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20876 ZIP Code

Germantown, Maryland

December 16, 2025
ZIP Code:20876
City/Town:Germantown
County:Montgomery
State:Maryland
ZIP Type:Standard
Population:26,572
Median Household Income:$107,542
Per Capita Income:$53,977
Total Housing Units:8,980
Median Home Value:$451,100
Land Area:10.9 sq miles
28.1 sq km
Water Area:0.0 sq miles
0.1 sq km
Coordinates:39.2067, -77.2337

Population Information (20876 zip code)

#%US
Total Population:26,572----
Male:12,77948.1%49.6%
Female:13,79351.9%50.4%
Median Age:35.7 yrs--38.5 yrs
Under 5 years:2,1368.0%5.7%
5 to 9 years:1,1574.4%6.0%
10 to 14 years:2,0797.8%6.5%
15 to 19 years:2,4339.2%6.6%
20 to 24 years:1,8607.0%6.7%
25 to 34 years:3,37812.7%13.7%
35 to 44 years:3,57113.4%12.9%
45 to 54 years:4,12015.5%12.4%
55 to 59 years:1,7106.4%6.5%
60 to 64 years:1,4545.5%6.4%
65 to 74 years:1,8256.9%9.7%
75 to 84 years:7762.9%4.8%
85 years and over:730.3%2.0%

Housing Information (20876 zip code)

#%US
Median home value:$451,100--$281,900
Median rooms:6.1--5.5
Median rent:$2,051 / mo.--$1,268 / mo.
Total housing units:8,980----
Occupied housing units:8,73397.2%38.0%
Vacant housing units:2472.8%4.6%
Housing tenure:------
Owner-occupied:5,64064.6%64.8%
Renter-occupied:3,09335.4%35.2%

Educational Attainment (20876 zip code)

#%US
Population 25 years and over:16,907----
Less than 9th grade:8955.3%4.7%
9th to 12th grade, no diploma:1,0296.1%6.1%
High school graduate:2,54415.0%26.4%
Some college, no degree:2,71716.1%19.7%
Associate degree:1,0736.3%8.7%
Bachelor's degree:4,50526.6%20.9%
Graduate or professional degree:4,14424.5%13.7%
Percent high school graduate or higher:--88.6%89.1%
Percent bachelor's degree or higher:--51.2%34.3%

Income Information (20876 zip code)

ValueUS
Median household income:$107,542 / yr.$75,149 / yr.
Mean household income:$127,747 / yr.$105,833 / yr.
Median family income:$115,408 / yr.$92,646 / yr.
Per capita income:$53,977 / yr.$41,261 / yr.

Employment (20876 zip code)

#%US
In labor force:15,017--63.5%
Employed:13,87592.9%96.4%
Unemployed:1,0557.1%5.3%
Not in labor force:5,880----
Class of Worker:------
Private wage and salary:10,79077.8%79.7%
Government workers:2,49918.0%14.2%
Self-employed:5494.0%5.9%
Unpaid family workers:370.3%0.1%

Race & Ethnicity (20876 zip code)

#%US
Race (one race):------
White:8,35731.5%61.6%
Black or African American:8,09630.5%12.4%
American Indian/Alaska Native:460.2%1.1%
Asian:5,27919.9%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:2,2058.3%8.4%
Two or more races:2,5899.7%10.2%
Hispanic or Latino (any race):3,70113.9%18.7%
Mexican:5,74621.6%11.2%
Puerto Rican:2921.1%1.8%
Cuban:9103.4%0.7%
Other Hispanic or Latino:660.2%5.0%
Not Hispanic or Latino:4,47816.9%81.1%

Income Distribution (20876 zip code)

