21286 ZIP Code
Towson, Maryland
December 15, 2025
| ZIP Code: | 21286 |
| City/Town: | Towson |
| County: | Baltimore |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 21,142 |
| Median Household Income: | $92,722 |
| Per Capita Income: | $58,570 |
| Total Housing Units: | 10,026 |
| Median Home Value: | $373,500 |
| Land Area: | 8.6 sq miles
22.3 sq km |
| Water Area: | 0.4 sq miles
1.0 sq km |
| Coordinates: | 39.4118, -76.5732 |
Population Information (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,142 | -- | -- |
| Male: | 9,930 | 47.0% | 49.6% |
| Female: | 11,212 | 53.0% | 50.4% |
| Median Age: | 41.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 802 | 3.8% | 5.7% |
| 5 to 9 years: | 1,072 | 5.1% | 6.0% |
| 10 to 14 years: | 1,173 | 5.5% | 6.5% |
| 15 to 19 years: | 1,350 | 6.4% | 6.6% |
| 20 to 24 years: | 1,857 | 8.8% | 6.7% |
| 25 to 34 years: | 2,705 | 12.8% | 13.7% |
| 35 to 44 years: | 2,412 | 11.4% | 12.9% |
| 45 to 54 years: | 2,246 | 10.6% | 12.4% |
| 55 to 59 years: | 1,260 | 6.0% | 6.5% |
| 60 to 64 years: | 1,624 | 7.7% | 6.4% |
| 65 to 74 years: | 2,374 | 11.2% | 9.7% |
| 75 to 84 years: | 1,234 | 5.8% | 4.8% |
| 85 years and over: | 1,033 | 4.9% | 2.0% |
Housing Information (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $373,500 | -- | $281,900 |
| Median rooms: | 6.2 | -- | 5.5 |
| Median rent: | $1,438 / mo. | -- | $1,268 / mo. |
| Total housing units: | 10,026 | -- | -- |
| Occupied housing units: | 9,421 | 94.0% | 38.0% |
| Vacant housing units: | 605 | 6.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,844 | 62.0% | 64.8% |
| Renter-occupied: | 3,577 | 38.0% | 35.2% |
Educational Attainment (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 14,888 | -- | -- |
| Less than 9th grade: | 403 | 2.7% | 4.7% |
| 9th to 12th grade, no diploma: | 260 | 1.7% | 6.1% |
| High school graduate: | 2,055 | 13.8% | 26.4% |
| Some college, no degree: | 2,885 | 19.4% | 19.7% |
| Associate degree: | 550 | 3.7% | 8.7% |
| Bachelor's degree: | 4,718 | 31.7% | 20.9% |
| Graduate or professional degree: | 4,017 | 27.0% | 13.7% |
| Percent high school graduate or higher: | -- | 95.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 58.7% | 34.3% |
Income Information (21286 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $92,722 / yr. | $75,149 / yr. |
| Mean household income: | $121,747 / yr. | $105,833 / yr. |
| Median family income: | $135,040 / yr. | $92,646 / yr. |
| Per capita income: | $58,570 / yr. | $41,261 / yr. |
Employment (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 11,470 | -- | 63.5% |
| Employed: | 10,989 | 96.0% | 96.4% |
| Unemployed: | 454 | 4.0% | 5.3% |
| Not in labor force: | 6,281 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 8,461 | 77.0% | 79.7% |
| Government workers: | 1,930 | 17.6% | 14.2% |
| Self-employed: | 591 | 5.4% | 5.9% |
| Unpaid family workers: | 7 | 0.1% | 0.1% |
Race & Ethnicity (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 15,257 | 72.2% | 61.6% |
| Black or African American: | 3,255 | 15.4% | 12.4% |
| American Indian/Alaska Native: | 7 | 0.0% | 1.1% |
| Asian: | 895 | 4.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 7 | 0.0% | 0.2% |
| Some other race: | 624 | 3.0% | 8.4% |
| Two or more races: | 1,097 | 5.2% | 10.2% |
| Hispanic or Latino (any race): | 1,040 | 4.9% | 18.7% |
| Mexican: | 1,354 | 6.4% | 11.2% |
| Puerto Rican: | 173 | 0.8% | 1.8% |
| Cuban: | 89 | 0.4% | 0.7% |
| Other Hispanic or Latino: | 34 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 1,058 | 5.0% | 81.1% |
Income Distribution (21286 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 822 | 8.7% | 4.9% |
| $10,000 to $14,999: | 251 | 2.7% | 3.8% |
| $15,000 to $24,999: | 621 | 6.6% | 7.0% |
