28104 ZIP Code
Matthews, North carolina
December 12, 2025
| ZIP Code: | 28104 |
| City/Town: | Matthews |
| County: | Mecklenburg |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 35,285 |
| Median Household Income: | $127,304 |
| Per Capita Income: | $54,391 |
| Total Housing Units: | 12,434 |
| Median Home Value: | $438,400 |
| Land Area: | 29.6 sq miles
76.7 sq km |
| Water Area: | 0.3 sq miles
0.9 sq km |
| Coordinates: | 35.0580, -80.6978 |
Population Information (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 35,285 | -- | -- |
| Male: | 16,850 | 47.8% | 49.6% |
| Female: | 18,435 | 52.2% | 50.4% |
| Median Age: | 41.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,978 | 5.6% | 5.7% |
| 5 to 9 years: | 2,258 | 6.4% | 6.0% |
| 10 to 14 years: | 3,292 | 9.3% | 6.5% |
| 15 to 19 years: | 2,804 | 7.9% | 6.6% |
| 20 to 24 years: | 1,781 | 5.0% | 6.7% |
| 25 to 34 years: | 3,022 | 8.6% | 13.7% |
| 35 to 44 years: | 4,586 | 13.0% | 12.9% |
| 45 to 54 years: | 6,522 | 18.5% | 12.4% |
| 55 to 59 years: | 2,418 | 6.9% | 6.5% |
| 60 to 64 years: | 1,841 | 5.2% | 6.4% |
| 65 to 74 years: | 2,843 | 8.1% | 9.7% |
| 75 to 84 years: | 1,556 | 4.4% | 4.8% |
| 85 years and over: | 384 | 1.1% | 2.0% |
Housing Information (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $438,400 | -- | $281,900 |
| Median rooms: | 8.0 | -- | 5.5 |
| Median rent: | $1,652 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,434 | -- | -- |
| Occupied housing units: | 11,899 | 95.7% | 38.0% |
| Vacant housing units: | 535 | 4.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 11,061 | 93.0% | 64.8% |
| Renter-occupied: | 838 | 7.0% | 35.2% |
Educational Attainment (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 23,172 | -- | -- |
| Less than 9th grade: | 287 | 1.2% | 4.7% |
| 9th to 12th grade, no diploma: | 754 | 3.3% | 6.1% |
| High school graduate: | 3,230 | 13.9% | 26.4% |
| Some college, no degree: | 4,243 | 18.3% | 19.7% |
| Associate degree: | 1,643 | 7.1% | 8.7% |
| Bachelor's degree: | 8,292 | 35.8% | 20.9% |
| Graduate or professional degree: | 4,723 | 20.4% | 13.7% |
| Percent high school graduate or higher: | -- | 95.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 56.2% | 34.3% |
Income Information (28104 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $127,304 / yr. | $75,149 / yr. |
| Mean household income: | $165,847 / yr. | $105,833 / yr. |
| Median family income: | $142,561 / yr. | $92,646 / yr. |
| Per capita income: | $54,391 / yr. | $41,261 / yr. |
Employment (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 18,846 | -- | 63.5% |
| Employed: | 18,079 | 96.0% | 96.4% |
| Unemployed: | 760 | 4.0% | 5.3% |
| Not in labor force: | 8,340 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 14,970 | 82.8% | 79.7% |
| Government workers: | 1,686 | 9.3% | 14.2% |
| Self-employed: | 1,400 | 7.7% | 5.9% |
| Unpaid family workers: | 23 | 0.1% | 0.1% |
Race & Ethnicity (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 27,365 | 77.6% | 61.6% |
| Black or African American: | 3,167 | 9.0% | 12.4% |
| American Indian/Alaska Native: | 146 | 0.4% | 1.1% |
| Asian: | 1,951 | 5.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 13 | 0.0% | 0.2% |
| Some other race: | 783 | 2.2% | 8.4% |
| Two or more races: | 1,860 | 5.3% | 10.2% |
| Hispanic or Latino (any race): | 1,794 | 5.1% | 18.7% |
| Mexican: | 2,867 | 8.1% | 11.2% |
| Puerto Rican: | 1,265 | 3.6% | 1.8% |
| Cuban: | 338 | 1.0% | 0.7% |
| Other Hispanic or Latino: | 42 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 1,222 | 3.5% | 81.1% |
Income Distribution (28104 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 193 | 1.6% | 4.9% |
| $10,000 to $14,999: | 49 | 0.4% | 3.8% |
| $15,000 to $24,999: | 331 | 2.8% | 7.0% |
| $25,000 to $34,999: | 491 | 4.1% | 7.4% |
