21654 ZIP Code
Oxford, Maryland
December 15, 2025
| ZIP Code: | 21654 |
| City/Town: | Oxford |
| County: | Talbot |
| State: | Maryland |
| ZIP Type: | Standard |
| Population: | 1,260 |
| Median Household Income: | $77,288 |
| Per Capita Income: | $41,301 |
| Total Housing Units: | 947 |
| Median Home Value: | $799,100 |
| Land Area: | 11.1 sq miles
28.7 sq km |
| Water Area: | 4.5 sq miles
11.7 sq km |
| Coordinates: | 38.6901, -76.1316 |
Population Information (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 1,260 | -- | -- |
| Male: | 587 | 46.6% | 49.6% |
| Female: | 673 | 53.4% | 50.4% |
| Median Age: | 67.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 7 | 0.6% | 5.7% |
| 5 to 9 years: | 7 | 0.6% | 6.0% |
| 10 to 14 years: | 52 | 4.1% | 6.5% |
| 15 to 19 years: | 86 | 6.8% | 6.6% |
| 20 to 24 years: | 11 | 0.9% | 6.7% |
| 25 to 34 years: | 70 | 5.6% | 13.7% |
| 35 to 44 years: | 41 | 3.3% | 12.9% |
| 45 to 54 years: | 134 | 10.6% | 12.4% |
| 55 to 59 years: | 91 | 7.2% | 6.5% |
| 60 to 64 years: | 94 | 7.5% | 6.4% |
| 65 to 74 years: | 475 | 37.7% | 9.7% |
| 75 to 84 years: | 166 | 13.2% | 4.8% |
| 85 years and over: | 26 | 2.1% | 2.0% |
Housing Information (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $799,100 | -- | $281,900 |
| Median rooms: | 7.3 | -- | 5.5 |
| Median rent: | $1,216 / mo. | -- | $1,268 / mo. |
| Total housing units: | 947 | -- | -- |
| Occupied housing units: | 643 | 67.9% | 38.0% |
| Vacant housing units: | 304 | 32.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 540 | 84.0% | 64.8% |
| Renter-occupied: | 103 | 16.0% | 35.2% |
Educational Attainment (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 1,097 | -- | -- |
| Less than 9th grade: | 6 | 0.5% | 4.7% |
| 9th to 12th grade, no diploma: | 19 | 1.7% | 6.1% |
| High school graduate: | 52 | 4.7% | 26.4% |
| Some college, no degree: | 188 | 17.1% | 19.7% |
| Associate degree: | 53 | 4.8% | 8.7% |
| Bachelor's degree: | 360 | 32.8% | 20.9% |
| Graduate or professional degree: | 419 | 38.2% | 13.7% |
| Percent high school graduate or higher: | -- | 97.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 71.0% | 34.3% |
Income Information (21654 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $77,288 / yr. | $75,149 / yr. |
| Mean household income: | $129,063 / yr. | $105,833 / yr. |
| Median family income: | $89,345 / yr. | $92,646 / yr. |
| Per capita income: | $41,301 / yr. | $41,261 / yr. |
Employment (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 507 | -- | 63.5% |
| Employed: | 463 | 91.3% | 96.4% |
| Unemployed: | 44 | 8.7% | 5.3% |
| Not in labor force: | 681 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 305 | 65.9% | 79.7% |
| Government workers: | 118 | 25.5% | 14.2% |
| Self-employed: | 40 | 8.6% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 1,130 | 89.7% | 61.6% |
| Black or African American: | 38 | 3.0% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 3 | 0.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 2 | 0.2% | 8.4% |
| Two or more races: | 87 | 6.9% | 10.2% |
| Hispanic or Latino (any race): | 87 | 6.9% | 18.7% |
| Mexican: | 134 | 10.6% | 11.2% |
| Puerto Rican: | 56 | 4.4% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 13 | 1.0% | 5.0% |
| Not Hispanic or Latino: | 65 | 5.2% | 81.1% |
Income Distribution (21654 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 34 | 5.3% | 4.9% |
| $10,000 to $14,999: | 4 | 0.6% | 3.8% |
| $15,000 to $24,999: | 13 | 2.0% | 7.0% |
| $25,000 to $34,999: | 34 | 5.3% | 7.4% |
