28655 ZIP Code
Morganton, North carolina
December 12, 2025
| ZIP Code: | 28655 |
| City/Town: | Morganton |
| County: | Burke |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 56,692 |
| Median Household Income: | $51,689 |
| Per Capita Income: | $32,962 |
| Total Housing Units: | 24,855 |
| Median Home Value: | $156,900 |
| Land Area: | 325.0 sq miles
841.7 sq km |
| Water Area: | 2.5 sq miles
6.5 sq km |
| Coordinates: | 35.7633, -81.7499 |
Population Information (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 56,692 | -- | -- |
| Male: | 28,720 | 50.7% | 49.6% |
| Female: | 27,972 | 49.3% | 50.4% |
| Median Age: | 44.3 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,656 | 4.7% | 5.7% |
| 5 to 9 years: | 2,886 | 5.1% | 6.0% |
| 10 to 14 years: | 3,140 | 5.5% | 6.5% |
| 15 to 19 years: | 3,026 | 5.3% | 6.6% |
| 20 to 24 years: | 3,787 | 6.7% | 6.7% |
| 25 to 34 years: | 6,607 | 11.7% | 13.7% |
| 35 to 44 years: | 6,551 | 11.6% | 12.9% |
| 45 to 54 years: | 7,642 | 13.5% | 12.4% |
| 55 to 59 years: | 4,626 | 8.2% | 6.5% |
| 60 to 64 years: | 4,184 | 7.4% | 6.4% |
| 65 to 74 years: | 6,543 | 11.5% | 9.7% |
| 75 to 84 years: | 3,582 | 6.3% | 4.8% |
| 85 years and over: | 1,462 | 2.6% | 2.0% |
Housing Information (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $156,900 | -- | $281,900 |
| Median rooms: | 5.3 | -- | 5.5 |
| Median rent: | $780 / mo. | -- | $1,268 / mo. |
| Total housing units: | 24,855 | -- | -- |
| Occupied housing units: | 22,016 | 88.6% | 38.0% |
| Vacant housing units: | 2,839 | 11.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 16,427 | 74.6% | 64.8% |
| Renter-occupied: | 5,589 | 25.4% | 35.2% |
Educational Attainment (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 41,197 | -- | -- |
| Less than 9th grade: | 2,961 | 7.2% | 4.7% |
| 9th to 12th grade, no diploma: | 3,859 | 9.4% | 6.1% |
| High school graduate: | 12,906 | 31.3% | 26.4% |
| Some college, no degree: | 8,196 | 19.9% | 19.7% |
| Associate degree: | 4,804 | 11.7% | 8.7% |
| Bachelor's degree: | 5,251 | 12.7% | 20.9% |
| Graduate or professional degree: | 3,220 | 7.8% | 13.7% |
| Percent high school graduate or higher: | -- | 83.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 20.6% | 34.3% |
Income Information (28655 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $51,689 / yr. | $75,149 / yr. |
| Mean household income: | $68,984 / yr. | $105,833 / yr. |
| Median family income: | $63,444 / yr. | $92,646 / yr. |
| Per capita income: | $32,962 / yr. | $41,261 / yr. |
Employment (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 26,793 | -- | 63.5% |
| Employed: | 24,932 | 93.2% | 96.4% |
| Unemployed: | 1,827 | 6.8% | 5.3% |
| Not in labor force: | 20,615 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 18,660 | 74.8% | 79.7% |
| Government workers: | 4,925 | 19.8% | 14.2% |
| Self-employed: | 1,315 | 5.3% | 5.9% |
| Unpaid family workers: | 32 | 0.1% | 0.1% |
Race & Ethnicity (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 44,914 | 79.2% | 61.6% |
| Black or African American: | 4,710 | 8.3% | 12.4% |
| American Indian/Alaska Native: | 743 | 1.3% | 1.1% |
| Asian: | 1,502 | 2.6% | 6.0% |
| Native Hawaiian/Pacific Islander: | 48 | 0.1% | 0.2% |
| Some other race: | 2,584 | 4.6% | 8.4% |
| Two or more races: | 2,191 | 3.9% | 10.2% |
| Hispanic or Latino (any race): | 3,262 | 5.8% | 18.7% |
| Mexican: | 4,748 | 8.4% | 11.2% |
| Puerto Rican: | 1,256 | 2.2% | 1.8% |
| Cuban: | 406 | 0.7% | 0.7% |
| Other Hispanic or Latino: | 125 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 2,961 | 5.2% | 81.1% |
Income Distribution (28655 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 1,198 | 5.4% | 4.9% |
| $10,000 to $14,999: | 1,204 | 5.5% | 3.8% |
| $15,000 to $24,999: | 2,431 | 11.0% | 7.0% |
| $25,000 to $34,999: | 2,297 | 10.4% | 7.4% |