| $35,000 to $49,999: | 810 | 6.8% | 10.7% |
| $50,000 to $74,999: | 1,501 | 12.6% | 16.1% |
| $75,000 to $99,999: | 1,299 | 10.9% | 12.8% |
| $100,000 to $149,999: | 2,292 | 19.3% | 17.1% |
| $150,000 to $199,999: | 1,592 | 13.4% | 8.8% |
| $200,000 or more: | 3,341 | 28.1% | 11.4% |
Commute to Work (28104 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 12,551 | 69.4% | 67.8% |
| Carpooled: | 942 | 5.2% | 8.7% |
| Public transportation: | 38 | 0.2% | 4.2% |
| Walked: | 91 | 0.5% | 2.5% |
| Other means: | 102 | 0.6% | 0.9% |
| Worked from home: | 3,893 | 21.5% | 13.8% |
| Mean travel time to work: | 28.9 min | -- | 26.7 min |
Industry (28104 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 46 | 0.3% | 1.6% |
| Construction: | 1,207 | 6.7% | 6.9% |
| Manufacturing: | 1,497 | 8.3% | 10.0% |
| Wholesale trade: | 539 | 3.0% | 2.4% |
| Retail trade: | 2,091 | 11.6% | 11.0% |
| Transportation, warehousing, utilities: | 1,141 | 6.3% | 5.8% |
| Information: | 405 | 2.2% | 1.9% |
| Finance, insurance, real estate: | 2,503 | 13.8% | 6.7% |
| Professional, scientific, management: | 2,530 | 14.0% | 12.1% |
| Education, health care, social services: | 3,527 | 19.5% | 23.3% |
| Arts, entertainment, food services: | 1,461 | 8.1% | 9.0% |
| Other services: | 771 | 4.3% | 4.7% |
| Public administration: | 361 | 2.0% | 4.7% |
Poverty Status (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 3.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 33,401 | 94.7% | 91.3% |
| Private health insurance: | 29,495 | 83.6% | 67.6% |
| Public health coverage: | 7,469 | 21.2% | 35.9% |
| Without health insurance: | 1,877 | 5.3% | 8.7% |
Benefits & Assistance (28104 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 10,179 | 85.5% | 77.4% |
| Social Security income: | 3,194 | 26.8% | 31.0% |
| Retirement income: | 2,857 | 24.0% | 21.8% |
| Supplemental Security Income (SSI): | 162 | 1.4% | 4.5% |
| Cash public assistance income: | 99 | 0.8% | 1.8% |
| SNAP (food stamps) benefits: | 481 | 4.0% | 11.4% |
Housing Types (28104 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 11,533 | 92.8% | 61.4% |
| 1-unit, attached: | 579 | 4.7% | 6.1% |
| 2 units: | 95 | 0.8% | 3.4% |
| 3 or 4 units: | 11 | 0.1% | 4.3% |
| 5 to 9 units: | 24 | 0.2% | 4.6% |
| 10 to 19 units: | 1 | 0.0% | 4.3% |
| 20 or more units: | 43 | 0.3% | 9.9% |
| Mobile home: | 148 | 1.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (28104 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 189 | 1.5% | 0.6% |
| Built 2010 to 2019: | 2,053 | 16.5% | 8.2% |
| Built 2000 to 2009: | 4,138 | 33.3% | 13.5% |
| Built 1990 to 1999: | 2,894 | 23.3% | 13.2% |
| Built 1980 to 1989: | 1,555 | 12.5% | 13.2% |
| Built 1970 to 1979: | 928 | 7.5% | 14.6% |
| Built 1960 to 1969: | 400 | 3.2% | 10.2% |
| Built 1950 to 1959: | 144 | 1.2% | 9.9% |
| Built 1940 to 1949: | 117 | 0.9% | 4.6% |
| Built 1939 or earlier: | 16 | 0.1% | 12.0% |
Bedrooms (28104 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 7 | 0.1% | 2.4% |
| 1 bedroom: | 77 | 0.6% | 3.0% |
| 2 bedrooms: | 576 | 4.6% | 9.1% |
| 3 bedrooms: | 4,802 | 38.6% | 15.9% |
| 4 bedrooms: | 4,078 | 32.8% | 18.8% |
| 5 or more bedrooms: | 2,894 | 23.3% | 17.6% |
Heating Fuel (28104 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 7,294 | 61.3% | 47.1% |
| Bottled, tank, or LP gas: | 389 | 3.3% | 4.9% |
| Electricity: | 4,106 | 34.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 15 | 0.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 17 | 0.1% | 1.5% |
| Solar energy: | 5 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 73 | 0.6% | 0.2% |
Vehicles Available (28104 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 165 | 1.4% | 8.3% |
| 1 vehicle available: | 1,773 | 14.9% | 32.6% |
