21532 ZIP Code
Frostburg, Maryland
December 16, 2025
| ZIP Code: | 21532 |
| City/Town: | Frostburg |
| County: | Allegany |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 13,229 |
| Median Household Income: | $55,761 |
| Per Capita Income: | $28,231 |
| Total Housing Units: | 5,941 |
| Median Home Value: | $156,900 |
| Land Area: | 74.1 sq miles
192.0 sq km |
| Water Area: | 0.1 sq miles
0.2 sq km |
| Coordinates: | 39.6491, -78.9847 |
Population Information (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 13,229 | -- | -- |
| Male: | 6,599 | 49.9% | 49.6% |
| Female: | 6,630 | 50.1% | 50.4% |
| Median Age: | 33.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 546 | 4.1% | 5.7% |
| 5 to 9 years: | 652 | 4.9% | 6.0% |
| 10 to 14 years: | 687 | 5.2% | 6.5% |
| 15 to 19 years: | 1,572 | 11.9% | 6.6% |
| 20 to 24 years: | 2,000 | 15.1% | 6.7% |
| 25 to 34 years: | 1,302 | 9.8% | 13.7% |
| 35 to 44 years: | 1,469 | 11.1% | 12.9% |
| 45 to 54 years: | 1,022 | 7.7% | 12.4% |
| 55 to 59 years: | 832 | 6.3% | 6.5% |
| 60 to 64 years: | 850 | 6.4% | 6.4% |
| 65 to 74 years: | 1,488 | 11.2% | 9.7% |
| 75 to 84 years: | 581 | 4.4% | 4.8% |
| 85 years and over: | 228 | 1.7% | 2.0% |
Housing Information (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $156,900 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $763 / mo. | -- | $1,268 / mo. |
| Total housing units: | 5,941 | -- | -- |
| Occupied housing units: | 5,005 | 84.2% | 38.0% |
| Vacant housing units: | 936 | 15.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,326 | 66.5% | 64.8% |
| Renter-occupied: | 1,679 | 33.5% | 35.2% |
Educational Attainment (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 7,772 | -- | -- |
| Less than 9th grade: | 55 | 0.7% | 4.7% |
| 9th to 12th grade, no diploma: | 535 | 6.9% | 6.1% |
| High school graduate: | 2,873 | 37.0% | 26.4% |
| Some college, no degree: | 1,204 | 15.5% | 19.7% |
| Associate degree: | 850 | 10.9% | 8.7% |
| Bachelor's degree: | 1,118 | 14.4% | 20.9% |
| Graduate or professional degree: | 1,137 | 14.6% | 13.7% |
| Percent high school graduate or higher: | -- | 92.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 29.0% | 34.3% |
Income Information (21532 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $55,761 / yr. | $75,149 / yr. |
| Mean household income: | $72,024 / yr. | $105,833 / yr. |
| Median family income: | $74,347 / yr. | $92,646 / yr. |
| Per capita income: | $28,231 / yr. | $41,261 / yr. |
Employment (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,761 | -- | 63.5% |
| Employed: | 5,374 | 93.6% | 96.4% |
| Unemployed: | 367 | 6.4% | 5.3% |
| Not in labor force: | 5,475 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,726 | 69.3% | 79.7% |
| Government workers: | 1,509 | 28.1% | 14.2% |
| Self-employed: | 139 | 2.6% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 11,616 | 87.8% | 61.6% |
| Black or African American: | 955 | 7.2% | 12.4% |
| American Indian/Alaska Native: | 18 | 0.1% | 1.1% |
| Asian: | 242 | 1.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 3 | 0.0% | 0.2% |
| Some other race: | 81 | 0.6% | 8.4% |
| Two or more races: | 314 | 2.4% | 10.2% |
| Hispanic or Latino (any race): | 235 | 1.8% | 18.7% |
| Mexican: | 350 | 2.6% | 11.2% |
| Puerto Rican: | 41 | 0.3% | 1.8% |
| Cuban: | 15 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 294 | 2.2% | 81.1% |
Income Distribution (21532 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 347 | 6.9% | 4.9% |
| $10,000 to $14,999: | 408 | 8.2% | 3.8% |
| $15,000 to $24,999: | 428 | 8.6% | 7.0% |
| $25,000 to $34,999: | 492 | 9.8% | 7.4% |
| $35,000 to $49,999: | 639 | 12.8% | 10.7% |
| $50,000 to $74,999: | 913 | 18.2% | 16.1% |
