28762 ZIP Code
Old Fort, North carolina
December 12, 2025
| ZIP Code: | 28762 |
| City/Town: | Old Fort |
| County: | McDowell |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 6,617 |
| Median Household Income: | $53,553 |
| Per Capita Income: | $36,951 |
| Total Housing Units: | 3,496 |
| Median Home Value: | $147,600 |
| Land Area: | 95.5 sq miles
247.4 sq km |
| Water Area: | 0.2 sq miles
0.4 sq km |
| Coordinates: | 35.6353, -82.1898 |
Population Information (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 6,617 | -- | -- |
| Male: | 3,359 | 50.8% | 49.6% |
| Female: | 3,258 | 49.2% | 50.4% |
| Median Age: | 52.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 252 | 3.8% | 5.7% |
| 5 to 9 years: | 291 | 4.4% | 6.0% |
| 10 to 14 years: | 342 | 5.2% | 6.5% |
| 15 to 19 years: | 308 | 4.7% | 6.6% |
| 20 to 24 years: | 63 | 1.0% | 6.7% |
| 25 to 34 years: | 726 | 11.0% | 13.7% |
| 35 to 44 years: | 706 | 10.7% | 12.9% |
| 45 to 54 years: | 703 | 10.6% | 12.4% |
| 55 to 59 years: | 826 | 12.5% | 6.5% |
| 60 to 64 years: | 733 | 11.1% | 6.4% |
| 65 to 74 years: | 1,047 | 15.8% | 9.7% |
| 75 to 84 years: | 422 | 6.4% | 4.8% |
| 85 years and over: | 198 | 3.0% | 2.0% |
Housing Information (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $147,600 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $735 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,496 | -- | -- |
| Occupied housing units: | 2,974 | 85.1% | 38.0% |
| Vacant housing units: | 522 | 14.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,097 | 70.5% | 64.8% |
| Renter-occupied: | 877 | 29.5% | 35.2% |
Educational Attainment (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 5,361 | -- | -- |
| Less than 9th grade: | 195 | 3.6% | 4.7% |
| 9th to 12th grade, no diploma: | 442 | 8.2% | 6.1% |
| High school graduate: | 2,021 | 37.7% | 26.4% |
| Some college, no degree: | 1,164 | 21.7% | 19.7% |
| Associate degree: | 587 | 10.9% | 8.7% |
| Bachelor's degree: | 692 | 12.9% | 20.9% |
| Graduate or professional degree: | 260 | 4.8% | 13.7% |
| Percent high school graduate or higher: | -- | 88.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 17.8% | 34.3% |
Income Information (28762 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $53,553 / yr. | $75,149 / yr. |
| Mean household income: | $69,337 / yr. | $105,833 / yr. |
| Median family income: | $63,110 / yr. | $92,646 / yr. |
| Per capita income: | $36,951 / yr. | $41,261 / yr. |
Employment (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,130 | -- | 63.5% |
| Employed: | 2,848 | 91.0% | 96.4% |
| Unemployed: | 282 | 9.0% | 5.3% |
| Not in labor force: | 2,553 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,198 | 77.2% | 79.7% |
| Government workers: | 411 | 14.4% | 14.2% |
| Self-employed: | 221 | 7.8% | 5.9% |
| Unpaid family workers: | 18 | 0.6% | 0.1% |
Race & Ethnicity (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 6,127 | 92.6% | 61.6% |
| Black or African American: | 31 | 0.5% | 12.4% |
| American Indian/Alaska Native: | 22 | 0.3% | 1.1% |
| Asian: | 0 | 0.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 329 | 5.0% | 8.4% |
| Two or more races: | 108 | 1.6% | 10.2% |
| Hispanic or Latino (any race): | 346 | 5.2% | 18.7% |
| Mexican: | 383 | 5.8% | 11.2% |
| Puerto Rican: | 307 | 4.6% | 1.8% |
| Cuban: | 5 | 0.1% | 0.7% |
| Other Hispanic or Latino: | 8 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 63 | 1.0% | 81.1% |
Income Distribution (28762 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 102 | 3.4% | 4.9% |
| $10,000 to $14,999: | 76 | 2.6% | 3.8% |
| $15,000 to $24,999: | 336 | 11.3% | 7.0% |
| $25,000 to $34,999: | 312 | 10.5% | 7.4% |
