28723 ZIP Code
Cullowhee, North carolina
December 12, 2025
| ZIP Code: | 28723 |
| City/Town: | Cullowhee |
| County: | Jackson |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 10,880 |
| Median Household Income: | $43,649 |
| Per Capita Income: | $10,032 |
| Total Housing Units: | 5,253 |
| Median Home Value: | $304,000 |
| Land Area: | 112.0 sq miles
290.0 sq km |
| Water Area: | 2.2 sq miles
5.6 sq km |
| Coordinates: | 35.3141, -83.0135 |
Population Information (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 10,880 | -- | -- |
| Male: | 5,580 | 51.3% | 49.6% |
| Female: | 5,300 | 48.7% | 50.4% |
| Median Age: | 22.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 179 | 1.6% | 5.7% |
| 5 to 9 years: | 147 | 1.4% | 6.0% |
| 10 to 14 years: | 271 | 2.5% | 6.5% |
| 15 to 19 years: | 2,526 | 23.2% | 6.6% |
| 20 to 24 years: | 3,619 | 33.3% | 6.7% |
| 25 to 34 years: | 1,131 | 10.4% | 13.7% |
| 35 to 44 years: | 455 | 4.2% | 12.9% |
| 45 to 54 years: | 451 | 4.1% | 12.4% |
| 55 to 59 years: | 343 | 3.2% | 6.5% |
| 60 to 64 years: | 505 | 4.6% | 6.4% |
| 65 to 74 years: | 688 | 6.3% | 9.7% |
| 75 to 84 years: | 429 | 3.9% | 4.8% |
| 85 years and over: | 136 | 1.3% | 2.0% |
Housing Information (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $304,000 | -- | $281,900 |
| Median rooms: | 4.6 | -- | 5.5 |
| Median rent: | $835 / mo. | -- | $1,268 / mo. |
| Total housing units: | 5,253 | -- | -- |
| Occupied housing units: | 3,620 | 68.9% | 38.0% |
| Vacant housing units: | 1,633 | 31.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,433 | 39.6% | 64.8% |
| Renter-occupied: | 2,187 | 60.4% | 35.2% |
Educational Attainment (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 4,138 | -- | -- |
| Less than 9th grade: | 117 | 2.8% | 4.7% |
| 9th to 12th grade, no diploma: | 193 | 4.7% | 6.1% |
| High school graduate: | 1,110 | 26.8% | 26.4% |
| Some college, no degree: | 869 | 21.0% | 19.7% |
| Associate degree: | 368 | 8.9% | 8.7% |
| Bachelor's degree: | 762 | 18.4% | 20.9% |
| Graduate or professional degree: | 719 | 17.4% | 13.7% |
| Percent high school graduate or higher: | -- | 92.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 35.8% | 34.3% |
Income Information (28723 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $43,649 / yr. | $75,149 / yr. |
| Mean household income: | $56,704 / yr. | $105,833 / yr. |
| Median family income: | $74,391 / yr. | $92,646 / yr. |
| Per capita income: | $10,032 / yr. | $41,261 / yr. |
Employment (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 5,834 | -- | 63.5% |
| Employed: | 5,341 | 91.6% | 96.4% |
| Unemployed: | 488 | 8.4% | 5.3% |
| Not in labor force: | 4,369 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,239 | 79.4% | 79.7% |
| Government workers: | 910 | 17.0% | 14.2% |
| Self-employed: | 192 | 3.6% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 9,085 | 83.5% | 61.6% |
| Black or African American: | 679 | 6.2% | 12.4% |
| American Indian/Alaska Native: | 114 | 1.0% | 1.1% |
| Asian: | 150 | 1.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 3 | 0.0% | 0.2% |
| Some other race: | 269 | 2.5% | 8.4% |
| Two or more races: | 580 | 5.3% | 10.2% |
| Hispanic or Latino (any race): | 647 | 5.9% | 18.7% |
| Mexican: | 860 | 7.9% | 11.2% |
| Puerto Rican: | 581 | 5.3% | 1.8% |
| Cuban: | 86 | 0.8% | 0.7% |
| Other Hispanic or Latino: | 7 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 186 | 1.7% | 81.1% |
Income Distribution (28723 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 401 | 11.1% | 4.9% |
| $10,000 to $14,999: | 367 | 10.1% | 3.8% |
| $15,000 to $24,999: | 272 | 7.5% | 7.0% |
| $25,000 to $34,999: | 303 | 8.4% | 7.4% |
