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28012 ZIP Code

Belmont, North carolina

December 12, 2025
ZIP Code:28012
City/Town:Belmont
County:Gaston
State:North carolina
ZIP Type:Standard
Population:26,027
Median Household Income:$81,045
Per Capita Income:$48,648
Total Housing Units:11,302
Median Home Value:$286,900
Land Area:27.3 sq miles
70.6 sq km
Water Area:3.8 sq miles
9.9 sq km
Coordinates:35.2115, -81.0379

Population Information (28012 zip code)

#%US
Total Population:26,027----
Male:11,96546.0%49.6%
Female:14,06254.0%50.4%
Median Age:40.0 yrs--38.5 yrs
Under 5 years:1,4485.6%5.7%
5 to 9 years:1,4625.6%6.0%
10 to 14 years:1,4055.4%6.5%
15 to 19 years:1,7576.8%6.6%
20 to 24 years:1,4715.7%6.7%
25 to 34 years:4,00915.4%13.7%
35 to 44 years:3,15712.1%12.9%
45 to 54 years:3,54913.6%12.4%
55 to 59 years:2,0127.7%6.5%
60 to 64 years:1,6026.2%6.4%
65 to 74 years:2,4589.4%9.7%
75 to 84 years:1,1914.6%4.8%
85 years and over:5061.9%2.0%

Housing Information (28012 zip code)

#%US
Median home value:$286,900--$281,900
Median rooms:5.7--5.5
Median rent:$1,199 / mo.--$1,268 / mo.
Total housing units:11,302----
Occupied housing units:10,61493.9%38.0%
Vacant housing units:6886.1%4.6%
Housing tenure:------
Owner-occupied:7,61771.8%64.8%
Renter-occupied:2,99728.2%35.2%

Educational Attainment (28012 zip code)

#%US
Population 25 years and over:18,484----
Less than 9th grade:4222.3%4.7%
9th to 12th grade, no diploma:9365.1%6.1%
High school graduate:3,92621.2%26.4%
Some college, no degree:3,59219.4%19.7%
Associate degree:1,94910.5%8.7%
Bachelor's degree:5,37429.1%20.9%
Graduate or professional degree:2,28512.4%13.7%
Percent high school graduate or higher:--92.7%89.1%
Percent bachelor's degree or higher:--41.4%34.3%

Income Information (28012 zip code)

ValueUS
Median household income:$81,045 / yr.$75,149 / yr.
Mean household income:$120,413 / yr.$105,833 / yr.
Median family income:$109,984 / yr.$92,646 / yr.
Per capita income:$48,648 / yr.$41,261 / yr.

Employment (28012 zip code)

#%US
In labor force:14,085--63.5%
Employed:13,37095.2%96.4%
Unemployed:6674.8%5.3%
Not in labor force:7,276----
Class of Worker:------
Private wage and salary:11,58886.7%79.7%
Government workers:1,0868.1%14.2%
Self-employed:6865.1%5.9%
Unpaid family workers:100.1%0.1%

Race & Ethnicity (28012 zip code)

#%US
Race (one race):------
White:22,40586.1%61.6%
Black or African American:1,4505.6%12.4%
American Indian/Alaska Native:90.0%1.1%
Asian:8903.4%6.0%
Native Hawaiian/Pacific Islander:40.0%0.2%
Some other race:1700.7%8.4%
Two or more races:1,0994.2%10.2%
Hispanic or Latino (any race):6222.4%18.7%
Mexican:7783.0%11.2%
Puerto Rican:1500.6%1.8%
Cuban:2561.0%0.7%
Other Hispanic or Latino:1420.5%5.0%
Not Hispanic or Latino:2300.9%81.1%

Income Distribution (28012 zip code)

