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27581 ZIP Code

Stem, North carolina

December 12, 2025
ZIP Code:27581
City/Town:Stem
County:Granville
State:North carolina
ZIP Type:Standard
Population:3,774
Median Household Income:$67,500
Per Capita Income:$40,024
Total Housing Units:1,523
Median Home Value:$193,300
Land Area:36.2 sq miles
93.7 sq km
Water Area:0.6 sq miles
1.6 sq km
Coordinates:36.2031, -78.7361

Population Information (27581 zip code)

#%US
Total Population:3,774----
Male:1,81648.1%49.6%
Female:1,95851.9%50.4%
Median Age:36.7 yrs--38.5 yrs
Under 5 years:2256.0%5.7%
5 to 9 years:1664.4%6.0%
10 to 14 years:2787.4%6.5%
15 to 19 years:2917.7%6.6%
20 to 24 years:3409.0%6.7%
25 to 34 years:50613.4%13.7%
35 to 44 years:47312.5%12.9%
45 to 54 years:56615.0%12.4%
55 to 59 years:1804.8%6.5%
60 to 64 years:1443.8%6.4%
65 to 74 years:39410.4%9.7%
75 to 84 years:1303.4%4.8%
85 years and over:812.1%2.0%

Housing Information (27581 zip code)

#%US
Median home value:$193,300--$281,900
Median rooms:5.8--5.5
Median rent:$937 / mo.--$1,268 / mo.
Total housing units:1,523----
Occupied housing units:1,34888.5%38.0%
Vacant housing units:17511.5%4.6%
Housing tenure:------
Owner-occupied:1,21390.0%64.8%
Renter-occupied:13510.0%35.2%

Educational Attainment (27581 zip code)

#%US
Population 25 years and over:2,474----
Less than 9th grade:652.6%4.7%
9th to 12th grade, no diploma:1295.2%6.1%
High school graduate:1,09444.2%26.4%
Some college, no degree:42817.3%19.7%
Associate degree:2469.9%8.7%
Bachelor's degree:33013.3%20.9%
Graduate or professional degree:1827.4%13.7%
Percent high school graduate or higher:--92.2%89.1%
Percent bachelor's degree or higher:--20.7%34.3%

Income Information (27581 zip code)

ValueUS
Median household income:$67,500 / yr.$75,149 / yr.
Mean household income:$88,227 / yr.$105,833 / yr.
Median family income:$75,625 / yr.$92,646 / yr.
Per capita income:$40,024 / yr.$41,261 / yr.

Employment (27581 zip code)

#%US
In labor force:2,071--63.5%
Employed:1,96795.5%96.4%
Unemployed:924.5%5.3%
Not in labor force:985----
Class of Worker:------
Private wage and salary:1,43573.0%79.7%
Government workers:40520.6%14.2%
Self-employed:1276.5%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (27581 zip code)

#%US
Race (one race):------
White:2,58768.5%61.6%
Black or African American:84022.3%12.4%
American Indian/Alaska Native:00.0%1.1%
Asian:00.0%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:782.1%8.4%
Two or more races:2697.1%10.2%
Hispanic or Latino (any race):1253.3%18.7%
Mexican:2025.4%11.2%
Puerto Rican:1955.2%1.8%
Cuban:20.1%0.7%
Other Hispanic or Latino:00.0%5.0%
Not Hispanic or Latino:50.1%81.1%

Income Distribution (27581 zip code)

Household IncomeHouseholds%US
Less than $10,000:161.2%4.9%
$10,000 to $14,999:100.7%3.8%
$15,000 to $24,999:926.8%7.0%
$25,000 to $34,999:1027.6%7.4%
$35,000 to $49,999:27020.0%10.7%
$50,000 to $74,999:24618.2%16.1%
$75,000 to $99,999:15411.4%12.8%
$100,000 to $149,999:27320.3%17.1%
$150,000 to $199,999:957.0%8.8%
$200,000 or more:906.7%11.4%

Commute to Work (27581 zip code)

Commute MethodWorkers%US
Drove alone:1,66984.9%67.8%
Carpooled:1819.2%8.7%
Public transportation:00.0%4.2%
Walked:00.0%2.5%
Other means:40.2%0.9%
Worked from home:1175.9%13.8%
Mean travel time to work:30.0 min--26.7 min

Industry (27581 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:130.7%1.6%
Construction:964.9%6.9%
Manufacturing:1628.2%10.0%
Wholesale trade:442.2%2.4%
Retail trade:1588.0%11.0%
Transportation, warehousing, utilities:1165.9%5.8%
Information:140.7%1.9%
Finance, insurance, real estate:1165.9%6.7%
Professional, scientific, management:25713.1%12.1%
Education, health care, social services:63432.2%23.3%
Arts, entertainment, food services:1155.8%9.0%
Other services:1125.7%4.7%
Public administration:1306.6%4.7%

Poverty Status (27581 zip code)

#%US
Poverty Rate:--5.9%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (27581 zip code)

#%US
With health insurance:3,48092.2%91.3%
Private health insurance:2,31361.3%67.6%
Public health coverage:1,47839.2%35.9%
Without health insurance:2827.5%8.7%

Benefits & Assistance (27581 zip code)

Households with:#%US
Earnings:1,11983.0%77.4%
Social Security income:37127.5%31.0%
Retirement income:33624.9%21.8%
Supplemental Security Income (SSI):795.9%4.5%
Cash public assistance income:544.0%1.8%
SNAP (food stamps) benefits:1148.5%11.4%

