21550 ZIP Code
Oakland, Maryland
December 15, 2025
| ZIP Code: | 21550 |
| City/Town: | Oakland |
| County: | Garrett |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 13,640 |
| Median Household Income: | $61,824 |
| Per Capita Income: | $36,446 |
| Total Housing Units: | 8,217 |
| Median Home Value: | $211,900 |
| Land Area: | 205.5 sq miles
532.2 sq km |
| Water Area: | 3.4 sq miles
8.9 sq km |
| Coordinates: | 39.3917, -79.3924 |
Population Information (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 13,640 | -- | -- |
| Male: | 6,567 | 48.1% | 49.6% |
| Female: | 7,073 | 51.9% | 50.4% |
| Median Age: | 47.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 727 | 5.3% | 5.7% |
| 5 to 9 years: | 789 | 5.8% | 6.0% |
| 10 to 14 years: | 581 | 4.3% | 6.5% |
| 15 to 19 years: | 705 | 5.2% | 6.6% |
| 20 to 24 years: | 645 | 4.7% | 6.7% |
| 25 to 34 years: | 1,603 | 11.8% | 13.7% |
| 35 to 44 years: | 1,507 | 11.0% | 12.9% |
| 45 to 54 years: | 1,578 | 11.6% | 12.4% |
| 55 to 59 years: | 1,110 | 8.1% | 6.5% |
| 60 to 64 years: | 1,101 | 8.1% | 6.4% |
| 65 to 74 years: | 1,924 | 14.1% | 9.7% |
| 75 to 84 years: | 1,016 | 7.4% | 4.8% |
| 85 years and over: | 354 | 2.6% | 2.0% |
Housing Information (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $211,900 | -- | $281,900 |
| Median rooms: | 6.1 | -- | 5.5 |
| Median rent: | $677 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,217 | -- | -- |
| Occupied housing units: | 5,767 | 70.2% | 38.0% |
| Vacant housing units: | 2,450 | 29.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,526 | 78.5% | 64.8% |
| Renter-occupied: | 1,241 | 21.5% | 35.2% |
Educational Attainment (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,193 | -- | -- |
| Less than 9th grade: | 329 | 3.2% | 4.7% |
| 9th to 12th grade, no diploma: | 632 | 6.2% | 6.1% |
| High school graduate: | 4,210 | 41.3% | 26.4% |
| Some college, no degree: | 1,619 | 15.9% | 19.7% |
| Associate degree: | 756 | 7.4% | 8.7% |
| Bachelor's degree: | 1,476 | 14.5% | 20.9% |
| Graduate or professional degree: | 1,171 | 11.5% | 13.7% |
| Percent high school graduate or higher: | -- | 90.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 26.0% | 34.3% |
Income Information (21550 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $61,824 / yr. | $75,149 / yr. |
| Mean household income: | $94,769 / yr. | $105,833 / yr. |
| Median family income: | $77,083 / yr. | $92,646 / yr. |
| Per capita income: | $36,446 / yr. | $41,261 / yr. |
Employment (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,665 | -- | 63.5% |
| Employed: | 6,300 | 94.6% | 96.4% |
| Unemployed: | 357 | 5.4% | 5.3% |
| Not in labor force: | 4,771 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,317 | 68.5% | 79.7% |
| Government workers: | 1,408 | 22.3% | 14.2% |
| Self-employed: | 567 | 9.0% | 5.9% |
| Unpaid family workers: | 8 | 0.1% | 0.1% |
Race & Ethnicity (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 13,170 | 96.6% | 61.6% |
| Black or African American: | 73 | 0.5% | 12.4% |
| American Indian/Alaska Native: | 14 | 0.1% | 1.1% |
| Asian: | 78 | 0.6% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 84 | 0.6% | 8.4% |
| Two or more races: | 221 | 1.6% | 10.2% |
| Hispanic or Latino (any race): | 190 | 1.4% | 18.7% |
| Mexican: | 108 | 0.8% | 11.2% |
| Puerto Rican: | 16 | 0.1% | 1.8% |
| Cuban: | 12 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 2 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 78 | 0.6% | 81.1% |
Income Distribution (21550 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 263 | 4.6% | 4.9% |
| $10,000 to $14,999: | 182 | 3.2% | 3.8% |
| $15,000 to $24,999: | 506 | 8.8% | 7.0% |
| $25,000 to $34,999: | 572 | 9.9% | 7.4% |
