28761 ZIP Code
Nebo, North carolina
December 12, 2025
| ZIP Code: | 28761 |
| City/Town: | Nebo |
| County: | McDowell |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 7,595 |
| Median Household Income: | $51,750 |
| Per Capita Income: | $32,836 |
| Total Housing Units: | 3,709 |
| Median Home Value: | $166,700 |
| Land Area: | 103.8 sq miles
268.8 sq km |
| Water Area: | 7.2 sq miles
18.5 sq km |
| Coordinates: | 35.6903, -81.9068 |
Population Information (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 7,595 | -- | -- |
| Male: | 4,027 | 53.0% | 49.6% |
| Female: | 3,568 | 47.0% | 50.4% |
| Median Age: | 48.4 yrs | -- | 38.5 yrs |
| Under 5 years: | 477 | 6.3% | 5.7% |
| 5 to 9 years: | 259 | 3.4% | 6.0% |
| 10 to 14 years: | 374 | 4.9% | 6.5% |
| 15 to 19 years: | 454 | 6.0% | 6.6% |
| 20 to 24 years: | 326 | 4.3% | 6.7% |
| 25 to 34 years: | 838 | 11.0% | 13.7% |
| 35 to 44 years: | 768 | 10.1% | 12.9% |
| 45 to 54 years: | 1,063 | 14.0% | 12.4% |
| 55 to 59 years: | 475 | 6.3% | 6.5% |
| 60 to 64 years: | 882 | 11.6% | 6.4% |
| 65 to 74 years: | 1,034 | 13.6% | 9.7% |
| 75 to 84 years: | 444 | 5.8% | 4.8% |
| 85 years and over: | 201 | 2.6% | 2.0% |
Housing Information (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $166,700 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $578 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,709 | -- | -- |
| Occupied housing units: | 3,072 | 82.8% | 38.0% |
| Vacant housing units: | 637 | 17.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,501 | 81.4% | 64.8% |
| Renter-occupied: | 571 | 18.6% | 35.2% |
Educational Attainment (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 5,705 | -- | -- |
| Less than 9th grade: | 145 | 2.5% | 4.7% |
| 9th to 12th grade, no diploma: | 595 | 10.4% | 6.1% |
| High school graduate: | 1,945 | 34.1% | 26.4% |
| Some college, no degree: | 1,083 | 19.0% | 19.7% |
| Associate degree: | 778 | 13.6% | 8.7% |
| Bachelor's degree: | 607 | 10.6% | 20.9% |
| Graduate or professional degree: | 552 | 9.7% | 13.7% |
| Percent high school graduate or higher: | -- | 87.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 20.3% | 34.3% |
Income Information (28761 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $51,750 / yr. | $75,149 / yr. |
| Mean household income: | $89,874 / yr. | $105,833 / yr. |
| Median family income: | $70,971 / yr. | $92,646 / yr. |
| Per capita income: | $32,836 / yr. | $41,261 / yr. |
Employment (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,387 | -- | 63.5% |
| Employed: | 3,313 | 97.8% | 96.4% |
| Unemployed: | 74 | 2.2% | 5.3% |
| Not in labor force: | 2,971 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,753 | 83.1% | 79.7% |
| Government workers: | 417 | 12.6% | 14.2% |
| Self-employed: | 143 | 4.3% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 7,206 | 94.9% | 61.6% |
| Black or African American: | 243 | 3.2% | 12.4% |
| American Indian/Alaska Native: | 16 | 0.2% | 1.1% |
| Asian: | 0 | 0.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 0 | 0.0% | 8.4% |
| Two or more races: | 130 | 1.7% | 10.2% |
| Hispanic or Latino (any race): | 46 | 0.6% | 18.7% |
| Mexican: | 112 | 1.5% | 11.2% |
| Puerto Rican: | 71 | 0.9% | 1.8% |
| Cuban: | 11 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 30 | 0.4% | 81.1% |
Income Distribution (28761 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 212 | 6.9% | 4.9% |
| $10,000 to $14,999: | 157 | 5.1% | 3.8% |
| $15,000 to $24,999: | 158 | 5.1% | 7.0% |
| $25,000 to $34,999: | 347 | 11.3% | 7.4% |
| $35,000 to $49,999: | 648 | 21.1% | 10.7% |
