28465 ZIP Code
Oak Island, North carolina
December 12, 2025
| ZIP Code: | 28465 |
| City/Town: | Oak Island |
| County: | Brunswick |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 8,228 |
| Median Household Income: | $86,442 |
| Per Capita Income: | $41,513 |
| Total Housing Units: | 9,974 |
| Median Home Value: | $382,500 |
| Land Area: | 10.9 sq miles
28.3 sq km |
| Water Area: | 3.4 sq miles
8.8 sq km |
| Coordinates: | 33.9125, -78.1005 |
Population Information (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 8,228 | -- | -- |
| Male: | 3,961 | 48.1% | 49.6% |
| Female: | 4,267 | 51.9% | 50.4% |
| Median Age: | 60.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 101 | 1.2% | 5.7% |
| 5 to 9 years: | 133 | 1.6% | 6.0% |
| 10 to 14 years: | 322 | 3.9% | 6.5% |
| 15 to 19 years: | 236 | 2.9% | 6.6% |
| 20 to 24 years: | 232 | 2.8% | 6.7% |
| 25 to 34 years: | 343 | 4.2% | 13.7% |
| 35 to 44 years: | 398 | 4.8% | 12.9% |
| 45 to 54 years: | 1,307 | 15.9% | 12.4% |
| 55 to 59 years: | 1,041 | 12.7% | 6.5% |
| 60 to 64 years: | 1,129 | 13.7% | 6.4% |
| 65 to 74 years: | 2,051 | 24.9% | 9.7% |
| 75 to 84 years: | 773 | 9.4% | 4.8% |
| 85 years and over: | 162 | 2.0% | 2.0% |
Housing Information (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $382,500 | -- | $281,900 |
| Median rooms: | 4.9 | -- | 5.5 |
| Median rent: | $1,262 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,974 | -- | -- |
| Occupied housing units: | 3,857 | 38.7% | 38.0% |
| Vacant housing units: | 6,117 | 61.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,344 | 86.7% | 64.8% |
| Renter-occupied: | 513 | 13.3% | 35.2% |
Educational Attainment (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 7,204 | -- | -- |
| Less than 9th grade: | 75 | 1.0% | 4.7% |
| 9th to 12th grade, no diploma: | 186 | 2.6% | 6.1% |
| High school graduate: | 1,519 | 21.1% | 26.4% |
| Some college, no degree: | 1,446 | 20.1% | 19.7% |
| Associate degree: | 847 | 11.8% | 8.7% |
| Bachelor's degree: | 1,913 | 26.6% | 20.9% |
| Graduate or professional degree: | 1,218 | 16.9% | 13.7% |
| Percent high school graduate or higher: | -- | 96.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 43.5% | 34.3% |
Income Information (28465 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $86,442 / yr. | $75,149 / yr. |
| Mean household income: | $122,469 / yr. | $105,833 / yr. |
| Median family income: | $104,125 / yr. | $92,646 / yr. |
| Per capita income: | $41,513 / yr. | $41,261 / yr. |
Employment (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,768 | -- | 63.5% |
| Employed: | 3,635 | 96.5% | 96.4% |
| Unemployed: | 130 | 3.5% | 5.3% |
| Not in labor force: | 3,754 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,609 | 71.8% | 79.7% |
| Government workers: | 752 | 20.7% | 14.2% |
| Self-employed: | 256 | 7.0% | 5.9% |
| Unpaid family workers: | 18 | 0.5% | 0.1% |
Race & Ethnicity (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 7,853 | 95.4% | 61.6% |
| Black or African American: | 60 | 0.7% | 12.4% |
| American Indian/Alaska Native: | 7 | 0.1% | 1.1% |
| Asian: | 45 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 0 | 0.0% | 8.4% |
| Two or more races: | 263 | 3.2% | 10.2% |
| Hispanic or Latino (any race): | 170 | 2.1% | 18.7% |
| Mexican: | 113 | 1.4% | 11.2% |
| Puerto Rican: | 15 | 0.2% | 1.8% |
| Cuban: | 38 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 1 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 59 | 0.7% | 81.1% |
Income Distribution (28465 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 226 | 5.9% | 4.9% |
| $10,000 to $14,999: | 146 | 3.8% | 3.8% |
| $15,000 to $24,999: | 167 | 4.3% | 7.0% |
| $25,000 to $34,999: | 224 | 5.8% | 7.4% |