| $35,000 to $49,999: | 867 | 15.0% | 10.7% |
| $50,000 to $74,999: | 947 | 16.4% | 16.1% |
| $75,000 to $99,999: | 837 | 14.5% | 12.8% |
| $100,000 to $149,999: | 858 | 14.9% | 17.1% |
| $150,000 to $199,999: | 306 | 5.3% | 8.8% |
| $200,000 or more: | 429 | 7.4% | 11.4% |
Commute to Work (21550 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,821 | 76.5% | 67.8% |
| Carpooled: | 426 | 6.8% | 8.7% |
| Public transportation: | 89 | 1.4% | 4.2% |
| Walked: | 87 | 1.4% | 2.5% |
| Other means: | 62 | 1.0% | 0.9% |
| Worked from home: | 754 | 12.0% | 13.8% |
| Mean travel time to work: | 21.7 min | -- | 26.7 min |
Industry (21550 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 172 | 2.7% | 1.6% |
| Construction: | 648 | 10.3% | 6.9% |
| Manufacturing: | 341 | 5.4% | 10.0% |
| Wholesale trade: | 191 | 3.0% | 2.4% |
| Retail trade: | 519 | 8.2% | 11.0% |
| Transportation, warehousing, utilities: | 241 | 3.8% | 5.8% |
| Information: | 67 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 372 | 5.9% | 6.7% |
| Professional, scientific, management: | 656 | 10.4% | 12.1% |
| Education, health care, social services: | 1,306 | 20.7% | 23.3% |
| Arts, entertainment, food services: | 669 | 10.6% | 9.0% |
| Other services: | 536 | 8.5% | 4.7% |
| Public administration: | 582 | 9.2% | 4.7% |
Poverty Status (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 10.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 12,628 | 92.6% | 91.3% |
| Private health insurance: | 7,809 | 57.3% | 67.6% |
| Public health coverage: | 6,846 | 50.2% | 35.9% |
| Without health insurance: | 789 | 5.8% | 8.7% |
Benefits & Assistance (21550 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,036 | 70.0% | 77.4% |
| Social Security income: | 2,461 | 42.7% | 31.0% |
| Retirement income: | 1,708 | 29.6% | 21.8% |
| Supplemental Security Income (SSI): | 266 | 4.6% | 4.5% |
| Cash public assistance income: | 72 | 1.2% | 1.8% |
| SNAP (food stamps) benefits: | 1,088 | 18.9% | 11.4% |
Housing Types (21550 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,503 | 79.1% | 61.4% |
| 1-unit, attached: | 361 | 4.4% | 6.1% |
| 2 units: | 46 | 0.6% | 3.4% |
| 3 or 4 units: | 68 | 0.8% | 4.3% |
| 5 to 9 units: | 170 | 2.1% | 4.6% |
| 10 to 19 units: | 32 | 0.4% | 4.3% |
| 20 or more units: | 323 | 3.9% | 9.9% |
| Mobile home: | 712 | 8.7% | 5.8% |
| Boat, RV, van, etc.: | 2 | 0.0% | 0.1% |
Year Structure Built (21550 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 37 | 0.5% | 0.6% |
| Built 2010 to 2019: | 421 | 5.1% | 8.2% |
| Built 2000 to 2009: | 1,108 | 13.5% | 13.5% |
| Built 1990 to 1999: | 1,356 | 16.5% | 13.2% |
| Built 1980 to 1989: | 1,027 | 12.5% | 13.2% |
| Built 1970 to 1979: | 1,831 | 22.3% | 14.6% |
| Built 1960 to 1969: | 680 | 8.3% | 10.2% |
| Built 1950 to 1959: | 493 | 6.0% | 9.9% |
| Built 1940 to 1949: | 214 | 2.6% | 4.6% |
| Built 1939 or earlier: | 1,050 | 12.8% | 12.0% |
Bedrooms (21550 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 5 | 0.1% | 2.4% |
| 1 bedroom: | 570 | 6.9% | 3.0% |
| 2 bedrooms: | 1,845 | 22.5% | 9.1% |
| 3 bedrooms: | 3,667 | 44.6% | 15.9% |
| 4 bedrooms: | 1,331 | 16.2% | 18.8% |
| 5 or more bedrooms: | 799 | 9.7% | 17.6% |
Heating Fuel (21550 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,268 | 22.0% | 47.1% |
| Bottled, tank, or LP gas: | 1,086 | 18.8% | 4.9% |
| Electricity: | 1,455 | 25.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,123 | 19.5% | 4.2% |
| Coal or coke: | 40 | 0.7% | 0.1% |
| Wood: | 640 | 11.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 64 | 1.1% | 0.5% |
| No fuel used: | 91 | 1.6% | 0.2% |
Vehicles Available (21550 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 508 | 8.8% | 8.3% |
| 1 vehicle available: | 1,841 | 31.9% | 32.6% |