| $75,000 to $99,999: | 478 | 9.6% | 12.8% |
| $100,000 to $149,999: | 879 | 17.6% | 17.1% |
| $150,000 to $199,999: | 285 | 5.7% | 8.8% |
| $200,000 or more: | 136 | 2.7% | 11.4% |
Commute to Work (21532 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,239 | 78.9% | 67.8% |
| Carpooled: | 358 | 6.7% | 8.7% |
| Public transportation: | 47 | 0.9% | 4.2% |
| Walked: | 321 | 6.0% | 2.5% |
| Other means: | 12 | 0.2% | 0.9% |
| Worked from home: | 264 | 4.9% | 13.8% |
| Mean travel time to work: | 21.8 min | -- | 26.7 min |
Industry (21532 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 69 | 1.3% | 1.6% |
| Construction: | 282 | 5.2% | 6.9% |
| Manufacturing: | 437 | 8.1% | 10.0% |
| Wholesale trade: | 66 | 1.2% | 2.4% |
| Retail trade: | 562 | 10.5% | 11.0% |
| Transportation, warehousing, utilities: | 374 | 7.0% | 5.8% |
| Information: | 42 | 0.8% | 1.9% |
| Finance, insurance, real estate: | 207 | 3.9% | 6.7% |
| Professional, scientific, management: | 303 | 5.6% | 12.1% |
| Education, health care, social services: | 1,576 | 29.3% | 23.3% |
| Arts, entertainment, food services: | 789 | 14.7% | 9.0% |
| Other services: | 164 | 3.1% | 4.7% |
| Public administration: | 503 | 9.4% | 4.7% |
Poverty Status (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 18.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 12,594 | 95.2% | 91.3% |
| Private health insurance: | 9,621 | 72.7% | 67.6% |
| Public health coverage: | 5,174 | 39.1% | 35.9% |
| Without health insurance: | 317 | 2.4% | 8.7% |
Benefits & Assistance (21532 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,462 | 69.2% | 77.4% |
| Social Security income: | 1,764 | 35.2% | 31.0% |
| Retirement income: | 1,448 | 28.9% | 21.8% |
| Supplemental Security Income (SSI): | 291 | 5.8% | 4.5% |
| Cash public assistance income: | 176 | 3.5% | 1.8% |
| SNAP (food stamps) benefits: | 917 | 18.3% | 11.4% |
Housing Types (21532 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,061 | 68.4% | 61.4% |
| 1-unit, attached: | 217 | 3.7% | 6.1% |
| 2 units: | 392 | 6.6% | 3.4% |
| 3 or 4 units: | 302 | 5.1% | 4.3% |
| 5 to 9 units: | 260 | 4.4% | 4.6% |
| 10 to 19 units: | 205 | 3.5% | 4.3% |
| 20 or more units: | 233 | 3.9% | 9.9% |
| Mobile home: | 271 | 4.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (21532 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 27 | 0.5% | 0.6% |
| Built 2010 to 2019: | 154 | 2.6% | 8.2% |
| Built 2000 to 2009: | 389 | 6.5% | 13.5% |
| Built 1990 to 1999: | 447 | 7.5% | 13.2% |
| Built 1980 to 1989: | 615 | 10.4% | 13.2% |
| Built 1970 to 1979: | 742 | 12.5% | 14.6% |
| Built 1960 to 1969: | 759 | 12.8% | 10.2% |
| Built 1950 to 1959: | 543 | 9.1% | 9.9% |
| Built 1940 to 1949: | 444 | 7.5% | 4.6% |
| Built 1939 or earlier: | 1,821 | 30.7% | 12.0% |
Bedrooms (21532 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 45 | 0.8% | 2.4% |
| 1 bedroom: | 400 | 6.7% | 3.0% |
| 2 bedrooms: | 1,681 | 28.3% | 9.1% |
| 3 bedrooms: | 2,854 | 48.0% | 15.9% |
| 4 bedrooms: | 757 | 12.7% | 18.8% |
| 5 or more bedrooms: | 204 | 3.4% | 17.6% |
Heating Fuel (21532 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,141 | 42.8% | 47.1% |
| Bottled, tank, or LP gas: | 348 | 7.0% | 4.9% |
| Electricity: | 1,479 | 29.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 628 | 12.5% | 4.2% |
| Coal or coke: | 171 | 3.4% | 0.1% |
| Wood: | 181 | 3.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 48 | 1.0% | 0.5% |
| No fuel used: | 9 | 0.2% | 0.2% |
Vehicles Available (21532 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 389 | 7.8% | 8.3% |
| 1 vehicle available: | 1,887 | 37.7% | 32.6% |
| 2 vehicles available: | 1,421 | 28.4% | 37.0% |