Housing Types (27581 zip code)

Structure TypeUnits%US
1-unit, detached:1,10972.8%61.4%
1-unit, attached:00.0%6.1%
2 units:00.0%3.4%
3 or 4 units:00.0%4.3%
5 to 9 units:251.6%4.6%
10 to 19 units:00.0%4.3%
20 or more units:00.0%9.9%
Mobile home:38925.5%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (27581 zip code)

Year BuiltUnits%US
Built 2020 or later:734.8%0.6%
Built 2010 to 2019:24616.2%8.2%
Built 2000 to 2009:36524.0%13.5%
Built 1990 to 1999:33522.0%13.2%
Built 1980 to 1989:27618.1%13.2%
Built 1970 to 1979:644.2%14.6%
Built 1960 to 1969:704.6%10.2%
Built 1950 to 1959:342.2%9.9%
Built 1940 to 1949:201.3%4.6%
Built 1939 or earlier:402.6%12.0%

Bedrooms (27581 zip code)

Number of BedroomsUnits%US
No bedroom (studio):00.0%2.4%
1 bedroom:251.6%3.0%
2 bedrooms:20313.3%9.1%
3 bedrooms:1,10872.8%15.9%
4 bedrooms:16010.5%18.8%
5 or more bedrooms:271.8%17.6%

Heating Fuel (27581 zip code)

Fuel TypeUnits%US
Utility gas:16312.1%47.1%
Bottled, tank, or LP gas:15411.4%4.9%
Electricity:98372.9%40.2%
Fuel oil, kerosene, etc.:463.4%4.2%
Coal or coke:00.0%0.1%
Wood:20.1%1.5%
Solar energy:00.0%0.1%
Other fuel:00.0%0.5%
No fuel used:00.0%0.2%

Vehicles Available (27581 zip code)

VehiclesHouseholds%US
No vehicle available:00.0%8.3%
1 vehicle available:31523.4%32.6%
2 vehicles available:48035.6%37.0%
3 or more vehicles available:55341.0%22.1%

Home Value Distribution (27581 zip code)

Value RangeOwner Units%US
Less than $50,000:15412.7%5.7%
$50,000 to $99,999:594.9%7.8%
$100,000 to $149,999:1179.6%9.2%
$150,000 to $199,999:32226.5%10.8%
$200,000 to $299,999:39932.9%19.9%
$300,000 to $499,999:897.3%24.1%
$500,000 to $999,999:736.0%17.0%
$1,000,000 or more:00.0%5.6%

Housing Costs (27581 zip code)

ValueUS
Median owner costs (with mortgage):$1,371 / mo.$1,828 / mo.
Median owner costs (no mortgage):$399 / mo.$584 / mo.
Median gross rent:$937 / mo.$1,268 / mo.
Average household size (owner-occupied):2.812.53
Average household size (renter-occupied):2.662.38

Households (27581 zip code)

#%US
Total households:1,348----
Married-couple households:73054.2%47.5%
Cohabiting couple households:15111.2%7.0%
Male householder, no spouse:1158.5%5.4%
Female householder, no spouse:43132.0%12.7%
Householder living alone:42131.2%28.6%
65 years and over living alone:39729.5%11.8%
Average household size:2.79--2.53
Average family size:3.08----

Marital Status (27581 zip code)

Population 15 years and over#%US
Total:1,464----
Never married:52936.1%37.0%
Now married:78353.5%49.5%
Separated:00.0%1.5%
Widowed:1288.7%2.6%
Divorced:50334.4%9.3%

School Enrollment (27581 zip code)

Population 3 years and over#%US
Enrolled in school:872----
Nursery school, preschool:434.9%5.8%
Kindergarten:293.3%5.0%
Elementary school (grades 1-8):40746.7%40.5%
High school (grades 9-12):19121.9%21.4%
College or graduate school:20223.2%27.3%

Veterans & Disability (27581 zip code)

#%US
Civilian population 18 years and over:2,935----
Veterans:1946.6%6.3%
Civilian noninstitutionalized population:3,762----
With a disability:42311.2%13.4%
Under 18 with disability:8820.8%5.8%
18 to 64 with disability:19044.9%10.4%
65 and over with disability:14534.3%33.4%

Mobility (Residence 1 Year Ago) (27581 zip code)

Population 1 year and over#%US
Same house:3,20384.9%86.9%
Different house:53814.3%13.1%
Same county:41577.1%7.0%
Different county:12322.9%3.2%
Different state:91.7%2.5%
Abroad:00.0%0.4%

Place of Birth (27581 zip code)

#%US
Native born:3,71498.4%86.2%
Foreign born:00.0%13.9%
Naturalized citizen:60--52.7%
Not a citizen:60--47.3%
Foreign-born by region:------
Europe:60--10.5%
Asia:9--31.3%
Africa:0--5.5%
Oceania:0--0.5%
Latin America:51--50.0%
Northern America:0--2.2%

Language Spoken at Home (27581 zip code)

Population 5 years and over#%US
Total:3,549----
English only:3,41796.3%78.3%
Language other than English:1323.7%21.5%
By language:------
Spanish:1323.7%13.3%
Other Indo-European languages:00.0%3.5%
Asian/Pacific Island languages:00.0%3.5%
Other languages:00.0%1.0%

Computers & Internet (27581 zip code)

Households%US
Households with a computer:1,348100.0%93.1%
Households with broadband internet:1,19688.7%89.4%