| 2 vehicles available: | 2,085 | 36.2% | 37.0% |
| 3 or more vehicles available: | 1,333 | 23.1% | 22.1% |
Home Value Distribution (21550 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 278 | 6.1% | 5.7% |
| $50,000 to $99,999: | 466 | 10.3% | 7.8% |
| $100,000 to $149,999: | 674 | 14.9% | 9.2% |
| $150,000 to $199,999: | 713 | 15.8% | 10.8% |
| $200,000 to $299,999: | 1,075 | 23.8% | 19.9% |
| $300,000 to $499,999: | 896 | 19.8% | 24.1% |
| $500,000 to $999,999: | 311 | 6.9% | 17.0% |
| $1,000,000 or more: | 113 | 2.5% | 5.6% |
Housing Costs (21550 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,531 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $465 / mo. | $584 / mo. |
| Median gross rent: | $677 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.40 | 2.53 |
| Average household size (renter-occupied): | 1.98 | 2.38 |
Households (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,767 | -- | -- |
| Married-couple households: | 3,020 | 52.4% | 47.5% |
| Cohabiting couple households: | 927 | 16.1% | 7.0% |
| Male householder, no spouse: | 960 | 16.6% | 5.4% |
| Female householder, no spouse: | 1,447 | 25.1% | 12.7% |
| Householder living alone: | 1,695 | 29.4% | 28.6% |
| 65 years and over living alone: | 2,339 | 40.6% | 11.8% |
| Average household size: | 2.31 | -- | 2.53 |
| Average family size: | 2.77 | -- | -- |
Marital Status (21550 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,417 | -- | -- |
| Never married: | 1,421 | 26.2% | 37.0% |
| Now married: | 3,180 | 58.7% | 49.5% |
| Separated: | 223 | 4.1% | 1.5% |
| Widowed: | 485 | 9.0% | 2.6% |
| Divorced: | 1,207 | 22.3% | 9.3% |
School Enrollment (21550 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,365 | -- | -- |
| Nursery school, preschool: | 175 | 7.4% | 5.8% |
| Kindergarten: | 203 | 8.6% | 5.0% |
| Elementary school (grades 1-8): | 987 | 41.7% | 40.5% |
| High school (grades 9-12): | 558 | 23.6% | 21.4% |
| College or graduate school: | 442 | 18.7% | 27.3% |
Veterans & Disability (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,084 | -- | -- |
| Veterans: | 1,009 | 9.1% | 6.3% |
| Civilian noninstitutionalized population: | 13,417 | -- | -- |
| With a disability: | 2,530 | 18.9% | 13.4% |
| Under 18 with disability: | 145 | 5.7% | 5.8% |
| 18 to 64 with disability: | 1,021 | 40.4% | 10.4% |
| 65 and over with disability: | 1,364 | 53.9% | 33.4% |
Mobility (Residence 1 Year Ago) (21550 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 12,414 | 91.0% | 86.9% |
| Different house: | 1,150 | 8.4% | 13.1% |
| Same county: | 522 | 45.4% | 7.0% |
| Different county: | 624 | 54.3% | 3.2% |
| Different state: | 271 | 23.6% | 2.5% |
| Abroad: | 4 | 0.3% | 0.4% |
Place of Birth (21550 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 13,480 | 98.8% | 86.2% |
| Foreign born: | 157 | 1.2% | 13.9% |
| Naturalized citizen: | 160 | 101.9% | 52.7% |
| Not a citizen: | 160 | 101.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 160 | 101.9% | 10.5% |
| Asia: | 99 | 63.1% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 15 | 9.6% | 0.5% |
| Latin America: | 26 | 16.6% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (21550 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,913 | -- | -- |
| English only: | 12,589 | 97.5% | 78.3% |
| Language other than English: | 324 | 2.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 81 | 0.6% | 13.3% |
| Other Indo-European languages: | 229 | 1.8% | 3.5% |
| Asian/Pacific Island languages: | 14 | 0.1% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (21550 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,767 | 100.0% | 93.1% |
| Households with broadband internet: | 5,089 | 88.2% | 89.4% |
Oakland, MD21550