| 3 or more vehicles available: | 1,308 | 26.1% | 22.1% |
Home Value Distribution (21532 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 292 | 8.8% | 5.7% |
| $50,000 to $99,999: | 757 | 22.8% | 7.8% |
| $100,000 to $149,999: | 521 | 15.7% | 9.2% |
| $150,000 to $199,999: | 503 | 15.1% | 10.8% |
| $200,000 to $299,999: | 766 | 23.0% | 19.9% |
| $300,000 to $499,999: | 339 | 10.2% | 24.1% |
| $500,000 to $999,999: | 139 | 4.2% | 17.0% |
| $1,000,000 or more: | 9 | 0.3% | 5.6% |
Housing Costs (21532 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,218 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $438 / mo. | $584 / mo. |
| Median gross rent: | $763 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.41 | 2.53 |
| Average household size (renter-occupied): | 2.03 | 2.38 |
Households (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,005 | -- | -- |
| Married-couple households: | 2,103 | 42.0% | 47.5% |
| Cohabiting couple households: | 699 | 14.0% | 7.0% |
| Male householder, no spouse: | 924 | 18.5% | 5.4% |
| Female householder, no spouse: | 1,582 | 31.6% | 12.7% |
| Householder living alone: | 1,319 | 26.4% | 28.6% |
| 65 years and over living alone: | 1,609 | 32.1% | 11.8% |
| Average household size: | 2.28 | -- | 2.53 |
| Average family size: | 2.86 | -- | -- |
Marital Status (21532 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,411 | -- | -- |
| Never married: | 2,479 | 45.8% | 37.0% |
| Now married: | 2,249 | 41.6% | 49.5% |
| Separated: | 185 | 3.4% | 1.5% |
| Widowed: | 457 | 8.4% | 2.6% |
| Divorced: | 2,442 | 45.1% | 9.3% |
School Enrollment (21532 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,706 | -- | -- |
| Nursery school, preschool: | 75 | 1.6% | 5.8% |
| Kindergarten: | 170 | 3.6% | 5.0% |
| Elementary school (grades 1-8): | 1,086 | 23.1% | 40.5% |
| High school (grades 9-12): | 448 | 9.5% | 21.4% |
| College or graduate school: | 2,927 | 62.2% | 27.3% |
Veterans & Disability (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 10,977 | -- | -- |
| Veterans: | 790 | 7.2% | 6.3% |
| Civilian noninstitutionalized population: | 12,911 | -- | -- |
| With a disability: | 1,758 | 13.6% | 13.4% |
| Under 18 with disability: | 94 | 5.3% | 5.8% |
| 18 to 64 with disability: | 1,056 | 60.1% | 10.4% |
| 65 and over with disability: | 608 | 34.6% | 33.4% |
Mobility (Residence 1 Year Ago) (21532 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 10,812 | 81.7% | 86.9% |
| Different house: | 2,293 | 17.3% | 13.1% |
| Same county: | 978 | 42.7% | 7.0% |
| Different county: | 1,302 | 56.8% | 3.2% |
| Different state: | 502 | 21.9% | 2.5% |
| Abroad: | 13 | 0.6% | 0.4% |
Place of Birth (21532 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 12,876 | 97.3% | 86.2% |
| Foreign born: | 111 | 0.8% | 13.9% |
| Naturalized citizen: | 353 | 318.0% | 52.7% |
| Not a citizen: | 353 | 318.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 353 | 318.0% | 10.5% |
| Asia: | 43 | 38.7% | 31.3% |
| Africa: | 15 | 13.5% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 81 | 73.0% | 50.0% |
| Northern America: | 8 | 7.2% | 2.2% |
Language Spoken at Home (21532 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,683 | -- | -- |
| English only: | 12,209 | 96.3% | 78.3% |
| Language other than English: | 474 | 3.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 225 | 1.8% | 13.3% |
| Other Indo-European languages: | 50 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 189 | 1.5% | 3.5% |
| Other languages: | 10 | 0.1% | 1.0% |
Computers & Internet (21532 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,005 | 100.0% | 93.1% |
| Households with broadband internet: | 4,501 | 89.9% | 89.4% |
Frostburg, MD21532