28786 ZIP Code
Waynesville, North carolina
December 12, 2025
| ZIP Code: | 28786 |
| City/Town: | Waynesville |
| County: | Haywood |
| State: | North carolina |
| ZIP Type: | Standard |
| Population: | 21,927 |
| Median Household Income: | $54,008 |
| Per Capita Income: | $36,855 |
| Total Housing Units: | 11,777 |
| Median Home Value: | $240,000 |
| Land Area: | 73.0 sq miles
189.0 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 35.4620, -82.9887 |
Population Information (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,927 | -- | -- |
| Male: | 10,416 | 47.5% | 49.6% |
| Female: | 11,511 | 52.5% | 50.4% |
| Median Age: | 50.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 785 | 3.6% | 5.7% |
| 5 to 9 years: | 1,325 | 6.0% | 6.0% |
| 10 to 14 years: | 1,133 | 5.2% | 6.5% |
| 15 to 19 years: | 1,046 | 4.8% | 6.6% |
| 20 to 24 years: | 1,074 | 4.9% | 6.7% |
| 25 to 34 years: | 2,051 | 9.4% | 13.7% |
| 35 to 44 years: | 2,386 | 10.9% | 12.9% |
| 45 to 54 years: | 3,088 | 14.1% | 12.4% |
| 55 to 59 years: | 1,901 | 8.7% | 6.5% |
| 60 to 64 years: | 1,522 | 6.9% | 6.4% |
| 65 to 74 years: | 3,148 | 14.4% | 9.7% |
| 75 to 84 years: | 1,622 | 7.4% | 4.8% |
| 85 years and over: | 846 | 3.9% | 2.0% |
Housing Information (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $240,000 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $1,020 / mo. | -- | $1,268 / mo. |
| Total housing units: | 11,777 | -- | -- |
| Occupied housing units: | 9,605 | 81.6% | 38.0% |
| Vacant housing units: | 2,172 | 18.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,889 | 71.7% | 64.8% |
| Renter-occupied: | 2,716 | 28.3% | 35.2% |
Educational Attainment (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 16,564 | -- | -- |
| Less than 9th grade: | 498 | 3.0% | 4.7% |
| 9th to 12th grade, no diploma: | 1,065 | 6.4% | 6.1% |
| High school graduate: | 3,966 | 23.9% | 26.4% |
| Some college, no degree: | 3,750 | 22.6% | 19.7% |
| Associate degree: | 1,879 | 11.3% | 8.7% |
| Bachelor's degree: | 3,396 | 20.5% | 20.9% |
| Graduate or professional degree: | 2,010 | 12.1% | 13.7% |
| Percent high school graduate or higher: | -- | 90.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 32.6% | 34.3% |
Income Information (28786 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $54,008 / yr. | $75,149 / yr. |
| Mean household income: | $79,064 / yr. | $105,833 / yr. |
| Median family income: | $81,330 / yr. | $92,646 / yr. |
| Per capita income: | $36,855 / yr. | $41,261 / yr. |
Employment (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,203 | -- | 63.5% |
| Employed: | 9,806 | 96.3% | 96.4% |
| Unemployed: | 374 | 3.7% | 5.3% |
| Not in labor force: | 8,257 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,872 | 70.1% | 79.7% |
| Government workers: | 1,996 | 20.4% | 14.2% |
| Self-employed: | 931 | 9.5% | 5.9% |
| Unpaid family workers: | 7 | 0.1% | 0.1% |
Race & Ethnicity (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 20,405 | 93.1% | 61.6% |
| Black or African American: | 281 | 1.3% | 12.4% |
| American Indian/Alaska Native: | 80 | 0.4% | 1.1% |
| Asian: | 48 | 0.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 209 | 1.0% | 8.4% |
| Two or more races: | 904 | 4.1% | 10.2% |
| Hispanic or Latino (any race): | 724 | 3.3% | 18.7% |
| Mexican: | 920 | 4.2% | 11.2% |
| Puerto Rican: | 360 | 1.6% | 1.8% |
| Cuban: | 272 | 1.2% | 0.7% |
| Other Hispanic or Latino: | 32 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 256 | 1.2% | 81.1% |
Income Distribution (28786 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 401 | 4.2% | 4.9% |
| $10,000 to $14,999: | 523 | 5.4% | 3.8% |
| $15,000 to $24,999: | 1,222 | 12.7% | 7.0% |
| $25,000 to $34,999: | 1,065 | 11.1% | 7.4% |
| $35,000 to $49,999: | 1,411 | 14.7% | 10.7% |
