28732 ZIP Code
Fletcher, North carolina
December 12, 2025
| ZIP Code: | 28732 |
| City/Town: | Fletcher |
| County: | Henderson |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 17,705 |
| Median Household Income: | $75,881 |
| Per Capita Income: | $41,119 |
| Total Housing Units: | 8,003 |
| Median Home Value: | $317,900 |
| Land Area: | 41.3 sq miles
107.1 sq km |
| Water Area: | 0.2 sq miles
0.5 sq km |
| Coordinates: | 35.4517, -82.4457 |
Population Information (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 17,705 | -- | -- |
| Male: | 8,479 | 47.9% | 49.6% |
| Female: | 9,226 | 52.1% | 50.4% |
| Median Age: | 43.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 898 | 5.1% | 5.7% |
| 5 to 9 years: | 1,024 | 5.8% | 6.0% |
| 10 to 14 years: | 972 | 5.5% | 6.5% |
| 15 to 19 years: | 923 | 5.2% | 6.6% |
| 20 to 24 years: | 866 | 4.9% | 6.7% |
| 25 to 34 years: | 1,590 | 9.0% | 13.7% |
| 35 to 44 years: | 2,811 | 15.9% | 12.9% |
| 45 to 54 years: | 1,987 | 11.2% | 12.4% |
| 55 to 59 years: | 1,494 | 8.4% | 6.5% |
| 60 to 64 years: | 1,173 | 6.6% | 6.4% |
| 65 to 74 years: | 2,687 | 15.2% | 9.7% |
| 75 to 84 years: | 865 | 4.9% | 4.8% |
| 85 years and over: | 415 | 2.3% | 2.0% |
Housing Information (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $317,900 | -- | $281,900 |
| Median rooms: | 6.2 | -- | 5.5 |
| Median rent: | $1,143 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,003 | -- | -- |
| Occupied housing units: | 7,006 | 87.5% | 38.0% |
| Vacant housing units: | 997 | 12.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,775 | 82.4% | 64.8% |
| Renter-occupied: | 1,231 | 17.6% | 35.2% |
Educational Attainment (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 13,022 | -- | -- |
| Less than 9th grade: | 343 | 2.6% | 4.7% |
| 9th to 12th grade, no diploma: | 394 | 3.0% | 6.1% |
| High school graduate: | 3,095 | 23.8% | 26.4% |
| Some college, no degree: | 2,727 | 20.9% | 19.7% |
| Associate degree: | 1,200 | 9.2% | 8.7% |
| Bachelor's degree: | 3,725 | 28.6% | 20.9% |
| Graduate or professional degree: | 1,538 | 11.8% | 13.7% |
| Percent high school graduate or higher: | -- | 94.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 40.4% | 34.3% |
Income Information (28732 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $75,881 / yr. | $75,149 / yr. |
| Mean household income: | $97,026 / yr. | $105,833 / yr. |
| Median family income: | $89,077 / yr. | $92,646 / yr. |
| Per capita income: | $41,119 / yr. | $41,261 / yr. |
Employment (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 8,804 | -- | 63.5% |
| Employed: | 8,568 | 97.3% | 96.4% |
| Unemployed: | 236 | 2.7% | 5.3% |
| Not in labor force: | 5,774 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,136 | 83.3% | 79.7% |
| Government workers: | 754 | 8.8% | 14.2% |
| Self-employed: | 670 | 7.8% | 5.9% |
| Unpaid family workers: | 8 | 0.1% | 0.1% |
Race & Ethnicity (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 15,528 | 87.7% | 61.6% |
| Black or African American: | 651 | 3.7% | 12.4% |
| American Indian/Alaska Native: | 11 | 0.1% | 1.1% |
| Asian: | 322 | 1.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 420 | 2.4% | 8.4% |
| Two or more races: | 773 | 4.4% | 10.2% |
| Hispanic or Latino (any race): | 715 | 4.0% | 18.7% |
| Mexican: | 933 | 5.3% | 11.2% |
| Puerto Rican: | 229 | 1.3% | 1.8% |
| Cuban: | 93 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 17 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 594 | 3.4% | 81.1% |
Income Distribution (28732 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 219 | 3.1% | 4.9% |
| $10,000 to $14,999: | 244 | 3.5% | 3.8% |
| $15,000 to $24,999: | 418 | 6.0% | 7.0% |
| $25,000 to $34,999: | 436 | 6.2% | 7.4% |
