28278 ZIP Code
Charlotte, North carolina
December 15, 2025
| ZIP Code: | 28278 |
| City/Town: | Charlotte |
| County: | Mecklenburg |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 35,260 |
| Median Household Income: | $116,576 |
| Per Capita Income: | $56,481 |
| Total Housing Units: | 13,130 |
| Median Home Value: | $381,000 |
| Land Area: | 28.8 sq miles
74.6 sq km |
| Water Area: | 3.7 sq miles
9.6 sq km |
| Coordinates: | 35.1334, -81.0088 |
Population Information (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 35,260 | -- | -- |
| Male: | 17,301 | 49.1% | 49.6% |
| Female: | 17,959 | 50.9% | 50.4% |
| Median Age: | 36.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,824 | 8.0% | 5.7% |
| 5 to 9 years: | 2,854 | 8.1% | 6.0% |
| 10 to 14 years: | 2,216 | 6.3% | 6.5% |
| 15 to 19 years: | 1,976 | 5.6% | 6.6% |
| 20 to 24 years: | 1,846 | 5.2% | 6.7% |
| 25 to 34 years: | 5,030 | 14.3% | 13.7% |
| 35 to 44 years: | 5,996 | 17.0% | 12.9% |
| 45 to 54 years: | 5,681 | 16.1% | 12.4% |
| 55 to 59 years: | 1,768 | 5.0% | 6.5% |
| 60 to 64 years: | 1,448 | 4.1% | 6.4% |
| 65 to 74 years: | 2,374 | 6.7% | 9.7% |
| 75 to 84 years: | 982 | 2.8% | 4.8% |
| 85 years and over: | 265 | 0.8% | 2.0% |
Housing Information (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $381,000 | -- | $281,900 |
| Median rooms: | 6.7 | -- | 5.5 |
| Median rent: | $1,634 / mo. | -- | $1,268 / mo. |
| Total housing units: | 13,130 | -- | -- |
| Occupied housing units: | 12,354 | 94.1% | 38.0% |
| Vacant housing units: | 776 | 5.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 9,140 | 74.0% | 64.8% |
| Renter-occupied: | 3,214 | 26.0% | 35.2% |
Educational Attainment (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 23,544 | -- | -- |
| Less than 9th grade: | 823 | 3.5% | 4.7% |
| 9th to 12th grade, no diploma: | 628 | 2.7% | 6.1% |
| High school graduate: | 3,227 | 13.7% | 26.4% |
| Some college, no degree: | 4,386 | 18.6% | 19.7% |
| Associate degree: | 1,842 | 7.8% | 8.7% |
| Bachelor's degree: | 8,535 | 36.3% | 20.9% |
| Graduate or professional degree: | 4,103 | 17.4% | 13.7% |
| Percent high school graduate or higher: | -- | 93.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 53.7% | 34.3% |
Income Information (28278 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $116,576 / yr. | $75,149 / yr. |
| Mean household income: | $140,683 / yr. | $105,833 / yr. |
| Median family income: | $134,406 / yr. | $92,646 / yr. |
| Per capita income: | $56,481 / yr. | $41,261 / yr. |
Employment (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 20,491 | -- | 63.5% |
| Employed: | 19,509 | 95.2% | 96.4% |
| Unemployed: | 977 | 4.8% | 5.3% |
| Not in labor force: | 6,612 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 17,157 | 87.9% | 79.7% |
| Government workers: | 1,540 | 7.9% | 14.2% |
| Self-employed: | 796 | 4.1% | 5.9% |
| Unpaid family workers: | 16 | 0.1% | 0.1% |
Race & Ethnicity (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 15,346 | 43.5% | 61.6% |
| Black or African American: | 11,316 | 32.1% | 12.4% |
| American Indian/Alaska Native: | 48 | 0.1% | 1.1% |
| Asian: | 3,274 | 9.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 9 | 0.0% | 0.2% |
| Some other race: | 1,456 | 4.1% | 8.4% |
| Two or more races: | 3,811 | 10.8% | 10.2% |
| Hispanic or Latino (any race): | 3,219 | 9.1% | 18.7% |
| Mexican: | 4,381 | 12.4% | 11.2% |
| Puerto Rican: | 944 | 2.7% | 1.8% |
| Cuban: | 805 | 2.3% | 0.7% |
| Other Hispanic or Latino: | 107 | 0.3% | 5.0% |
| Not Hispanic or Latino: | 2,525 | 7.2% | 81.1% |
Income Distribution (28278 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 255 | 2.1% | 4.9% |
| $10,000 to $14,999: | 67 | 0.5% | 3.8% |
| $15,000 to $24,999: | 346 | 2.8% | 7.0% |
| $25,000 to $34,999: | 405 | 3.3% | 7.4% |
