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21703 ZIP Code

Frederick, Maryland

December 15, 2025
ZIP Code:21703
City/Town:Frederick
County:Frederick
State:Maryland
ZIP Type:Standard
Population:39,606
Median Household Income:$103,028
Per Capita Income:$53,756
Total Housing Units:15,293
Median Home Value:$343,900
Land Area:32.0 sq miles
83.0 sq km
Water Area:0.0 sq miles
0.1 sq km
Coordinates:39.3670, -77.4735

Population Information (21703 zip code)

#%US
Total Population:39,606----
Male:18,93147.8%49.6%
Female:20,67552.2%50.4%
Median Age:35.5 yrs--38.5 yrs
Under 5 years:3,1377.9%5.7%
5 to 9 years:2,4086.1%6.0%
10 to 14 years:2,7727.0%6.5%
15 to 19 years:2,2255.6%6.6%
20 to 24 years:2,6186.6%6.7%
25 to 34 years:6,29415.9%13.7%
35 to 44 years:6,59916.7%12.9%
45 to 54 years:4,72911.9%12.4%
55 to 59 years:2,4286.1%6.5%
60 to 64 years:2,2215.6%6.4%
65 to 74 years:2,6396.7%9.7%
75 to 84 years:1,1372.9%4.8%
85 years and over:3991.0%2.0%

Housing Information (21703 zip code)

#%US
Median home value:$343,900--$281,900
Median rooms:6.0--5.5
Median rent:$1,769 / mo.--$1,268 / mo.
Total housing units:15,293----
Occupied housing units:14,74196.4%38.0%
Vacant housing units:5523.6%4.6%
Housing tenure:------
Owner-occupied:9,82866.7%64.8%
Renter-occupied:4,91333.3%35.2%

Educational Attainment (21703 zip code)

#%US
Population 25 years and over:26,446----
Less than 9th grade:1,4205.4%4.7%
9th to 12th grade, no diploma:1,2024.5%6.1%
High school graduate:5,97922.6%26.4%
Some college, no degree:4,86118.4%19.7%
Associate degree:2,0617.8%8.7%
Bachelor's degree:6,55224.8%20.9%
Graduate or professional degree:4,37116.5%13.7%
Percent high school graduate or higher:--90.1%89.1%
Percent bachelor's degree or higher:--41.3%34.3%

Income Information (21703 zip code)

ValueUS
Median household income:$103,028 / yr.$75,149 / yr.
Mean household income:$119,071 / yr.$105,833 / yr.
Median family income:$109,868 / yr.$92,646 / yr.
Per capita income:$53,756 / yr.$41,261 / yr.

Employment (21703 zip code)

#%US
In labor force:22,672--63.5%
Employed:21,57095.5%96.4%
Unemployed:1,0154.5%5.3%
Not in labor force:8,191----
Class of Worker:------
Private wage and salary:16,92278.5%79.7%
Government workers:3,93818.3%14.2%
Self-employed:6192.9%5.9%
Unpaid family workers:910.4%0.1%

Race & Ethnicity (21703 zip code)

#%US
Race (one race):------
White:23,72959.9%61.6%
Black or African American:5,89514.9%12.4%
American Indian/Alaska Native:1970.5%1.1%
Asian:3,6179.1%6.0%
Native Hawaiian/Pacific Islander:250.1%0.2%
Some other race:1,5453.9%8.4%
Two or more races:4,59811.6%10.2%
Hispanic or Latino (any race):4,16610.5%18.7%
Mexican:8,68421.9%11.2%
Puerto Rican:9822.5%1.8%
Cuban:9232.3%0.7%
Other Hispanic or Latino:120.0%5.0%
Not Hispanic or Latino:6,76717.1%81.1%

Income Distribution (21703 zip code)

