28445 ZIP Code
Holly Ridge, North carolina
December 12, 2025
| ZIP Code: | 28445 |
| City/Town: | Holly Ridge |
| County: | Onslow |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 9,675 |
| Median Household Income: | $79,720 |
| Per Capita Income: | $48,425 |
| Total Housing Units: | 8,388 |
| Median Home Value: | $288,000 |
| Land Area: | 103.7 sq miles
268.7 sq km |
| Water Area: | 5.0 sq miles
12.9 sq km |
| Coordinates: | 34.5288, -77.5358 |
Population Information (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 9,675 | -- | -- |
| Male: | 4,931 | 51.0% | 49.6% |
| Female: | 4,744 | 49.0% | 50.4% |
| Median Age: | 35.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 802 | 8.3% | 5.7% |
| 5 to 9 years: | 784 | 8.1% | 6.0% |
| 10 to 14 years: | 442 | 4.6% | 6.5% |
| 15 to 19 years: | 370 | 3.8% | 6.6% |
| 20 to 24 years: | 448 | 4.6% | 6.7% |
| 25 to 34 years: | 1,789 | 18.5% | 13.7% |
| 35 to 44 years: | 1,365 | 14.1% | 12.9% |
| 45 to 54 years: | 841 | 8.7% | 12.4% |
| 55 to 59 years: | 494 | 5.1% | 6.5% |
| 60 to 64 years: | 699 | 7.2% | 6.4% |
| 65 to 74 years: | 1,160 | 12.0% | 9.7% |
| 75 to 84 years: | 376 | 3.9% | 4.8% |
| 85 years and over: | 105 | 1.1% | 2.0% |
Housing Information (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $288,000 | -- | $281,900 |
| Median rooms: | 5.3 | -- | 5.5 |
| Median rent: | $1,373 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,388 | -- | -- |
| Occupied housing units: | 3,895 | 46.4% | 38.0% |
| Vacant housing units: | 4,493 | 53.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,006 | 77.2% | 64.8% |
| Renter-occupied: | 889 | 22.8% | 35.2% |
Educational Attainment (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 6,829 | -- | -- |
| Less than 9th grade: | 79 | 1.2% | 4.7% |
| 9th to 12th grade, no diploma: | 525 | 7.7% | 6.1% |
| High school graduate: | 1,359 | 19.9% | 26.4% |
| Some college, no degree: | 1,554 | 22.8% | 19.7% |
| Associate degree: | 538 | 7.9% | 8.7% |
| Bachelor's degree: | 1,655 | 24.2% | 20.9% |
| Graduate or professional degree: | 1,119 | 16.4% | 13.7% |
| Percent high school graduate or higher: | -- | 91.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 40.6% | 34.3% |
Income Information (28445 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $79,720 / yr. | $75,149 / yr. |
| Mean household income: | $102,665 / yr. | $105,833 / yr. |
| Median family income: | $92,768 / yr. | $92,646 / yr. |
| Per capita income: | $48,425 / yr. | $41,261 / yr. |
Employment (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,139 | -- | 63.5% |
| Employed: | 4,596 | 99.1% | 96.4% |
| Unemployed: | 43 | 0.9% | 5.3% |
| Not in labor force: | 2,456 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,732 | 81.2% | 79.7% |
| Government workers: | 627 | 13.6% | 14.2% |
| Self-employed: | 234 | 5.1% | 5.9% |
| Unpaid family workers: | 3 | 0.1% | 0.1% |
Race & Ethnicity (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 8,845 | 91.4% | 61.6% |
| Black or African American: | 258 | 2.7% | 12.4% |
| American Indian/Alaska Native: | 53 | 0.5% | 1.1% |
| Asian: | 35 | 0.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 28 | 0.3% | 8.4% |
| Two or more races: | 456 | 4.7% | 10.2% |
| Hispanic or Latino (any race): | 223 | 2.3% | 18.7% |
| Mexican: | 541 | 5.6% | 11.2% |
| Puerto Rican: | 223 | 2.3% | 1.8% |
| Cuban: | 167 | 1.7% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 151 | 1.6% | 81.1% |
Income Distribution (28445 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 154 | 4.0% | 4.9% |
| $10,000 to $14,999: | 36 | 0.9% | 3.8% |
| $15,000 to $24,999: | 411 | 10.6% | 7.0% |
| $25,000 to $34,999: | 281 | 7.2% | 7.4% |
