20736 ZIP Code
Owings, Maryland
December 16, 2025
| ZIP Code: | 20736 |
| City/Town: | Owings |
| County: | Calvert |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 9,274 |
| Median Household Income: | $158,924 |
| Per Capita Income: | $75,542 |
| Total Housing Units: | 3,432 |
| Median Home Value: | $531,700 |
| Land Area: | 24.7 sq miles
64.1 sq km |
| Water Area: | 0.6 sq miles
1.6 sq km |
| Coordinates: | 38.6899, -76.6173 |
Population Information (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 9,274 | -- | -- |
| Male: | 4,489 | 48.4% | 49.6% |
| Female: | 4,785 | 51.6% | 50.4% |
| Median Age: | 45.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 426 | 4.6% | 5.7% |
| 5 to 9 years: | 615 | 6.6% | 6.0% |
| 10 to 14 years: | 645 | 7.0% | 6.5% |
| 15 to 19 years: | 685 | 7.4% | 6.6% |
| 20 to 24 years: | 281 | 3.0% | 6.7% |
| 25 to 34 years: | 746 | 8.0% | 13.7% |
| 35 to 44 years: | 1,220 | 13.2% | 12.9% |
| 45 to 54 years: | 1,470 | 15.9% | 12.4% |
| 55 to 59 years: | 708 | 7.6% | 6.5% |
| 60 to 64 years: | 1,050 | 11.3% | 6.4% |
| 65 to 74 years: | 805 | 8.7% | 9.7% |
| 75 to 84 years: | 454 | 4.9% | 4.8% |
| 85 years and over: | 169 | 1.8% | 2.0% |
Housing Information (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $531,700 | -- | $281,900 |
| Median rooms: | 8.3 | -- | 5.5 |
| Median rent: | $1,455 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,432 | -- | -- |
| Occupied housing units: | 3,263 | 95.1% | 38.0% |
| Vacant housing units: | 169 | 4.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,065 | 93.9% | 64.8% |
| Renter-occupied: | 198 | 6.1% | 35.2% |
Educational Attainment (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,622 | -- | -- |
| Less than 9th grade: | 46 | 0.7% | 4.7% |
| 9th to 12th grade, no diploma: | 255 | 3.9% | 6.1% |
| High school graduate: | 1,404 | 21.2% | 26.4% |
| Some college, no degree: | 1,392 | 21.0% | 19.7% |
| Associate degree: | 663 | 10.0% | 8.7% |
| Bachelor's degree: | 1,860 | 28.1% | 20.9% |
| Graduate or professional degree: | 1,002 | 15.1% | 13.7% |
| Percent high school graduate or higher: | -- | 95.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 43.2% | 34.3% |
Income Information (20736 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $158,924 / yr. | $75,149 / yr. |
| Mean household income: | $178,917 / yr. | $105,833 / yr. |
| Median family income: | $162,734 / yr. | $92,646 / yr. |
| Per capita income: | $75,542 / yr. | $41,261 / yr. |
Employment (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,006 | -- | 63.5% |
| Employed: | 4,707 | 98.3% | 96.4% |
| Unemployed: | 81 | 1.7% | 5.3% |
| Not in labor force: | 2,459 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,101 | 65.9% | 79.7% |
| Government workers: | 1,302 | 27.7% | 14.2% |
| Self-employed: | 304 | 6.5% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 7,422 | 80.0% | 61.6% |
| Black or African American: | 805 | 8.7% | 12.4% |
| American Indian/Alaska Native: | 44 | 0.5% | 1.1% |
| Asian: | 45 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 190 | 2.0% | 8.4% |
| Two or more races: | 768 | 8.3% | 10.2% |
| Hispanic or Latino (any race): | 330 | 3.6% | 18.7% |
| Mexican: | 346 | 3.7% | 11.2% |
| Puerto Rican: | 96 | 1.0% | 1.8% |
| Cuban: | 161 | 1.7% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 89 | 1.0% | 81.1% |
Income Distribution (20736 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 21 | 0.6% | 4.9% |
| $10,000 to $14,999: | 0 | 0.0% | 3.8% |
| $15,000 to $24,999: | 65 | 2.0% | 7.0% |
| $25,000 to $34,999: | 24 | 0.7% | 7.4% |
| $35,000 to $49,999: | 135 | 4.1% | 10.7% |