| $35,000 to $49,999: | 108 | 16.8% | 10.7% |
| $50,000 to $74,999: | 80 | 12.4% | 16.1% |
| $75,000 to $99,999: | 164 | 25.5% | 12.8% |
| $100,000 to $149,999: | 80 | 12.4% | 17.1% |
| $150,000 to $199,999: | 41 | 6.4% | 8.8% |
| $200,000 or more: | 85 | 13.2% | 11.4% |
Commute to Work (21654 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 305 | 65.9% | 67.8% |
| Carpooled: | 25 | 5.4% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 23 | 5.0% | 2.5% |
| Other means: | 9 | 1.9% | 0.9% |
| Worked from home: | 100 | 21.6% | 13.8% |
| Mean travel time to work: | 43.5 min | -- | 26.7 min |
Industry (21654 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 35 | 7.6% | 6.9% |
| Manufacturing: | 20 | 4.3% | 10.0% |
| Wholesale trade: | 5 | 1.1% | 2.4% |
| Retail trade: | 24 | 5.2% | 11.0% |
| Transportation, warehousing, utilities: | 8 | 1.7% | 5.8% |
| Information: | 5 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 47 | 10.2% | 6.7% |
| Professional, scientific, management: | 72 | 15.6% | 12.1% |
| Education, health care, social services: | 58 | 12.5% | 23.3% |
| Arts, entertainment, food services: | 38 | 8.2% | 9.0% |
| Other services: | 78 | 16.8% | 4.7% |
| Public administration: | 73 | 15.8% | 4.7% |
Poverty Status (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.3% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 1,258 | 99.8% | 91.3% |
| Private health insurance: | 867 | 68.8% | 67.6% |
| Public health coverage: | 789 | 62.6% | 35.9% |
| Without health insurance: | 2 | 0.2% | 8.7% |
Benefits & Assistance (21654 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 361 | 56.1% | 77.4% |
| Social Security income: | 457 | 71.1% | 31.0% |
| Retirement income: | 301 | 46.8% | 21.8% |
| Supplemental Security Income (SSI): | 2 | 0.3% | 4.5% |
| Cash public assistance income: | 14 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 14 | 2.2% | 11.4% |
Housing Types (21654 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 867 | 91.6% | 61.4% |
| 1-unit, attached: | 31 | 3.3% | 6.1% |
| 2 units: | 7 | 0.7% | 3.4% |
| 3 or 4 units: | 31 | 3.3% | 4.3% |
| 5 to 9 units: | 11 | 1.2% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (21654 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 5 | 0.5% | 8.2% |
| Built 2000 to 2009: | 76 | 8.0% | 13.5% |
| Built 1990 to 1999: | 92 | 9.7% | 13.2% |
| Built 1980 to 1989: | 252 | 26.6% | 13.2% |
| Built 1970 to 1979: | 107 | 11.3% | 14.6% |
| Built 1960 to 1969: | 47 | 5.0% | 10.2% |
| Built 1950 to 1959: | 66 | 7.0% | 9.9% |
| Built 1940 to 1949: | 36 | 3.8% | 4.6% |
| Built 1939 or earlier: | 266 | 28.1% | 12.0% |
Bedrooms (21654 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 81 | 8.6% | 3.0% |
| 2 bedrooms: | 195 | 20.6% | 9.1% |
| 3 bedrooms: | 253 | 26.7% | 15.9% |
| 4 bedrooms: | 238 | 25.1% | 18.8% |
| 5 or more bedrooms: | 180 | 19.0% | 17.6% |
Heating Fuel (21654 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 18 | 2.8% | 47.1% |
| Bottled, tank, or LP gas: | 52 | 8.1% | 4.9% |
| Electricity: | 453 | 70.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 76 | 11.8% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 19 | 3.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 23 | 3.6% | 0.5% |
| No fuel used: | 2 | 0.3% | 0.2% |
Vehicles Available (21654 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 6 | 0.9% | 8.3% |
| 1 vehicle available: | 178 | 27.7% | 32.6% |
| 2 vehicles available: | 352 | 54.7% | 37.0% |
| 3 or more vehicles available: | 107 | 16.6% | 22.1% |