Household IncomeHouseholds%US
Less than $10,000:3213.7%4.9%
$10,000 to $14,999:1511.7%3.8%
$15,000 to $24,999:3143.6%7.0%
$25,000 to $34,999:4745.4%7.4%
$35,000 to $49,999:4405.0%10.7%
$50,000 to $74,999:1,01111.6%16.1%
$75,000 to $99,999:1,28414.7%12.8%
$100,000 to $149,999:1,97522.6%17.1%
$150,000 to $199,999:1,31815.1%8.8%
$200,000 or more:1,44516.5%11.4%

Commute to Work (20876 zip code)

Commute MethodWorkers%US
Drove alone:8,54561.6%67.8%
Carpooled:1,3789.9%8.7%
Public transportation:7505.4%4.2%
Walked:1991.4%2.5%
Other means:1981.4%0.9%
Worked from home:2,52318.2%13.8%
Mean travel time to work:33.0 min--26.7 min

Industry (20876 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:160.1%1.6%
Construction:1,0747.7%6.9%
Manufacturing:4263.1%10.0%
Wholesale trade:800.6%2.4%
Retail trade:1,2138.7%11.0%
Transportation, warehousing, utilities:4813.5%5.8%
Information:3332.4%1.9%
Finance, insurance, real estate:6864.9%6.7%
Professional, scientific, management:2,97921.5%12.1%
Education, health care, social services:3,14022.6%23.3%
Arts, entertainment, food services:1,58311.4%9.0%
Other services:7235.2%4.7%
Public administration:1,1418.2%4.7%

Poverty Status (20876 zip code)

#%US
Poverty Rate:--10.5%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (20876 zip code)

#%US
With health insurance:24,43892.0%91.3%
Private health insurance:18,49169.6%67.6%
Public health coverage:7,82629.5%35.9%
Without health insurance:2,0437.7%8.7%

Benefits & Assistance (20876 zip code)

Households with:#%US
Earnings:7,88590.3%77.4%
Social Security income:1,42416.3%31.0%
Retirement income:1,46316.8%21.8%
Supplemental Security Income (SSI):4224.8%4.5%
Cash public assistance income:3183.6%1.8%
SNAP (food stamps) benefits:8629.9%11.4%

Housing Types (20876 zip code)

Structure TypeUnits%US
1-unit, detached:3,60840.2%61.4%
1-unit, attached:2,89432.2%6.1%
2 units:810.9%3.4%
3 or 4 units:3013.4%4.3%
5 to 9 units:3884.3%4.6%
10 to 19 units:1,50016.7%4.3%
20 or more units:1481.6%9.9%
Mobile home:600.7%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (20876 zip code)

Year BuiltUnits%US
Built 2020 or later:180.2%0.6%
Built 2010 to 2019:2592.9%8.2%
Built 2000 to 2009:1,01011.2%13.5%
Built 1990 to 1999:3,24036.1%13.2%
Built 1980 to 1989:3,23836.1%13.2%
Built 1970 to 1979:8069.0%14.6%
Built 1960 to 1969:1932.1%10.2%
Built 1950 to 1959:1691.9%9.9%
Built 1940 to 1949:100.1%4.6%
Built 1939 or earlier:370.4%12.0%

Bedrooms (20876 zip code)

Number of BedroomsUnits%US
No bedroom (studio):720.8%2.4%
1 bedroom:4284.8%3.0%
2 bedrooms:2,44127.2%9.1%
3 bedrooms:2,85231.8%15.9%
4 bedrooms:2,11223.5%18.8%
5 or more bedrooms:1,07512.0%17.6%

Heating Fuel (20876 zip code)

Fuel TypeUnits%US
Utility gas:3,59941.2%47.1%
Bottled, tank, or LP gas:3303.8%4.9%
Electricity:4,54752.1%40.2%
Fuel oil, kerosene, etc.:2122.4%4.2%
Coal or coke:00.0%0.1%
Wood:150.2%1.5%
Solar energy:80.1%0.1%
Other fuel:00.0%0.5%
No fuel used:220.3%0.2%

Vehicles Available (20876 zip code)

