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28105 ZIP Code

Matthews, North carolina

December 12, 2025
ZIP Code:28105
City/Town:Matthews
County:Mecklenburg
State:North carolina
ZIP Type:Standard
Population:44,899
Median Household Income:$100,845
Per Capita Income:$48,282
Total Housing Units:17,583
Median Home Value:$354,400
Land Area:23.2 sq miles
60.2 sq km
Water Area:0.2 sq miles
0.4 sq km
Coordinates:35.1198, -80.7097

Population Information (28105 zip code)

#%US
Total Population:44,899----
Male:22,33849.8%49.6%
Female:22,56150.2%50.4%
Median Age:39.1 yrs--38.5 yrs
Under 5 years:2,8756.4%5.7%
5 to 9 years:2,5025.6%6.0%
10 to 14 years:2,5815.7%6.5%
15 to 19 years:2,9326.5%6.6%
20 to 24 years:2,5655.7%6.7%
25 to 34 years:6,26313.9%13.7%
35 to 44 years:5,64612.6%12.9%
45 to 54 years:6,30914.1%12.4%
55 to 59 years:3,0736.8%6.5%
60 to 64 years:2,5695.7%6.4%
65 to 74 years:3,7008.2%9.7%
75 to 84 years:2,7066.0%4.8%
85 years and over:1,1782.6%2.0%

Housing Information (28105 zip code)

#%US
Median home value:$354,400--$281,900
Median rooms:6.4--5.5
Median rent:$1,474 / mo.--$1,268 / mo.
Total housing units:17,583----
Occupied housing units:16,71895.1%38.0%
Vacant housing units:8654.9%4.6%
Housing tenure:------
Owner-occupied:11,55069.1%64.8%
Renter-occupied:5,16830.9%35.2%

Educational Attainment (28105 zip code)

#%US
Population 25 years and over:31,444----
Less than 9th grade:5791.8%4.7%
9th to 12th grade, no diploma:1,0973.5%6.1%
High school graduate:5,46717.4%26.4%
Some college, no degree:5,88818.7%19.7%
Associate degree:2,2327.1%8.7%
Bachelor's degree:11,53936.7%20.9%
Graduate or professional degree:4,64214.8%13.7%
Percent high school graduate or higher:--94.7%89.1%
Percent bachelor's degree or higher:--51.5%34.3%

Income Information (28105 zip code)

ValueUS
Median household income:$100,845 / yr.$75,149 / yr.
Mean household income:$120,244 / yr.$105,833 / yr.
Median family income:$121,063 / yr.$92,646 / yr.
Per capita income:$48,282 / yr.$41,261 / yr.

Employment (28105 zip code)

#%US
In labor force:24,673--63.5%
Employed:23,84396.9%96.4%
Unemployed:7733.1%5.3%
Not in labor force:11,610----
Class of Worker:------
Private wage and salary:19,82483.1%79.7%
Government workers:2,1809.1%14.2%
Self-employed:1,7447.3%5.9%
Unpaid family workers:950.4%0.1%

Race & Ethnicity (28105 zip code)

#%US
Race (one race):------
White:31,50670.2%61.6%
Black or African American:5,91913.2%12.4%
American Indian/Alaska Native:1770.4%1.1%
Asian:3,7238.3%6.0%
Native Hawaiian/Pacific Islander:110.0%0.2%
Some other race:1,2642.8%8.4%
Two or more races:2,2995.1%10.2%
Hispanic or Latino (any race):2,4935.6%18.7%
Mexican:3,6998.2%11.2%
Puerto Rican:1,3713.1%1.8%
Cuban:5211.2%0.7%
Other Hispanic or Latino:3070.7%5.0%
Not Hispanic or Latino:1,5003.3%81.1%

Income Distribution (28105 zip code)