| $35,000 to $49,999: | 738 | 10.5% | 10.7% |
| $50,000 to $74,999: | 1,411 | 20.1% | 16.1% |
| $75,000 to $99,999: | 1,088 | 15.5% | 12.8% |
| $100,000 to $149,999: | 1,433 | 20.5% | 17.1% |
| $150,000 to $199,999: | 427 | 6.1% | 8.8% |
| $200,000 or more: | 592 | 8.4% | 11.4% |
Commute to Work (28732 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,814 | 79.5% | 67.8% |
| Carpooled: | 557 | 6.5% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 192 | 2.2% | 2.5% |
| Other means: | 9 | 0.1% | 0.9% |
| Worked from home: | 891 | 10.4% | 13.8% |
| Mean travel time to work: | 20.7 min | -- | 26.7 min |
Industry (28732 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 79 | 0.9% | 1.6% |
| Construction: | 459 | 5.4% | 6.9% |
| Manufacturing: | 1,159 | 13.5% | 10.0% |
| Wholesale trade: | 131 | 1.5% | 2.4% |
| Retail trade: | 850 | 9.9% | 11.0% |
| Transportation, warehousing, utilities: | 391 | 4.6% | 5.8% |
| Information: | 130 | 1.5% | 1.9% |
| Finance, insurance, real estate: | 518 | 6.0% | 6.7% |
| Professional, scientific, management: | 1,061 | 12.4% | 12.1% |
| Education, health care, social services: | 2,044 | 23.9% | 23.3% |
| Arts, entertainment, food services: | 848 | 9.9% | 9.0% |
| Other services: | 620 | 7.2% | 4.7% |
| Public administration: | 278 | 3.2% | 4.7% |
Poverty Status (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 16,529 | 93.4% | 91.3% |
| Private health insurance: | 13,662 | 77.2% | 67.6% |
| Public health coverage: | 5,559 | 31.4% | 35.9% |
| Without health insurance: | 1,038 | 5.9% | 8.7% |
Benefits & Assistance (28732 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,309 | 75.8% | 77.4% |
| Social Security income: | 2,608 | 37.2% | 31.0% |
| Retirement income: | 1,956 | 27.9% | 21.8% |
| Supplemental Security Income (SSI): | 142 | 2.0% | 4.5% |
| Cash public assistance income: | 156 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 308 | 4.4% | 11.4% |
Housing Types (28732 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,916 | 73.9% | 61.4% |
| 1-unit, attached: | 558 | 7.0% | 6.1% |
| 2 units: | 103 | 1.3% | 3.4% |
| 3 or 4 units: | 118 | 1.5% | 4.3% |
| 5 to 9 units: | 275 | 3.4% | 4.6% |
| 10 to 19 units: | 251 | 3.1% | 4.3% |
| 20 or more units: | 41 | 0.5% | 9.9% |
| Mobile home: | 703 | 8.8% | 5.8% |
| Boat, RV, van, etc.: | 38 | 0.5% | 0.1% |
Year Structure Built (28732 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 33 | 0.4% | 0.6% |
| Built 2010 to 2019: | 1,000 | 12.5% | 8.2% |
| Built 2000 to 2009: | 2,188 | 27.3% | 13.5% |
| Built 1990 to 1999: | 1,768 | 22.1% | 13.2% |
| Built 1980 to 1989: | 1,221 | 15.3% | 13.2% |
| Built 1970 to 1979: | 1,003 | 12.5% | 14.6% |
| Built 1960 to 1969: | 227 | 2.8% | 10.2% |
| Built 1950 to 1959: | 130 | 1.6% | 9.9% |
| Built 1940 to 1949: | 140 | 1.7% | 4.6% |
| Built 1939 or earlier: | 293 | 3.7% | 12.0% |
Bedrooms (28732 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 83 | 1.0% | 2.4% |
| 1 bedroom: | 273 | 3.4% | 3.0% |
| 2 bedrooms: | 1,602 | 20.0% | 9.1% |
| 3 bedrooms: | 4,291 | 53.6% | 15.9% |
| 4 bedrooms: | 1,376 | 17.2% | 18.8% |
| 5 or more bedrooms: | 378 | 4.7% | 17.6% |
Heating Fuel (28732 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,389 | 34.1% | 47.1% |
| Bottled, tank, or LP gas: | 364 | 5.2% | 4.9% |
| Electricity: | 3,885 | 55.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 181 | 2.6% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 155 | 2.2% | 1.5% |
| Solar energy: | 32 | 0.5% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (28732 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 148 | 2.1% | 8.3% |
| 1 vehicle available: | 1,632 | 23.3% | 32.6% |
| 2 vehicles available: | 3,270 | 46.7% | 37.0% |