Household IncomeHouseholds%US
Less than $10,000:2341.6%4.9%
$10,000 to $14,999:4803.3%3.8%
$15,000 to $24,999:4923.3%7.0%
$25,000 to $34,999:6814.6%7.4%
$35,000 to $49,999:1,1057.5%10.7%
$50,000 to $74,999:2,10514.3%16.1%
$75,000 to $99,999:1,71911.7%12.8%
$100,000 to $149,999:3,76225.5%17.1%
$150,000 to $199,999:2,30215.6%8.8%
$200,000 or more:1,86112.6%11.4%

Commute to Work (21703 zip code)

Commute MethodWorkers%US
Drove alone:15,62272.4%67.8%
Carpooled:2,1299.9%8.7%
Public transportation:3961.8%4.2%
Walked:640.3%2.5%
Other means:4161.9%0.9%
Worked from home:2,64212.2%13.8%
Mean travel time to work:33.3 min--26.7 min

Industry (21703 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:1810.8%1.6%
Construction:1,7968.3%6.9%
Manufacturing:1,1765.5%10.0%
Wholesale trade:3231.5%2.4%
Retail trade:2,72412.6%11.0%
Transportation, warehousing, utilities:8894.1%5.8%
Information:3221.5%1.9%
Finance, insurance, real estate:1,3776.4%6.7%
Professional, scientific, management:4,04718.8%12.1%
Education, health care, social services:4,47020.7%23.3%
Arts, entertainment, food services:1,7358.0%9.0%
Other services:7533.5%4.7%
Public administration:1,7778.2%4.7%

Poverty Status (21703 zip code)

#%US
Poverty Rate:--7.6%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (21703 zip code)

#%US
With health insurance:36,83193.0%91.3%
Private health insurance:30,13476.1%67.6%
Public health coverage:10,73227.1%35.9%
Without health insurance:2,6376.7%8.7%

Benefits & Assistance (21703 zip code)

Households with:#%US
Earnings:12,89687.5%77.4%
Social Security income:3,33922.7%31.0%
Retirement income:2,74518.6%21.8%
Supplemental Security Income (SSI):5834.0%4.5%
Cash public assistance income:2851.9%1.8%
SNAP (food stamps) benefits:1,0987.4%11.4%

Housing Types (21703 zip code)

Structure TypeUnits%US
1-unit, detached:5,14333.6%61.4%
1-unit, attached:6,36241.6%6.1%
2 units:1030.7%3.4%
3 or 4 units:1170.8%4.3%
5 to 9 units:6194.0%4.6%
10 to 19 units:2,07213.5%4.3%
20 or more units:6594.3%9.9%
Mobile home:2181.4%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (21703 zip code)

Year BuiltUnits%US
Built 2020 or later:950.6%0.6%
Built 2010 to 2019:2,40815.7%8.2%
Built 2000 to 2009:2,42115.8%13.5%
Built 1990 to 1999:4,38228.7%13.2%
Built 1980 to 1989:3,62723.7%13.2%
Built 1970 to 1979:9396.1%14.6%
Built 1960 to 1969:3022.0%10.2%
Built 1950 to 1959:3742.4%9.9%
Built 1940 to 1949:770.5%4.6%
Built 1939 or earlier:6684.4%12.0%

Bedrooms (21703 zip code)

Number of BedroomsUnits%US
No bedroom (studio):4452.9%2.4%
1 bedroom:9176.0%3.0%
2 bedrooms:3,75324.5%9.1%
3 bedrooms:6,18040.4%15.9%
4 bedrooms:3,29021.5%18.8%
5 or more bedrooms:7084.6%17.6%

Heating Fuel (21703 zip code)

Fuel TypeUnits%US
Utility gas:4,87033.0%47.1%
Bottled, tank, or LP gas:3462.3%4.9%
Electricity:8,70059.0%40.2%
Fuel oil, kerosene, etc.:5723.9%4.2%
Coal or coke:00.0%0.1%
Wood:1250.8%1.5%
Solar energy:840.6%0.1%
Other fuel:240.2%0.5%
No fuel used:200.1%0.2%