| $35,000 to $49,999: | 285 | 7.4% | 10.7% |
| $50,000 to $74,999: | 584 | 15.1% | 16.1% |
| $75,000 to $99,999: | 529 | 13.7% | 12.8% |
| $100,000 to $149,999: | 698 | 18.1% | 17.1% |
| $150,000 to $199,999: | 441 | 11.4% | 8.8% |
| $200,000 or more: | 557 | 14.4% | 11.4% |
Commute to Work (28465 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,556 | 70.3% | 67.8% |
| Carpooled: | 80 | 2.2% | 8.7% |
| Public transportation: | 52 | 1.4% | 4.2% |
| Walked: | 32 | 0.9% | 2.5% |
| Other means: | 59 | 1.6% | 0.9% |
| Worked from home: | 783 | 21.5% | 13.8% |
| Mean travel time to work: | 25.7 min | -- | 26.7 min |
Industry (28465 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 4 | 0.1% | 1.6% |
| Construction: | 340 | 9.4% | 6.9% |
| Manufacturing: | 199 | 5.5% | 10.0% |
| Wholesale trade: | 3 | 0.1% | 2.4% |
| Retail trade: | 367 | 10.1% | 11.0% |
| Transportation, warehousing, utilities: | 279 | 7.7% | 5.8% |
| Information: | 38 | 1.0% | 1.9% |
| Finance, insurance, real estate: | 507 | 13.9% | 6.7% |
| Professional, scientific, management: | 447 | 12.3% | 12.1% |
| Education, health care, social services: | 681 | 18.7% | 23.3% |
| Arts, entertainment, food services: | 296 | 8.1% | 9.0% |
| Other services: | 102 | 2.8% | 4.7% |
| Public administration: | 372 | 10.2% | 4.7% |
Poverty Status (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 7,877 | 95.7% | 91.3% |
| Private health insurance: | 6,648 | 80.8% | 67.6% |
| Public health coverage: | 3,487 | 42.4% | 35.9% |
| Without health insurance: | 347 | 4.2% | 8.7% |
Benefits & Assistance (28465 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,483 | 64.4% | 77.4% |
| Social Security income: | 2,162 | 56.1% | 31.0% |
| Retirement income: | 1,644 | 42.6% | 21.8% |
| Supplemental Security Income (SSI): | 116 | 3.0% | 4.5% |
| Cash public assistance income: | 106 | 2.7% | 1.8% |
| SNAP (food stamps) benefits: | 151 | 3.9% | 11.4% |
Housing Types (28465 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 8,332 | 83.5% | 61.4% |
| 1-unit, attached: | 136 | 1.4% | 6.1% |
| 2 units: | 98 | 1.0% | 3.4% |
| 3 or 4 units: | 81 | 0.8% | 4.3% |
| 5 to 9 units: | 168 | 1.7% | 4.6% |
| 10 to 19 units: | 240 | 2.4% | 4.3% |
| 20 or more units: | 246 | 2.5% | 9.9% |
| Mobile home: | 673 | 6.7% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (28465 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 142 | 1.4% | 0.6% |
| Built 2010 to 2019: | 1,518 | 15.2% | 8.2% |
| Built 2000 to 2009: | 2,033 | 20.4% | 13.5% |
| Built 1990 to 1999: | 1,879 | 18.8% | 13.2% |
| Built 1980 to 1989: | 2,538 | 25.4% | 13.2% |
| Built 1970 to 1979: | 1,186 | 11.9% | 14.6% |
| Built 1960 to 1969: | 476 | 4.8% | 10.2% |
| Built 1950 to 1959: | 174 | 1.7% | 9.9% |
| Built 1940 to 1949: | 21 | 0.2% | 4.6% |
| Built 1939 or earlier: | 7 | 0.1% | 12.0% |
Bedrooms (28465 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 53 | 0.5% | 2.4% |
| 1 bedroom: | 83 | 0.8% | 3.0% |
| 2 bedrooms: | 2,216 | 22.2% | 9.1% |
| 3 bedrooms: | 5,496 | 55.1% | 15.9% |
| 4 bedrooms: | 1,688 | 16.9% | 18.8% |
| 5 or more bedrooms: | 438 | 4.4% | 17.6% |
Heating Fuel (28465 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 103 | 2.7% | 47.1% |
| Bottled, tank, or LP gas: | 219 | 5.7% | 4.9% |
| Electricity: | 3,454 | 89.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 67 | 1.7% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 6 | 0.2% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 1 | 0.0% | 0.5% |
| No fuel used: | 7 | 0.2% | 0.2% |
Vehicles Available (28465 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 100 | 2.6% | 8.3% |
| 1 vehicle available: | 1,103 | 28.6% | 32.6% |
| 2 vehicles available: | 1,747 | 45.3% | 37.0% |
