22963 ZIP Code
Palmyra, Virginia
December 12, 2025
| ZIP Code: | 22963 |
| City/Town: | Palmyra |
| County: | Fluvanna |
| State: | Virginia |
| Population: | 16,935 |
| Median Household Income: | $98,229 |
| Per Capita Income: | $46,930 |
| Total Housing Units: | 7,097 |
| Median Home Value: | $277,800 |
| Land Area: | 124.7 sq miles
322.9 sq km |
| Water Area: | 1.8 sq miles
4.7 sq km |
| Coordinates: | 37.8467, -78.2940 |
Population Information (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Total Population: | 16,935 | -- | -- |
| Male: | 8,171 | 48.2% | 49.6% |
| Female: | 8,764 | 51.8% | 50.4% |
| Median Age: | 41.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,118 | 6.6% | 5.7% |
| 5 to 9 years: | 1,017 | 6.0% | 6.0% |
| 10 to 14 years: | 829 | 4.9% | 6.5% |
| 15 to 19 years: | 1,071 | 6.3% | 6.6% |
| 20 to 24 years: | 822 | 4.9% | 6.7% |
| 25 to 34 years: | 2,201 | 13.0% | 13.7% |
| 35 to 44 years: | 1,938 | 11.4% | 12.9% |
| 45 to 54 years: | 2,006 | 11.8% | 12.4% |
| 55 to 59 years: | 1,454 | 8.6% | 6.5% |
| 60 to 64 years: | 1,018 | 6.0% | 6.4% |
| 65 to 74 years: | 2,133 | 12.6% | 9.7% |
| 75 to 84 years: | 1,039 | 6.1% | 4.8% |
| 85 years and over: | 289 | 1.7% | 2.0% |
Housing Information (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Median home value: | $277,800 | -- | $281,900 |
| Median rooms: | 6.5 | -- | 5.5 |
| Median rent: | $1,577 / mo. | -- | $1,268 / mo. |
| Total housing units: | 7,097 | -- | -- |
| Occupied housing units: | 6,487 | 91.4% | 38.0% |
| Vacant housing units: | 610 | 8.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,946 | 91.7% | 64.8% |
| Renter-occupied: | 541 | 8.3% | 35.2% |
Educational Attainment (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Population 25 years and over: | 12,078 | -- | -- |
| Less than 9th grade: | 97 | 0.8% | 4.7% |
| 9th to 12th grade, no diploma: | 239 | 2.0% | 6.1% |
| High school graduate: | 2,650 | 21.9% | 26.4% |
| Some college, no degree: | 2,957 | 24.5% | 19.7% |
| Associate degree: | 971 | 8.0% | 8.7% |
| Bachelor's degree: | 3,004 | 24.9% | 20.9% |
| Graduate or professional degree: | 2,160 | 17.9% | 13.7% |
| Percent high school graduate or higher: | -- | 97.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 42.8% | 34.3% |
Income Information (22963 zip code)
| Value | US Avg | |
|---|---|---|
| Median household income: | $98,229 / yr. | $75,149 / yr. |
| Mean household income: | $142,799 / yr. | $105,833 / yr. |
| Median family income: | $110,063 / yr. | $92,646 / yr. |
| Per capita income: | $46,930 / yr. | $41,261 / yr. |
Employment (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| In labor force: | 8,736 | -- | 63.5% |
| Employed: | 8,517 | 97.9% | 96.4% |
| Unemployed: | 185 | 2.1% | 5.3% |
| Not in labor force: | 5,101 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,231 | 73.2% | 79.7% |
| Government workers: | 1,820 | 21.4% | 14.2% |
| Self-employed: | 466 | 5.5% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 13,574 | 80.2% | 61.6% |
| Black or African American: | 1,627 | 9.6% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 291 | 1.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 23 | 0.1% | 0.2% |
| Some other race: | 428 | 2.5% | 8.4% |
| Two or more races: | 992 | 5.9% | 10.2% |
| Hispanic or Latino (any race): | 639 | 3.8% | 18.7% |
| Mexican: | 865 | 5.1% | 11.2% |
| Puerto Rican: | 388 | 2.3% | 1.8% |
| Cuban: | 273 | 1.6% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 204 | 1.2% | 81.1% |
Income Distribution (22963 zip code)
| Household Income | Households | Percent | US Avg |
|---|---|---|---|
| Less than $10,000: | 195 | 3.0% | 4.9% |
| $10,000 to $14,999: | 97 | 1.5% | 3.8% |
| $15,000 to $24,999: | 367 | 5.7% | 7.0% |
| $25,000 to $34,999: | 329 | 5.1% | 7.4% |
| $35,000 to $49,999: | 412 | 6.4% | 10.7% |
| $50,000 to $74,999: | 763 | 11.8% | 16.1% |
| $75,000 to $99,999: | 1,174 | 18.1% | 12.8% |
| $100,000 to $149,999: | 1,503 | 23.2% | 17.1% |
