22520 ZIP Code
Montross, Virginia
December 12, 2025
| ZIP Code: | 22520 |
| City/Town: | Montross |
| County: | Westmoreland |
| State: | Virginia |
| Population: | 4,673 |
| Median Household Income: | $64,464 |
| Per Capita Income: | $43,994 |
| Total Housing Units: | 2,933 |
| Median Home Value: | $237,000 |
| Land Area: | 96.5 sq miles
249.9 sq km |
| Water Area: | 11.9 sq miles
30.9 sq km |
| Coordinates: | 38.1186, -76.8124 |
Population Information (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Total Population: | 4,673 | -- | -- |
| Male: | 2,197 | 47.0% | 49.6% |
| Female: | 2,476 | 53.0% | 50.4% |
| Median Age: | 50.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 131 | 2.8% | 5.7% |
| 5 to 9 years: | 206 | 4.4% | 6.0% |
| 10 to 14 years: | 262 | 5.6% | 6.5% |
| 15 to 19 years: | 220 | 4.7% | 6.6% |
| 20 to 24 years: | 122 | 2.6% | 6.7% |
| 25 to 34 years: | 527 | 11.3% | 13.7% |
| 35 to 44 years: | 463 | 9.9% | 12.9% |
| 45 to 54 years: | 759 | 16.2% | 12.4% |
| 55 to 59 years: | 244 | 5.2% | 6.5% |
| 60 to 64 years: | 460 | 9.8% | 6.4% |
| 65 to 74 years: | 529 | 11.3% | 9.7% |
| 75 to 84 years: | 592 | 12.7% | 4.8% |
| 85 years and over: | 158 | 3.4% | 2.0% |
Housing Information (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Median home value: | $237,000 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $930 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,933 | -- | -- |
| Occupied housing units: | 1,891 | 64.5% | 38.0% |
| Vacant housing units: | 1,042 | 35.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,535 | 81.2% | 64.8% |
| Renter-occupied: | 356 | 18.8% | 35.2% |
Educational Attainment (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Population 25 years and over: | 3,732 | -- | -- |
| Less than 9th grade: | 220 | 5.9% | 4.7% |
| 9th to 12th grade, no diploma: | 418 | 11.2% | 6.1% |
| High school graduate: | 1,402 | 37.6% | 26.4% |
| Some college, no degree: | 647 | 17.3% | 19.7% |
| Associate degree: | 292 | 7.8% | 8.7% |
| Bachelor's degree: | 403 | 10.8% | 20.9% |
| Graduate or professional degree: | 350 | 9.4% | 13.7% |
| Percent high school graduate or higher: | -- | 82.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 20.2% | 34.3% |
Income Information (22520 zip code)
| Value | US Avg | |
|---|---|---|
| Median household income: | $64,464 / yr. | $75,149 / yr. |
| Mean household income: | $86,690 / yr. | $105,833 / yr. |
| Median family income: | $88,877 / yr. | $92,646 / yr. |
| Per capita income: | $43,994 / yr. | $41,261 / yr. |
Employment (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| In labor force: | 2,130 | -- | 63.5% |
| Employed: | 1,950 | 91.5% | 96.4% |
| Unemployed: | 180 | 8.5% | 5.3% |
| Not in labor force: | 1,907 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 1,246 | 63.9% | 79.7% |
| Government workers: | 451 | 23.1% | 14.2% |
| Self-employed: | 216 | 11.1% | 5.9% |
| Unpaid family workers: | 37 | 1.9% | 0.1% |
Race & Ethnicity (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 2,715 | 58.1% | 61.6% |
| Black or African American: | 1,414 | 30.3% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 33 | 0.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 159 | 3.4% | 8.4% |
| Two or more races: | 352 | 7.5% | 10.2% |
| Hispanic or Latino (any race): | 307 | 6.6% | 18.7% |
| Mexican: | 114 | 2.4% | 11.2% |
| Puerto Rican: | 12 | 0.3% | 1.8% |
| Cuban: | 77 | 1.6% | 0.7% |
| Other Hispanic or Latino: | 25 | 0.5% | 5.0% |
| Not Hispanic or Latino: | 0 | 0.0% | 81.1% |
Income Distribution (22520 zip code)
| Household Income | Households | Percent | US Avg |
|---|---|---|---|
| Less than $10,000: | 159 | 8.4% | 4.9% |
| $10,000 to $14,999: | 43 | 2.3% | 3.8% |
| $15,000 to $24,999: | 143 | 7.6% | 7.0% |
| $25,000 to $34,999: | 63 | 3.3% | 7.4% |
| $35,000 to $49,999: | 335 | 17.7% | 10.7% |
| $50,000 to $74,999: | 309 | 16.3% | 16.1% |
| $75,000 to $99,999: | 259 | 13.7% | 12.8% |
| $100,000 to $149,999: | 315 | 16.7% | 17.1% |