Household IncomeHouseholds%US
Less than $10,000:2991.8%4.9%
$10,000 to $14,999:2451.5%3.8%
$15,000 to $24,999:5553.3%7.0%
$25,000 to $34,999:9925.9%7.4%
$35,000 to $49,999:1,83411.0%10.7%
$50,000 to $74,999:2,66615.9%16.1%
$75,000 to $99,999:1,69510.1%12.8%
$100,000 to $149,999:3,90123.3%17.1%
$150,000 to $199,999:2,35214.1%8.8%
$200,000 or more:2,17913.0%11.4%

Commute to Work (28105 zip code)

Commute MethodWorkers%US
Drove alone:16,78470.4%67.8%
Carpooled:2,1308.9%8.7%
Public transportation:2230.9%4.2%
Walked:3281.4%2.5%
Other means:2100.9%0.9%
Worked from home:3,85116.2%13.8%
Mean travel time to work:26.4 min--26.7 min

Industry (28105 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:1100.5%1.6%
Construction:1,5766.6%6.9%
Manufacturing:2,0098.4%10.0%
Wholesale trade:6062.5%2.4%
Retail trade:2,89712.2%11.0%
Transportation, warehousing, utilities:9233.9%5.8%
Information:7623.2%1.9%
Finance, insurance, real estate:2,99312.6%6.7%
Professional, scientific, management:3,28113.8%12.1%
Education, health care, social services:4,68619.7%23.3%
Arts, entertainment, food services:2,0388.5%9.0%
Other services:1,4185.9%4.7%
Public administration:5442.3%4.7%

Poverty Status (28105 zip code)

#%US
Poverty Rate:--5.8%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (28105 zip code)

#%US
With health insurance:41,40492.2%91.3%
Private health insurance:34,49276.8%67.6%
Public health coverage:12,23227.2%35.9%
Without health insurance:3,1547.0%8.7%

Benefits & Assistance (28105 zip code)

Households with:#%US
Earnings:13,65781.7%77.4%
Social Security income:4,82628.9%31.0%
Retirement income:4,07024.3%21.8%
Supplemental Security Income (SSI):4002.4%4.5%
Cash public assistance income:2301.4%1.8%
SNAP (food stamps) benefits:6233.7%11.4%

Housing Types (28105 zip code)

Structure TypeUnits%US
1-unit, detached:11,77467.0%61.4%
1-unit, attached:1,1696.6%6.1%
2 units:630.4%3.4%
3 or 4 units:3011.7%4.3%
5 to 9 units:3632.1%4.6%
10 to 19 units:1,2216.9%4.3%
20 or more units:2,53514.4%9.9%
Mobile home:1570.9%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (28105 zip code)

Year BuiltUnits%US
Built 2020 or later:2411.4%0.6%
Built 2010 to 2019:1,98811.3%8.2%
Built 2000 to 2009:3,78221.5%13.5%
Built 1990 to 1999:4,62726.3%13.2%
Built 1980 to 1989:3,85521.9%13.2%
Built 1970 to 1979:1,95111.1%14.6%
Built 1960 to 1969:6423.7%10.2%
Built 1950 to 1959:3421.9%9.9%
Built 1940 to 1949:560.3%4.6%
Built 1939 or earlier:990.6%12.0%

Bedrooms (28105 zip code)

Number of BedroomsUnits%US
No bedroom (studio):1440.8%2.4%
1 bedroom:1,79610.2%3.0%
2 bedrooms:3,58220.4%9.1%
3 bedrooms:5,94833.8%15.9%
4 bedrooms:4,72326.9%18.8%
5 or more bedrooms:1,3907.9%17.6%

Heating Fuel (28105 zip code)

Fuel TypeUnits%US
Utility gas:9,03454.0%47.1%
Bottled, tank, or LP gas:2001.2%4.9%
Electricity:7,38244.2%40.2%
Fuel oil, kerosene, etc.:220.1%4.2%
Coal or coke:00.0%0.1%
Wood:200.1%1.5%
Solar energy:00.0%0.1%
Other fuel:00.0%0.5%
No fuel used:600.4%0.2%