| $25,000 to $34,999: | 494 | 5.2% | 7.4% |
| $35,000 to $49,999: | 381 | 4.0% | 10.7% |
| $50,000 to $74,999: | 1,073 | 11.4% | 16.1% |
| $75,000 to $99,999: | 1,448 | 15.4% | 12.8% |
| $100,000 to $149,999: | 1,612 | 17.1% | 17.1% |
| $150,000 to $199,999: | 1,059 | 11.2% | 8.8% |
| $200,000 or more: | 1,660 | 17.6% | 11.4% |
Commute to Work (21286 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 7,999 | 72.8% | 67.8% |
| Carpooled: | 552 | 5.0% | 8.7% |
| Public transportation: | 420 | 3.8% | 4.2% |
| Walked: | 151 | 1.4% | 2.5% |
| Other means: | 94 | 0.9% | 0.9% |
| Worked from home: | 1,501 | 13.7% | 13.8% |
| Mean travel time to work: | 27.1 min | -- | 26.7 min |
Industry (21286 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 14 | 0.1% | 1.6% |
| Construction: | 493 | 4.5% | 6.9% |
| Manufacturing: | 632 | 5.8% | 10.0% |
| Wholesale trade: | 241 | 2.2% | 2.4% |
| Retail trade: | 889 | 8.1% | 11.0% |
| Transportation, warehousing, utilities: | 595 | 5.4% | 5.8% |
| Information: | 176 | 1.6% | 1.9% |
| Finance, insurance, real estate: | 968 | 8.8% | 6.7% |
| Professional, scientific, management: | 1,731 | 15.8% | 12.1% |
| Education, health care, social services: | 3,053 | 27.8% | 23.3% |
| Arts, entertainment, food services: | 1,033 | 9.4% | 9.0% |
| Other services: | 411 | 3.7% | 4.7% |
| Public administration: | 753 | 6.9% | 4.7% |
Poverty Status (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 19,989 | 94.5% | 91.3% |
| Private health insurance: | 16,864 | 79.8% | 67.6% |
| Public health coverage: | 6,427 | 30.4% | 35.9% |
| Without health insurance: | 848 | 4.0% | 8.7% |
Benefits & Assistance (21286 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 7,037 | 74.7% | 77.4% |
| Social Security income: | 2,967 | 31.5% | 31.0% |
| Retirement income: | 2,331 | 24.7% | 21.8% |
| Supplemental Security Income (SSI): | 358 | 3.8% | 4.5% |
| Cash public assistance income: | 152 | 1.6% | 1.8% |
| SNAP (food stamps) benefits: | 654 | 6.9% | 11.4% |
Housing Types (21286 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 3,611 | 36.0% | 61.4% |
| 1-unit, attached: | 2,575 | 25.7% | 6.1% |
| 2 units: | 68 | 0.7% | 3.4% |
| 3 or 4 units: | 387 | 3.9% | 4.3% |
| 5 to 9 units: | 597 | 6.0% | 4.6% |
| 10 to 19 units: | 781 | 7.8% | 4.3% |
| 20 or more units: | 2,007 | 20.0% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (21286 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 85 | 0.8% | 0.6% |
| Built 2010 to 2019: | 456 | 4.5% | 8.2% |
| Built 2000 to 2009: | 420 | 4.2% | 13.5% |
| Built 1990 to 1999: | 659 | 6.6% | 13.2% |
| Built 1980 to 1989: | 840 | 8.4% | 13.2% |
| Built 1970 to 1979: | 1,405 | 14.0% | 14.6% |
| Built 1960 to 1969: | 1,377 | 13.7% | 10.2% |
| Built 1950 to 1959: | 3,212 | 32.0% | 9.9% |
| Built 1940 to 1949: | 1,045 | 10.4% | 4.6% |
| Built 1939 or earlier: | 527 | 5.3% | 12.0% |
Bedrooms (21286 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 506 | 5.0% | 2.4% |
| 1 bedroom: | 1,755 | 17.5% | 3.0% |
| 2 bedrooms: | 1,766 | 17.6% | 9.1% |
| 3 bedrooms: | 3,979 | 39.7% | 15.9% |
| 4 bedrooms: | 1,639 | 16.3% | 18.8% |
| 5 or more bedrooms: | 381 | 3.8% | 17.6% |
Heating Fuel (21286 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,036 | 53.5% | 47.1% |
| Bottled, tank, or LP gas: | 377 | 4.0% | 4.9% |
| Electricity: | 3,230 | 34.3% | 40.2% |
| Fuel oil, kerosene, etc.: | 735 | 7.8% | 4.2% |
| Coal or coke: | 19 | 0.2% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 19 | 0.2% | 0.5% |
| No fuel used: | 5 | 0.1% | 0.2% |
Vehicles Available (21286 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,256 | 13.3% | 8.3% |
| 1 vehicle available: | 3,286 | 34.9% | 32.6% |
| 2 vehicles available: | 3,475 | 36.9% | 37.0% |