| $35,000 to $49,999: | 647 | 5.2% | 10.7% |
| $50,000 to $74,999: | 1,740 | 14.1% | 16.1% |
| $75,000 to $99,999: | 1,707 | 13.8% | 12.8% |
| $100,000 to $149,999: | 2,885 | 23.4% | 17.1% |
| $150,000 to $199,999: | 1,880 | 15.2% | 8.8% |
| $200,000 or more: | 2,422 | 19.6% | 11.4% |
Commute to Work (28278 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 12,552 | 64.3% | 67.8% |
| Carpooled: | 1,318 | 6.8% | 8.7% |
| Public transportation: | 126 | 0.6% | 4.2% |
| Walked: | 178 | 0.9% | 2.5% |
| Other means: | 473 | 2.4% | 0.9% |
| Worked from home: | 4,598 | 23.6% | 13.8% |
| Mean travel time to work: | 27.8 min | -- | 26.7 min |
Industry (28278 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 0 | 0.0% | 1.6% |
| Construction: | 854 | 4.4% | 6.9% |
| Manufacturing: | 2,086 | 10.7% | 10.0% |
| Wholesale trade: | 631 | 3.2% | 2.4% |
| Retail trade: | 2,104 | 10.8% | 11.0% |
| Transportation, warehousing, utilities: | 1,422 | 7.3% | 5.8% |
| Information: | 409 | 2.1% | 1.9% |
| Finance, insurance, real estate: | 2,919 | 15.0% | 6.7% |
| Professional, scientific, management: | 2,841 | 14.6% | 12.1% |
| Education, health care, social services: | 3,407 | 17.5% | 23.3% |
| Arts, entertainment, food services: | 1,582 | 8.1% | 9.0% |
| Other services: | 956 | 4.9% | 4.7% |
| Public administration: | 298 | 1.5% | 4.7% |
Poverty Status (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 3.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 32,912 | 93.3% | 91.3% |
| Private health insurance: | 28,645 | 81.2% | 67.6% |
| Public health coverage: | 6,632 | 18.8% | 35.9% |
| Without health insurance: | 2,343 | 6.6% | 8.7% |
Benefits & Assistance (28278 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 11,188 | 90.6% | 77.4% |
| Social Security income: | 2,432 | 19.7% | 31.0% |
| Retirement income: | 1,794 | 14.5% | 21.8% |
| Supplemental Security Income (SSI): | 389 | 3.1% | 4.5% |
| Cash public assistance income: | 127 | 1.0% | 1.8% |
| SNAP (food stamps) benefits: | 458 | 3.7% | 11.4% |
Housing Types (28278 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 10,054 | 76.6% | 61.4% |
| 1-unit, attached: | 909 | 6.9% | 6.1% |
| 2 units: | 85 | 0.6% | 3.4% |
| 3 or 4 units: | 8 | 0.1% | 4.3% |
| 5 to 9 units: | 158 | 1.2% | 4.6% |
| 10 to 19 units: | 494 | 3.8% | 4.3% |
| 20 or more units: | 1,336 | 10.2% | 9.9% |
| Mobile home: | 86 | 0.7% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (28278 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 443 | 3.4% | 0.6% |
| Built 2010 to 2019: | 4,640 | 35.3% | 8.2% |
| Built 2000 to 2009: | 5,024 | 38.3% | 13.5% |
| Built 1990 to 1999: | 1,577 | 12.0% | 13.2% |
| Built 1980 to 1989: | 747 | 5.7% | 13.2% |
| Built 1970 to 1979: | 362 | 2.8% | 14.6% |
| Built 1960 to 1969: | 108 | 0.8% | 10.2% |
| Built 1950 to 1959: | 163 | 1.2% | 9.9% |
| Built 1940 to 1949: | 52 | 0.4% | 4.6% |
| Built 1939 or earlier: | 14 | 0.1% | 12.0% |
Bedrooms (28278 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 65 | 0.5% | 2.4% |
| 1 bedroom: | 771 | 5.9% | 3.0% |
| 2 bedrooms: | 1,630 | 12.4% | 9.1% |
| 3 bedrooms: | 4,916 | 37.4% | 15.9% |
| 4 bedrooms: | 3,866 | 29.4% | 18.8% |
| 5 or more bedrooms: | 1,882 | 14.3% | 17.6% |
Heating Fuel (28278 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 7,254 | 58.7% | 47.1% |
| Bottled, tank, or LP gas: | 201 | 1.6% | 4.9% |
| Electricity: | 4,810 | 38.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 15 | 0.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 21 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 19 | 0.2% | 0.5% |
| No fuel used: | 34 | 0.3% | 0.2% |
Vehicles Available (28278 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 140 | 1.1% | 8.3% |
| 1 vehicle available: | 2,917 | 23.6% | 32.6% |
