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20874 ZIP Code

Germantown, Maryland

December 15, 2025
ZIP Code:20874
City/Town:Germantown
County:Montgomery
State:Maryland
ZIP Type:Standard
Population:61,922
Median Household Income:$108,211
Per Capita Income:$53,307
Total Housing Units:22,918
Median Home Value:$376,100
Land Area:22.7 sq miles
58.7 sq km
Water Area:1.0 sq miles
2.6 sq km
Coordinates:39.1331, -77.3018

Population Information (20874 zip code)

#%US
Total Population:61,922----
Male:30,41449.1%49.6%
Female:31,50850.9%50.4%
Median Age:37.4 yrs--38.5 yrs
Under 5 years:3,5575.7%5.7%
5 to 9 years:4,3217.0%6.0%
10 to 14 years:4,0466.5%6.5%
15 to 19 years:4,0366.5%6.6%
20 to 24 years:3,6765.9%6.7%
25 to 34 years:9,12414.7%13.7%
35 to 44 years:9,40515.2%12.9%
45 to 54 years:8,43413.6%12.4%
55 to 59 years:4,5407.3%6.5%
60 to 64 years:3,7906.1%6.4%
65 to 74 years:4,8127.8%9.7%
75 to 84 years:1,6962.7%4.8%
85 years and over:4850.8%2.0%

Housing Information (20874 zip code)

#%US
Median home value:$376,100--$281,900
Median rooms:5.8--5.5
Median rent:$1,866 / mo.--$1,268 / mo.
Total housing units:22,918----
Occupied housing units:22,39097.7%38.0%
Vacant housing units:5282.3%4.6%
Housing tenure:------
Owner-occupied:14,55665.0%64.8%
Renter-occupied:7,83435.0%35.2%

Educational Attainment (20874 zip code)

#%US
Population 25 years and over:42,286----
Less than 9th grade:2,0124.8%4.7%
9th to 12th grade, no diploma:2,3825.6%6.1%
High school graduate:7,40417.5%26.4%
Some college, no degree:7,34217.4%19.7%
Associate degree:3,3848.0%8.7%
Bachelor's degree:10,70725.3%20.9%
Graduate or professional degree:9,05521.4%13.7%
Percent high school graduate or higher:--89.6%89.1%
Percent bachelor's degree or higher:--46.7%34.3%

Income Information (20874 zip code)

ValueUS
Median household income:$108,211 / yr.$75,149 / yr.
Mean household income:$136,402 / yr.$105,833 / yr.
Median family income:$118,939 / yr.$92,646 / yr.
Per capita income:$53,307 / yr.$41,261 / yr.

Employment (20874 zip code)

#%US
In labor force:36,933--63.5%
Employed:35,10195.7%96.4%
Unemployed:1,5964.3%5.3%
Not in labor force:12,432----
Class of Worker:------
Private wage and salary:25,54172.8%79.7%
Government workers:7,24520.6%14.2%
Self-employed:2,2846.5%5.9%
Unpaid family workers:310.1%0.1%

Race & Ethnicity (20874 zip code)

#%US
Race (one race):------
White:22,80836.8%61.6%
Black or African American:14,49223.4%12.4%
American Indian/Alaska Native:1180.2%1.1%
Asian:10,85917.5%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:5,3828.7%8.4%
Two or more races:8,26313.3%10.2%
Hispanic or Latino (any race):10,85017.5%18.7%
Mexican:15,79625.5%11.2%
Puerto Rican:1,2292.0%1.8%
Cuban:1,6062.6%0.7%
Other Hispanic or Latino:2330.4%5.0%
Not Hispanic or Latino:12,72820.6%81.1%

Income Distribution (20874 zip code)