| $35,000 to $49,999: | 3,599 | 16.3% | 10.7% |
| $50,000 to $74,999: | 3,924 | 17.8% | 16.1% |
| $75,000 to $99,999: | 3,022 | 13.7% | 12.8% |
| $100,000 to $149,999: | 2,776 | 12.6% | 17.1% |
| $150,000 to $199,999: | 841 | 3.8% | 8.8% |
| $200,000 or more: | 724 | 3.3% | 11.4% |
Commute to Work (28655 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 20,629 | 82.7% | 67.8% |
| Carpooled: | 2,181 | 8.7% | 8.7% |
| Public transportation: | 47 | 0.2% | 4.2% |
| Walked: | 126 | 0.5% | 2.5% |
| Other means: | 377 | 1.5% | 0.9% |
| Worked from home: | 1,146 | 4.6% | 13.8% |
| Mean travel time to work: | 24.0 min | -- | 26.7 min |
Industry (28655 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 344 | 1.4% | 1.6% |
| Construction: | 1,366 | 5.5% | 6.9% |
| Manufacturing: | 5,875 | 23.6% | 10.0% |
| Wholesale trade: | 426 | 1.7% | 2.4% |
| Retail trade: | 2,469 | 9.9% | 11.0% |
| Transportation, warehousing, utilities: | 918 | 3.7% | 5.8% |
| Information: | 278 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 624 | 2.5% | 6.7% |
| Professional, scientific, management: | 1,478 | 5.9% | 12.1% |
| Education, health care, social services: | 6,157 | 24.7% | 23.3% |
| Arts, entertainment, food services: | 2,232 | 9.0% | 9.0% |
| Other services: | 1,338 | 5.4% | 4.7% |
| Public administration: | 1,427 | 5.7% | 4.7% |
Poverty Status (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 20.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 47,731 | 84.2% | 91.3% |
| Private health insurance: | 32,221 | 56.8% | 67.6% |
| Public health coverage: | 24,082 | 42.5% | 35.9% |
| Without health insurance: | 7,059 | 12.5% | 8.7% |
Benefits & Assistance (28655 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 15,646 | 71.1% | 77.4% |
| Social Security income: | 9,038 | 41.1% | 31.0% |
| Retirement income: | 6,487 | 29.5% | 21.8% |
| Supplemental Security Income (SSI): | 1,180 | 5.4% | 4.5% |
| Cash public assistance income: | 498 | 2.3% | 1.8% |
| SNAP (food stamps) benefits: | 3,606 | 16.4% | 11.4% |
Housing Types (28655 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 16,643 | 67.0% | 61.4% |
| 1-unit, attached: | 256 | 1.0% | 6.1% |
| 2 units: | 773 | 3.1% | 3.4% |
| 3 or 4 units: | 588 | 2.4% | 4.3% |
| 5 to 9 units: | 868 | 3.5% | 4.6% |
| 10 to 19 units: | 250 | 1.0% | 4.3% |
| 20 or more units: | 440 | 1.8% | 9.9% |
| Mobile home: | 5,002 | 20.1% | 5.8% |
| Boat, RV, van, etc.: | 35 | 0.1% | 0.1% |
Year Structure Built (28655 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 123 | 0.5% | 0.6% |
| Built 2010 to 2019: | 966 | 3.9% | 8.2% |
| Built 2000 to 2009: | 3,090 | 12.4% | 13.5% |
| Built 1990 to 1999: | 4,010 | 16.1% | 13.2% |
| Built 1980 to 1989: | 4,238 | 17.1% | 13.2% |
| Built 1970 to 1979: | 4,210 | 16.9% | 14.6% |
| Built 1960 to 1969: | 3,126 | 12.6% | 10.2% |
| Built 1950 to 1959: | 1,902 | 7.7% | 9.9% |
| Built 1940 to 1949: | 1,524 | 6.1% | 4.6% |
| Built 1939 or earlier: | 1,666 | 6.7% | 12.0% |
Bedrooms (28655 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 91 | 0.4% | 2.4% |
| 1 bedroom: | 1,242 | 5.0% | 3.0% |
| 2 bedrooms: | 7,965 | 32.0% | 9.1% |
| 3 bedrooms: | 12,277 | 49.4% | 15.9% |
| 4 bedrooms: | 2,728 | 11.0% | 18.8% |
| 5 or more bedrooms: | 552 | 2.2% | 17.6% |
Heating Fuel (28655 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,545 | 11.6% | 47.1% |
| Bottled, tank, or LP gas: | 1,680 | 7.6% | 4.9% |
| Electricity: | 15,007 | 68.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,808 | 8.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 748 | 3.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 12 | 0.1% | 0.5% |
| No fuel used: | 216 | 1.0% | 0.2% |
Vehicles Available (28655 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,121 | 5.1% | 8.3% |
| 1 vehicle available: | 6,487 | 29.5% | 32.6% |