VehiclesHouseholds%US
No vehicle available:5195.9%8.3%
1 vehicle available:2,74631.4%32.6%
2 vehicles available:3,61741.4%37.0%
3 or more vehicles available:1,85121.2%22.1%

Home Value Distribution (20876 zip code)

Value RangeOwner Units%US
Less than $50,000:380.7%5.7%
$50,000 to $99,999:520.9%7.8%
$100,000 to $149,999:90.2%9.2%
$150,000 to $199,999:901.6%10.8%
$200,000 to $299,999:83414.8%19.9%
$300,000 to $499,999:2,30740.9%24.1%
$500,000 to $999,999:2,18038.7%17.0%
$1,000,000 or more:1302.3%5.6%

Housing Costs (20876 zip code)

ValueUS
Median owner costs (with mortgage):$2,309 / mo.$1,828 / mo.
Median owner costs (no mortgage):$746 / mo.$584 / mo.
Median gross rent:$2,051 / mo.$1,268 / mo.
Average household size (owner-occupied):3.042.53
Average household size (renter-occupied):3.042.38

Households (20876 zip code)

#%US
Total households:8,733----
Married-couple households:4,80455.0%47.5%
Cohabiting couple households:2,16724.8%7.0%
Male householder, no spouse:1,07712.3%5.4%
Female householder, no spouse:2,43527.9%12.7%
Householder living alone:3,45939.6%28.6%
65 years and over living alone:1,75720.1%11.8%
Average household size:3.04--2.53
Average family size:3.49----

Marital Status (20876 zip code)

Population 15 years and over#%US
Total:10,092----
Never married:3,80737.7%37.0%
Now married:5,61755.7%49.5%
Separated:2012.0%1.5%
Widowed:4234.2%2.6%
Divorced:3,65036.2%9.3%

School Enrollment (20876 zip code)

Population 3 years and over#%US
Enrolled in school:7,153----
Nursery school, preschool:2964.1%5.8%
Kindergarten:2533.5%5.0%
Elementary school (grades 1-8):2,58836.2%40.5%
High school (grades 9-12):1,83025.6%21.4%
College or graduate school:2,18630.6%27.3%

Veterans & Disability (20876 zip code)

#%US
Civilian population 18 years and over:19,644----
Veterans:1,0175.2%6.3%
Civilian noninstitutionalized population:26,481----
With a disability:2,2578.5%13.4%
Under 18 with disability:1767.8%5.8%
18 to 64 with disability:1,25955.8%10.4%
65 and over with disability:82236.4%33.4%

Mobility (Residence 1 Year Ago) (20876 zip code)

Population 1 year and over#%US
Same house:23,00386.6%86.9%
Different house:3,37612.7%13.1%
Same county:2,57076.1%7.0%
Different county:68120.2%3.2%
Different state:43813.0%2.5%
Abroad:1253.7%0.4%

Place of Birth (20876 zip code)

#%US
Native born:17,36165.3%86.2%
Foreign born:7012.6%13.9%
Naturalized citizen:9,2111314.0%52.7%
Not a citizen:9,2111314.0%47.3%
Foreign-born by region:------
Europe:9,2111314.0%10.5%
Asia:54878.2%31.3%
Africa:1,670238.2%5.5%
Oceania:334.7%0.5%
Latin America:2,723388.4%50.0%
Northern America:50.7%2.2%

Language Spoken at Home (20876 zip code)

Population 5 years and over#%US
Total:24,436----
English only:13,19554.0%78.3%
Language other than English:11,24146.0%21.5%
By language:------
Spanish:4,25117.4%13.3%
Other Indo-European languages:3,61914.8%3.5%
Asian/Pacific Island languages:2,61810.7%3.5%
Other languages:7533.1%1.0%

Computers & Internet (20876 zip code)

Households%US
Households with a computer:8,733100.0%93.1%
Households with broadband internet:8,59898.5%89.4%