Household IncomeHouseholds%US
Less than $10,000:5442.4%4.9%
$10,000 to $14,999:2871.3%3.8%
$15,000 to $24,999:7853.5%7.0%
$25,000 to $34,999:8263.7%7.4%
$35,000 to $49,999:1,2135.4%10.7%
$50,000 to $74,999:3,39115.1%16.1%
$75,000 to $99,999:3,52515.7%12.8%
$100,000 to $149,999:4,71121.0%17.1%
$150,000 to $199,999:2,80812.5%8.8%
$200,000 or more:4,30019.2%11.4%

Commute to Work (20874 zip code)

Commute MethodWorkers%US
Drove alone:22,64264.5%67.8%
Carpooled:3,1398.9%8.7%
Public transportation:2,1486.1%4.2%
Walked:3761.1%2.5%
Other means:7732.2%0.9%
Worked from home:5,38615.3%13.8%
Mean travel time to work:33.6 min--26.7 min

Industry (20874 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:1150.3%1.6%
Construction:1,8985.4%6.9%
Manufacturing:1,6644.7%10.0%
Wholesale trade:4611.3%2.4%
Retail trade:3,96111.3%11.0%
Transportation, warehousing, utilities:1,3563.9%5.8%
Information:4521.3%1.9%
Finance, insurance, real estate:1,9535.6%6.7%
Professional, scientific, management:6,79319.4%12.1%
Education, health care, social services:7,77522.2%23.3%
Arts, entertainment, food services:2,9878.5%9.0%
Other services:2,1486.1%4.7%
Public administration:3,53810.1%4.7%

Poverty Status (20874 zip code)

#%US
Poverty Rate:--8.2%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (20874 zip code)

#%US
With health insurance:57,55893.0%91.3%
Private health insurance:45,31173.2%67.6%
Public health coverage:18,34229.6%35.9%
Without health insurance:4,1286.7%8.7%

Benefits & Assistance (20874 zip code)

Households with:#%US
Earnings:20,58491.9%77.4%
Social Security income:4,21718.8%31.0%
Retirement income:3,40215.2%21.8%
Supplemental Security Income (SSI):9824.4%4.5%
Cash public assistance income:7233.2%1.8%
SNAP (food stamps) benefits:2,1489.6%11.4%

Housing Types (20874 zip code)

Structure TypeUnits%US
1-unit, detached:5,02621.9%61.4%
1-unit, attached:9,98243.6%6.1%
2 units:4051.8%3.4%
3 or 4 units:8363.6%4.3%
5 to 9 units:1,3896.1%4.6%
10 to 19 units:3,79116.5%4.3%
20 or more units:1,4896.5%9.9%
Mobile home:00.0%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (20874 zip code)

Year BuiltUnits%US
Built 2020 or later:1290.6%0.6%
Built 2010 to 2019:1,0054.4%8.2%
Built 2000 to 2009:3,12413.6%13.5%
Built 1990 to 1999:5,94125.9%13.2%
Built 1980 to 1989:8,76938.3%13.2%
Built 1970 to 1979:3,02013.2%14.6%
Built 1960 to 1969:3761.6%10.2%
Built 1950 to 1959:4071.8%9.9%
Built 1940 to 1949:00.0%4.6%
Built 1939 or earlier:1470.6%12.0%

Bedrooms (20874 zip code)

Number of BedroomsUnits%US
No bedroom (studio):2201.0%2.4%
1 bedroom:1,8157.9%3.0%
2 bedrooms:7,06630.8%9.1%
3 bedrooms:8,67637.9%15.9%
4 bedrooms:3,78316.5%18.8%
5 or more bedrooms:1,3585.9%17.6%

Heating Fuel (20874 zip code)

Fuel TypeUnits%US
Utility gas:8,09736.2%47.1%
Bottled, tank, or LP gas:2080.9%4.9%
Electricity:13,44060.0%40.2%
Fuel oil, kerosene, etc.:4251.9%4.2%
Coal or coke:00.0%0.1%
Wood:670.3%1.5%
Solar energy:690.3%0.1%
Other fuel:00.0%0.5%
No fuel used:840.4%0.2%

Vehicles Available (20874 zip code)