| 3 or more vehicles available: | 1,404 | 14.9% | 22.1% |
Home Value Distribution (21286 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 142 | 2.4% | 5.7% |
| $50,000 to $99,999: | 61 | 1.0% | 7.8% |
| $100,000 to $149,999: | 109 | 1.9% | 9.2% |
| $150,000 to $199,999: | 225 | 3.9% | 10.8% |
| $200,000 to $299,999: | 1,781 | 30.5% | 19.9% |
| $300,000 to $499,999: | 1,774 | 30.4% | 24.1% |
| $500,000 to $999,999: | 1,664 | 28.5% | 17.0% |
| $1,000,000 or more: | 88 | 1.5% | 5.6% |
Housing Costs (21286 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,205 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $678 / mo. | $584 / mo. |
| Median gross rent: | $1,438 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.40 | 2.53 |
| Average household size (renter-occupied): | 1.90 | 2.38 |
Households (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 9,421 | -- | -- |
| Married-couple households: | 3,926 | 41.7% | 47.5% |
| Cohabiting couple households: | 1,450 | 15.4% | 7.0% |
| Male householder, no spouse: | 1,908 | 20.3% | 5.4% |
| Female householder, no spouse: | 2,986 | 31.7% | 12.7% |
| Householder living alone: | 2,011 | 21.3% | 28.6% |
| 65 years and over living alone: | 3,366 | 35.7% | 11.8% |
| Average household size: | 2.21 | -- | 2.53 |
| Average family size: | 2.95 | -- | -- |
Marital Status (21286 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,282 | -- | -- |
| Never married: | 2,911 | 35.1% | 37.0% |
| Now married: | 4,188 | 50.6% | 49.5% |
| Separated: | 382 | 4.6% | 1.5% |
| Widowed: | 716 | 8.6% | 2.6% |
| Divorced: | 3,393 | 41.0% | 9.3% |
School Enrollment (21286 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 5,288 | -- | -- |
| Nursery school, preschool: | 218 | 4.1% | 5.8% |
| Kindergarten: | 199 | 3.8% | 5.0% |
| Elementary school (grades 1-8): | 1,451 | 27.4% | 40.5% |
| High school (grades 9-12): | 1,022 | 19.3% | 21.4% |
| College or graduate school: | 2,398 | 45.3% | 27.3% |
Veterans & Disability (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 17,405 | -- | -- |
| Veterans: | 1,010 | 5.8% | 6.3% |
| Civilian noninstitutionalized population: | 20,837 | -- | -- |
| With a disability: | 2,190 | 10.5% | 13.4% |
| Under 18 with disability: | 104 | 4.7% | 5.8% |
| 18 to 64 with disability: | 923 | 42.1% | 10.4% |
| 65 and over with disability: | 1,163 | 53.1% | 33.4% |
Mobility (Residence 1 Year Ago) (21286 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 18,410 | 87.1% | 86.9% |
| Different house: | 2,536 | 12.0% | 13.1% |
| Same county: | 1,300 | 51.3% | 7.0% |
| Different county: | 1,182 | 46.6% | 3.2% |
| Different state: | 344 | 13.6% | 2.5% |
| Abroad: | 54 | 2.1% | 0.4% |
Place of Birth (21286 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 19,142 | 90.5% | 86.2% |
| Foreign born: | 318 | 1.5% | 13.9% |
| Naturalized citizen: | 2,000 | 628.9% | 52.7% |
| Not a citizen: | 2,000 | 628.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,000 | 628.9% | 10.5% |
| Asia: | 306 | 96.2% | 31.3% |
| Africa: | 284 | 89.3% | 5.5% |
| Oceania: | 7 | 2.2% | 0.5% |
| Latin America: | 480 | 150.9% | 50.0% |
| Northern America: | 49 | 15.4% | 2.2% |
Language Spoken at Home (21286 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 20,340 | -- | -- |
| English only: | 18,354 | 90.2% | 78.3% |
| Language other than English: | 1,986 | 9.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 507 | 2.5% | 13.3% |
| Other Indo-European languages: | 655 | 3.2% | 3.5% |
| Asian/Pacific Island languages: | 497 | 2.4% | 3.5% |
| Other languages: | 327 | 1.6% | 1.0% |
Computers & Internet (21286 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 9,421 | 100.0% | 93.1% |
| Households with broadband internet: | 8,807 | 93.5% | 89.4% |
Towson, MD21286