Household IncomeHouseholds%US
Less than $10,000:4364.1%4.9%
$10,000 to $14,999:3233.0%3.8%
$15,000 to $24,999:7026.6%7.0%
$25,000 to $34,999:8448.0%7.4%
$35,000 to $49,999:1,09010.3%10.7%
$50,000 to $74,999:1,59915.1%16.1%
$75,000 to $99,999:1,31012.3%12.8%
$100,000 to $149,999:1,62315.3%17.1%
$150,000 to $199,999:1,21711.5%8.8%
$200,000 or more:1,47013.8%11.4%

Commute to Work (28012 zip code)

Commute MethodWorkers%US
Drove alone:10,02375.0%67.8%
Carpooled:8026.0%8.7%
Public transportation:50.0%4.2%
Walked:2612.0%2.5%
Other means:620.5%0.9%
Worked from home:1,98114.8%13.8%
Mean travel time to work:26.2 min--26.7 min

Industry (28012 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:220.2%1.6%
Construction:8936.7%6.9%
Manufacturing:1,98114.8%10.0%
Wholesale trade:3032.3%2.4%
Retail trade:1,1979.0%11.0%
Transportation, warehousing, utilities:9767.3%5.8%
Information:3652.7%1.9%
Finance, insurance, real estate:1,42410.7%6.7%
Professional, scientific, management:1,59812.0%12.1%
Education, health care, social services:2,81721.1%23.3%
Arts, entertainment, food services:7195.4%9.0%
Other services:8176.1%4.7%
Public administration:2581.9%4.7%

Poverty Status (28012 zip code)

#%US
Poverty Rate:--9.2%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (28012 zip code)

#%US
With health insurance:24,52394.2%91.3%
Private health insurance:20,79879.9%67.6%
Public health coverage:6,78426.1%35.9%
Without health insurance:1,3725.3%8.7%

Benefits & Assistance (28012 zip code)

Households with:#%US
Earnings:8,52880.3%77.4%
Social Security income:3,18730.0%31.0%
Retirement income:2,25721.3%21.8%
Supplemental Security Income (SSI):3263.1%4.5%
Cash public assistance income:1311.2%1.8%
SNAP (food stamps) benefits:8387.9%11.4%

Housing Types (28012 zip code)

Structure TypeUnits%US
1-unit, detached:8,09871.7%61.4%
1-unit, attached:6906.1%6.1%
2 units:1621.4%3.4%
3 or 4 units:3252.9%4.3%
5 to 9 units:3543.1%4.6%
10 to 19 units:5845.2%4.3%
20 or more units:5625.0%9.9%
Mobile home:5274.7%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (28012 zip code)

Year BuiltUnits%US
Built 2020 or later:2372.1%0.6%
Built 2010 to 2019:2,34220.7%8.2%
Built 2000 to 2009:1,77915.7%13.5%
Built 1990 to 1999:1,42912.6%13.2%
Built 1980 to 1989:1,14210.1%13.2%
Built 1970 to 1979:1,1059.8%14.6%
Built 1960 to 1969:8617.6%10.2%
Built 1950 to 1959:6966.2%9.9%
Built 1940 to 1949:7566.7%4.6%
Built 1939 or earlier:9558.4%12.0%

Bedrooms (28012 zip code)

Number of BedroomsUnits%US
No bedroom (studio):750.7%2.4%
1 bedroom:8757.7%3.0%
2 bedrooms:3,20628.4%9.1%
3 bedrooms:4,36738.6%15.9%
4 bedrooms:1,99417.6%18.8%
5 or more bedrooms:7856.9%17.6%

Heating Fuel (28012 zip code)

Fuel TypeUnits%US
Utility gas:4,59843.3%47.1%
Bottled, tank, or LP gas:2031.9%4.9%
Electricity:5,51852.0%40.2%
Fuel oil, kerosene, etc.:310.3%4.2%
Coal or coke:00.0%0.1%
Wood:530.5%1.5%
Solar energy:310.3%0.1%
Other fuel:730.7%0.5%
No fuel used:1071.0%0.2%

Vehicles Available (28012 zip code)