| $50,000 to $74,999: | 1,211 | 12.6% | 16.1% |
| $75,000 to $99,999: | 1,294 | 13.5% | 12.8% |
| $100,000 to $149,999: | 1,508 | 15.7% | 17.1% |
| $150,000 to $199,999: | 358 | 3.7% | 8.8% |
| $200,000 or more: | 612 | 6.4% | 11.4% |
Commute to Work (28786 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 7,120 | 72.6% | 67.8% |
| Carpooled: | 1,226 | 12.5% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 171 | 1.7% | 2.5% |
| Other means: | 58 | 0.6% | 0.9% |
| Worked from home: | 718 | 7.3% | 13.8% |
| Mean travel time to work: | 22.2 min | -- | 26.7 min |
Industry (28786 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 196 | 2.0% | 1.6% |
| Construction: | 718 | 7.3% | 6.9% |
| Manufacturing: | 1,018 | 10.4% | 10.0% |
| Wholesale trade: | 58 | 0.6% | 2.4% |
| Retail trade: | 1,060 | 10.8% | 11.0% |
| Transportation, warehousing, utilities: | 390 | 4.0% | 5.8% |
| Information: | 46 | 0.5% | 1.9% |
| Finance, insurance, real estate: | 650 | 6.6% | 6.7% |
| Professional, scientific, management: | 988 | 10.1% | 12.1% |
| Education, health care, social services: | 2,605 | 26.6% | 23.3% |
| Arts, entertainment, food services: | 1,180 | 12.0% | 9.0% |
| Other services: | 347 | 3.5% | 4.7% |
| Public administration: | 550 | 5.6% | 4.7% |
Poverty Status (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 14.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 19,156 | 87.4% | 91.3% |
| Private health insurance: | 13,796 | 62.9% | 67.6% |
| Public health coverage: | 9,326 | 42.5% | 35.9% |
| Without health insurance: | 2,534 | 11.6% | 8.7% |
Benefits & Assistance (28786 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,317 | 65.8% | 77.4% |
| Social Security income: | 4,272 | 44.5% | 31.0% |
| Retirement income: | 2,979 | 31.0% | 21.8% |
| Supplemental Security Income (SSI): | 562 | 5.9% | 4.5% |
| Cash public assistance income: | 181 | 1.9% | 1.8% |
| SNAP (food stamps) benefits: | 1,325 | 13.8% | 11.4% |
Housing Types (28786 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,998 | 67.9% | 61.4% |
| 1-unit, attached: | 187 | 1.6% | 6.1% |
| 2 units: | 474 | 4.0% | 3.4% |
| 3 or 4 units: | 413 | 3.5% | 4.3% |
| 5 to 9 units: | 189 | 1.6% | 4.6% |
| 10 to 19 units: | 326 | 2.8% | 4.3% |
| 20 or more units: | 214 | 1.8% | 9.9% |
| Mobile home: | 1,969 | 16.7% | 5.8% |
| Boat, RV, van, etc.: | 7 | 0.1% | 0.1% |
Year Structure Built (28786 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 37 | 0.3% | 0.6% |
| Built 2010 to 2019: | 693 | 5.9% | 8.2% |
| Built 2000 to 2009: | 1,390 | 11.8% | 13.5% |
| Built 1990 to 1999: | 2,009 | 17.1% | 13.2% |
| Built 1980 to 1989: | 1,639 | 13.9% | 13.2% |
| Built 1970 to 1979: | 1,763 | 15.0% | 14.6% |
| Built 1960 to 1969: | 1,539 | 13.1% | 10.2% |
| Built 1950 to 1959: | 982 | 8.3% | 9.9% |
| Built 1940 to 1949: | 813 | 6.9% | 4.6% |
| Built 1939 or earlier: | 912 | 7.7% | 12.0% |
Bedrooms (28786 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 277 | 2.4% | 2.4% |
| 1 bedroom: | 955 | 8.1% | 3.0% |
| 2 bedrooms: | 3,403 | 28.9% | 9.1% |
| 3 bedrooms: | 5,542 | 47.1% | 15.9% |
| 4 bedrooms: | 1,290 | 11.0% | 18.8% |
| 5 or more bedrooms: | 310 | 2.6% | 17.6% |
Heating Fuel (28786 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 339 | 3.5% | 47.1% |
| Bottled, tank, or LP gas: | 811 | 8.4% | 4.9% |
| Electricity: | 6,126 | 63.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 1,827 | 19.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 455 | 4.7% | 1.5% |
| Solar energy: | 11 | 0.1% | 0.1% |
| Other fuel: | 20 | 0.2% | 0.5% |
| No fuel used: | 16 | 0.2% | 0.2% |
Vehicles Available (28786 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 465 | 4.8% | 8.3% |
| 1 vehicle available: | 3,248 | 33.8% | 32.6% |