Home Value Distribution (21654 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 8 | 1.5% | 5.7% |
| $50,000 to $99,999: | 0 | 0.0% | 7.8% |
| $100,000 to $149,999: | 2 | 0.4% | 9.2% |
| $150,000 to $199,999: | 0 | 0.0% | 10.8% |
| $200,000 to $299,999: | 8 | 1.5% | 19.9% |
| $300,000 to $499,999: | 84 | 15.6% | 24.1% |
| $500,000 to $999,999: | 254 | 47.0% | 17.0% |
| $1,000,000 or more: | 184 | 34.1% | 5.6% |
Housing Costs (21654 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,376 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $964 / mo. | $584 / mo. |
| Median gross rent: | $1,216 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 1.87 | 2.53 |
| Average household size (renter-occupied): | 2.44 | 2.38 |
Households (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 643 | -- | -- |
| Married-couple households: | 341 | 53.0% | 47.5% |
| Cohabiting couple households: | 23 | 3.6% | 7.0% |
| Male householder, no spouse: | 71 | 11.0% | 5.4% |
| Female householder, no spouse: | 213 | 33.1% | 12.7% |
| Householder living alone: | 77 | 12.0% | 28.6% |
| 65 years and over living alone: | 444 | 69.1% | 11.8% |
| Average household size: | 1.96 | -- | 2.53 |
| Average family size: | 2.19 | -- | -- |
Marital Status (21654 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 558 | -- | -- |
| Never married: | 78 | 14.0% | 37.0% |
| Now married: | 359 | 64.3% | 49.5% |
| Separated: | 12 | 2.2% | 1.5% |
| Widowed: | 107 | 19.2% | 2.6% |
| Divorced: | 119 | 21.3% | 9.3% |
School Enrollment (21654 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 169 | -- | -- |
| Nursery school, preschool: | 1 | 0.6% | 5.8% |
| Kindergarten: | 0 | 0.0% | 5.0% |
| Elementary school (grades 1-8): | 41 | 24.3% | 40.5% |
| High school (grades 9-12): | 43 | 25.4% | 21.4% |
| College or graduate school: | 84 | 49.7% | 27.3% |
Veterans & Disability (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 1,176 | -- | -- |
| Veterans: | 140 | 11.9% | 6.3% |
| Civilian noninstitutionalized population: | 1,260 | -- | -- |
| With a disability: | 200 | 15.9% | 13.4% |
| Under 18 with disability: | 0 | 0.0% | 5.8% |
| 18 to 64 with disability: | 102 | 51.0% | 10.4% |
| 65 and over with disability: | 98 | 49.0% | 33.4% |
Mobility (Residence 1 Year Ago) (21654 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 1,138 | 90.3% | 86.9% |
| Different house: | 122 | 9.7% | 13.1% |
| Same county: | 76 | 62.3% | 7.0% |
| Different county: | 46 | 37.7% | 3.2% |
| Different state: | 43 | 35.2% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (21654 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 1,241 | 98.5% | 86.2% |
| Foreign born: | 0 | 0.0% | 13.9% |
| Naturalized citizen: | 19 | -- | 52.7% |
| Not a citizen: | 19 | -- | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 19 | -- | 10.5% |
| Asia: | 4 | -- | 31.3% |
| Africa: | 4 | -- | 5.5% |
| Oceania: | 0 | -- | 0.5% |
| Latin America: | 11 | -- | 50.0% |
| Northern America: | 0 | -- | 2.2% |
Language Spoken at Home (21654 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 1,253 | -- | -- |
| English only: | 1,150 | 91.8% | 78.3% |
| Language other than English: | 103 | 8.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 92 | 7.3% | 13.3% |
| Other Indo-European languages: | 9 | 0.7% | 3.5% |
| Asian/Pacific Island languages: | 2 | 0.2% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (21654 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 643 | 100.0% | 93.1% |
| Households with broadband internet: | 637 | 99.1% | 89.4% |
Oxford, MD21654