| $35,000 to $49,999: | 565 | 19.0% | 10.7% |
| $50,000 to $74,999: | 675 | 22.7% | 16.1% |
| $75,000 to $99,999: | 292 | 9.8% | 12.8% |
| $100,000 to $149,999: | 427 | 14.4% | 17.1% |
| $150,000 to $199,999: | 85 | 2.9% | 8.8% |
| $200,000 or more: | 104 | 3.5% | 11.4% |
Commute to Work (28762 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,224 | 78.1% | 67.8% |
| Carpooled: | 269 | 9.4% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 34 | 1.2% | 2.5% |
| Other means: | 0 | 0.0% | 0.9% |
| Worked from home: | 208 | 7.3% | 13.8% |
| Mean travel time to work: | 24.7 min | -- | 26.7 min |
Industry (28762 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 15 | 0.5% | 1.6% |
| Construction: | 229 | 8.0% | 6.9% |
| Manufacturing: | 753 | 26.4% | 10.0% |
| Wholesale trade: | 99 | 3.5% | 2.4% |
| Retail trade: | 255 | 9.0% | 11.0% |
| Transportation, warehousing, utilities: | 187 | 6.6% | 5.8% |
| Information: | 94 | 3.3% | 1.9% |
| Finance, insurance, real estate: | 58 | 2.0% | 6.7% |
| Professional, scientific, management: | 185 | 6.5% | 12.1% |
| Education, health care, social services: | 607 | 21.3% | 23.3% |
| Arts, entertainment, food services: | 171 | 6.0% | 9.0% |
| Other services: | 112 | 3.9% | 4.7% |
| Public administration: | 83 | 2.9% | 4.7% |
Poverty Status (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 14.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 5,761 | 87.1% | 91.3% |
| Private health insurance: | 4,098 | 61.9% | 67.6% |
| Public health coverage: | 3,152 | 47.6% | 35.9% |
| Without health insurance: | 856 | 12.9% | 8.7% |
Benefits & Assistance (28762 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,006 | 67.5% | 77.4% |
| Social Security income: | 1,375 | 46.2% | 31.0% |
| Retirement income: | 850 | 28.6% | 21.8% |
| Supplemental Security Income (SSI): | 161 | 5.4% | 4.5% |
| Cash public assistance income: | 26 | 0.9% | 1.8% |
| SNAP (food stamps) benefits: | 399 | 13.4% | 11.4% |
Housing Types (28762 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,321 | 66.4% | 61.4% |
| 1-unit, attached: | 2 | 0.1% | 6.1% |
| 2 units: | 76 | 2.2% | 3.4% |
| 3 or 4 units: | 21 | 0.6% | 4.3% |
| 5 to 9 units: | 9 | 0.3% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 0 | 0.0% | 9.9% |
| Mobile home: | 1,025 | 29.3% | 5.8% |
| Boat, RV, van, etc.: | 42 | 1.2% | 0.1% |
Year Structure Built (28762 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 17 | 0.5% | 0.6% |
| Built 2010 to 2019: | 209 | 6.0% | 8.2% |
| Built 2000 to 2009: | 518 | 14.8% | 13.5% |
| Built 1990 to 1999: | 569 | 16.3% | 13.2% |
| Built 1980 to 1989: | 390 | 11.2% | 13.2% |
| Built 1970 to 1979: | 490 | 14.0% | 14.6% |
| Built 1960 to 1969: | 395 | 11.3% | 10.2% |
| Built 1950 to 1959: | 235 | 6.7% | 9.9% |
| Built 1940 to 1949: | 168 | 4.8% | 4.6% |
| Built 1939 or earlier: | 505 | 14.4% | 12.0% |
Bedrooms (28762 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 58 | 1.7% | 2.4% |
| 1 bedroom: | 470 | 13.4% | 3.0% |
| 2 bedrooms: | 885 | 25.3% | 9.1% |
| 3 bedrooms: | 1,714 | 49.0% | 15.9% |
| 4 bedrooms: | 266 | 7.6% | 18.8% |
| 5 or more bedrooms: | 103 | 2.9% | 17.6% |
Heating Fuel (28762 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 53 | 1.8% | 47.1% |
| Bottled, tank, or LP gas: | 396 | 13.3% | 4.9% |
| Electricity: | 1,762 | 59.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 344 | 11.6% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 379 | 12.7% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 40 | 1.3% | 0.2% |
Vehicles Available (28762 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 182 | 6.1% | 8.3% |
| 1 vehicle available: | 748 | 25.2% | 32.6% |