| 3 or more vehicles available: | 1,956 | 27.9% | 22.1% |
Home Value Distribution (28732 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 236 | 4.1% | 5.7% |
| $50,000 to $99,999: | 209 | 3.6% | 7.8% |
| $100,000 to $149,999: | 215 | 3.7% | 9.2% |
| $150,000 to $199,999: | 274 | 4.7% | 10.8% |
| $200,000 to $299,999: | 1,665 | 28.8% | 19.9% |
| $300,000 to $499,999: | 2,286 | 39.6% | 24.1% |
| $500,000 to $999,999: | 729 | 12.6% | 17.0% |
| $1,000,000 or more: | 161 | 2.8% | 5.6% |
Housing Costs (28732 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,601 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $457 / mo. | $584 / mo. |
| Median gross rent: | $1,143 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.62 | 2.53 |
| Average household size (renter-occupied): | 1.92 | 2.38 |
Households (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 7,006 | -- | -- |
| Married-couple households: | 4,300 | 61.4% | 47.5% |
| Cohabiting couple households: | 1,260 | 18.0% | 7.0% |
| Male householder, no spouse: | 855 | 12.2% | 5.4% |
| Female householder, no spouse: | 1,642 | 23.4% | 12.7% |
| Householder living alone: | 1,623 | 23.2% | 28.6% |
| 65 years and over living alone: | 2,540 | 36.3% | 11.8% |
| Average household size: | 2.50 | -- | 2.53 |
| Average family size: | 2.95 | -- | -- |
Marital Status (28732 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,976 | -- | -- |
| Never married: | 1,550 | 22.2% | 37.0% |
| Now married: | 4,602 | 66.0% | 49.5% |
| Separated: | 131 | 1.9% | 1.5% |
| Widowed: | 625 | 9.0% | 2.6% |
| Divorced: | 1,682 | 24.1% | 9.3% |
School Enrollment (28732 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,518 | -- | -- |
| Nursery school, preschool: | 210 | 6.0% | 5.8% |
| Kindergarten: | 297 | 8.4% | 5.0% |
| Elementary school (grades 1-8): | 1,559 | 44.3% | 40.5% |
| High school (grades 9-12): | 556 | 15.8% | 21.4% |
| College or graduate school: | 896 | 25.5% | 27.3% |
Veterans & Disability (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 14,305 | -- | -- |
| Veterans: | 1,127 | 7.9% | 6.3% |
| Civilian noninstitutionalized population: | 17,567 | -- | -- |
| With a disability: | 2,326 | 13.2% | 13.4% |
| Under 18 with disability: | 106 | 4.6% | 5.8% |
| 18 to 64 with disability: | 890 | 38.3% | 10.4% |
| 65 and over with disability: | 1,330 | 57.2% | 33.4% |
Mobility (Residence 1 Year Ago) (28732 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 15,948 | 90.1% | 86.9% |
| Different house: | 1,637 | 9.2% | 13.1% |
| Same county: | 632 | 38.6% | 7.0% |
| Different county: | 998 | 61.0% | 3.2% |
| Different state: | 452 | 27.6% | 2.5% |
| Abroad: | 7 | 0.4% | 0.4% |
Place of Birth (28732 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 16,693 | 94.3% | 86.2% |
| Foreign born: | 284 | 1.6% | 13.9% |
| Naturalized citizen: | 1,012 | 356.3% | 52.7% |
| Not a citizen: | 1,012 | 356.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,012 | 356.3% | 10.5% |
| Asia: | 383 | 134.9% | 31.3% |
| Africa: | 65 | 22.9% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 190 | 66.9% | 50.0% |
| Northern America: | 45 | 15.8% | 2.2% |
Language Spoken at Home (28732 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 16,807 | -- | -- |
| English only: | 15,717 | 93.5% | 78.3% |
| Language other than English: | 1,090 | 6.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 566 | 3.4% | 13.3% |
| Other Indo-European languages: | 220 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 204 | 1.2% | 3.5% |
| Other languages: | 100 | 0.6% | 1.0% |
Computers & Internet (28732 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 7,006 | 100.0% | 93.1% |
| Households with broadband internet: | 6,472 | 92.4% | 89.4% |
Fletcher, NC28732