| $150,000 to $199,999: | 876 | 13.5% | 8.8% |
| $200,000 or more: | 771 | 11.9% | 11.4% |
Commute to Work (22963 zip code)
| Commute Method | Workers | Percent | US Avg |
|---|---|---|---|
| Drove alone: | 6,271 | 73.6% | 67.8% |
| Carpooled: | 695 | 8.2% | 8.7% |
| Public transportation: | 38 | 0.4% | 4.2% |
| Walked: | 119 | 1.4% | 2.5% |
| Other means: | 177 | 2.1% | 0.9% |
| Worked from home: | 1,078 | 12.7% | 13.8% |
| Mean travel time to work: | 32.4 min | -- | 26.7 min |
Industry (22963 zip code)
| Industry Sector | Workers | Percent | US Avg |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 136 | 1.6% | 1.6% |
| Construction: | 694 | 8.1% | 6.9% |
| Manufacturing: | 491 | 5.8% | 10.0% |
| Wholesale trade: | 61 | 0.7% | 2.4% |
| Retail trade: | 1,011 | 11.9% | 11.0% |
| Transportation, warehousing, utilities: | 427 | 5.0% | 5.8% |
| Information: | 168 | 2.0% | 1.9% |
| Finance, insurance, real estate: | 175 | 2.1% | 6.7% |
| Professional, scientific, management: | 758 | 8.9% | 12.1% |
| Education, health care, social services: | 2,895 | 34.0% | 23.3% |
| Arts, entertainment, food services: | 743 | 8.7% | 9.0% |
| Other services: | 456 | 5.4% | 4.7% |
| Public administration: | 502 | 5.9% | 4.7% |
Poverty Status (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Poverty Rate: | -- | 6.3% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| With health insurance: | 15,525 | 91.7% | 91.3% |
| Private health insurance: | 13,216 | 78.0% | 67.6% |
| Public health coverage: | 5,065 | 29.9% | 35.9% |
| Without health insurance: | 1,376 | 8.1% | 8.7% |
Benefits & Assistance (22963 zip code)
| Households with: | Number | Percent | US Avg |
|---|---|---|---|
| Earnings: | 4,880 | 75.2% | 77.4% |
| Social Security income: | 2,139 | 33.0% | 31.0% |
| Retirement income: | 1,972 | 30.4% | 21.8% |
| Supplemental Security Income (SSI): | 163 | 2.5% | 4.5% |
| Cash public assistance income: | 53 | 0.8% | 1.8% |
| SNAP (food stamps) benefits: | 142 | 2.2% | 11.4% |
Housing Types (22963 zip code)
| Structure Type | Units | Percent | US Avg |
|---|---|---|---|
| 1-unit, detached: | 6,729 | 94.8% | 61.4% |
| 1-unit, attached: | 213 | 3.0% | 6.1% |
| 2 units: | 0 | 0.0% | 3.4% |
| 3 or 4 units: | 0 | 0.0% | 4.3% |
| 5 to 9 units: | 34 | 0.5% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 121 | 1.7% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (22963 zip code)
| Year Built | Units | Percent | US Avg |
|---|---|---|---|
| Built 2020 or later: | 61 | 0.9% | 0.6% |
| Built 2010 to 2019: | 517 | 7.3% | 8.2% |
| Built 2000 to 2009: | 1,889 | 26.6% | 13.5% |
| Built 1990 to 1999: | 2,148 | 30.3% | 13.2% |
| Built 1980 to 1989: | 1,209 | 17.0% | 13.2% |
| Built 1970 to 1979: | 574 | 8.1% | 14.6% |
| Built 1960 to 1969: | 181 | 2.6% | 10.2% |
| Built 1950 to 1959: | 74 | 1.0% | 9.9% |
| Built 1940 to 1949: | 130 | 1.8% | 4.6% |
| Built 1939 or earlier: | 314 | 4.4% | 12.0% |
Bedrooms (22963 zip code)
| Number of Bedrooms | Units | Percent | US Avg |
|---|---|---|---|
| No bedroom (studio): | 59 | 0.8% | 2.4% |
| 1 bedroom: | 31 | 0.4% | 3.0% |
| 2 bedrooms: | 683 | 9.6% | 9.1% |
| 3 bedrooms: | 4,160 | 58.6% | 15.9% |
| 4 bedrooms: | 1,732 | 24.4% | 18.8% |
| 5 or more bedrooms: | 432 | 6.1% | 17.6% |
Heating Fuel (22963 zip code)
| Fuel Type | Units | Percent | US Avg |
|---|---|---|---|
| Utility gas: | 61 | 0.9% | 47.1% |
| Bottled, tank, or LP gas: | 721 | 11.1% | 4.9% |
| Electricity: | 5,139 | 79.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 136 | 2.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 368 | 5.7% | 1.5% |
| Solar energy: | 26 | 0.4% | 0.1% |
| Other fuel: | 11 | 0.2% | 0.5% |
| No fuel used: | 25 | 0.4% | 0.2% |
Vehicles Available (22963 zip code)
| Vehicles | Households | Percent | US Avg |
|---|---|---|---|
| No vehicle available: | 209 | 3.2% | 8.3% |
| 1 vehicle available: | 1,594 | 24.6% | 32.6% |
| 2 vehicles available: | 2,934 | 45.2% | 37.0% |
| 3 or more vehicles available: | 1,750 | 27.0% | 22.1% |