| $150,000 to $199,999: | 123 | 6.5% | 8.8% |
| $200,000 or more: | 142 | 7.5% | 11.4% |
Commute to Work (22520 zip code)
| Commute Method | Workers | Percent | US Avg |
|---|---|---|---|
| Drove alone: | 1,470 | 75.4% | 67.8% |
| Carpooled: | 140 | 7.2% | 8.7% |
| Public transportation: | 38 | 1.9% | 4.2% |
| Walked: | 38 | 1.9% | 2.5% |
| Other means: | 5 | 0.3% | 0.9% |
| Worked from home: | 242 | 12.4% | 13.8% |
| Mean travel time to work: | 39.7 min | -- | 26.7 min |
Industry (22520 zip code)
| Industry Sector | Workers | Percent | US Avg |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 13 | 0.7% | 1.6% |
| Construction: | 193 | 9.9% | 6.9% |
| Manufacturing: | 78 | 4.0% | 10.0% |
| Wholesale trade: | 54 | 2.8% | 2.4% |
| Retail trade: | 281 | 14.4% | 11.0% |
| Transportation, warehousing, utilities: | 85 | 4.4% | 5.8% |
| Information: | 9 | 0.5% | 1.9% |
| Finance, insurance, real estate: | 32 | 1.6% | 6.7% |
| Professional, scientific, management: | 258 | 13.2% | 12.1% |
| Education, health care, social services: | 324 | 16.6% | 23.3% |
| Arts, entertainment, food services: | 169 | 8.7% | 9.0% |
| Other services: | 105 | 5.4% | 4.7% |
| Public administration: | 349 | 17.9% | 4.7% |
Poverty Status (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Poverty Rate: | -- | 10.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| With health insurance: | 4,522 | 96.8% | 91.3% |
| Private health insurance: | 3,483 | 74.5% | 67.6% |
| Public health coverage: | 2,077 | 44.4% | 35.9% |
| Without health insurance: | 145 | 3.1% | 8.7% |
Benefits & Assistance (22520 zip code)
| Households with: | Number | Percent | US Avg |
|---|---|---|---|
| Earnings: | 1,106 | 58.5% | 77.4% |
| Social Security income: | 990 | 52.4% | 31.0% |
| Retirement income: | 724 | 38.3% | 21.8% |
| Supplemental Security Income (SSI): | 56 | 3.0% | 4.5% |
| Cash public assistance income: | 69 | 3.6% | 1.8% |
| SNAP (food stamps) benefits: | 219 | 11.6% | 11.4% |
Housing Types (22520 zip code)
| Structure Type | Units | Percent | US Avg |
|---|---|---|---|
| 1-unit, detached: | 2,581 | 88.0% | 61.4% |
| 1-unit, attached: | 14 | 0.5% | 6.1% |
| 2 units: | 9 | 0.3% | 3.4% |
| 3 or 4 units: | 34 | 1.2% | 4.3% |
| 5 to 9 units: | 1 | 0.0% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 4 | 0.1% | 9.9% |
| Mobile home: | 290 | 9.9% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (22520 zip code)
| Year Built | Units | Percent | US Avg |
|---|---|---|---|
| Built 2020 or later: | 7 | 0.2% | 0.6% |
| Built 2010 to 2019: | 252 | 8.6% | 8.2% |
| Built 2000 to 2009: | 562 | 19.2% | 13.5% |
| Built 1990 to 1999: | 544 | 18.5% | 13.2% |
| Built 1980 to 1989: | 310 | 10.6% | 13.2% |
| Built 1970 to 1979: | 453 | 15.4% | 14.6% |
| Built 1960 to 1969: | 242 | 8.3% | 10.2% |
| Built 1950 to 1959: | 180 | 6.1% | 9.9% |
| Built 1940 to 1949: | 122 | 4.2% | 4.6% |
| Built 1939 or earlier: | 261 | 8.9% | 12.0% |
Bedrooms (22520 zip code)
| Number of Bedrooms | Units | Percent | US Avg |
|---|---|---|---|
| No bedroom (studio): | 10 | 0.3% | 2.4% |
| 1 bedroom: | 130 | 4.4% | 3.0% |
| 2 bedrooms: | 507 | 17.3% | 9.1% |
| 3 bedrooms: | 1,973 | 67.3% | 15.9% |
| 4 bedrooms: | 264 | 9.0% | 18.8% |
| 5 or more bedrooms: | 49 | 1.7% | 17.6% |
Heating Fuel (22520 zip code)
| Fuel Type | Units | Percent | US Avg |
|---|---|---|---|
| Utility gas: | 31 | 1.6% | 47.1% |
| Bottled, tank, or LP gas: | 85 | 4.5% | 4.9% |
| Electricity: | 1,433 | 75.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 250 | 13.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 84 | 4.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 4 | 0.2% | 0.5% |
| No fuel used: | 4 | 0.2% | 0.2% |
Vehicles Available (22520 zip code)
| Vehicles | Households | Percent | US Avg |
|---|---|---|---|
| No vehicle available: | 70 | 3.7% | 8.3% |
| 1 vehicle available: | 511 | 27.0% | 32.6% |
| 2 vehicles available: | 684 | 36.2% | 37.0% |
| 3 or more vehicles available: | 626 | 33.1% | 22.1% |
