20646 ZIP Code
La Plata, Maryland
December 15, 2025
| ZIP Code: | 20646 |
| City/Town: | La Plata |
| County: | Charles |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 21,248 |
| Median Household Income: | $130,168 |
| Per Capita Income: | $62,130 |
| Total Housing Units: | 7,927 |
| Median Home Value: | $431,900 |
| Land Area: | 79.8 sq miles
206.6 sq km |
| Water Area: | 0.7 sq miles
1.8 sq km |
| Coordinates: | 38.5207, -76.9999 |
Population Information (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,248 | -- | -- |
| Male: | 10,837 | 51.0% | 49.6% |
| Female: | 10,411 | 49.0% | 50.4% |
| Median Age: | 43.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,009 | 4.7% | 5.7% |
| 5 to 9 years: | 1,114 | 5.2% | 6.0% |
| 10 to 14 years: | 1,598 | 7.5% | 6.5% |
| 15 to 19 years: | 1,479 | 7.0% | 6.6% |
| 20 to 24 years: | 1,167 | 5.5% | 6.7% |
| 25 to 34 years: | 2,028 | 9.5% | 13.7% |
| 35 to 44 years: | 2,720 | 12.8% | 12.9% |
| 45 to 54 years: | 3,293 | 15.5% | 12.4% |
| 55 to 59 years: | 1,906 | 9.0% | 6.5% |
| 60 to 64 years: | 1,466 | 6.9% | 6.4% |
| 65 to 74 years: | 1,885 | 8.9% | 9.7% |
| 75 to 84 years: | 1,129 | 5.3% | 4.8% |
| 85 years and over: | 454 | 2.1% | 2.0% |
Housing Information (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $431,900 | -- | $281,900 |
| Median rooms: | 7.2 | -- | 5.5 |
| Median rent: | $1,590 / mo. | -- | $1,268 / mo. |
| Total housing units: | 7,927 | -- | -- |
| Occupied housing units: | 7,399 | 93.3% | 38.0% |
| Vacant housing units: | 528 | 6.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,270 | 84.7% | 64.8% |
| Renter-occupied: | 1,129 | 15.3% | 35.2% |
Educational Attainment (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 14,881 | -- | -- |
| Less than 9th grade: | 331 | 2.2% | 4.7% |
| 9th to 12th grade, no diploma: | 426 | 2.9% | 6.1% |
| High school graduate: | 4,192 | 28.2% | 26.4% |
| Some college, no degree: | 3,675 | 24.7% | 19.7% |
| Associate degree: | 1,306 | 8.8% | 8.7% |
| Bachelor's degree: | 3,015 | 20.3% | 20.9% |
| Graduate or professional degree: | 1,936 | 13.0% | 13.7% |
| Percent high school graduate or higher: | -- | 94.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 33.3% | 34.3% |
Income Information (20646 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $130,168 / yr. | $75,149 / yr. |
| Mean household income: | $144,665 / yr. | $105,833 / yr. |
| Median family income: | $153,409 / yr. | $92,646 / yr. |
| Per capita income: | $62,130 / yr. | $41,261 / yr. |
Employment (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,717 | -- | 63.5% |
| Employed: | 10,161 | 96.5% | 96.4% |
| Unemployed: | 364 | 3.5% | 5.3% |
| Not in labor force: | 6,586 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,688 | 65.8% | 79.7% |
| Government workers: | 3,107 | 30.6% | 14.2% |
| Self-employed: | 354 | 3.5% | 5.9% |
| Unpaid family workers: | 12 | 0.1% | 0.1% |
Race & Ethnicity (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 14,213 | 66.9% | 61.6% |
| Black or African American: | 5,152 | 24.2% | 12.4% |
| American Indian/Alaska Native: | 102 | 0.5% | 1.1% |
| Asian: | 564 | 2.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 238 | 1.1% | 8.4% |
| Two or more races: | 979 | 4.6% | 10.2% |
| Hispanic or Latino (any race): | 344 | 1.6% | 18.7% |
| Mexican: | 816 | 3.8% | 11.2% |
| Puerto Rican: | 116 | 0.5% | 1.8% |
| Cuban: | 224 | 1.1% | 0.7% |
| Other Hispanic or Latino: | 117 | 0.6% | 5.0% |
| Not Hispanic or Latino: | 359 | 1.7% | 81.1% |
Income Distribution (20646 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 240 | 3.2% | 4.9% |
| $10,000 to $14,999: | 61 | 0.8% | 3.8% |
| $15,000 to $24,999: | 231 | 3.1% | 7.0% |
| $25,000 to $34,999: | 154 | 2.1% | 7.4% |
| $35,000 to $49,999: | 398 | 5.4% | 10.7% |