| $50,000 to $74,999: | 196 | 6.0% | 16.1% |
| $75,000 to $99,999: | 297 | 9.1% | 12.8% |
| $100,000 to $149,999: | 840 | 25.7% | 17.1% |
| $150,000 to $199,999: | 647 | 19.8% | 8.8% |
| $200,000 or more: | 1,038 | 31.8% | 11.4% |
Commute to Work (20736 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,031 | 85.6% | 67.8% |
| Carpooled: | 226 | 4.8% | 8.7% |
| Public transportation: | 115 | 2.4% | 4.2% |
| Walked: | 29 | 0.6% | 2.5% |
| Other means: | 12 | 0.3% | 0.9% |
| Worked from home: | 476 | 10.1% | 13.8% |
| Mean travel time to work: | 38.9 min | -- | 26.7 min |
Industry (20736 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 8 | 0.2% | 1.6% |
| Construction: | 572 | 12.2% | 6.9% |
| Manufacturing: | 202 | 4.3% | 10.0% |
| Wholesale trade: | 70 | 1.5% | 2.4% |
| Retail trade: | 225 | 4.8% | 11.0% |
| Transportation, warehousing, utilities: | 195 | 4.1% | 5.8% |
| Information: | 83 | 1.8% | 1.9% |
| Finance, insurance, real estate: | 205 | 4.4% | 6.7% |
| Professional, scientific, management: | 933 | 19.8% | 12.1% |
| Education, health care, social services: | 826 | 17.5% | 23.3% |
| Arts, entertainment, food services: | 315 | 6.7% | 9.0% |
| Other services: | 231 | 4.9% | 4.7% |
| Public administration: | 842 | 17.9% | 4.7% |
Poverty Status (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 1.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,804 | 94.9% | 91.3% |
| Private health insurance: | 7,942 | 85.6% | 67.6% |
| Public health coverage: | 2,141 | 23.1% | 35.9% |
| Without health insurance: | 249 | 2.7% | 8.7% |
Benefits & Assistance (20736 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,704 | 82.9% | 77.4% |
| Social Security income: | 890 | 27.3% | 31.0% |
| Retirement income: | 1,153 | 35.3% | 21.8% |
| Supplemental Security Income (SSI): | 55 | 1.7% | 4.5% |
| Cash public assistance income: | 23 | 0.7% | 1.8% |
| SNAP (food stamps) benefits: | 51 | 1.6% | 11.4% |
Housing Types (20736 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 3,237 | 94.3% | 61.4% |
| 1-unit, attached: | 128 | 3.7% | 6.1% |
| 2 units: | 0 | 0.0% | 3.4% |
| 3 or 4 units: | 67 | 2.0% | 4.3% |
| 5 to 9 units: | 0 | 0.0% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (20736 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 278 | 8.1% | 8.2% |
| Built 2000 to 2009: | 854 | 24.9% | 13.5% |
| Built 1990 to 1999: | 656 | 19.1% | 13.2% |
| Built 1980 to 1989: | 828 | 24.1% | 13.2% |
| Built 1970 to 1979: | 437 | 12.7% | 14.6% |
| Built 1960 to 1969: | 101 | 2.9% | 10.2% |
| Built 1950 to 1959: | 78 | 2.3% | 9.9% |
| Built 1940 to 1949: | 33 | 1.0% | 4.6% |
| Built 1939 or earlier: | 167 | 4.9% | 12.0% |
Bedrooms (20736 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 19 | 0.6% | 3.0% |
| 2 bedrooms: | 197 | 5.7% | 9.1% |
| 3 bedrooms: | 1,062 | 30.9% | 15.9% |
| 4 bedrooms: | 1,199 | 34.9% | 18.8% |
| 5 or more bedrooms: | 955 | 27.8% | 17.6% |
Heating Fuel (20736 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 40 | 1.2% | 47.1% |
| Bottled, tank, or LP gas: | 305 | 9.3% | 4.9% |
| Electricity: | 2,461 | 75.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 380 | 11.6% | 4.2% |
| Coal or coke: | 14 | 0.4% | 0.1% |
| Wood: | 52 | 1.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 11 | 0.3% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (20736 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 98 | 3.0% | 8.3% |
| 1 vehicle available: | 421 | 12.9% | 32.6% |
| 2 vehicles available: | 1,180 | 36.2% | 37.0% |
| 3 or more vehicles available: | 1,564 | 47.9% | 22.1% |
