20657 ZIP Code
Lusby, Maryland
December 15, 2025
| ZIP Code: | 20657 |
| City/Town: | Lusby |
| County: | Calvert |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 21,054 |
| Median Household Income: | $110,669 |
| Per Capita Income: | $53,786 |
| Total Housing Units: | 8,089 |
| Median Home Value: | $307,300 |
| Land Area: | 29.9 sq miles
77.3 sq km |
| Water Area: | 9.1 sq miles
23.7 sq km |
| Coordinates: | 38.3842, -76.4401 |
Population Information (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,054 | -- | -- |
| Male: | 10,644 | 50.6% | 49.6% |
| Female: | 10,410 | 49.4% | 50.4% |
| Median Age: | 35.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,341 | 6.4% | 5.7% |
| 5 to 9 years: | 1,296 | 6.2% | 6.0% |
| 10 to 14 years: | 1,379 | 6.5% | 6.5% |
| 15 to 19 years: | 1,187 | 5.6% | 6.6% |
| 20 to 24 years: | 1,449 | 6.9% | 6.7% |
| 25 to 34 years: | 3,683 | 17.5% | 13.7% |
| 35 to 44 years: | 2,508 | 11.9% | 12.9% |
| 45 to 54 years: | 2,384 | 11.3% | 12.4% |
| 55 to 59 years: | 2,217 | 10.5% | 6.5% |
| 60 to 64 years: | 1,165 | 5.5% | 6.4% |
| 65 to 74 years: | 1,629 | 7.7% | 9.7% |
| 75 to 84 years: | 629 | 3.0% | 4.8% |
| 85 years and over: | 187 | 0.9% | 2.0% |
Housing Information (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $307,300 | -- | $281,900 |
| Median rooms: | 7.1 | -- | 5.5 |
| Median rent: | $1,534 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,089 | -- | -- |
| Occupied housing units: | 7,466 | 92.3% | 38.0% |
| Vacant housing units: | 623 | 7.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,343 | 85.0% | 64.8% |
| Renter-occupied: | 1,123 | 15.0% | 35.2% |
Educational Attainment (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 14,402 | -- | -- |
| Less than 9th grade: | 113 | 0.8% | 4.7% |
| 9th to 12th grade, no diploma: | 739 | 5.1% | 6.1% |
| High school graduate: | 4,529 | 31.4% | 26.4% |
| Some college, no degree: | 3,361 | 23.3% | 19.7% |
| Associate degree: | 1,367 | 9.5% | 8.7% |
| Bachelor's degree: | 2,287 | 15.9% | 20.9% |
| Graduate or professional degree: | 2,006 | 13.9% | 13.7% |
| Percent high school graduate or higher: | -- | 94.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 29.8% | 34.3% |
Income Information (20657 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $110,669 / yr. | $75,149 / yr. |
| Mean household income: | $135,306 / yr. | $105,833 / yr. |
| Median family income: | $124,375 / yr. | $92,646 / yr. |
| Per capita income: | $53,786 / yr. | $41,261 / yr. |
Employment (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 11,845 | -- | 63.5% |
| Employed: | 11,211 | 96.4% | 96.4% |
| Unemployed: | 416 | 3.6% | 5.3% |
| Not in labor force: | 4,941 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,329 | 65.4% | 79.7% |
| Government workers: | 3,195 | 28.5% | 14.2% |
| Self-employed: | 687 | 6.1% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 16,743 | 79.5% | 61.6% |
| Black or African American: | 2,651 | 12.6% | 12.4% |
| American Indian/Alaska Native: | 19 | 0.1% | 1.1% |
| Asian: | 206 | 1.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 9 | 0.0% | 0.2% |
| Some other race: | 189 | 0.9% | 8.4% |
| Two or more races: | 1,237 | 5.9% | 10.2% |
| Hispanic or Latino (any race): | 707 | 3.4% | 18.7% |
| Mexican: | 1,142 | 5.4% | 11.2% |
| Puerto Rican: | 163 | 0.8% | 1.8% |
| Cuban: | 627 | 3.0% | 0.7% |
| Other Hispanic or Latino: | 42 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 310 | 1.5% | 81.1% |
Income Distribution (20657 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 257 | 3.4% | 4.9% |
| $10,000 to $14,999: | 196 | 2.6% | 3.8% |
| $15,000 to $24,999: | 99 | 1.3% | 7.0% |
| $25,000 to $34,999: | 247 | 3.3% | 7.4% |