| $35,000 to $49,999: | 714 | 19.7% | 10.7% |
| $50,000 to $74,999: | 670 | 18.5% | 16.1% |
| $75,000 to $99,999: | 351 | 9.7% | 12.8% |
| $100,000 to $149,999: | 353 | 9.8% | 17.1% |
| $150,000 to $199,999: | 132 | 3.6% | 8.8% |
| $200,000 or more: | 57 | 1.6% | 11.4% |
Commute to Work (28723 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 3,848 | 72.0% | 67.8% |
| Carpooled: | 493 | 9.2% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 440 | 8.2% | 2.5% |
| Other means: | 28 | 0.5% | 0.9% |
| Worked from home: | 149 | 2.8% | 13.8% |
| Mean travel time to work: | 20.3 min | -- | 26.7 min |
Industry (28723 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 83 | 1.6% | 1.6% |
| Construction: | 243 | 4.5% | 6.9% |
| Manufacturing: | 272 | 5.1% | 10.0% |
| Wholesale trade: | 9 | 0.2% | 2.4% |
| Retail trade: | 1,143 | 21.4% | 11.0% |
| Transportation, warehousing, utilities: | 108 | 2.0% | 5.8% |
| Information: | 8 | 0.1% | 1.9% |
| Finance, insurance, real estate: | 186 | 3.5% | 6.7% |
| Professional, scientific, management: | 331 | 6.2% | 12.1% |
| Education, health care, social services: | 1,417 | 26.5% | 23.3% |
| Arts, entertainment, food services: | 1,185 | 22.2% | 9.0% |
| Other services: | 211 | 4.0% | 4.7% |
| Public administration: | 145 | 2.7% | 4.7% |
Poverty Status (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 31.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 9,798 | 90.1% | 91.3% |
| Private health insurance: | 8,408 | 77.3% | 67.6% |
| Public health coverage: | 2,473 | 22.7% | 35.9% |
| Without health insurance: | 1,055 | 9.7% | 8.7% |
Benefits & Assistance (28723 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,766 | 76.4% | 77.4% |
| Social Security income: | 1,063 | 29.4% | 31.0% |
| Retirement income: | 868 | 24.0% | 21.8% |
| Supplemental Security Income (SSI): | 84 | 2.3% | 4.5% |
| Cash public assistance income: | 63 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 169 | 4.7% | 11.4% |
Housing Types (28723 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,928 | 55.7% | 61.4% |
| 1-unit, attached: | 28 | 0.5% | 6.1% |
| 2 units: | 118 | 2.2% | 3.4% |
| 3 or 4 units: | 264 | 5.0% | 4.3% |
| 5 to 9 units: | 170 | 3.2% | 4.6% |
| 10 to 19 units: | 373 | 7.1% | 4.3% |
| 20 or more units: | 833 | 15.9% | 9.9% |
| Mobile home: | 539 | 10.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (28723 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 71 | 1.4% | 0.6% |
| Built 2010 to 2019: | 578 | 11.0% | 8.2% |
| Built 2000 to 2009: | 1,547 | 29.4% | 13.5% |
| Built 1990 to 1999: | 664 | 12.6% | 13.2% |
| Built 1980 to 1989: | 591 | 11.3% | 13.2% |
| Built 1970 to 1979: | 720 | 13.7% | 14.6% |
| Built 1960 to 1969: | 416 | 7.9% | 10.2% |
| Built 1950 to 1959: | 244 | 4.6% | 9.9% |
| Built 1940 to 1949: | 199 | 3.8% | 4.6% |
| Built 1939 or earlier: | 223 | 4.2% | 12.0% |
Bedrooms (28723 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 372 | 7.1% | 2.4% |
| 1 bedroom: | 671 | 12.8% | 3.0% |
| 2 bedrooms: | 1,582 | 30.1% | 9.1% |
| 3 bedrooms: | 1,731 | 33.0% | 15.9% |
| 4 bedrooms: | 809 | 15.4% | 18.8% |
| 5 or more bedrooms: | 88 | 1.7% | 17.6% |
Heating Fuel (28723 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 99 | 2.7% | 47.1% |
| Bottled, tank, or LP gas: | 501 | 13.8% | 4.9% |
| Electricity: | 2,636 | 72.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 91 | 2.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 293 | 8.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (28723 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 81 | 2.2% | 8.3% |
| 1 vehicle available: | 1,414 | 39.1% | 32.6% |
| 2 vehicles available: | 1,394 | 38.5% | 37.0% |