| 2 vehicles available: | 1,211 | 40.7% | 37.0% |
| 3 or more vehicles available: | 833 | 28.0% | 22.1% |
Home Value Distribution (28762 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 421 | 20.1% | 5.7% |
| $50,000 to $99,999: | 240 | 11.4% | 7.8% |
| $100,000 to $149,999: | 401 | 19.1% | 9.2% |
| $150,000 to $199,999: | 385 | 18.4% | 10.8% |
| $200,000 to $299,999: | 316 | 15.1% | 19.9% |
| $300,000 to $499,999: | 271 | 12.9% | 24.1% |
| $500,000 to $999,999: | 47 | 2.2% | 17.0% |
| $1,000,000 or more: | 16 | 0.8% | 5.6% |
Housing Costs (28762 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,217 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $301 / mo. | $584 / mo. |
| Median gross rent: | $735 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.21 | 2.53 |
| Average household size (renter-occupied): | 2.17 | 2.38 |
Households (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,974 | -- | -- |
| Married-couple households: | 1,451 | 48.8% | 47.5% |
| Cohabiting couple households: | 319 | 10.7% | 7.0% |
| Male householder, no spouse: | 532 | 17.9% | 5.4% |
| Female householder, no spouse: | 786 | 26.4% | 12.7% |
| Householder living alone: | 569 | 19.1% | 28.6% |
| 65 years and over living alone: | 1,133 | 38.1% | 11.8% |
| Average household size: | 2.20 | -- | 2.53 |
| Average family size: | 2.68 | -- | -- |
Marital Status (28762 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,831 | -- | -- |
| Never married: | 672 | 23.7% | 37.0% |
| Now married: | 1,511 | 53.4% | 49.5% |
| Separated: | 137 | 4.8% | 1.5% |
| Widowed: | 437 | 15.4% | 2.6% |
| Divorced: | 413 | 14.6% | 9.3% |
School Enrollment (28762 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,076 | -- | -- |
| Nursery school, preschool: | 93 | 8.6% | 5.8% |
| Kindergarten: | 51 | 4.7% | 5.0% |
| Elementary school (grades 1-8): | 420 | 39.0% | 40.5% |
| High school (grades 9-12): | 360 | 33.5% | 21.4% |
| College or graduate school: | 152 | 14.1% | 27.3% |
Veterans & Disability (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 5,569 | -- | -- |
| Veterans: | 620 | 11.1% | 6.3% |
| Civilian noninstitutionalized population: | 6,617 | -- | -- |
| With a disability: | 1,397 | 21.1% | 13.4% |
| Under 18 with disability: | 18 | 1.3% | 5.8% |
| 18 to 64 with disability: | 766 | 54.8% | 10.4% |
| 65 and over with disability: | 613 | 43.9% | 33.4% |
Mobility (Residence 1 Year Ago) (28762 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 5,681 | 85.9% | 86.9% |
| Different house: | 907 | 13.7% | 13.1% |
| Same county: | 425 | 46.9% | 7.0% |
| Different county: | 466 | 51.4% | 3.2% |
| Different state: | 176 | 19.4% | 2.5% |
| Abroad: | 16 | 1.8% | 0.4% |
Place of Birth (28762 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 6,369 | 96.3% | 86.2% |
| Foreign born: | 45 | 0.7% | 13.9% |
| Naturalized citizen: | 248 | 551.1% | 52.7% |
| Not a citizen: | 248 | 551.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 248 | 551.1% | 10.5% |
| Asia: | 25 | 55.6% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 204 | 453.3% | 50.0% |
| Northern America: | 19 | 42.2% | 2.2% |
Language Spoken at Home (28762 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,365 | -- | -- |
| English only: | 5,915 | 92.9% | 78.3% |
| Language other than English: | 450 | 7.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 365 | 5.7% | 13.3% |
| Other Indo-European languages: | 79 | 1.2% | 3.5% |
| Asian/Pacific Island languages: | 6 | 0.1% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (28762 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,974 | 100.0% | 93.1% |
| Households with broadband internet: | 2,629 | 88.4% | 89.4% |
Old Fort, NC28762