| $35,000 to $49,999: | 393 | 5.3% | 10.7% |
| $50,000 to $74,999: | 1,398 | 18.7% | 16.1% |
| $75,000 to $99,999: | 732 | 9.8% | 12.8% |
| $100,000 to $149,999: | 1,739 | 23.3% | 17.1% |
| $150,000 to $199,999: | 1,105 | 14.8% | 8.8% |
| $200,000 or more: | 1,300 | 17.4% | 11.4% |
Commute to Work (20657 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 8,761 | 78.1% | 67.8% |
| Carpooled: | 646 | 5.8% | 8.7% |
| Public transportation: | 258 | 2.3% | 4.2% |
| Walked: | 121 | 1.1% | 2.5% |
| Other means: | 140 | 1.2% | 0.9% |
| Worked from home: | 1,443 | 12.9% | 13.8% |
| Mean travel time to work: | 40.4 min | -- | 26.7 min |
Industry (20657 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 23 | 0.2% | 1.6% |
| Construction: | 1,301 | 11.6% | 6.9% |
| Manufacturing: | 590 | 5.3% | 10.0% |
| Wholesale trade: | 209 | 1.9% | 2.4% |
| Retail trade: | 903 | 8.1% | 11.0% |
| Transportation, warehousing, utilities: | 728 | 6.5% | 5.8% |
| Information: | 251 | 2.2% | 1.9% |
| Finance, insurance, real estate: | 155 | 1.4% | 6.7% |
| Professional, scientific, management: | 1,259 | 11.2% | 12.1% |
| Education, health care, social services: | 3,005 | 26.8% | 23.3% |
| Arts, entertainment, food services: | 718 | 6.4% | 9.0% |
| Other services: | 471 | 4.2% | 4.7% |
| Public administration: | 1,598 | 14.3% | 4.7% |
Poverty Status (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 6.9% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 19,937 | 94.7% | 91.3% |
| Private health insurance: | 16,328 | 77.6% | 67.6% |
| Public health coverage: | 6,221 | 29.5% | 35.9% |
| Without health insurance: | 897 | 4.3% | 8.7% |
Benefits & Assistance (20657 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,407 | 85.8% | 77.4% |
| Social Security income: | 1,684 | 22.6% | 31.0% |
| Retirement income: | 2,166 | 29.0% | 21.8% |
| Supplemental Security Income (SSI): | 269 | 3.6% | 4.5% |
| Cash public assistance income: | 82 | 1.1% | 1.8% |
| SNAP (food stamps) benefits: | 481 | 6.4% | 11.4% |
Housing Types (20657 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,803 | 96.5% | 61.4% |
| 1-unit, attached: | 133 | 1.6% | 6.1% |
| 2 units: | 32 | 0.4% | 3.4% |
| 3 or 4 units: | 18 | 0.2% | 4.3% |
| 5 to 9 units: | 0 | 0.0% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 69 | 0.9% | 9.9% |
| Mobile home: | 34 | 0.4% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (20657 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 299 | 3.7% | 8.2% |
| Built 2000 to 2009: | 804 | 9.9% | 13.5% |
| Built 1990 to 1999: | 3,009 | 37.2% | 13.2% |
| Built 1980 to 1989: | 1,544 | 19.1% | 13.2% |
| Built 1970 to 1979: | 1,352 | 16.7% | 14.6% |
| Built 1960 to 1969: | 561 | 6.9% | 10.2% |
| Built 1950 to 1959: | 221 | 2.7% | 9.9% |
| Built 1940 to 1949: | 198 | 2.4% | 4.6% |
| Built 1939 or earlier: | 101 | 1.2% | 12.0% |
Bedrooms (20657 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 156 | 1.9% | 3.0% |
| 2 bedrooms: | 682 | 8.4% | 9.1% |
| 3 bedrooms: | 4,233 | 52.3% | 15.9% |
| 4 bedrooms: | 2,360 | 29.2% | 18.8% |
| 5 or more bedrooms: | 658 | 8.1% | 17.6% |
Heating Fuel (20657 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 337 | 4.5% | 47.1% |
| Bottled, tank, or LP gas: | 306 | 4.1% | 4.9% |
| Electricity: | 5,834 | 78.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 447 | 6.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 364 | 4.9% | 1.5% |
| Solar energy: | 30 | 0.4% | 0.1% |
| Other fuel: | 113 | 1.5% | 0.5% |
| No fuel used: | 35 | 0.5% | 0.2% |
Vehicles Available (20657 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 121 | 1.6% | 8.3% |
| 1 vehicle available: | 1,508 | 20.2% | 32.6% |
| 2 vehicles available: | 3,176 | 42.5% | 37.0% |
