21620 ZIP Code
Chestertown, Maryland
December 14, 2025
| ZIP Code: | 21620 |
| City/Town: | Chestertown |
| County: | Kent |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 13,636 |
| Median Household Income: | $69,842 |
| Per Capita Income: | $40,580 |
| Total Housing Units: | 6,303 |
| Median Home Value: | $302,000 |
| Land Area: | 118.7 sq miles
307.4 sq km |
| Water Area: | 16.8 sq miles
43.6 sq km |
| Coordinates: | 39.2080, -76.0828 |
Population Information (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 13,636 | -- | -- |
| Male: | 6,633 | 48.6% | 49.6% |
| Female: | 7,003 | 51.4% | 50.4% |
| Median Age: | 41.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 656 | 4.8% | 5.7% |
| 5 to 9 years: | 676 | 5.0% | 6.0% |
| 10 to 14 years: | 738 | 5.4% | 6.5% |
| 15 to 19 years: | 1,270 | 9.3% | 6.6% |
| 20 to 24 years: | 1,245 | 9.1% | 6.7% |
| 25 to 34 years: | 1,337 | 9.8% | 13.7% |
| 35 to 44 years: | 1,394 | 10.2% | 12.9% |
| 45 to 54 years: | 1,372 | 10.1% | 12.4% |
| 55 to 59 years: | 784 | 5.7% | 6.5% |
| 60 to 64 years: | 758 | 5.6% | 6.4% |
| 65 to 74 years: | 1,671 | 12.3% | 9.7% |
| 75 to 84 years: | 1,259 | 9.2% | 4.8% |
| 85 years and over: | 476 | 3.5% | 2.0% |
Housing Information (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $302,000 | -- | $281,900 |
| Median rooms: | 6.1 | -- | 5.5 |
| Median rent: | $1,072 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,303 | -- | -- |
| Occupied housing units: | 5,596 | 88.8% | 38.0% |
| Vacant housing units: | 707 | 11.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,874 | 69.2% | 64.8% |
| Renter-occupied: | 1,722 | 30.8% | 35.2% |
Educational Attainment (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 9,051 | -- | -- |
| Less than 9th grade: | 247 | 2.7% | 4.7% |
| 9th to 12th grade, no diploma: | 460 | 5.1% | 6.1% |
| High school graduate: | 2,203 | 24.3% | 26.4% |
| Some college, no degree: | 1,477 | 16.3% | 19.7% |
| Associate degree: | 531 | 5.9% | 8.7% |
| Bachelor's degree: | 2,176 | 24.0% | 20.9% |
| Graduate or professional degree: | 1,957 | 21.6% | 13.7% |
| Percent high school graduate or higher: | -- | 92.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 45.7% | 34.3% |
Income Information (21620 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $69,842 / yr. | $75,149 / yr. |
| Mean household income: | $94,619 / yr. | $105,833 / yr. |
| Median family income: | $108,138 / yr. | $92,646 / yr. |
| Per capita income: | $40,580 / yr. | $41,261 / yr. |
Employment (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,300 | -- | 63.5% |
| Employed: | 6,081 | 96.5% | 96.4% |
| Unemployed: | 219 | 3.5% | 5.3% |
| Not in labor force: | 5,075 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,539 | 74.6% | 79.7% |
| Government workers: | 1,073 | 17.6% | 14.2% |
| Self-employed: | 469 | 7.7% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 10,975 | 80.5% | 61.6% |
| Black or African American: | 1,787 | 13.1% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 160 | 1.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 11 | 0.1% | 0.2% |
| Some other race: | 177 | 1.3% | 8.4% |
| Two or more races: | 526 | 3.9% | 10.2% |
| Hispanic or Latino (any race): | 338 | 2.5% | 18.7% |
| Mexican: | 454 | 3.3% | 11.2% |
| Puerto Rican: | 97 | 0.7% | 1.8% |
| Cuban: | 21 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 35 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 301 | 2.2% | 81.1% |
Income Distribution (21620 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 359 | 6.4% | 4.9% |
| $10,000 to $14,999: | 219 | 3.9% | 3.8% |
| $15,000 to $24,999: | 400 | 7.1% | 7.0% |
| $25,000 to $34,999: | 462 | 8.3% | 7.4% |
| $35,000 to $49,999: | 835 | 14.9% | 10.7% |