| 2 vehicles available: | 6,670 | 54.0% | 37.0% |
| 3 or more vehicles available: | 2,627 | 21.3% | 22.1% |
Home Value Distribution (28278 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 0 | 0.0% | 5.7% |
| $50,000 to $99,999: | 14 | 0.2% | 7.8% |
| $100,000 to $149,999: | 51 | 0.6% | 9.2% |
| $150,000 to $199,999: | 236 | 2.6% | 10.8% |
| $200,000 to $299,999: | 1,895 | 20.7% | 19.9% |
| $300,000 to $499,999: | 4,339 | 47.5% | 24.1% |
| $500,000 to $999,999: | 2,387 | 26.1% | 17.0% |
| $1,000,000 or more: | 218 | 2.4% | 5.6% |
Housing Costs (28278 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,071 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $611 / mo. | $584 / mo. |
| Median gross rent: | $1,634 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.94 | 2.53 |
| Average household size (renter-occupied): | 2.62 | 2.38 |
Households (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 12,354 | -- | -- |
| Married-couple households: | 7,727 | 62.5% | 47.5% |
| Cohabiting couple households: | 3,813 | 30.9% | 7.0% |
| Male householder, no spouse: | 1,546 | 12.5% | 5.4% |
| Female householder, no spouse: | 2,265 | 18.3% | 12.7% |
| Householder living alone: | 4,903 | 39.7% | 28.6% |
| 65 years and over living alone: | 2,469 | 20.0% | 11.8% |
| Average household size: | 2.85 | -- | 2.53 |
| Average family size: | 3.32 | -- | -- |
Marital Status (28278 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,624 | -- | -- |
| Never married: | 4,223 | 31.0% | 37.0% |
| Now married: | 8,102 | 59.5% | 49.5% |
| Separated: | 150 | 1.1% | 1.5% |
| Widowed: | 926 | 6.8% | 2.6% |
| Divorced: | 3,636 | 26.7% | 9.3% |
School Enrollment (28278 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,600 | -- | -- |
| Nursery school, preschool: | 473 | 5.5% | 5.8% |
| Kindergarten: | 901 | 10.5% | 5.0% |
| Elementary school (grades 1-8): | 3,631 | 42.2% | 40.5% |
| High school (grades 9-12): | 1,696 | 19.7% | 21.4% |
| College or graduate school: | 1,899 | 22.1% | 27.3% |
Veterans & Disability (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 26,198 | -- | -- |
| Veterans: | 1,355 | 5.2% | 6.3% |
| Civilian noninstitutionalized population: | 35,255 | -- | -- |
| With a disability: | 2,400 | 6.8% | 13.4% |
| Under 18 with disability: | 264 | 11.0% | 5.8% |
| 18 to 64 with disability: | 1,191 | 49.6% | 10.4% |
| 65 and over with disability: | 945 | 39.4% | 33.4% |
Mobility (Residence 1 Year Ago) (28278 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 28,516 | 80.9% | 86.9% |
| Different house: | 6,273 | 17.8% | 13.1% |
| Same county: | 2,965 | 47.3% | 7.0% |
| Different county: | 3,113 | 49.6% | 3.2% |
| Different state: | 2,411 | 38.4% | 2.5% |
| Abroad: | 195 | 3.1% | 0.4% |
Place of Birth (28278 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 29,562 | 83.8% | 86.2% |
| Foreign born: | 974 | 2.8% | 13.9% |
| Naturalized citizen: | 5,698 | 585.0% | 52.7% |
| Not a citizen: | 5,698 | 585.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 5,698 | 585.0% | 10.5% |
| Asia: | 306 | 31.4% | 31.3% |
| Africa: | 911 | 93.5% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 2,291 | 235.2% | 50.0% |
| Northern America: | 241 | 24.7% | 2.2% |
Language Spoken at Home (28278 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 32,436 | -- | -- |
| English only: | 24,870 | 76.7% | 78.3% |
| Language other than English: | 7,566 | 23.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 3,676 | 11.3% | 13.3% |
| Other Indo-European languages: | 1,256 | 3.9% | 3.5% |
| Asian/Pacific Island languages: | 1,691 | 5.2% | 3.5% |
| Other languages: | 943 | 2.9% | 1.0% |
Computers & Internet (28278 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 12,354 | 100.0% | 93.1% |
| Households with broadband internet: | 12,277 | 99.4% | 89.4% |
Charlotte, NC28278