Home Value Distribution (20736 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 0 | 0.0% | 5.7% |
| $50,000 to $99,999: | 0 | 0.0% | 7.8% |
| $100,000 to $149,999: | 0 | 0.0% | 9.2% |
| $150,000 to $199,999: | 0 | 0.0% | 10.8% |
| $200,000 to $299,999: | 191 | 6.2% | 19.9% |
| $300,000 to $499,999: | 1,157 | 37.7% | 24.1% |
| $500,000 to $999,999: | 1,658 | 54.1% | 17.0% |
| $1,000,000 or more: | 59 | 1.9% | 5.6% |
Housing Costs (20736 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,688 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $690 / mo. | $584 / mo. |
| Median gross rent: | $1,455 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.87 | 2.53 |
| Average household size (renter-occupied): | 2.38 | 2.38 |
Households (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,263 | -- | -- |
| Married-couple households: | 2,300 | 70.5% | 47.5% |
| Cohabiting couple households: | 899 | 27.6% | 7.0% |
| Male householder, no spouse: | 336 | 10.3% | 5.4% |
| Female householder, no spouse: | 535 | 16.4% | 12.7% |
| Householder living alone: | 1,180 | 36.2% | 28.6% |
| 65 years and over living alone: | 975 | 29.9% | 11.8% |
| Average household size: | 2.84 | -- | 2.53 |
| Average family size: | 3.10 | -- | -- |
Marital Status (20736 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,626 | -- | -- |
| Never married: | 653 | 18.0% | 37.0% |
| Now married: | 2,527 | 69.7% | 49.5% |
| Separated: | 88 | 2.4% | 1.5% |
| Widowed: | 260 | 7.2% | 2.6% |
| Divorced: | 1,079 | 29.8% | 9.3% |
School Enrollment (20736 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,228 | -- | -- |
| Nursery school, preschool: | 112 | 5.0% | 5.8% |
| Kindergarten: | 126 | 5.7% | 5.0% |
| Elementary school (grades 1-8): | 877 | 39.4% | 40.5% |
| High school (grades 9-12): | 629 | 28.2% | 21.4% |
| College or graduate school: | 484 | 21.7% | 27.3% |
Veterans & Disability (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,920 | -- | -- |
| Veterans: | 1,004 | 14.5% | 6.3% |
| Civilian noninstitutionalized population: | 9,053 | -- | -- |
| With a disability: | 682 | 7.5% | 13.4% |
| Under 18 with disability: | 43 | 6.3% | 5.8% |
| 18 to 64 with disability: | 310 | 45.5% | 10.4% |
| 65 and over with disability: | 329 | 48.2% | 33.4% |
Mobility (Residence 1 Year Ago) (20736 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 8,525 | 91.9% | 86.9% |
| Different house: | 692 | 7.5% | 13.1% |
| Same county: | 266 | 38.4% | 7.0% |
| Different county: | 426 | 61.6% | 3.2% |
| Different state: | 212 | 30.6% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (20736 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 8,898 | 95.9% | 86.2% |
| Foreign born: | 86 | 0.9% | 13.9% |
| Naturalized citizen: | 376 | 437.2% | 52.7% |
| Not a citizen: | 376 | 437.2% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 376 | 437.2% | 10.5% |
| Asia: | 133 | 154.7% | 31.3% |
| Africa: | 101 | 117.4% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 89 | 103.5% | 50.0% |
| Northern America: | 28 | 32.6% | 2.2% |
Language Spoken at Home (20736 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,848 | -- | -- |
| English only: | 8,592 | 97.1% | 78.3% |
| Language other than English: | 256 | 2.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 102 | 1.2% | 13.3% |
| Other Indo-European languages: | 138 | 1.6% | 3.5% |
| Asian/Pacific Island languages: | 0 | 0.0% | 3.5% |
| Other languages: | 16 | 0.2% | 1.0% |
Computers & Internet (20736 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,263 | 100.0% | 93.1% |
| Households with broadband internet: | 3,211 | 98.4% | 89.4% |
Owings, MD20736