Home Value Distribution (22963 zip code)
| Value Range | Owner Units | Percent | US Avg |
|---|---|---|---|
| Less than $50,000: | 157 | 2.6% | 5.7% |
| $50,000 to $99,999: | 61 | 1.0% | 7.8% |
| $100,000 to $149,999: | 221 | 3.7% | 9.2% |
| $150,000 to $199,999: | 688 | 11.6% | 10.8% |
| $200,000 to $299,999: | 2,364 | 39.8% | 19.9% |
| $300,000 to $499,999: | 1,749 | 29.4% | 24.1% |
| $500,000 to $999,999: | 680 | 11.4% | 17.0% |
| $1,000,000 or more: | 26 | 0.4% | 5.6% |
Housing Costs (22963 zip code)
| Value | US Avg | |
|---|---|---|
| Median owner costs (with mortgage): | $1,663 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $625 / mo. | $584 / mo. |
| Median gross rent: | $1,577 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.61 | 2.53 |
| Average household size (renter-occupied): | 2.63 | 2.38 |
Households (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Total households: | 6,487 | -- | -- |
| Married-couple households: | 3,940 | 60.7% | 47.5% |
| Cohabiting couple households: | 1,524 | 23.5% | 7.0% |
| Male householder, no spouse: | 840 | 12.9% | 5.4% |
| Female householder, no spouse: | 1,370 | 21.1% | 12.7% |
| Householder living alone: | 2,141 | 33.0% | 28.6% |
| 65 years and over living alone: | 2,265 | 34.9% | 11.8% |
| Average household size: | 2.61 | -- | 2.53 |
| Average family size: | 2.98 | -- | -- |
Marital Status (22963 zip code)
| Population 15 years and over | Number | Percent | US Avg |
|---|---|---|---|
| Total: | 6,851 | -- | -- |
| Never married: | 1,755 | 25.6% | 37.0% |
| Now married: | 4,329 | 63.2% | 49.5% |
| Separated: | 169 | 2.5% | 1.5% |
| Widowed: | 570 | 8.3% | 2.6% |
| Divorced: | 1,557 | 22.7% | 9.3% |
School Enrollment (22963 zip code)
| Population 3 years and over | Number | Percent | US Avg |
|---|---|---|---|
| Enrolled in school: | 3,468 | -- | -- |
| Nursery school, preschool: | 237 | 6.8% | 5.8% |
| Kindergarten: | 368 | 10.6% | 5.0% |
| Elementary school (grades 1-8): | 1,101 | 31.7% | 40.5% |
| High school (grades 9-12): | 899 | 25.9% | 21.4% |
| College or graduate school: | 863 | 24.9% | 27.3% |
Veterans & Disability (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Civilian population 18 years and over: | 13,241 | -- | -- |
| Veterans: | 1,235 | 9.3% | 6.3% |
| Civilian noninstitutionalized population: | 16,901 | -- | -- |
| With a disability: | 1,798 | 10.6% | 13.4% |
| Under 18 with disability: | 151 | 8.4% | 5.8% |
| 18 to 64 with disability: | 676 | 37.6% | 10.4% |
| 65 and over with disability: | 971 | 54.0% | 33.4% |
Mobility (Residence 1 Year Ago) (22963 zip code)
| Population 1 year and over | Number | Percent | US Avg |
|---|---|---|---|
| Same house: | 14,943 | 88.2% | 86.9% |
| Different house: | 1,788 | 10.6% | 13.1% |
| Same county: | 113 | 6.3% | 7.0% |
| Different county: | 1,659 | 92.8% | 3.2% |
| Different state: | 502 | 28.1% | 2.5% |
| Abroad: | 16 | 0.9% | 0.4% |
Place of Birth (22963 zip code)
| Number | Percent | US Avg | |
|---|---|---|---|
| Native born: | 16,482 | 97.3% | 86.2% |
| Foreign born: | 192 | 1.1% | 13.9% |
| Naturalized citizen: | 453 | 235.9% | 52.7% |
| Not a citizen: | 453 | 235.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 453 | 235.9% | 10.5% |
| Asia: | 122 | 63.5% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 220 | 114.6% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (22963 zip code)
| Population 5 years and over | Number | Percent | US Avg |
|---|---|---|---|
| Total: | 15,817 | -- | -- |
| English only: | 14,933 | 94.4% | 78.3% |
| Language other than English: | 884 | 5.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 525 | 3.3% | 13.3% |
| Other Indo-European languages: | 215 | 1.4% | 3.5% |
| Asian/Pacific Island languages: | 144 | 0.9% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (22963 zip code)
| Households | Percent | US Avg | |
|---|---|---|---|
| Households with a computer: | 6,487 | 100.0% | 93.1% |
| Households with broadband internet: | 6,309 | 97.3% | 89.4% |
Palmyra, VA22963