $111,576 / yr. | $92,646 / yr. |
| Per capita income: | $52,976 / yr. | $41,261 / yr. |
Employment (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,679 | -- | 63.5% |
| Employed: | 5,237 | 97.1% | 96.4% |
| Unemployed: | 156 | 2.9% | 5.3% |
| Not in labor force: | 3,060 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,304 | 63.1% | 79.7% |
| Government workers: | 1,680 | 32.1% | 14.2% |
| Self-employed: | 253 | 4.8% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 4,013 | 37.8% | 61.6% |
| Black or African American: | 5,815 | 54.7% | 12.4% |
| American Indian/Alaska Native: | 32 | 0.3% | 1.1% |
| Asian: | 250 | 2.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 8 | 0.1% | 0.2% |
| Some other race: | 94 | 0.9% | 8.4% |
| Two or more races: | 417 | 3.9% | 10.2% |
| Hispanic or Latino (any race): | 188 | 1.8% | 18.7% |
| Mexican: | 439 | 4.1% | 11.2% |
| Puerto Rican: | 277 | 2.6% | 1.8% |
| Cuban: | 102 | 1.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 60 | 0.6% | 81.1% |
Income Distribution (20640 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 257 | 6.4% | 4.9% |
| $10,000 to $14,999: | 78 | 1.9% | 3.8% |
| $15,000 to $24,999: | 86 | 2.1% | 7.0% |
| $25,000 to $34,999: | 220 | 5.5% | 7.4% |
| $35,000 to $49,999: | 422 | 10.5% | 10.7% |
| $50,000 to $74,999: | 687 | 17.1% | 16.1% |
| $75,000 to $99,999: | 440 | 10.9% | 12.8% |
| $100,000 to $149,999: | 805 | 20.0% | 17.1% |
| $150,000 to $199,999: | 560 | 13.9% | 8.8% |
| $200,000 or more: | 467 | 11.6% | 11.4% |
Commute to Work (20640 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,904 | 74.5% | 67.8% |
| Carpooled: | 490 | 9.4% | 8.7% |
| Public transportation: | 272 | 5.2% | 4.2% |
| Walked: | 49 | 0.9% | 2.5% |
| Other means: | 44 | 0.8% | 0.9% |
| Worked from home: | 654 | 12.5% | 13.8% |
| Mean travel time to work: | 50.2 min | -- | 26.7 min |
Industry (20640 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 5 | 0.1% | 1.6% |
| Construction: | 574 | 11.0% | 6.9% |
| Manufacturing: | 296 | 5.7% | 10.0% |
| Wholesale trade: | 46 | 0.9% | 2.4% |
| Retail trade: | 449 | 8.6% | 11.0% |
| Transportation, warehousing, utilities: | 310 | 5.9% | 5.8% |
| Information: | 41 | 0.8% | 1.9% |
| Finance, insurance, real estate: | 152 | 2.9% | 6.7% |
| Professional, scientific, management: | 793 | 15.1% | 12.1% |
| Education, health care, social services: | 870 | 16.6% | 23.3% |
| Arts, entertainment, food services: | 423 | 8.1% | 9.0% |
| Other services: | 167 | 3.2% | 4.7% |
| Public administration: | 1,111 | 21.2% | 4.7% |
Poverty Status (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 9,789 | 92.1% | 91.3% |
| Private health insurance: | 8,208 | 77.2% | 67.6% |
| Public health coverage: | 3,480 | 32.7% | 35.9% |
| Without health insurance: | 531 | 5.0% | 8.7% |
Benefits & Assistance (20640 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,117 | 77.5% | 77.4% |
| Social Security income: | 1,019 | 25.3% | 31.0% |
| Retirement income: | 1,173 | 29.2% | 21.8% |
| Supplemental Security Income (SSI): | 265 | 6.6% | 4.5% |
| Cash public assistance income: | 116 | 2.9% | 1.8% |
| SNAP (food stamps) benefits: | 437 | 10.9% | 11.4% |
Housing Types (20640 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 3,165 | 73.4% | 61.4% |
| 1-unit, attached: | 1,034 | 24.0% | 6.1% |
| 2 units: | 15 | 0.3% | 3.4% |
| 3 or 4 units: | 0 | 0.0% | 4.3% |
| 5 to 9 units: | 0 | 0.0% | 4.6% |
| 10 to 19 units: | 45 | 1.0% | 4.3% |
| 20 or more units: | 5 | 0.1% | 9.9% |
| Mobile home: | 48 | 1.1% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (20640 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 132 | 3.1% | 8.2% |
| Built 2000 to 2009: | 1,038 | 24.1% | 13.5% |
| Built 1990 to 1999: | 323 | 7.5% | 13.2% |
| Built 1980 to 1989: | 453 | 10.5% | 13.2% |
| Built 1970 to 1979: | 290 | 6.7% | 14.6% |
| Built 1960 to 1969: | 513 | 11.9% | 10.2% |
| Built 1950 to 1959: | 639 | 14.8% | 9.9% |
| Built 1940 to 1949: | 701 | 16.3% | 4.6% |
| Built 1939 or earlier: | 223 | 5.2% | 12.0% |
Bedrooms (20640 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 21 | 0.5% | 3.0% |
| 2 bedrooms: | 829 | 19.2% | 9.1% |
| 3 bedrooms: | 1,926 | 44.7% | 15.9% |
| 4 bedrooms: | 1,115 | 25.9% | 18.8% |
| 5 or more bedrooms: | 421 | 9.8% | 17.6% |