| $50,000 to $74,999: | 409 | 13.3% | 16.1% |
| $75,000 to $99,999: | 433 | 14.1% | 12.8% |
| $100,000 to $149,999: | 297 | 9.7% | 17.1% |
| $150,000 to $199,999: | 178 | 5.8% | 8.8% |
| $200,000 or more: | 233 | 7.6% | 11.4% |
Commute to Work (28761 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,738 | 82.6% | 67.8% |
| Carpooled: | 247 | 7.5% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 64 | 1.9% | 2.5% |
| Other means: | 0 | 0.0% | 0.9% |
| Worked from home: | 184 | 5.6% | 13.8% |
| Mean travel time to work: | 27.2 min | -- | 26.7 min |
Industry (28761 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 42 | 1.3% | 1.6% |
| Construction: | 202 | 6.1% | 6.9% |
| Manufacturing: | 801 | 24.2% | 10.0% |
| Wholesale trade: | 16 | 0.5% | 2.4% |
| Retail trade: | 674 | 20.3% | 11.0% |
| Transportation, warehousing, utilities: | 259 | 7.8% | 5.8% |
| Information: | 14 | 0.4% | 1.9% |
| Finance, insurance, real estate: | 97 | 2.9% | 6.7% |
| Professional, scientific, management: | 74 | 2.2% | 12.1% |
| Education, health care, social services: | 600 | 18.1% | 23.3% |
| Arts, entertainment, food services: | 100 | 3.0% | 9.0% |
| Other services: | 208 | 6.3% | 4.7% |
| Public administration: | 226 | 6.8% | 4.7% |
Poverty Status (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 6,558 | 86.3% | 91.3% |
| Private health insurance: | 4,683 | 61.7% | 67.6% |
| Public health coverage: | 3,200 | 42.1% | 35.9% |
| Without health insurance: | 884 | 11.6% | 8.7% |
Benefits & Assistance (28761 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,108 | 68.6% | 77.4% |
| Social Security income: | 1,335 | 43.5% | 31.0% |
| Retirement income: | 902 | 29.4% | 21.8% |
| Supplemental Security Income (SSI): | 135 | 4.4% | 4.5% |
| Cash public assistance income: | 118 | 3.8% | 1.8% |
| SNAP (food stamps) benefits: | 508 | 16.5% | 11.4% |
Housing Types (28761 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,490 | 67.1% | 61.4% |
| 1-unit, attached: | 19 | 0.5% | 6.1% |
| 2 units: | 0 | 0.0% | 3.4% |
| 3 or 4 units: | 0 | 0.0% | 4.3% |
| 5 to 9 units: | 29 | 0.8% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 1,171 | 31.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (28761 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 27 | 0.7% | 0.6% |
| Built 2010 to 2019: | 362 | 9.8% | 8.2% |
| Built 2000 to 2009: | 789 | 21.3% | 13.5% |
| Built 1990 to 1999: | 747 | 20.1% | 13.2% |
| Built 1980 to 1989: | 645 | 17.4% | 13.2% |
| Built 1970 to 1979: | 432 | 11.6% | 14.6% |
| Built 1960 to 1969: | 261 | 7.0% | 10.2% |
| Built 1950 to 1959: | 209 | 5.6% | 9.9% |
| Built 1940 to 1949: | 101 | 2.7% | 4.6% |
| Built 1939 or earlier: | 136 | 3.7% | 12.0% |
Bedrooms (28761 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 58 | 1.6% | 2.4% |
| 1 bedroom: | 107 | 2.9% | 3.0% |
| 2 bedrooms: | 951 | 25.6% | 9.1% |
| 3 bedrooms: | 2,219 | 59.8% | 15.9% |
| 4 bedrooms: | 332 | 9.0% | 18.8% |
| 5 or more bedrooms: | 42 | 1.1% | 17.6% |
Heating Fuel (28761 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 0 | 0.0% | 47.1% |
| Bottled, tank, or LP gas: | 338 | 11.0% | 4.9% |
| Electricity: | 2,019 | 65.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 305 | 9.9% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 334 | 10.9% | 1.5% |
| Solar energy: | 23 | 0.7% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 53 | 1.7% | 0.2% |
Vehicles Available (28761 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 185 | 6.0% | 8.3% |
| 1 vehicle available: | 782 | 25.5% | 32.6% |
| 2 vehicles available: | 1,187 | 38.6% | 37.0% |