Vehicles Available (21703 zip code)

VehiclesHouseholds%US
No vehicle available:4453.0%8.3%
1 vehicle available:4,41029.9%32.6%
2 vehicles available:6,27842.6%37.0%
3 or more vehicles available:3,60824.5%22.1%

Home Value Distribution (21703 zip code)

Value RangeOwner Units%US
Less than $50,000:1701.7%5.7%
$50,000 to $99,999:120.1%7.8%
$100,000 to $149,999:700.7%9.2%
$150,000 to $199,999:3663.7%10.8%
$200,000 to $299,999:2,87329.2%19.9%
$300,000 to $499,999:4,98750.7%24.1%
$500,000 to $999,999:1,22912.5%17.0%
$1,000,000 or more:1211.2%5.6%

Housing Costs (21703 zip code)

ValueUS
Median owner costs (with mortgage):$2,084 / mo.$1,828 / mo.
Median owner costs (no mortgage):$579 / mo.$584 / mo.
Median gross rent:$1,769 / mo.$1,268 / mo.
Average household size (owner-occupied):2.752.53
Average household size (renter-occupied):2.552.38

Households (21703 zip code)

#%US
Total households:14,741----
Married-couple households:6,94747.1%47.5%
Cohabiting couple households:3,29722.4%7.0%
Male householder, no spouse:2,26815.4%5.4%
Female householder, no spouse:4,13728.1%12.7%
Householder living alone:5,68638.6%28.6%
65 years and over living alone:3,40423.1%11.8%
Average household size:2.68--2.53
Average family size:3.16----

Marital Status (21703 zip code)

Population 15 years and over#%US
Total:14,686----
Never married:5,41636.9%37.0%
Now married:7,62151.9%49.5%
Separated:1390.9%1.5%
Widowed:1,1798.0%2.6%
Divorced:5,32536.3%9.3%

School Enrollment (21703 zip code)

Population 3 years and over#%US
Enrolled in school:10,349----
Nursery school, preschool:7757.5%5.8%
Kindergarten:6486.3%5.0%
Elementary school (grades 1-8):3,91137.8%40.5%
High school (grades 9-12):1,89318.3%21.4%
College or graduate school:3,12230.2%27.3%

Veterans & Disability (21703 zip code)

#%US
Civilian population 18 years and over:29,949----
Veterans:1,6805.6%6.3%
Civilian noninstitutionalized population:39,468----
With a disability:3,0257.7%13.4%
Under 18 with disability:37112.3%5.8%
18 to 64 with disability:1,68655.7%10.4%
65 and over with disability:96832.0%33.4%

Mobility (Residence 1 Year Ago) (21703 zip code)

Population 1 year and over#%US
Same house:33,36884.2%86.9%
Different house:5,84414.8%13.1%
Same county:2,89649.6%7.0%
Different county:2,38840.9%3.2%
Different state:68011.6%2.5%
Abroad:5609.6%0.4%

Place of Birth (21703 zip code)

#%US
Native born:31,14178.6%86.2%
Foreign born:5161.3%13.9%
Naturalized citizen:8,4651640.5%52.7%
Not a citizen:8,4651640.5%47.3%
Foreign-born by region:------
Europe:8,4651640.5%10.5%
Asia:521101.0%31.3%
Africa:943182.8%5.5%
Oceania:61.2%0.5%
Latin America:4,624896.1%50.0%
Northern America:397.6%2.2%

Language Spoken at Home (21703 zip code)

Population 5 years and over#%US
Total:36,469----
English only:26,05171.4%78.3%
Language other than English:10,41828.6%21.5%
By language:------
Spanish:5,79815.9%13.3%
Other Indo-European languages:1,9815.4%3.5%
Asian/Pacific Island languages:2,0835.7%3.5%
Other languages:5561.5%1.0%

Computers & Internet (21703 zip code)

Households%US
Households with a computer:14,741100.0%93.1%
Households with broadband internet:14,49798.3%89.4%