| $50,000 to $74,999: | 1,059 | 14.3% | 16.1% |
| $75,000 to $99,999: | 629 | 8.5% | 12.8% |
| $100,000 to $149,999: | 1,474 | 19.9% | 17.1% |
| $150,000 to $199,999: | 1,419 | 19.2% | 8.8% |
| $200,000 or more: | 1,734 | 23.4% | 11.4% |
Commute to Work (20646 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 7,801 | 76.8% | 67.8% |
| Carpooled: | 445 | 4.4% | 8.7% |
| Public transportation: | 203 | 2.0% | 4.2% |
| Walked: | 49 | 0.5% | 2.5% |
| Other means: | 68 | 0.7% | 0.9% |
| Worked from home: | 1,548 | 15.2% | 13.8% |
| Mean travel time to work: | 38.5 min | -- | 26.7 min |
Industry (20646 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 33 | 0.3% | 1.6% |
| Construction: | 922 | 9.1% | 6.9% |
| Manufacturing: | 346 | 3.4% | 10.0% |
| Wholesale trade: | 141 | 1.4% | 2.4% |
| Retail trade: | 1,053 | 10.4% | 11.0% |
| Transportation, warehousing, utilities: | 659 | 6.5% | 5.8% |
| Information: | 117 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 665 | 6.5% | 6.7% |
| Professional, scientific, management: | 1,402 | 13.8% | 12.1% |
| Education, health care, social services: | 1,896 | 18.7% | 23.3% |
| Arts, entertainment, food services: | 649 | 6.4% | 9.0% |
| Other services: | 507 | 5.0% | 4.7% |
| Public administration: | 1,771 | 17.4% | 4.7% |
Poverty Status (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 4.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 20,102 | 94.6% | 91.3% |
| Private health insurance: | 17,748 | 83.5% | 67.6% |
| Public health coverage: | 5,886 | 27.7% | 35.9% |
| Without health insurance: | 320 | 1.5% | 8.7% |
Benefits & Assistance (20646 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,847 | 79.0% | 77.4% |
| Social Security income: | 2,254 | 30.5% | 31.0% |
| Retirement income: | 2,409 | 32.6% | 21.8% |
| Supplemental Security Income (SSI): | 322 | 4.4% | 4.5% |
| Cash public assistance income: | 91 | 1.2% | 1.8% |
| SNAP (food stamps) benefits: | 445 | 6.0% | 11.4% |
Housing Types (20646 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,884 | 74.2% | 61.4% |
| 1-unit, attached: | 1,313 | 16.6% | 6.1% |
| 2 units: | 21 | 0.3% | 3.4% |
| 3 or 4 units: | 20 | 0.3% | 4.3% |
| 5 to 9 units: | 76 | 1.0% | 4.6% |
| 10 to 19 units: | 210 | 2.6% | 4.3% |
| 20 or more units: | 354 | 4.5% | 9.9% |
| Mobile home: | 49 | 0.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (20646 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 94 | 1.2% | 0.6% |
| Built 2010 to 2019: | 822 | 10.4% | 8.2% |
| Built 2000 to 2009: | 1,565 | 19.7% | 13.5% |
| Built 1990 to 1999: | 1,505 | 19.0% | 13.2% |
| Built 1980 to 1989: | 1,663 | 21.0% | 13.2% |
| Built 1970 to 1979: | 877 | 11.1% | 14.6% |
| Built 1960 to 1969: | 446 | 5.6% | 10.2% |
| Built 1950 to 1959: | 370 | 4.7% | 9.9% |
| Built 1940 to 1949: | 296 | 3.7% | 4.6% |
| Built 1939 or earlier: | 289 | 3.6% | 12.0% |
Bedrooms (20646 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 185 | 2.3% | 2.4% |
| 1 bedroom: | 241 | 3.0% | 3.0% |
| 2 bedrooms: | 992 | 12.5% | 9.1% |
| 3 bedrooms: | 3,036 | 38.3% | 15.9% |
| 4 bedrooms: | 2,641 | 33.3% | 18.8% |
| 5 or more bedrooms: | 832 | 10.5% | 17.6% |
Heating Fuel (20646 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 353 | 4.8% | 47.1% |
| Bottled, tank, or LP gas: | 416 | 5.6% | 4.9% |
| Electricity: | 5,027 | 67.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,319 | 17.8% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 191 | 2.6% | 1.5% |
| Solar energy: | 38 | 0.5% | 0.1% |
| Other fuel: | 16 | 0.2% | 0.5% |
| No fuel used: | 39 | 0.5% | 0.2% |
Vehicles Available (20646 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 358 | 4.8% | 8.3% |
| 1 vehicle available: | 1,707 | 23.1% | 32.6% |
| 2 vehicles available: | 2,794 | 37.8% | 37.0% |