| 3 or more vehicles available: | 2,661 | 35.6% | 22.1% |
Home Value Distribution (20657 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 77 | 1.2% | 5.7% |
| $50,000 to $99,999: | 15 | 0.2% | 7.8% |
| $100,000 to $149,999: | 55 | 0.9% | 9.2% |
| $150,000 to $199,999: | 293 | 4.6% | 10.8% |
| $200,000 to $299,999: | 2,614 | 41.2% | 19.9% |
| $300,000 to $499,999: | 2,394 | 37.7% | 24.1% |
| $500,000 to $999,999: | 840 | 13.2% | 17.0% |
| $1,000,000 or more: | 55 | 0.9% | 5.6% |
Housing Costs (20657 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,891 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $562 / mo. | $584 / mo. |
| Median gross rent: | $1,534 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.85 | 2.53 |
| Average household size (renter-occupied): | 2.64 | 2.38 |
Households (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 7,466 | -- | -- |
| Married-couple households: | 4,056 | 54.3% | 47.5% |
| Cohabiting couple households: | 1,628 | 21.8% | 7.0% |
| Male householder, no spouse: | 1,253 | 16.8% | 5.4% |
| Female householder, no spouse: | 1,415 | 19.0% | 12.7% |
| Householder living alone: | 2,432 | 32.6% | 28.6% |
| 65 years and over living alone: | 1,727 | 23.1% | 11.8% |
| Average household size: | 2.82 | -- | 2.53 |
| Average family size: | 3.26 | -- | -- |
Marital Status (20657 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,749 | -- | -- |
| Never married: | 3,346 | 38.2% | 37.0% |
| Now married: | 4,341 | 49.6% | 49.5% |
| Separated: | 129 | 1.5% | 1.5% |
| Widowed: | 835 | 9.5% | 2.6% |
| Divorced: | 2,422 | 27.7% | 9.3% |
School Enrollment (20657 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,596 | -- | -- |
| Nursery school, preschool: | 267 | 5.8% | 5.8% |
| Kindergarten: | 217 | 4.7% | 5.0% |
| Elementary school (grades 1-8): | 2,126 | 46.3% | 40.5% |
| High school (grades 9-12): | 1,038 | 22.6% | 21.4% |
| College or graduate school: | 948 | 20.6% | 27.3% |
Veterans & Disability (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 16,014 | -- | -- |
| Veterans: | 1,998 | 12.5% | 6.3% |
| Civilian noninstitutionalized population: | 20,834 | -- | -- |
| With a disability: | 2,038 | 9.8% | 13.4% |
| Under 18 with disability: | 209 | 10.3% | 5.8% |
| 18 to 64 with disability: | 1,144 | 56.1% | 10.4% |
| 65 and over with disability: | 685 | 33.6% | 33.4% |
Mobility (Residence 1 Year Ago) (20657 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 18,366 | 87.2% | 86.9% |
| Different house: | 2,567 | 12.2% | 13.1% |
| Same county: | 1,196 | 46.6% | 7.0% |
| Different county: | 1,338 | 52.1% | 3.2% |
| Different state: | 457 | 17.8% | 2.5% |
| Abroad: | 33 | 1.3% | 0.4% |
Place of Birth (20657 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 20,296 | 96.4% | 86.2% |
| Foreign born: | 534 | 2.5% | 13.9% |
| Naturalized citizen: | 758 | 141.9% | 52.7% |
| Not a citizen: | 758 | 141.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 758 | 141.9% | 10.5% |
| Asia: | 266 | 49.8% | 31.3% |
| Africa: | 46 | 8.6% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 129 | 24.2% | 50.0% |
| Northern America: | 61 | 11.4% | 2.2% |
Language Spoken at Home (20657 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 19,713 | -- | -- |
| English only: | 18,548 | 94.1% | 78.3% |
| Language other than English: | 1,165 | 5.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 572 | 2.9% | 13.3% |
| Other Indo-European languages: | 354 | 1.8% | 3.5% |
| Asian/Pacific Island languages: | 196 | 1.0% | 3.5% |
| Other languages: | 43 | 0.2% | 1.0% |
Computers & Internet (20657 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 7,466 | 100.0% | 93.1% |
| Households with broadband internet: | 7,107 | 95.2% | 89.4% |
Lusby, MD20657