| $50,000 to $74,999: | 578 | 10.3% | 16.1% |
| $75,000 to $99,999: | 611 | 10.9% | 12.8% |
| $100,000 to $149,999: | 1,029 | 18.4% | 17.1% |
| $150,000 to $199,999: | 624 | 11.2% | 8.8% |
| $200,000 or more: | 479 | 8.6% | 11.4% |
Commute to Work (21620 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,167 | 68.5% | 67.8% |
| Carpooled: | 424 | 7.0% | 8.7% |
| Public transportation: | 48 | 0.8% | 4.2% |
| Walked: | 604 | 9.9% | 2.5% |
| Other means: | 198 | 3.3% | 0.9% |
| Worked from home: | 512 | 8.4% | 13.8% |
| Mean travel time to work: | 25.2 min | -- | 26.7 min |
Industry (21620 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 315 | 5.2% | 1.6% |
| Construction: | 349 | 5.7% | 6.9% |
| Manufacturing: | 662 | 10.9% | 10.0% |
| Wholesale trade: | 134 | 2.2% | 2.4% |
| Retail trade: | 497 | 8.2% | 11.0% |
| Transportation, warehousing, utilities: | 157 | 2.6% | 5.8% |
| Information: | 76 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 334 | 5.5% | 6.7% |
| Professional, scientific, management: | 543 | 8.9% | 12.1% |
| Education, health care, social services: | 1,747 | 28.7% | 23.3% |
| Arts, entertainment, food services: | 528 | 8.7% | 9.0% |
| Other services: | 309 | 5.1% | 4.7% |
| Public administration: | 430 | 7.1% | 4.7% |
Poverty Status (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 10.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 12,766 | 93.6% | 91.3% |
| Private health insurance: | 9,922 | 72.8% | 67.6% |
| Public health coverage: | 5,562 | 40.8% | 35.9% |
| Without health insurance: | 600 | 4.4% | 8.7% |
Benefits & Assistance (21620 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,836 | 68.5% | 77.4% |
| Social Security income: | 2,046 | 36.6% | 31.0% |
| Retirement income: | 1,798 | 32.1% | 21.8% |
| Supplemental Security Income (SSI): | 288 | 5.1% | 4.5% |
| Cash public assistance income: | 168 | 3.0% | 1.8% |
| SNAP (food stamps) benefits: | 733 | 13.1% | 11.4% |
Housing Types (21620 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 4,801 | 76.2% | 61.4% |
| 1-unit, attached: | 297 | 4.7% | 6.1% |
| 2 units: | 36 | 0.6% | 3.4% |
| 3 or 4 units: | 282 | 4.5% | 4.3% |
| 5 to 9 units: | 344 | 5.5% | 4.6% |
| 10 to 19 units: | 102 | 1.6% | 4.3% |
| 20 or more units: | 273 | 4.3% | 9.9% |
| Mobile home: | 143 | 2.3% | 5.8% |
| Boat, RV, van, etc.: | 25 | 0.4% | 0.1% |
Year Structure Built (21620 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 22 | 0.3% | 0.6% |
| Built 2010 to 2019: | 241 | 3.8% | 8.2% |
| Built 2000 to 2009: | 880 | 14.0% | 13.5% |
| Built 1990 to 1999: | 941 | 14.9% | 13.2% |
| Built 1980 to 1989: | 949 | 15.1% | 13.2% |
| Built 1970 to 1979: | 1,059 | 16.8% | 14.6% |
| Built 1960 to 1969: | 774 | 12.3% | 10.2% |
| Built 1950 to 1959: | 306 | 4.9% | 9.9% |
| Built 1940 to 1949: | 232 | 3.7% | 4.6% |
| Built 1939 or earlier: | 899 | 14.3% | 12.0% |
Bedrooms (21620 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 81 | 1.3% | 2.4% |
| 1 bedroom: | 408 | 6.5% | 3.0% |
| 2 bedrooms: | 1,151 | 18.3% | 9.1% |
| 3 bedrooms: | 3,364 | 53.4% | 15.9% |
| 4 bedrooms: | 1,126 | 17.9% | 18.8% |
| 5 or more bedrooms: | 173 | 2.7% | 17.6% |
Heating Fuel (21620 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 30 | 0.5% | 47.1% |
| Bottled, tank, or LP gas: | 988 | 17.7% | 4.9% |
| Electricity: | 3,575 | 63.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 839 | 15.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 86 | 1.5% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 40 | 0.7% | 0.5% |
| No fuel used: | 38 | 0.7% | 0.2% |
Vehicles Available (21620 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 370 | 6.6% | 8.3% |
| 1 vehicle available: | 2,064 | 36.9% | 32.6% |