| $35,000 to $49,999: | 410 | 10.5% | 10.7% |
| $50,000 to $74,999: | 490 | 12.6% | 16.1% |
| $75,000 to $99,999: | 590 | 15.1% | 12.8% |
| $100,000 to $149,999: | 832 | 21.4% | 17.1% |
| $150,000 to $199,999: | 228 | 5.9% | 8.8% |
| $200,000 or more: | 463 | 11.9% | 11.4% |
Commute to Work (28445 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,737 | 81.3% | 67.8% |
| Carpooled: | 230 | 5.0% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 47 | 1.0% | 2.5% |
| Other means: | 44 | 1.0% | 0.9% |
| Worked from home: | 1,016 | 22.1% | 13.8% |
| Mean travel time to work: | 31.2 min | -- | 26.7 min |
Industry (28445 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 89 | 1.9% | 1.6% |
| Construction: | 608 | 13.2% | 6.9% |
| Manufacturing: | 275 | 6.0% | 10.0% |
| Wholesale trade: | 116 | 2.5% | 2.4% |
| Retail trade: | 355 | 7.7% | 11.0% |
| Transportation, warehousing, utilities: | 280 | 6.1% | 5.8% |
| Information: | 96 | 2.1% | 1.9% |
| Finance, insurance, real estate: | 213 | 4.6% | 6.7% |
| Professional, scientific, management: | 762 | 16.6% | 12.1% |
| Education, health care, social services: | 951 | 20.7% | 23.3% |
| Arts, entertainment, food services: | 424 | 9.2% | 9.0% |
| Other services: | 245 | 5.3% | 4.7% |
| Public administration: | 182 | 4.0% | 4.7% |
Poverty Status (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,134 | 84.1% | 91.3% |
| Private health insurance: | 6,717 | 69.4% | 67.6% |
| Public health coverage: | 2,737 | 28.3% | 35.9% |
| Without health insurance: | 1,041 | 10.8% | 8.7% |
Benefits & Assistance (28445 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,037 | 78.0% | 77.4% |
| Social Security income: | 1,112 | 28.5% | 31.0% |
| Retirement income: | 1,073 | 27.5% | 21.8% |
| Supplemental Security Income (SSI): | 60 | 1.5% | 4.5% |
| Cash public assistance income: | 19 | 0.5% | 1.8% |
| SNAP (food stamps) benefits: | 358 | 9.2% | 11.4% |
Housing Types (28445 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,659 | 67.5% | 61.4% |
| 1-unit, attached: | 518 | 6.2% | 6.1% |
| 2 units: | 165 | 2.0% | 3.4% |
| 3 or 4 units: | 150 | 1.8% | 4.3% |
| 5 to 9 units: | 133 | 1.6% | 4.6% |
| 10 to 19 units: | 158 | 1.9% | 4.3% |
| 20 or more units: | 185 | 2.2% | 9.9% |
| Mobile home: | 1,420 | 16.9% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (28445 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 197 | 2.3% | 0.6% |
| Built 2010 to 2019: | 1,892 | 22.6% | 8.2% |
| Built 2000 to 2009: | 2,167 | 25.8% | 13.5% |
| Built 1990 to 1999: | 1,377 | 16.4% | 13.2% |
| Built 1980 to 1989: | 1,135 | 13.5% | 13.2% |
| Built 1970 to 1979: | 607 | 7.2% | 14.6% |
| Built 1960 to 1969: | 432 | 5.2% | 10.2% |
| Built 1950 to 1959: | 445 | 5.3% | 9.9% |
| Built 1940 to 1949: | 119 | 1.4% | 4.6% |
| Built 1939 or earlier: | 17 | 0.2% | 12.0% |
Bedrooms (28445 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 7 | 0.1% | 2.4% |
| 1 bedroom: | 209 | 2.5% | 3.0% |
| 2 bedrooms: | 1,354 | 16.1% | 9.1% |
| 3 bedrooms: | 3,847 | 45.9% | 15.9% |
| 4 bedrooms: | 2,641 | 31.5% | 18.8% |
| 5 or more bedrooms: | 330 | 3.9% | 17.6% |
Heating Fuel (28445 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 45 | 1.2% | 47.1% |
| Bottled, tank, or LP gas: | 56 | 1.4% | 4.9% |
| Electricity: | 3,708 | 95.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 63 | 1.6% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 11 | 0.3% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 12 | 0.3% | 0.2% |
Vehicles Available (28445 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 81 | 2.1% | 8.3% |
| 1 vehicle available: | 1,047 | 26.9% | 32.6% |
| 2 vehicles available: | 1,756 | 45.1% | 37.0% |