| 3 or more vehicles available: | 2,540 | 34.3% | 22.1% |
Home Value Distribution (20646 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 121 | 1.9% | 5.7% |
| $50,000 to $99,999: | 0 | 0.0% | 7.8% |
| $100,000 to $149,999: | 39 | 0.6% | 9.2% |
| $150,000 to $199,999: | 131 | 2.1% | 10.8% |
| $200,000 to $299,999: | 987 | 15.7% | 19.9% |
| $300,000 to $499,999: | 2,996 | 47.8% | 24.1% |
| $500,000 to $999,999: | 1,946 | 31.0% | 17.0% |
| $1,000,000 or more: | 50 | 0.8% | 5.6% |
Housing Costs (20646 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,476 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $700 / mo. | $584 / mo. |
| Median gross rent: | $1,590 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.83 | 2.53 |
| Average household size (renter-occupied): | 2.45 | 2.38 |
Households (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 7,399 | -- | -- |
| Married-couple households: | 4,308 | 58.2% | 47.5% |
| Cohabiting couple households: | 1,729 | 23.4% | 7.0% |
| Male householder, no spouse: | 1,125 | 15.2% | 5.4% |
| Female householder, no spouse: | 1,774 | 24.0% | 12.7% |
| Householder living alone: | 2,489 | 33.6% | 28.6% |
| 65 years and over living alone: | 2,454 | 33.2% | 11.8% |
| Average household size: | 2.77 | -- | 2.53 |
| Average family size: | 3.26 | -- | -- |
Marital Status (20646 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,839 | -- | -- |
| Never married: | 2,930 | 33.1% | 37.0% |
| Now married: | 4,735 | 53.6% | 49.5% |
| Separated: | 370 | 4.2% | 1.5% |
| Widowed: | 745 | 8.4% | 2.6% |
| Divorced: | 2,206 | 25.0% | 9.3% |
School Enrollment (20646 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 5,532 | -- | -- |
| Nursery school, preschool: | 359 | 6.5% | 5.8% |
| Kindergarten: | 200 | 3.6% | 5.0% |
| Elementary school (grades 1-8): | 2,265 | 40.9% | 40.5% |
| High school (grades 9-12): | 1,268 | 22.9% | 21.4% |
| College or graduate school: | 1,440 | 26.0% | 27.3% |
Veterans & Disability (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 16,383 | -- | -- |
| Veterans: | 2,106 | 12.9% | 6.3% |
| Civilian noninstitutionalized population: | 20,422 | -- | -- |
| With a disability: | 2,428 | 11.9% | 13.4% |
| Under 18 with disability: | 178 | 7.3% | 5.8% |
| 18 to 64 with disability: | 1,237 | 50.9% | 10.4% |
| 65 and over with disability: | 1,013 | 41.7% | 33.4% |
Mobility (Residence 1 Year Ago) (20646 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 18,435 | 86.8% | 86.9% |
| Different house: | 2,608 | 12.3% | 13.1% |
| Same county: | 1,500 | 57.5% | 7.0% |
| Different county: | 1,060 | 40.6% | 3.2% |
| Different state: | 472 | 18.1% | 2.5% |
| Abroad: | 48 | 1.8% | 0.4% |
Place of Birth (20646 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 19,887 | 93.6% | 86.2% |
| Foreign born: | 586 | 2.8% | 13.9% |
| Naturalized citizen: | 1,361 | 232.3% | 52.7% |
| Not a citizen: | 1,361 | 232.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,361 | 232.3% | 10.5% |
| Asia: | 322 | 54.9% | 31.3% |
| Africa: | 156 | 26.6% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 440 | 75.1% | 50.0% |
| Northern America: | 6 | 1.0% | 2.2% |
Language Spoken at Home (20646 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 20,239 | -- | -- |
| English only: | 18,832 | 93.0% | 78.3% |
| Language other than English: | 1,407 | 7.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 445 | 2.2% | 13.3% |
| Other Indo-European languages: | 624 | 3.1% | 3.5% |
| Asian/Pacific Island languages: | 170 | 0.8% | 3.5% |
| Other languages: | 168 | 0.8% | 1.0% |
Computers & Internet (20646 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 7,399 | 100.0% | 93.1% |
| Households with broadband internet: | 7,061 | 95.4% | 89.4% |
La Plata, MD20646