Heating Fuel (20640 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 240 | 6.0% | 47.1% |
| Bottled, tank, or LP gas: | 480 | 11.9% | 4.9% |
| Electricity: | 2,058 | 51.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,105 | 27.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 76 | 1.9% | 1.5% |
| Solar energy: | 6 | 0.1% | 0.1% |
| Other fuel: | 46 | 1.1% | 0.5% |
| No fuel used: | 11 | 0.3% | 0.2% |
Vehicles Available (20640 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 216 | 5.4% | 8.3% |
| 1 vehicle available: | 1,158 | 28.8% | 32.6% |
| 2 vehicles available: | 1,372 | 34.1% | 37.0% |
| 3 or more vehicles available: | 1,276 | 31.7% | 22.1% |
Home Value Distribution (20640 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 233 | 7.6% | 5.7% |
| $50,000 to $99,999: | 291 | 9.4% | 7.8% |
| $100,000 to $149,999: | 166 | 5.4% | 9.2% |
| $150,000 to $199,999: | 134 | 4.3% | 10.8% |
| $200,000 to $299,999: | 755 | 24.5% | 19.9% |
| $300,000 to $499,999: | 1,000 | 32.4% | 24.1% |
| $500,000 to $999,999: | 504 | 16.3% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (20640 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,077 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $581 / mo. | $584 / mo. |
| Median gross rent: | $1,510 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.68 | 2.53 |
| Average household size (renter-occupied): | 2.41 | 2.38 |
Households (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,022 | -- | -- |
| Married-couple households: | 1,623 | 40.4% | 47.5% |
| Cohabiting couple households: | 895 | 22.3% | 7.0% |
| Male householder, no spouse: | 673 | 16.7% | 5.4% |
| Female householder, no spouse: | 1,430 | 35.6% | 12.7% |
| Householder living alone: | 1,376 | 34.2% | 28.6% |
| 65 years and over living alone: | 1,156 | 28.7% | 11.8% |
| Average household size: | 2.62 | -- | 2.53 |
| Average family size: | 3.42 | -- | -- |
Marital Status (20640 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 4,302 | -- | -- |
| Never married: | 1,989 | 46.2% | 37.0% |
| Now married: | 1,681 | 39.1% | 49.5% |
| Separated: | 113 | 2.6% | 1.5% |
| Widowed: | 425 | 9.9% | 2.6% |
| Divorced: | 1,658 | 38.5% | 9.3% |
School Enrollment (20640 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,845 | -- | -- |
| Nursery school, preschool: | 105 | 3.7% | 5.8% |
| Kindergarten: | 167 | 5.9% | 5.0% |
| Elementary school (grades 1-8): | 1,094 | 38.5% | 40.5% |
| High school (grades 9-12): | 830 | 29.2% | 21.4% |
| College or graduate school: | 649 | 22.8% | 27.3% |
Veterans & Disability (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 8,037 | -- | -- |
| Veterans: | 953 | 11.9% | 6.3% |
| Civilian noninstitutionalized population: | 10,320 | -- | -- |
| With a disability: | 1,281 | 12.4% | 13.4% |
| Under 18 with disability: | 138 | 10.8% | 5.8% |
| 18 to 64 with disability: | 748 | 58.4% | 10.4% |
| 65 and over with disability: | 395 | 30.8% | 33.4% |
Mobility (Residence 1 Year Ago) (20640 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 9,050 | 85.1% | 86.9% |
| Different house: | 1,531 | 14.4% | 13.1% |
| Same county: | 630 | 41.1% | 7.0% |
| Different county: | 793 | 51.8% | 3.2% |
| Different state: | 217 | 14.2% | 2.5% |
| Abroad: | 108 | 7.1% | 0.4% |
Place of Birth (20640 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 10,173 | 95.7% | 86.2% |
| Foreign born: | 152 | 1.4% | 13.9% |
| Naturalized citizen: | 456 | 300.0% | 52.7% |
| Not a citizen: | 456 | 300.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 456 | 300.0% | 10.5% |
| Asia: | 51 | 33.6% | 31.3% |
| Africa: | 65 | 42.8% | 5.5% |
| Oceania: | 8 | 5.3% | 0.5% |
| Latin America: | 99 | 65.1% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (20640 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,314 | -- | -- |
| English only: | 9,674 | 93.8% | 78.3% |
| Language other than English: | 640 | 6.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 139 | 1.3% | 13.3% |
| Other Indo-European languages: | 185 | 1.8% | 3.5% |
| Asian/Pacific Island languages: | 185 | 1.8% | 3.5% |
| Other languages: | 131 | 1.3% | 1.0% |
Computers & Internet (20640 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,022 | 100.0% | 93.1% |
| Households with broadband internet: | 3,701 | 92.0% | 89.4% |
Indian Head, MD20640