Home Value Distribution (22520 zip code)
| Value Range | Owner Units | Percent | US Avg |
|---|---|---|---|
| Less than $50,000: | 91 | 5.9% | 5.7% |
| $50,000 to $99,999: | 74 | 4.8% | 7.8% |
| $100,000 to $149,999: | 79 | 5.1% | 9.2% |
| $150,000 to $199,999: | 301 | 19.6% | 10.8% |
| $200,000 to $299,999: | 478 | 31.1% | 19.9% |
| $300,000 to $499,999: | 338 | 22.0% | 24.1% |
| $500,000 to $999,999: | 168 | 10.9% | 17.0% |
| $1,000,000 or more: | 6 | 0.4% | 5.6% |
Housing Costs (22520 zip code)
| Value | US Avg | |
|---|---|---|
| Median owner costs (with mortgage): | $1,680 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $476 / mo. | $584 / mo. |
| Median gross rent: | $930 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.50 | 2.53 |
| Average household size (renter-occupied): | 2.35 | 2.38 |
Households (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Total households: | 1,891 | -- | -- |
| Married-couple households: | 843 | 44.6% | 47.5% |
| Cohabiting couple households: | 185 | 9.8% | 7.0% |
| Male householder, no spouse: | 369 | 19.5% | 5.4% |
| Female householder, no spouse: | 608 | 32.2% | 12.7% |
| Householder living alone: | 420 | 22.2% | 28.6% |
| 65 years and over living alone: | 935 | 49.4% | 11.8% |
| Average household size: | 2.47 | -- | 2.53 |
| Average family size: | 3.16 | -- | -- |
Marital Status (22520 zip code)
| Population 15 years and over | Number | Percent | US Avg |
|---|---|---|---|
| Total: | 1,906 | -- | -- |
| Never married: | 539 | 28.3% | 37.0% |
| Now married: | 900 | 47.2% | 49.5% |
| Separated: | 97 | 5.1% | 1.5% |
| Widowed: | 368 | 19.3% | 2.6% |
| Divorced: | 593 | 31.1% | 9.3% |
School Enrollment (22520 zip code)
| Population 3 years and over | Number | Percent | US Avg |
|---|---|---|---|
| Enrolled in school: | 773 | -- | -- |
| Nursery school, preschool: | 40 | 5.2% | 5.8% |
| Kindergarten: | 3 | 0.4% | 5.0% |
| Elementary school (grades 1-8): | 353 | 45.7% | 40.5% |
| High school (grades 9-12): | 309 | 40.0% | 21.4% |
| College or graduate school: | 68 | 8.8% | 27.3% |
Veterans & Disability (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Civilian population 18 years and over: | 3,970 | -- | -- |
| Veterans: | 424 | 10.7% | 6.3% |
| Civilian noninstitutionalized population: | 4,667 | -- | -- |
| With a disability: | 793 | 17.0% | 13.4% |
| Under 18 with disability: | 25 | 3.2% | 5.8% |
| 18 to 64 with disability: | 283 | 35.7% | 10.4% |
| 65 and over with disability: | 485 | 61.2% | 33.4% |
Mobility (Residence 1 Year Ago) (22520 zip code)
| Population 1 year and over | Number | Percent | US Avg |
|---|---|---|---|
| Same house: | 4,422 | 94.6% | 86.9% |
| Different house: | 209 | 4.5% | 13.1% |
| Same county: | 137 | 65.6% | 7.0% |
| Different county: | 72 | 34.4% | 3.2% |
| Different state: | 29 | 13.9% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (22520 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Native born: | 4,492 | 96.1% | 86.2% |
| Foreign born: | 30 | 0.6% | 13.9% |
| Naturalized citizen: | 181 | 603.3% | 52.7% |
| Not a citizen: | 181 | 603.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 181 | 603.3% | 10.5% |
| Asia: | 53 | 176.7% | 31.3% |
| Africa: | 83 | 276.7% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 0 | 0.0% | 50.0% |
| Northern America: | 14 | 46.7% | 2.2% |
Language Spoken at Home (22520 zip code)
| Population 5 years and over | Number | Percent | US Avg |
|---|---|---|---|
| Total: | 4,542 | -- | -- |
| English only: | 4,385 | 96.5% | 78.3% |
| Language other than English: | 157 | 3.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 120 | 2.6% | 13.3% |
| Other Indo-European languages: | 35 | 0.8% | 3.5% |
| Asian/Pacific Island languages: | 2 | 0.0% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (22520 zip code)
| Households | Percent | US Avg | |
|---|---|---|---|
| Households with a computer: | 1,891 | 100.0% | 93.1% |
| Households with broadband internet: | 1,621 | 85.7% | 89.4% |
Montross, VA22520