| 2 vehicles available: | 2,175 | 38.9% | 37.0% |
| 3 or more vehicles available: | 987 | 17.6% | 22.1% |
Home Value Distribution (21620 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 45 | 1.2% | 5.7% |
| $50,000 to $99,999: | 93 | 2.4% | 7.8% |
| $100,000 to $149,999: | 185 | 4.8% | 9.2% |
| $150,000 to $199,999: | 317 | 8.2% | 10.8% |
| $200,000 to $299,999: | 1,280 | 33.0% | 19.9% |
| $300,000 to $499,999: | 1,304 | 33.7% | 24.1% |
| $500,000 to $999,999: | 542 | 14.0% | 17.0% |
| $1,000,000 or more: | 108 | 2.8% | 5.6% |
Housing Costs (21620 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,700 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $672 / mo. | $584 / mo. |
| Median gross rent: | $1,072 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.23 | 2.53 |
| Average household size (renter-occupied): | 2.05 | 2.38 |
Households (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,596 | -- | -- |
| Married-couple households: | 2,457 | 43.9% | 47.5% |
| Cohabiting couple households: | 686 | 12.3% | 7.0% |
| Male householder, no spouse: | 970 | 17.3% | 5.4% |
| Female householder, no spouse: | 1,923 | 34.4% | 12.7% |
| Householder living alone: | 1,301 | 23.2% | 28.6% |
| 65 years and over living alone: | 2,234 | 39.9% | 11.8% |
| Average household size: | 2.18 | -- | 2.53 |
| Average family size: | 2.85 | -- | -- |
Marital Status (21620 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,397 | -- | -- |
| Never married: | 1,794 | 33.2% | 37.0% |
| Now married: | 2,553 | 47.3% | 49.5% |
| Separated: | 253 | 4.7% | 1.5% |
| Widowed: | 607 | 11.2% | 2.6% |
| Divorced: | 2,240 | 41.5% | 9.3% |
School Enrollment (21620 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,760 | -- | -- |
| Nursery school, preschool: | 255 | 6.8% | 5.8% |
| Kindergarten: | 187 | 5.0% | 5.0% |
| Elementary school (grades 1-8): | 1,162 | 30.9% | 40.5% |
| High school (grades 9-12): | 592 | 15.7% | 21.4% |
| College or graduate school: | 1,564 | 41.6% | 27.3% |
Veterans & Disability (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,021 | -- | -- |
| Veterans: | 926 | 8.4% | 6.3% |
| Civilian noninstitutionalized population: | 13,366 | -- | -- |
| With a disability: | 1,772 | 13.3% | 13.4% |
| Under 18 with disability: | 193 | 10.9% | 5.8% |
| 18 to 64 with disability: | 725 | 40.9% | 10.4% |
| 65 and over with disability: | 854 | 48.2% | 33.4% |
Mobility (Residence 1 Year Ago) (21620 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 11,037 | 80.9% | 86.9% |
| Different house: | 2,581 | 18.9% | 13.1% |
| Same county: | 1,001 | 38.8% | 7.0% |
| Different county: | 1,477 | 57.2% | 3.2% |
| Different state: | 581 | 22.5% | 2.5% |
| Abroad: | 103 | 4.0% | 0.4% |
Place of Birth (21620 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 13,151 | 96.4% | 86.2% |
| Foreign born: | 87 | 0.6% | 13.9% |
| Naturalized citizen: | 485 | 557.5% | 52.7% |
| Not a citizen: | 485 | 557.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 485 | 557.5% | 10.5% |
| Asia: | 137 | 157.5% | 31.3% |
| Africa: | 28 | 32.2% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 177 | 203.4% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (21620 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,980 | -- | -- |
| English only: | 12,479 | 96.1% | 78.3% |
| Language other than English: | 501 | 3.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 268 | 2.1% | 13.3% |
| Other Indo-European languages: | 132 | 1.0% | 3.5% |
| Asian/Pacific Island languages: | 91 | 0.7% | 3.5% |
| Other languages: | 10 | 0.1% | 1.0% |
Computers & Internet (21620 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,596 | 100.0% | 93.1% |
| Households with broadband internet: | 5,157 | 92.2% | 89.4% |
Chestertown, MD21620