| 2 vehicles available: | 3,568 | 37.1% | 37.0% |
| 3 or more vehicles available: | 2,324 | 24.2% | 22.1% |
Home Value Distribution (28786 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 773 | 11.2% | 5.7% |
| $50,000 to $99,999: | 371 | 5.4% | 7.8% |
| $100,000 to $149,999: | 717 | 10.4% | 9.2% |
| $150,000 to $199,999: | 1,012 | 14.7% | 10.8% |
| $200,000 to $299,999: | 1,601 | 23.2% | 19.9% |
| $300,000 to $499,999: | 1,581 | 22.9% | 24.1% |
| $500,000 to $999,999: | 691 | 10.0% | 17.0% |
| $1,000,000 or more: | 143 | 2.1% | 5.6% |
Housing Costs (28786 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,266 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $448 / mo. | $584 / mo. |
| Median gross rent: | $1,020 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.36 | 2.53 |
| Average household size (renter-occupied): | 1.97 | 2.38 |
Households (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 9,605 | -- | -- |
| Married-couple households: | 4,620 | 48.1% | 47.5% |
| Cohabiting couple households: | 1,207 | 12.6% | 7.0% |
| Male householder, no spouse: | 1,714 | 17.8% | 5.4% |
| Female householder, no spouse: | 2,825 | 29.4% | 12.7% |
| Householder living alone: | 2,359 | 24.6% | 28.6% |
| 65 years and over living alone: | 4,149 | 43.2% | 11.8% |
| Average household size: | 2.25 | -- | 2.53 |
| Average family size: | 2.83 | -- | -- |
Marital Status (28786 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,833 | -- | -- |
| Never married: | 2,537 | 28.7% | 37.0% |
| Now married: | 4,941 | 55.9% | 49.5% |
| Separated: | 451 | 5.1% | 1.5% |
| Widowed: | 847 | 9.6% | 2.6% |
| Divorced: | 2,035 | 23.0% | 9.3% |
School Enrollment (28786 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,160 | -- | -- |
| Nursery school, preschool: | 321 | 7.7% | 5.8% |
| Kindergarten: | 227 | 5.5% | 5.0% |
| Elementary school (grades 1-8): | 2,003 | 48.1% | 40.5% |
| High school (grades 9-12): | 887 | 21.3% | 21.4% |
| College or graduate school: | 722 | 17.4% | 27.3% |
Veterans & Disability (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 17,900 | -- | -- |
| Veterans: | 1,624 | 9.1% | 6.3% |
| Civilian noninstitutionalized population: | 21,690 | -- | -- |
| With a disability: | 4,060 | 18.7% | 13.4% |
| Under 18 with disability: | 184 | 4.5% | 5.8% |
| 18 to 64 with disability: | 1,885 | 46.4% | 10.4% |
| 65 and over with disability: | 1,991 | 49.0% | 33.4% |
Mobility (Residence 1 Year Ago) (28786 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 19,015 | 86.7% | 86.9% |
| Different house: | 2,854 | 13.0% | 13.1% |
| Same county: | 1,511 | 52.9% | 7.0% |
| Different county: | 1,317 | 46.1% | 3.2% |
| Different state: | 785 | 27.5% | 2.5% |
| Abroad: | 26 | 0.9% | 0.4% |
Place of Birth (28786 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 21,445 | 97.8% | 86.2% |
| Foreign born: | 188 | 0.9% | 13.9% |
| Naturalized citizen: | 482 | 256.4% | 52.7% |
| Not a citizen: | 482 | 256.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 482 | 256.4% | 10.5% |
| Asia: | 185 | 98.4% | 31.3% |
| Africa: | 9 | 4.8% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 220 | 117.0% | 50.0% |
| Northern America: | 23 | 12.2% | 2.2% |
Language Spoken at Home (28786 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 21,142 | -- | -- |
| English only: | 20,569 | 97.3% | 78.3% |
| Language other than English: | 573 | 2.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 369 | 1.7% | 13.3% |
| Other Indo-European languages: | 154 | 0.7% | 3.5% |
| Asian/Pacific Island languages: | 34 | 0.2% | 3.5% |
| Other languages: | 16 | 0.1% | 1.0% |
Computers & Internet (28786 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 9,605 | 100.0% | 93.1% |
| Households with broadband internet: | 8,739 | 91.0% | 89.4% |
Waynesville, NC28786