| 2 vehicles available: | 7,602 | 34.5% | 37.0% |
| 3 or more vehicles available: | 6,806 | 30.9% | 22.1% |
Home Value Distribution (28655 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 1,621 | 9.9% | 5.7% |
| $50,000 to $99,999: | 2,799 | 17.0% | 7.8% |
| $100,000 to $149,999: | 3,320 | 20.2% | 9.2% |
| $150,000 to $199,999: | 2,854 | 17.4% | 10.8% |
| $200,000 to $299,999: | 3,078 | 18.7% | 19.9% |
| $300,000 to $499,999: | 2,014 | 12.3% | 24.1% |
| $500,000 to $999,999: | 561 | 3.4% | 17.0% |
| $1,000,000 or more: | 180 | 1.1% | 5.6% |
Housing Costs (28655 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,143 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $387 / mo. | $584 / mo. |
| Median gross rent: | $780 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.46 | 2.53 |
| Average household size (renter-occupied): | 2.49 | 2.38 |
Households (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 22,016 | -- | -- |
| Married-couple households: | 10,677 | 48.5% | 47.5% |
| Cohabiting couple households: | 3,265 | 14.8% | 7.0% |
| Male householder, no spouse: | 4,044 | 18.4% | 5.4% |
| Female householder, no spouse: | 5,991 | 27.2% | 12.7% |
| Householder living alone: | 6,134 | 27.9% | 28.6% |
| 65 years and over living alone: | 8,023 | 36.4% | 11.8% |
| Average household size: | 2.47 | -- | 2.53 |
| Average family size: | 2.97 | -- | -- |
Marital Status (28655 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 24,189 | -- | -- |
| Never married: | 8,485 | 35.1% | 37.0% |
| Now married: | 12,168 | 50.3% | 49.5% |
| Separated: | 683 | 2.8% | 1.5% |
| Widowed: | 2,295 | 9.5% | 2.6% |
| Divorced: | 6,267 | 25.9% | 9.3% |
School Enrollment (28655 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 11,293 | -- | -- |
| Nursery school, preschool: | 391 | 3.5% | 5.8% |
| Kindergarten: | 704 | 6.2% | 5.0% |
| Elementary school (grades 1-8): | 4,963 | 43.9% | 40.5% |
| High school (grades 9-12): | 2,542 | 22.5% | 21.4% |
| College or graduate school: | 2,693 | 23.8% | 27.3% |
Veterans & Disability (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 46,214 | -- | -- |
| Veterans: | 3,113 | 6.7% | 6.3% |
| Civilian noninstitutionalized population: | 54,790 | -- | -- |
| With a disability: | 11,519 | 21.0% | 13.4% |
| Under 18 with disability: | 481 | 4.2% | 5.8% |
| 18 to 64 with disability: | 6,565 | 57.0% | 10.4% |
| 65 and over with disability: | 4,473 | 38.8% | 33.4% |
Mobility (Residence 1 Year Ago) (28655 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 49,475 | 87.3% | 86.9% |
| Different house: | 6,797 | 12.0% | 13.1% |
| Same county: | 4,071 | 59.9% | 7.0% |
| Different county: | 2,665 | 39.2% | 3.2% |
| Different state: | 817 | 12.0% | 2.5% |
| Abroad: | 61 | 0.9% | 0.4% |
Place of Birth (28655 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 53,567 | 94.5% | 86.2% |
| Foreign born: | 774 | 1.4% | 13.9% |
| Naturalized citizen: | 3,125 | 403.7% | 52.7% |
| Not a citizen: | 3,125 | 403.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,125 | 403.7% | 10.5% |
| Asia: | 226 | 29.2% | 31.3% |
| Africa: | 3 | 0.4% | 5.5% |
| Oceania: | 9 | 1.2% | 0.5% |
| Latin America: | 1,904 | 246.0% | 50.0% |
| Northern America: | 73 | 9.4% | 2.2% |
Language Spoken at Home (28655 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 54,036 | -- | -- |
| English only: | 48,042 | 88.9% | 78.3% |
| Language other than English: | 5,994 | 11.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 4,014 | 7.4% | 13.3% |
| Other Indo-European languages: | 328 | 0.6% | 3.5% |
| Asian/Pacific Island languages: | 799 | 1.5% | 3.5% |
| Other languages: | 853 | 1.6% | 1.0% |
Computers & Internet (28655 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 22,016 | 100.0% | 93.1% |
| Households with broadband internet: | 19,734 | 89.6% | 89.4% |
Morganton, NC28655