| 3 or more vehicles available: | 907 | 23.5% | 22.1% |
Home Value Distribution (28465 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 95 | 2.8% | 5.7% |
| $50,000 to $99,999: | 19 | 0.6% | 7.8% |
| $100,000 to $149,999: | 80 | 2.4% | 9.2% |
| $150,000 to $199,999: | 215 | 6.4% | 10.8% |
| $200,000 to $299,999: | 753 | 22.5% | 19.9% |
| $300,000 to $499,999: | 1,082 | 32.4% | 24.1% |
| $500,000 to $999,999: | 981 | 29.3% | 17.0% |
| $1,000,000 or more: | 119 | 3.6% | 5.6% |
Housing Costs (28465 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,889 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $744 / mo. | $584 / mo. |
| Median gross rent: | $1,262 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.14 | 2.53 |
| Average household size (renter-occupied): | 2.07 | 2.38 |
Households (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,857 | -- | -- |
| Married-couple households: | 2,283 | 59.2% | 47.5% |
| Cohabiting couple households: | 221 | 5.7% | 7.0% |
| Male householder, no spouse: | 473 | 12.3% | 5.4% |
| Female householder, no spouse: | 846 | 21.9% | 12.7% |
| Householder living alone: | 455 | 11.8% | 28.6% |
| 65 years and over living alone: | 2,084 | 54.0% | 11.8% |
| Average household size: | 2.13 | -- | 2.53 |
| Average family size: | 2.50 | -- | -- |
Marital Status (28465 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,659 | -- | -- |
| Never married: | 663 | 18.1% | 37.0% |
| Now married: | 2,451 | 67.0% | 49.5% |
| Separated: | 167 | 4.6% | 1.5% |
| Widowed: | 369 | 10.1% | 2.6% |
| Divorced: | 511 | 14.0% | 9.3% |
School Enrollment (28465 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 810 | -- | -- |
| Nursery school, preschool: | 7 | 0.9% | 5.8% |
| Kindergarten: | 10 | 1.2% | 5.0% |
| Elementary school (grades 1-8): | 428 | 52.8% | 40.5% |
| High school (grades 9-12): | 201 | 24.8% | 21.4% |
| College or graduate school: | 164 | 20.2% | 27.3% |
Veterans & Disability (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 7,483 | -- | -- |
| Veterans: | 947 | 12.7% | 6.3% |
| Civilian noninstitutionalized population: | 8,224 | -- | -- |
| With a disability: | 1,150 | 14.0% | 13.4% |
| Under 18 with disability: | 56 | 4.9% | 5.8% |
| 18 to 64 with disability: | 490 | 42.6% | 10.4% |
| 65 and over with disability: | 604 | 52.5% | 33.4% |
Mobility (Residence 1 Year Ago) (28465 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 7,238 | 88.0% | 86.9% |
| Different house: | 959 | 11.7% | 13.1% |
| Same county: | 118 | 12.3% | 7.0% |
| Different county: | 830 | 86.5% | 3.2% |
| Different state: | 267 | 27.8% | 2.5% |
| Abroad: | 11 | 1.1% | 0.4% |
Place of Birth (28465 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 8,067 | 98.0% | 86.2% |
| Foreign born: | 117 | 1.4% | 13.9% |
| Naturalized citizen: | 161 | 137.6% | 52.7% |
| Not a citizen: | 161 | 137.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 161 | 137.6% | 10.5% |
| Asia: | 32 | 27.4% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 5 | 4.3% | 0.5% |
| Latin America: | 55 | 47.0% | 50.0% |
| Northern America: | 15 | 12.8% | 2.2% |
Language Spoken at Home (28465 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,127 | -- | -- |
| English only: | 7,997 | 98.4% | 78.3% |
| Language other than English: | 130 | 1.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 67 | 0.8% | 13.3% |
| Other Indo-European languages: | 38 | 0.5% | 3.5% |
| Asian/Pacific Island languages: | 24 | 0.3% | 3.5% |
| Other languages: | 1 | 0.0% | 1.0% |
Computers & Internet (28465 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,857 | 100.0% | 93.1% |
| Households with broadband internet: | 3,789 | 98.2% | 89.4% |
Oak Island, NC28465