| 3 or more vehicles available: | 731 | 20.2% | 22.1% |
Home Value Distribution (28723 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 49 | 3.4% | 5.7% |
| $50,000 to $99,999: | 52 | 3.6% | 7.8% |
| $100,000 to $149,999: | 129 | 9.0% | 9.2% |
| $150,000 to $199,999: | 150 | 10.5% | 10.8% |
| $200,000 to $299,999: | 322 | 22.5% | 19.9% |
| $300,000 to $499,999: | 492 | 34.3% | 24.1% |
| $500,000 to $999,999: | 103 | 7.2% | 17.0% |
| $1,000,000 or more: | 136 | 9.5% | 5.6% |
Housing Costs (28723 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,154 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $338 / mo. | $584 / mo. |
| Median gross rent: | $835 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.19 | 2.53 |
| Average household size (renter-occupied): | 2.03 | 2.38 |
Households (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,620 | -- | -- |
| Married-couple households: | 998 | 27.6% | 47.5% |
| Cohabiting couple households: | 201 | 5.6% | 7.0% |
| Male householder, no spouse: | 1,327 | 36.7% | 5.4% |
| Female householder, no spouse: | 1,028 | 28.4% | 12.7% |
| Householder living alone: | 387 | 10.7% | 28.6% |
| 65 years and over living alone: | 906 | 25.0% | 11.8% |
| Average household size: | 2.10 | -- | 2.53 |
| Average family size: | 2.70 | -- | -- |
Marital Status (28723 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,169 | -- | -- |
| Never married: | 3,477 | 67.3% | 37.0% |
| Now married: | 1,066 | 20.6% | 49.5% |
| Separated: | 91 | 1.8% | 1.5% |
| Widowed: | 438 | 8.5% | 2.6% |
| Divorced: | 3,561 | 68.9% | 9.3% |
School Enrollment (28723 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,470 | -- | -- |
| Nursery school, preschool: | 47 | 0.7% | 5.8% |
| Kindergarten: | 19 | 0.3% | 5.0% |
| Elementary school (grades 1-8): | 360 | 5.6% | 40.5% |
| High school (grades 9-12): | 200 | 3.1% | 21.4% |
| College or graduate school: | 5,844 | 90.3% | 27.3% |
Veterans & Disability (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 10,073 | -- | -- |
| Veterans: | 410 | 4.1% | 6.3% |
| Civilian noninstitutionalized population: | 10,853 | -- | -- |
| With a disability: | 1,017 | 9.4% | 13.4% |
| Under 18 with disability: | 13 | 1.3% | 5.8% |
| 18 to 64 with disability: | 671 | 66.0% | 10.4% |
| 65 and over with disability: | 333 | 32.7% | 33.4% |
Mobility (Residence 1 Year Ago) (28723 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 6,681 | 61.4% | 86.9% |
| Different house: | 4,173 | 38.4% | 13.1% |
| Same county: | 867 | 20.8% | 7.0% |
| Different county: | 3,268 | 78.3% | 3.2% |
| Different state: | 817 | 19.6% | 2.5% |
| Abroad: | 38 | 0.9% | 0.4% |
Place of Birth (28723 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 10,346 | 95.1% | 86.2% |
| Foreign born: | 182 | 1.7% | 13.9% |
| Naturalized citizen: | 534 | 293.4% | 52.7% |
| Not a citizen: | 534 | 293.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 534 | 293.4% | 10.5% |
| Asia: | 42 | 23.1% | 31.3% |
| Africa: | 19 | 10.4% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 370 | 203.3% | 50.0% |
| Northern America: | 17 | 9.3% | 2.2% |
Language Spoken at Home (28723 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,701 | -- | -- |
| English only: | 9,825 | 91.8% | 78.3% |
| Language other than English: | 876 | 8.2% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 734 | 6.9% | 13.3% |
| Other Indo-European languages: | 72 | 0.7% | 3.5% |
| Asian/Pacific Island languages: | 30 | 0.3% | 3.5% |
| Other languages: | 40 | 0.4% | 1.0% |
Computers & Internet (28723 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,620 | 100.0% | 93.1% |
| Households with broadband internet: | 3,420 | 94.5% | 89.4% |
Cullowhee, NC28723