VehiclesHouseholds%US
No vehicle available:4764.5%8.3%
1 vehicle available:3,15429.7%32.6%
2 vehicles available:4,32340.7%37.0%
3 or more vehicles available:2,66125.1%22.1%

Home Value Distribution (28012 zip code)

Value RangeOwner Units%US
Less than $50,000:2523.3%5.7%
$50,000 to $99,999:3104.1%7.8%
$100,000 to $149,999:7169.4%9.2%
$150,000 to $199,999:7229.5%10.8%
$200,000 to $299,999:2,05427.0%19.9%
$300,000 to $499,999:2,11927.8%24.1%
$500,000 to $999,999:1,10314.5%17.0%
$1,000,000 or more:3414.5%5.6%

Housing Costs (28012 zip code)

ValueUS
Median owner costs (with mortgage):$1,692 / mo.$1,828 / mo.
Median owner costs (no mortgage):$473 / mo.$584 / mo.
Median gross rent:$1,199 / mo.$1,268 / mo.
Average household size (owner-occupied):2.572.53
Average household size (renter-occupied):1.882.38

Households (28012 zip code)

#%US
Total households:10,614----
Married-couple households:5,06747.7%47.5%
Cohabiting couple households:2,03119.1%7.0%
Male householder, no spouse:1,48614.0%5.4%
Female householder, no spouse:3,14029.6%12.7%
Householder living alone:3,02828.5%28.6%
65 years and over living alone:3,11429.3%11.8%
Average household size:2.38--2.53
Average family size:2.99----

Marital Status (28012 zip code)

Population 15 years and over#%US
Total:10,257----
Never married:3,33732.5%37.0%
Now married:5,49953.6%49.5%
Separated:1851.8%1.5%
Widowed:9979.7%2.6%
Divorced:3,29232.1%9.3%

School Enrollment (28012 zip code)

Population 3 years and over#%US
Enrolled in school:5,548----
Nursery school, preschool:2444.4%5.8%
Kindergarten:2564.6%5.0%
Elementary school (grades 1-8):2,39443.2%40.5%
High school (grades 9-12):1,17421.2%21.4%
College or graduate school:1,48026.7%27.3%

Veterans & Disability (28012 zip code)

#%US
Civilian population 18 years and over:20,707----
Veterans:1,6748.1%6.3%
Civilian noninstitutionalized population:25,895----
With a disability:3,34912.9%13.4%
Under 18 with disability:2026.0%5.8%
18 to 64 with disability:1,58147.2%10.4%
65 and over with disability:1,56646.8%33.4%

Mobility (Residence 1 Year Ago) (28012 zip code)

Population 1 year and over#%US
Same house:22,29285.6%86.9%
Different house:3,41913.1%13.1%
Same county:1,50544.0%7.0%
Different county:1,87955.0%3.2%
Different state:46913.7%2.5%
Abroad:351.0%0.4%

Place of Birth (28012 zip code)

#%US
Native born:24,90495.7%86.2%
Foreign born:2260.9%13.9%
Naturalized citizen:1,123496.9%52.7%
Not a citizen:1,123496.9%47.3%
Foreign-born by region:------
Europe:1,123496.9%10.5%
Asia:13258.4%31.3%
Africa:12756.2%5.5%
Oceania:31.3%0.5%
Latin America:14865.5%50.0%
Northern America:14564.2%2.2%

Language Spoken at Home (28012 zip code)

Population 5 years and over#%US
Total:24,579----
English only:23,09494.0%78.3%
Language other than English:1,4856.0%21.5%
By language:------
Spanish:4511.8%13.3%
Other Indo-European languages:6182.5%3.5%
Asian/Pacific Island languages:3761.5%3.5%
Other languages:400.2%1.0%

Computers & Internet (28012 zip code)

Households%US
Households with a computer:10,614100.0%93.1%
Households with broadband internet:10,09095.1%89.4%