| 2 vehicles available: | 5,862 | 49.3% | 37.0% |
| 3 or more vehicles available: | 4,099 | 34.4% | 22.1% |
Home Value Distribution (28104 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 175 | 1.6% | 5.7% |
| $50,000 to $99,999: | 77 | 0.7% | 7.8% |
| $100,000 to $149,999: | 213 | 1.9% | 9.2% |
| $150,000 to $199,999: | 430 | 3.9% | 10.8% |
| $200,000 to $299,999: | 1,999 | 18.1% | 19.9% |
| $300,000 to $499,999: | 3,786 | 34.2% | 24.1% |
| $500,000 to $999,999: | 3,531 | 31.9% | 17.0% |
| $1,000,000 or more: | 850 | 7.7% | 5.6% |
Housing Costs (28104 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,250 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $563 / mo. | $584 / mo. |
| Median gross rent: | $1,652 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.97 | 2.53 |
| Average household size (renter-occupied): | 2.94 | 2.38 |
Households (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,899 | -- | -- |
| Married-couple households: | 8,676 | 72.9% | 47.5% |
| Cohabiting couple households: | 4,390 | 36.9% | 7.0% |
| Male householder, no spouse: | 779 | 6.5% | 5.4% |
| Female householder, no spouse: | 2,046 | 17.2% | 12.7% |
| Householder living alone: | 5,275 | 44.3% | 28.6% |
| 65 years and over living alone: | 3,307 | 27.8% | 11.8% |
| Average household size: | 2.97 | -- | 2.53 |
| Average family size: | 3.22 | -- | -- |
Marital Status (28104 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,482 | -- | -- |
| Never married: | 3,533 | 26.2% | 37.0% |
| Now married: | 9,090 | 67.4% | 49.5% |
| Separated: | 177 | 1.3% | 1.5% |
| Widowed: | 602 | 4.5% | 2.6% |
| Divorced: | 3,250 | 24.1% | 9.3% |
School Enrollment (28104 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,703 | -- | -- |
| Nursery school, preschool: | 830 | 8.6% | 5.8% |
| Kindergarten: | 516 | 5.3% | 5.0% |
| Elementary school (grades 1-8): | 4,296 | 44.3% | 40.5% |
| High school (grades 9-12): | 2,556 | 26.3% | 21.4% |
| College or graduate school: | 1,505 | 15.5% | 27.3% |
Veterans & Disability (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 25,984 | -- | -- |
| Veterans: | 1,743 | 6.7% | 6.3% |
| Civilian noninstitutionalized population: | 35,278 | -- | -- |
| With a disability: | 2,672 | 7.6% | 13.4% |
| Under 18 with disability: | 273 | 10.2% | 5.8% |
| 18 to 64 with disability: | 999 | 37.4% | 10.4% |
| 65 and over with disability: | 1,400 | 52.4% | 33.4% |
Mobility (Residence 1 Year Ago) (28104 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 30,474 | 86.4% | 86.9% |
| Different house: | 4,442 | 12.6% | 13.1% |
| Same county: | 1,093 | 24.6% | 7.0% |
| Different county: | 3,222 | 72.5% | 3.2% |
| Different state: | 1,229 | 27.7% | 2.5% |
| Abroad: | 127 | 2.9% | 0.4% |
Place of Birth (28104 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 31,018 | 87.9% | 86.2% |
| Foreign born: | 481 | 1.4% | 13.9% |
| Naturalized citizen: | 4,267 | 887.1% | 52.7% |
| Not a citizen: | 4,267 | 887.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 4,267 | 887.1% | 10.5% |
| Asia: | 854 | 177.5% | 31.3% |
| Africa: | 577 | 120.0% | 5.5% |
| Oceania: | 6 | 1.2% | 0.5% |
| Latin America: | 1,235 | 256.8% | 50.0% |
| Northern America: | 320 | 66.5% | 2.2% |
Language Spoken at Home (28104 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 33,307 | -- | -- |
| English only: | 28,565 | 85.8% | 78.3% |
| Language other than English: | 4,742 | 14.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 2,035 | 6.1% | 13.3% |
| Other Indo-European languages: | 1,458 | 4.4% | 3.5% |
| Asian/Pacific Island languages: | 928 | 2.8% | 3.5% |
| Other languages: | 321 | 1.0% | 1.0% |
Computers & Internet (28104 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,899 | 100.0% | 93.1% |
| Households with broadband internet: | 11,683 | 98.2% | 89.4% |
Matthews, NC28104