Vehicles Available (28105 zip code)

VehiclesHouseholds%US
No vehicle available:5583.3%8.3%
1 vehicle available:5,11930.6%32.6%
2 vehicles available:7,44744.5%37.0%
3 or more vehicles available:3,59421.5%22.1%

Home Value Distribution (28105 zip code)

Value RangeOwner Units%US
Less than $50,000:1551.3%5.7%
$50,000 to $99,999:820.7%7.8%
$100,000 to $149,999:2282.0%9.2%
$150,000 to $199,999:6415.5%10.8%
$200,000 to $299,999:2,68623.3%19.9%
$300,000 to $499,999:5,68649.2%24.1%
$500,000 to $999,999:1,94316.8%17.0%
$1,000,000 or more:1291.1%5.6%

Housing Costs (28105 zip code)

ValueUS
Median owner costs (with mortgage):$1,785 / mo.$1,828 / mo.
Median owner costs (no mortgage):$552 / mo.$584 / mo.
Median gross rent:$1,474 / mo.$1,268 / mo.
Average household size (owner-occupied):2.862.53
Average household size (renter-occupied):2.232.38

Households (28105 zip code)

#%US
Total households:16,718----
Married-couple households:9,67357.9%47.5%
Cohabiting couple households:4,08524.4%7.0%
Male householder, no spouse:2,11012.6%5.4%
Female householder, no spouse:4,06424.3%12.7%
Householder living alone:5,34632.0%28.6%
65 years and over living alone:4,98929.8%11.8%
Average household size:2.67--2.53
Average family size:3.19----

Marital Status (28105 zip code)

Population 15 years and over#%US
Total:18,137----
Never married:5,86032.3%37.0%
Now married:10,34857.1%49.5%
Separated:3311.8%1.5%
Widowed:1,2276.8%2.6%
Divorced:5,18128.6%9.3%

School Enrollment (28105 zip code)

Population 3 years and over#%US
Enrolled in school:10,246----
Nursery school, preschool:9679.4%5.8%
Kindergarten:6025.9%5.0%
Elementary school (grades 1-8):3,75636.7%40.5%
High school (grades 9-12):2,37223.2%21.4%
College or graduate school:2,54924.9%27.3%

Veterans & Disability (28105 zip code)

#%US
Civilian population 18 years and over:35,085----
Veterans:2,4917.1%6.3%
Civilian noninstitutionalized population:44,558----
With a disability:4,1959.4%13.4%
Under 18 with disability:4049.6%5.8%
18 to 64 with disability:1,89645.2%10.4%
65 and over with disability:1,89545.2%33.4%

Mobility (Residence 1 Year Ago) (28105 zip code)

Population 1 year and over#%US
Same house:38,47785.7%86.9%
Different house:5,99613.4%13.1%
Same county:3,19053.2%7.0%
Different county:2,63443.9%3.2%
Different state:1,17419.6%2.5%
Abroad:1722.9%0.4%

Place of Birth (28105 zip code)

#%US
Native born:38,20485.1%86.2%
Foreign born:7151.6%13.9%
Naturalized citizen:6,695936.4%52.7%
Not a citizen:6,695936.4%47.3%
Foreign-born by region:------
Europe:6,695936.4%10.5%
Asia:1,480207.0%31.3%
Africa:46164.5%5.5%
Oceania:101.4%0.5%
Latin America:1,348188.5%50.0%
Northern America:14620.4%2.2%

Language Spoken at Home (28105 zip code)

Population 5 years and over#%US
Total:42,024----
English only:33,99580.9%78.3%
Language other than English:8,02919.1%21.5%
By language:------
Spanish:2,4295.8%13.3%
Other Indo-European languages:2,9717.1%3.5%
Asian/Pacific Island languages:1,8554.4%3.5%
Other languages:7741.8%1.0%

Computers & Internet (28105 zip code)

Households%US
Households with a computer:16,718100.0%93.1%
Households with broadband internet:16,25497.2%89.4%