| 3 or more vehicles available: | 918 | 29.9% | 22.1% |
Home Value Distribution (28761 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 294 | 11.8% | 5.7% |
| $50,000 to $99,999: | 395 | 15.8% | 7.8% |
| $100,000 to $149,999: | 441 | 17.6% | 9.2% |
| $150,000 to $199,999: | 393 | 15.7% | 10.8% |
| $200,000 to $299,999: | 245 | 9.8% | 19.9% |
| $300,000 to $499,999: | 385 | 15.4% | 24.1% |
| $500,000 to $999,999: | 244 | 9.8% | 17.0% |
| $1,000,000 or more: | 104 | 4.2% | 5.6% |
Housing Costs (28761 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,067 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $316 / mo. | $584 / mo. |
| Median gross rent: | $578 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.48 | 2.53 |
| Average household size (renter-occupied): | 2.05 | 2.38 |
Households (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 3,072 | -- | -- |
| Married-couple households: | 1,863 | 60.6% | 47.5% |
| Cohabiting couple households: | 504 | 16.4% | 7.0% |
| Male householder, no spouse: | 646 | 21.0% | 5.4% |
| Female householder, no spouse: | 400 | 13.0% | 12.7% |
| Householder living alone: | 704 | 22.9% | 28.6% |
| 65 years and over living alone: | 1,094 | 35.6% | 11.8% |
| Average household size: | 2.40 | -- | 2.53 |
| Average family size: | 2.89 | -- | -- |
Marital Status (28761 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,366 | -- | -- |
| Never married: | 860 | 25.5% | 37.0% |
| Now married: | 1,990 | 59.1% | 49.5% |
| Separated: | 124 | 3.7% | 1.5% |
| Widowed: | 292 | 8.7% | 2.6% |
| Divorced: | 629 | 18.7% | 9.3% |
School Enrollment (28761 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,277 | -- | -- |
| Nursery school, preschool: | 129 | 10.1% | 5.8% |
| Kindergarten: | 125 | 9.8% | 5.0% |
| Elementary school (grades 1-8): | 472 | 37.0% | 40.5% |
| High school (grades 9-12): | 215 | 16.8% | 21.4% |
| College or graduate school: | 336 | 26.3% | 27.3% |
Veterans & Disability (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,334 | -- | -- |
| Veterans: | 432 | 6.8% | 6.3% |
| Civilian noninstitutionalized population: | 7,442 | -- | -- |
| With a disability: | 1,552 | 20.9% | 13.4% |
| Under 18 with disability: | 123 | 7.9% | 5.8% |
| 18 to 64 with disability: | 657 | 42.3% | 10.4% |
| 65 and over with disability: | 772 | 49.7% | 33.4% |
Mobility (Residence 1 Year Ago) (28761 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 6,424 | 84.6% | 86.9% |
| Different house: | 1,055 | 13.9% | 13.1% |
| Same county: | 559 | 53.0% | 7.0% |
| Different county: | 490 | 46.4% | 3.2% |
| Different state: | 323 | 30.6% | 2.5% |
| Abroad: | 6 | 0.6% | 0.4% |
Place of Birth (28761 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 7,536 | 99.2% | 86.2% |
| Foreign born: | 23 | 0.3% | 13.9% |
| Naturalized citizen: | 59 | 256.5% | 52.7% |
| Not a citizen: | 59 | 256.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 59 | 256.5% | 10.5% |
| Asia: | 9 | 39.1% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 36 | 156.5% | 50.0% |
| Northern America: | 14 | 60.9% | 2.2% |
Language Spoken at Home (28761 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,118 | -- | -- |
| English only: | 7,079 | 99.5% | 78.3% |
| Language other than English: | 39 | 0.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 39 | 0.5% | 13.3% |
| Other Indo-European languages: | 0 | 0.0% | 3.5% |
| Asian/Pacific Island languages: | 0 | 0.0% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (28761 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 3,072 | 100.0% | 93.1% |
| Households with broadband internet: | 2,624 | 85.4% | 89.4% |
Nebo, NC28761