| 3 or more vehicles available: | 1,011 | 26.0% | 22.1% |
Home Value Distribution (28445 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 84 | 2.8% | 5.7% |
| $50,000 to $99,999: | 73 | 2.4% | 7.8% |
| $100,000 to $149,999: | 283 | 9.4% | 9.2% |
| $150,000 to $199,999: | 216 | 7.2% | 10.8% |
| $200,000 to $299,999: | 963 | 32.0% | 19.9% |
| $300,000 to $499,999: | 626 | 20.8% | 24.1% |
| $500,000 to $999,999: | 691 | 23.0% | 17.0% |
| $1,000,000 or more: | 70 | 2.3% | 5.6% |
Housing Costs (28445 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,874 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $598 / mo. | $584 / mo. |
| Median gross rent: | $1,373 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.49 | 2.53 |
| Average household size (renter-occupied): | 2.46 | 2.38 |
Households (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,895 | -- | -- |
| Married-couple households: | 2,144 | 55.0% | 47.5% |
| Cohabiting couple households: | 814 | 20.9% | 7.0% |
| Male householder, no spouse: | 573 | 14.7% | 5.4% |
| Female householder, no spouse: | 852 | 21.9% | 12.7% |
| Householder living alone: | 1,160 | 29.8% | 28.6% |
| 65 years and over living alone: | 1,254 | 32.2% | 11.8% |
| Average household size: | 2.48 | -- | 2.53 |
| Average family size: | 3.03 | -- | -- |
Marital Status (28445 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,905 | -- | -- |
| Never married: | 836 | 21.4% | 37.0% |
| Now married: | 2,425 | 62.1% | 49.5% |
| Separated: | 43 | 1.1% | 1.5% |
| Widowed: | 600 | 15.4% | 2.6% |
| Divorced: | 458 | 11.7% | 9.3% |
School Enrollment (28445 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,269 | -- | -- |
| Nursery school, preschool: | 241 | 10.6% | 5.8% |
| Kindergarten: | 155 | 6.8% | 5.0% |
| Elementary school (grades 1-8): | 1,045 | 46.1% | 40.5% |
| High school (grades 9-12): | 421 | 18.6% | 21.4% |
| College or graduate school: | 407 | 17.9% | 27.3% |
Veterans & Disability (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,815 | -- | -- |
| Veterans: | 1,020 | 15.0% | 6.3% |
| Civilian noninstitutionalized population: | 9,175 | -- | -- |
| With a disability: | 911 | 9.9% | 13.4% |
| Under 18 with disability: | 117 | 12.8% | 5.8% |
| 18 to 64 with disability: | 362 | 39.7% | 10.4% |
| 65 and over with disability: | 432 | 47.4% | 33.4% |
Mobility (Residence 1 Year Ago) (28445 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 7,791 | 80.5% | 86.9% |
| Different house: | 1,691 | 17.5% | 13.1% |
| Same county: | 486 | 28.7% | 7.0% |
| Different county: | 1,084 | 64.1% | 3.2% |
| Different state: | 342 | 20.2% | 2.5% |
| Abroad: | 121 | 7.2% | 0.4% |
Place of Birth (28445 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 9,439 | 97.6% | 86.2% |
| Foreign born: | 71 | 0.7% | 13.9% |
| Naturalized citizen: | 236 | 332.4% | 52.7% |
| Not a citizen: | 236 | 332.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 236 | 332.4% | 10.5% |
| Asia: | 63 | 88.7% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 131 | 184.5% | 50.0% |
| Northern America: | 7 | 9.9% | 2.2% |
Language Spoken at Home (28445 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,873 | -- | -- |
| English only: | 8,400 | 94.7% | 78.3% |
| Language other than English: | 473 | 5.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 339 | 3.8% | 13.3% |
| Other Indo-European languages: | 86 | 1.0% | 3.5% |
| Asian/Pacific Island languages: | 46 | 0.5% | 3.5% |
| Other languages: | 2 | 0.0% | 1.0% |
Computers & Internet (28445 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,895 | 100.0% | 93.1% |
| Households with broadband internet: | 3,733 | 95.8% | 89.4% |
Holly Ridge, NC28445