VehiclesHouseholds%US
No vehicle available:1,4366.4%8.3%
1 vehicle available:8,47037.8%32.6%
2 vehicles available:8,71438.9%37.0%
3 or more vehicles available:3,77016.8%22.1%

Home Value Distribution (20874 zip code)

Value RangeOwner Units%US
Less than $50,000:2081.4%5.7%
$50,000 to $99,999:540.4%7.8%
$100,000 to $149,999:2311.6%9.2%
$150,000 to $199,999:3372.3%10.8%
$200,000 to $299,999:3,02820.8%19.9%
$300,000 to $499,999:6,82046.9%24.1%
$500,000 to $999,999:3,42523.5%17.0%
$1,000,000 or more:4533.1%5.6%

Housing Costs (20874 zip code)

ValueUS
Median owner costs (with mortgage):$2,130 / mo.$1,828 / mo.
Median owner costs (no mortgage):$585 / mo.$584 / mo.
Median gross rent:$1,866 / mo.$1,268 / mo.
Average household size (owner-occupied):2.852.53
Average household size (renter-occupied):2.602.38

Households (20874 zip code)

#%US
Total households:22,390----
Married-couple households:11,03149.3%47.5%
Cohabiting couple households:5,47124.4%7.0%
Male householder, no spouse:3,60916.1%5.4%
Female householder, no spouse:6,64029.7%12.7%
Householder living alone:8,37037.4%28.6%
65 years and over living alone:4,89121.8%11.8%
Average household size:2.76--2.53
Average family size:3.32----

Marital Status (20874 zip code)

Population 15 years and over#%US
Total:24,383----
Never married:8,36534.3%37.0%
Now married:13,07153.6%49.5%
Separated:6372.6%1.5%
Widowed:1,9528.0%2.6%
Divorced:8,33934.2%9.3%

School Enrollment (20874 zip code)

Population 3 years and over#%US
Enrolled in school:16,457----
Nursery school, preschool:1,0626.5%5.8%
Kindergarten:6844.2%5.0%
Elementary school (grades 1-8):6,64840.4%40.5%
High school (grades 9-12):3,46921.1%21.4%
College or graduate school:4,59427.9%27.3%

Veterans & Disability (20874 zip code)

#%US
Civilian population 18 years and over:47,240----
Veterans:2,5385.4%6.3%
Civilian noninstitutionalized population:61,686----
With a disability:6,42210.4%13.4%
Under 18 with disability:4547.1%5.8%
18 to 64 with disability:3,68157.3%10.4%
65 and over with disability:2,28735.6%33.4%

Mobility (Residence 1 Year Ago) (20874 zip code)

Population 1 year and over#%US
Same house:53,46886.3%86.9%
Different house:7,77812.6%13.1%
Same county:5,13266.0%7.0%
Different county:2,01926.0%3.2%
Different state:1,18715.3%2.5%
Abroad:6278.1%0.4%

Place of Birth (20874 zip code)

#%US
Native born:38,86662.8%86.2%
Foreign born:1,6412.7%13.9%
Naturalized citizen:23,0561405.0%52.7%
Not a citizen:23,0561405.0%47.3%
Foreign-born by region:------
Europe:23,0561405.0%10.5%
Asia:97759.5%31.3%
Africa:3,659223.0%5.5%
Oceania:975.9%0.5%
Latin America:8,811536.9%50.0%
Northern America:945.7%2.2%

Language Spoken at Home (20874 zip code)

Population 5 years and over#%US
Total:58,365----
English only:29,93051.3%78.3%
Language other than English:28,43548.7%21.5%
By language:------
Spanish:13,45123.0%13.3%
Other Indo-European languages:6,69811.5%3.5%
Asian/Pacific Island languages:5,98110.2%3.5%
Other languages:2,3053.9%1.0%

Computers & Internet (20874 zip code)

Households%US
Households with a computer:22,390100.0%93.1%
Households with broadband internet:22,15699.0%89.4%